XML 80 R36.htm IDEA: XBRL DOCUMENT
v2.4.0.8

Note 4 - Loans and Allowance for Loan Losses (Details) - Loans Individually Evaluated for Impairment (USD $) | 6 Months Ended | 12 Months Ended
--- | --- | ---
Jun. 30, 2013 | Jun. 30, 2012 | Dec. 31, 2012
Note 4 - Loans and Allowance for Loan Losses (Details) - Loans Individually Evaluated for Impairment [Line Items] |  |  |
Unpaid Principal Balance |  |  | $ 426,000
Recorded Investment | 4,160 |  | 1,979,000
Allowance for Loan Losses Allocated | 2,477,000 | 1,973,000 | 2,107,000
Unpaid Principal Balance | 16,204,000 | 16,623,000 | 19,277,000
Recorded Investment | 15,402,000 | 14,800,000 | 17,401,000
Allowance for Loan Losses Allocated | 2,477,000 | 1,973,000 | 2,107,000
Average Impaired Loans | 13,607,000 | 13,248,000 | 11,717,000
Interest Income Recognized | 350,000 | 430,000 | 864,000
Cash Basis Interest Recognized | 350,000 | 391,000 | 864,000
Residential Real Estate Loans [Member] | No Related Allowance Recorded (Member) |  |  |
Note 4 - Loans and Allowance for Loan Losses (Details) - Loans Individually Evaluated for Impairment [Line Items] |  |  |
Unpaid Principal Balance | 490,000 | 1,174,000 | 619,000
Recorded Investment | 490,000 | 1,034,000 | 407,000
Average Impaired Loans | 481,000 | 886,000 | 493,000
Interest Income Recognized | 13,000 | 18,000 |
Cash Basis Interest Recognized | 13,000 | 13,000 |
Residential Real Estate Loans [Member] | Related Allowance Recorded (Member) |  |  |
Note 4 - Loans and Allowance for Loan Losses (Details) - Loans Individually Evaluated for Impairment [Line Items] |  |  |
Unpaid Principal Balance | 426,000 |  | 420,000
Recorded Investment | 426,000 |  | 420,000
Allowance for Loan Losses Allocated | 123,000 |  | 128,000
Average Impaired Loans | 424,000 |  | 420,000
Interest Income Recognized | 8,000 |  | 23,000
Cash Basis Interest Recognized | 8,000 |  | 23,000
Allowance for Loan Losses Allocated | 123,000 |  | 128,000
Commercial Real Estate Owner Occupied [Member] | No Related Allowance Recorded (Member) |  |  |
Note 4 - Loans and Allowance for Loan Losses (Details) - Loans Individually Evaluated for Impairment [Line Items] |  |  |
Unpaid Principal Balance | 1,485,000 | 7,410,000 | 5,528,000
Recorded Investment | 1,483,000 | 7,159,000 | 5,528,000
Average Impaired Loans | 1,362,000 | 5,631,000 | 4,729,000
Interest Income Recognized | 22,000 | 264,000 | 338,000
Cash Basis Interest Recognized | 22,000 | 244,000 | 338,000
Commercial Real Estate Owner Occupied [Member] | Related Allowance Recorded (Member) |  |  |
Note 4 - Loans and Allowance for Loan Losses (Details) - Loans Individually Evaluated for Impairment [Line Items] |  |  |
Unpaid Principal Balance |  | 3,614,000 |
Recorded Investment |  | 3,614,000 |
Allowance for Loan Losses Allocated |  | 1,207,000 |
Average Impaired Loans |  | 3,529,000 |
Interest Income Recognized |  | 77,000 |
Cash Basis Interest Recognized |  | 69,000 |
Allowance for Loan Losses Allocated |  | 1,207,000 |
Commercial Real Estate Nonowner Occupied [Member] | No Related Allowance Recorded (Member) |  |  |
Note 4 - Loans and Allowance for Loan Losses (Details) - Loans Individually Evaluated for Impairment [Line Items] |  |  |
Unpaid Principal Balance | 6,849,000 | 1,790,000 | 10,085,000
Recorded Investment | 6,049,000 | 889,000 | 8,847,000
Average Impaired Loans | 6,717,000 | 934,000 | 4,767,000
Interest Income Recognized | 186,000 | 24,000 | 456,000
Cash Basis Interest Recognized | 186,000 | 23,000 | 456,000
Commercial Real Estate Nonowner Occupied [Member] | Related Allowance Recorded (Member) |  |  |
Note 4 - Loans and Allowance for Loan Losses (Details) - Loans Individually Evaluated for Impairment [Line Items] |  |  |
Unpaid Principal Balance | 3,436,000 | 1,298,000 | 1,979,000
Recorded Investment | 3,436,000 | 1,047,000 | 1,979,000
Allowance for Loan Losses Allocated | 1,476,000 | 638,000 | 1,979,000
Average Impaired Loans | 3,450,000 | 1,198,000 | 1,132,000
Interest Income Recognized | 53,000 | 18,000 | 38,000
Cash Basis Interest Recognized | 53,000 | 17,000 | 38,000
Allowance for Loan Losses Allocated | 1,476,000 | 638,000 | 1,979,000
Commercial and Industrial [Member] | No Related Allowance Recorded (Member) |  |  |
Note 4 - Loans and Allowance for Loan Losses (Details) - Loans Individually Evaluated for Impairment [Line Items] |  |  |
Unpaid Principal Balance | 2,376,000 |  |
Recorded Investment | 2,376,000 |  |
Average Impaired Loans | 792,000 |  |
Interest Income Recognized | 23,000 |  |
Cash Basis Interest Recognized | 23,000 |  |
Unpaid Principal Balance | 1,142,000 |  |
Recorded Investment | 1,142,000 |  |
Allowance for Loan Losses Allocated | 878,000 |  |
Average Impaired Loans | 381,000 |  |
Interest Income Recognized | 45,000 |  |
Cash Basis Interest Recognized | 45,000 |  |
Allowance for Loan Losses Allocated | 878,000 |  |
Construction [Member] | No Related Allowance Recorded (Member) |  |  |
Note 4 - Loans and Allowance for Loan Losses (Details) - Loans Individually Evaluated for Impairment [Line Items] |  |  |
Unpaid Principal Balance |  | 675,000 |
Recorded Investment |  | 395,000 |
Average Impaired Loans |  | 488,000 |
Interest Income Recognized |  | 6,000 |
Cash Basis Interest Recognized |  | 6,000 |
Consumer Loans [Member] | No Related Allowance Recorded (Member) |  |  |
Note 4 - Loans and Allowance for Loan Losses (Details) - Loans Individually Evaluated for Impairment [Line Items] |  |  |
Unpaid Principal Balance |  | 22,000 |
Recorded Investment |  | 22,000 |
Average Impaired Loans |  | 15,000 |
Interest Income Recognized |  | 1,000 |
Cash Basis Interest Recognized |  | 1,000 |
Home Equity Loans [Member] | No Related Allowance Recorded (Member) |  |  |
Note 4 - Loans and Allowance for Loan Losses (Details) - Loans Individually Evaluated for Impairment [Line Items] |  |  |
Unpaid Principal Balance |  | 220,000 | 220,000
Recorded Investment |  | 220,000 | 220,000
Average Impaired Loans |  | 147,000 | 176,000
Interest Income Recognized |  | 5,000 | 9,000
Cash Basis Interest Recognized |  | 5,000 | 9,000
Unpaid Principal Balance |  | 420,000 |
Recorded Investment |  | 420,000 |
