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Note 4 - Loans and Allowance for Loan Losses (Tables) | 6 Months Ended
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Jun. 30, 2013
Receivables [Abstract] |
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block] |
Loans are comprised of the following: |  | June 30, 2013 |  |  | December 31, 2012 |
Residential real estate |  | $ | 220,290 |  |  | $ | 226,022 |
Commercial real estate: |  |  |  |  |  |  |  |
Owner-occupied |  |  | 99,232 |  |  |  | 104,842 |
Nonowner-occupied |  |  | 53,759 |  |  |  | 52,792 |
Construction |  |  | 21,308 |  |  |  | 17,376 |
Commercial and industrial |  |  | 58,299 |  |  |  | 57,239 |
Consumer: |  |  |  |  |  |  |  |
Automobile |  |  | 40,104 |  |  |  | 41,168 |
Home equity |  |  | 18,223 |  |  |  | 18,332 |
Other |  |  | 40,230 |  |  |  | 40,517 |
|  |  | 551,445 |  |  |  | 558,288 |
Less: Allowance for loan losses |  |  | 6,468 |  |  |  | 6,905 |
Loans, net |  | $ | 544,977 |  |  | $ | 551,383 |
Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent [Table Text Block] |
June 30, 2013 |  | Residential Real Estate |  |  | Commercial Real Estate |  |  | Commercial and Industrial |  |  | Consumer |  |  | Total |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 1,314 |  |  | $ | 3,744 |  |  | $ | 761 |  |  | $ | 853 |  |  | $ | 6,672 |
Provision for loan losses |  |  | (182 | ) |  |  | (715 | ) |  |  | 565 |  |  |  | 143 |  |  |  | (189 | )
Loans charged off |  |  | (100 | ) |  |  | ---- |  |  |  | ---- |  |  |  | (284 | ) |  |  | (384 | )
Recoveries |  |  | 160 |  |  |  | 5 |  |  |  | 16 |  |  |  | 188 |  |  |  | 369 |
Total ending allowance balance |  | $ | 1,192 |  |  | $ | 3,034 |  |  | $ | 1,342 |  |  | $ | 900 |  |  | $ | 6,468 |
June 30, 2012 |  | Residential Real Estate |  |  | Commercial Real Estate |  |  | Commercial and Industrial |  |  | Consumer |  |  | Total |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 1,491 |  |  | $ | 3,423 |  |  | $ | 623 |  |  | $ | 1,310 |  |  | $ | 6,847 |
Provision for loan losses |  |  | 18 |  |  |  | 1,004 |  |  |  | (319 | ) |  |  | (179 | ) |  |  | 524 |
Loans charged-off |  |  | (85 | ) |  |  | (62 | ) |  |  | ---- |  |  |  | (298 | ) |  |  | (445 | )
Recoveries |  |  | 19 |  |  |  | 4 |  |  |  | 349 |  |  |  | 229 |  |  |  | 601 |
Total ending allowance balance |  | $ | 1,443 |  |  | $ | 4,369 |  |  | $ | 653 |  |  | $ | 1,062 |  |  | $ | 7,527 |
June 30, 2013 |  | Residential Real Estate |  |  | Commercial Real Estate |  |  | Commercial and Industrial |  |  | Consumer |  |  | Total |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 1,329 |  |  | $ | 3,946 |  |  | $ | 783 |  |  | $ | 847 |  |  | $ | 6,905 |
Provision for loan losses |  |  | 145 |  |  |  | (1,193 | ) |  |  | 532 |  |  |  | 358 |  |  |  | (158 | )
Loans charged off |  |  | (457 | ) |  |  | (2 | ) |  |  | ---- |  |  |  | (721 | ) |  |  | (1,180 | )
Recoveries |  |  | 175 |  |  |  | 283 |  |  |  | 27 |  |  |  | 416 |  |  |  | 901 |
Total ending allowance balance |  | $ | 1,192 |  |  | $ | 3,034 |  |  | $ | 1,342 |  |  | $ | 900 |  |  | $ | 6,468 |
June 30, 2012 |  | Residential Real Estate |  |  | Commercial Real Estate |  |  | Commercial and Industrial |  |  | Consumer |  |  | Total |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 1,730 |  |  | $ | 3,623 |  |  | $ | 636 |  |  | $ | 1,355 |  |  | $ | 7,344 |
Provision for loan losses |  |  | 295 |  |  |  | 1,896 |  |  |  | (407 | ) |  |  | 56 |  |  |  | 1,840 |
Loans charged-off |  |  | (678 | ) |  |  | (1,158 | ) |  |  | (70 | ) |  |  | (817 | ) |  |  | (2,723 | )
Recoveries |  |  | 96 |  |  |  | 8 |  |  |  | 494 |  |  |  | 468 |  |  |  | 1,066 |
Total ending allowance balance |  | $ | 1,443 |  |  | $ | 4,369 |  |  | $ | 653 |  |  | $ | 1,062 |  |  | $ | 7,527 |
Allowance for Loan Losses and the Recorded Investment of Loans [Table Text Block] |
