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Consolidated Statements of Income and Comprehensive Income (USD $)
In Thousands, except Per Share data, unless otherwise specified
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
Interest and dividend income:      
Loans, including fees $ 36,329 $ 41,263 $ 43,462
Taxable 1,608 1,776 2,187
Tax exempt 590 571 497
Dividends 279 267 275
Other interest 195 163 93
39,001 44,040 46,514
Interest expense:      
Deposits 5,064 8,436 11,053
Other borrowed funds 493 644 1,405
Subordinated debentures 789 1,089 1,089
6,346 10,169 13,547
Net interest income 32,655 33,871 32,967
Provision for loan losses 1,583 4,896 5,871
Net interest income after provision for loan losses 31,072 28,975 27,096
Noninterest income:      
Service charges on deposit accounts 1,831 2,218 2,202
Trust fees 199 215 233
Income from bank owned life insurance and annuity assets 782 725 741
Mortgage banking income 626 386 362
Electronic refund check / deposit fees 2,289 2,559 780
Debit/credit card interchange income 1,700 1,387 998
Net loss on other real estate owned (331) (1,266)  
Other 1,206 956 1,015
8,483 7,222 6,154
Noninterest expense:      
Salaries and employee benefits 17,418 16,650 15,647
Occupancy 1,565 1,585 1,609
Furniture and equipment 954 1,143 1,214
Corporation franchise tax 780 744 745
FDIC insurance 755 1,029 1,061
Data processing 1,021 891 685
Foreclosed assets 446 650 67
Other 6,802 5,607 5,615
29,741 28,299 26,643
Income before income taxes 9,814 7,898 6,607
Provision for income taxes 2,762 2,063 1,511
NET INCOME 7,052 5,835 5,096
Change in unrealized gains/losses on securities 979 1,127 (693)
Income tax effect (333) (383) 236
Net of tax 646 744 (457)
Comprehensive income 7,698 6,579 4,639
Earnings per share (in Dollars per share) $ 1.75 $ 1.46 $ 1.28
Other Real Estate Owned [Member]
     
Noninterest income:      
Net loss on other real estate owned $ (150) $ (1,224) $ (177)