Allowance for Loan Losses Allocated |  | 128,000 |
Average Impaired Loans |  | 420,000 |
Interest Income Recognized |  | 17,000 |
Cash Basis Interest Recognized |  | 13,000 |
Allowance for Loan Losses Allocated |  | $ 128,000 |

X
- Details
Name: | ovbc_Note4LoansandAllowanceforLoanLossesDetailsLoansIndividuallyEvaluatedforImpairmentLineItems
Namespace Prefix: | ovbc_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount of valuation allowance for financing receivables that are expected to be uncollectible that were individually evaluated for impairment. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (g) -URI http://asc.fasb.org/extlink&oid=28368275&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Average amount of investment of impaired financing receivables with related allowance for credit losses and without a related allowance for credit losses. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=28368275&loc=d3e5212-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 17 -URI http://asc.fasb.org/extlink&oid=28368275&loc=d3e5258-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount of interest income recognized that the financing receivables (with related allowance for credit losses and without a related allowance for credit losses) were impaired. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -Subparagraph (c)(2) -URI http://asc.fasb.org/extlink&oid=28368275&loc=d3e5212-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Amount of interest income recognized on a cash-basis method of accounting that the financing receivables (with related allowance for credit losses and without a related allowance for credit losses) were impaired. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -Subparagraph (c)(3) -URI http://asc.fasb.org/extlink&oid=28368275&loc=d3e5212-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Amount of investment of impaired financing receivables with related allowance for credit losses and without a related allowance for credit losses. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 14A -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=28368275&loc=SL6953550-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivableRecordedInvestment
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount of unpaid principal balance of impaired financing receivables with related allowance for credit losses and without related allowance for credit losses. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -Subparagraph (a)(4) -URI http://asc.fasb.org/extlink&oid=28368275&loc=d3e5212-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount of average investment of impaired financing receivables for which there is no related allowance for credit losses. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=28368275&loc=d3e5212-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 17 -URI http://asc.fasb.org/extlink&oid=28368275&loc=d3e5258-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount of interest income, recognized on accrual basis, on financing receivables that are recognized as impaired, for which there is no related allowance for credit losses. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -Subparagraph (c)(2) -URI http://asc.fasb.org/extlink&oid=28368275&loc=d3e5212-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Amount of interest income, recognized on cash basis, on financing receivables, for which there is no related allowance for credit losses and are recognized as impaired. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -Subparagraph (c)(3) -URI http://asc.fasb.org/extlink&oid=28368275&loc=d3e5212-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeCashBasisMethod
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Amount of investment in impaired financing receivables for which there is no related allowance for credit losses. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 14A -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=28368275&loc=SL6953550-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount of unpaid principal balance of impaired financing receivables for which there is no related allowance for credit losses. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -Subparagraph (a)(4) -URI http://asc.fasb.org/extlink&oid=28368275&loc=d3e5212-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount of average investment of impaired financing receivables for which there is a related allowance for credit losses. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=28368275&loc=d3e5212-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 17 -URI http://asc.fasb.org/extlink&oid=28368275&loc=d3e5258-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount of interest income, recognized on accrual basis, on financing receivables, for which there is a related allowance for credit losses and are recognized as impaired. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -Subparagraph (c)(2) -URI http://asc.fasb.org/extlink&oid=28368275&loc=d3e5212-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Amount of interest income on financing receivables, for which there is a related allowance for credit losses, recognized on a cash-basis method of accounting that the financing receivables were impaired. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -Subparagraph (c)(3) -URI http://asc.fasb.org/extlink&oid=28368275&loc=d3e5212-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeCashBasisMethod
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Amount of investment in impaired financing receivables for which there is a related allowance for credit losses. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 14A -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=28368275&loc=SL6953550-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Unpaid principal balance of impaired financing receivables for which there is a related allowance for credit losses. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -Subparagraph (a)(4) -URI http://asc.fasb.org/extlink&oid=28368275&loc=d3e5212-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant