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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2021
Mar. 31, 2020
CONSOLIDATED STATEMENTS OF CASH FLOWS    
Net income $ 10,170 $ 2,516
Adjustments to reconcile net income to net cash (used in) provided by operating activities:    
Gain on sale of investment securities (48)  
Depreciation and amortization (1,709) 160
Net amortization of investment premiums and discounts and change in fair value of equity securities 331 58
Provision for loan losses 599 1,552
Amortization of issuance costs on subordinated debt 30 24
Share-based compensation 229  
Net change in fair value of derivative instruments 944 (954)
Net change in fair value of loans held for sale 3,867 (860)
Net change in fair value of loans held for investment 102 62
Gain on sale of OREO   (6)
Amortization and net impairment (recovery) of servicing rights (45) 234
Capitalization of servicing rights, net (2,616) (343)
SBA loan income (1,245) (542)
Proceeds from sale of loans 803,858 188,452
Loans originated for sale (724,675) (254,862)
Mortgage banking income (24,100) (6,793)
Increase in accrued interest receivable (85) (135)
(Increase) decrease in other assets (5,246) 8,587
Earnings from investment in life insurance (66) (70)
(Decrease) income in Deferred income tax (1,865) 412
(Decrease) increase in accrued interest payable (411) 490
Increase (decrease) in other liabilities 4,745 (660)
Net cash provided by (used in) operating activities 62,764 (62,678)
Activity in available-for-sale securities:    
Maturities, repayments and calls 2,343 1,559
Sales 13,639 0
Purchases (28,151) (30,006)
Activity in held-to-maturity securities:    
Maturities, repayments and calls   1,000
Proceeds from sale of OREO   126
Decrease (Increase) in restricted stock 2,747 (275)
Net increase in loans (70,915) (56,197)
Purchases of premises and equipment (677) (186)
Net cash used in investing activities (81,014) (83,979)
Cash flows from financing activities:    
Net increase in deposits 142,255 142,585
(Decrease) in short-term borrowings (5,465) (18,169)
(Decrease) increase in short-term borrowings with original maturity > 90 days (75,021) 24,200
Proceeds from long-term debt, net (42,662) 1,900
Issuance costs on subordinated debt   (101)
Net purchase of treasury stock   (5,703)
Dividends paid (6,931)  
Share based awards and exercises 334 96
Net cash provided by financing activities 12,510 144,808
Net change in cash and cash equivalents (5,740) (1,849)
Cash and cash equivalents at beginning of period 36,744 39,371
Cash and cash equivalents at end of period 31,004 37,522
Supplemental disclosure of cash flow information:    
Interest 2,742 3,638
Income taxes   145
Supplemental disclosure of cash flow information:    
Transfers from loans held for sale to loans held for investment 2,390  
Net loans sold, not settled (4,432) (206)
Investment security purchases, not settled $ (1,188) $ (2,757)