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Regulatory Matters (Tables)

12 Months Ended

Dec. 31, 2020

Regulatory Matters

Schedule of corporation's actual capital amounts and ratios.


		December 31, 2020
							To Be Well Capitalized
		Actual					Under CBLR Framework
(dollars in thousands)		Amount			Ratio		Amount			Ratio
Tier 1 capital (to average assets)
Corporation		$	134,564		8.96%		$	120,082		8.00%
Bank			173,231		11.54%			120,080		8.00%


		December 31, 2019
												To be well capitalized under
							For capital adequacy					prompt corrective action
		Actual					purposes					provisions *
(dollars in thousands):		Amount			Ratio		Amount			Ratio		Amount			Ratio
Total capital (to risk-weighted assets)
Corporation		$	166,471		16.10%		$	108,576		10.50%		$	103,405		10.00%
Bank			166,360		16.09%			108,571		10.50%			103,401		10.00%
Common equity tier 1 capital (to risk-weighted assets)
Corporation			115,934		11.21%			72,384		7.00%			67,214		6.50%
Bank			154,881		14.98%			72,381		7.00%			67,211		6.50%
Tier 1 capital (to risk-weighted assets)
Corporation			115,934		11.21%			87,895		8.50%			82,724		8.00%
Bank			154,881		14.98%			87,891		8.50%			82,721		8.00%
Tier 1 capital (to average assets)
Corporation			115,934		10.55%			43,973		4.00%			54,966		5.00%
Bank			154,881		14.08%			44,013		4.00%			55,017		5.00%

* Prompt corrective action requirements do not apply to Meridian Corporation but are included as information only