June 30, 2013 |  | Residential Real Estate |  |  | Commercial Real Estate |  |  | Commercial and Industrial |  |  | Consumer |  |  | Total |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending allowance balance attributable to loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  | $ | 123 |  |  | $ | 1,476 |  |  | $ | 878 |  |  | $ | ---- |  |  | $ | 2,477 |
Collectively evaluated for impairment |  |  | 1,069 |  |  |  | 1,558 |  |  |  | 464 |  |  |  | 900 |  |  |  | 3,991 |
Total ending allowance balance |  | $ | 1,192 |  |  | $ | 3,034 |  |  | $ | 1,342 |  |  | $ | 900 |  |  | $ | 6,468 |
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Loans individually evaluated for impairment |  | $ | 916 |  |  | $ | 10,968 |  |  | $ | 3,518 |  |  | $ | ---- |  |  | $ | 15,402 |
Loans collectively evaluated for impairment |  |  | 219,374 |  |  |  | 163,331 |  |  |  | 54,781 |  |  |  | 98,557 |  |  |  | 536,043 |
Total ending loans balance |  | $ | 220,290 |  |  | $ | 174,299 |  |  | $ | 58,299 |  |  | $ | 98,557 |  |  | $ | 551,445 |
December 31, 2012 |  | Residential Real Estate |  |  | Commercial Real Estate |  |  | Commercial and Industrial |  |  | Consumer |  |  | Total |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending allowance balance attributable to loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  | $ | 128 |  |  | $ | 1,979 |  |  | $ | ---- |  |  | $ | ---- |  |  | $ | 2,107 |
Collectively evaluated for impairment |  |  | 1,201 |  |  |  | 1,967 |  |  |  | 783 |  |  |  | 847 |  |  |  | 4,798 |
Total ending allowance balance |  | $ | 1,329 |  |  | $ | 3,946 |  |  | $ | 783 |  |  | $ | 847 |  |  | $ | 6,905 |
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Loans individually evaluated for impairment |  | $ | 827 |  |  | $ | 16,354 |  |  | $ | ---- |  |  | $ | 220 |  |  | $ | 17,401 |
Loans collectively evaluated for impairment |  |  | 225,195 |  |  |  | 158,656 |  |  |  | 57,239 |  |  |  | 99,797 |  |  |  | 540,887 |
Total ending loans balance |  | $ | 226,022 |  |  | $ | 175,010 |  |  | $ | 57,239 |  |  | $ | 100,017 |  |  | $ | 558,288 |
Schedule of Loans Individually Evaluated for Impairment [Table Text Block] |
Six months ended June 30, 2013 |  | Unpaid Principal Balance |  |  | Recorded Investment |  |  | Allowance for Loan Losses Allocated |  |  | Average Impaired Loans |  |  | Interest Income Recognized |  |  | Cash Basis Interest Recognized |
With no related allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential real estate |  | $ | 490 |  |  | $ | 490 |  |  | $ | ---- |  |  | $ | 481 |  |  | $ | 13 |  |  | $ | 13 |
Commercial real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner-occupied |  |  | 1,485 |  |  |  | 1,483 |  |  |  | ---- |  |  |  | 1,362 |  |  |  | 22 |  |  |  | 22 |
Nonowner-occupied |  |  | 6,849 |  |  |  | 6,049 |  |  |  | ---- |  |  |  | 6,717 |  |  |  | 186 |  |  |  | 186 |
Commercial and industrial |  |  | 2,376 |  |  |  | 2,376 |  |  |  | ---- |  |  |  | 792 |  |  |  | 23 |  |  |  | 23 |
With an allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential real estate |  |  | 426 |  |  |  | 426 |  |  |  | 123 |  |  |  | 424 |  |  |  | 8 |  |  |  | 8 |
Commercial real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Nonowner-occupied |  |  | 3,436 |  |  |  | 3,436 |  |  |  | 1,476 |  |  |  | 3,450 |  |  |  | 53 |  |  |  | 53 |
Commercial and industrial |  |  | 1,142 |  |  |  | 1,142 |  |  |  | 878 |  |  |  | 381 |  |  |  | 45 |  |  |  | 45 |
Total |  | $ | 16,204 |  |  | $ | 15,402 |  |  | $ | 2,477 |  |  | $ | 13,607 |  |  | $ | 350 |  |  | $ | 350 |
Six months ended June 30, 2012 |  | Unpaid Principal Balance |  |  | Recorded Investment |  |  | Allowance for Loan Losses Allocated |  |  | Average Impaired Loans |  |  | Interest Income Recognized |  |  | Cash Basis Interest Recognized |
With no related allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential real estate |  | $ | 1,174 |  |  | $ | 1,034 |  |  | $ | ---- |  |  | $ | 886 |  |  | $ | 18 |  |  | $ | 13 |
Commercial real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner-occupied |  |  | 7,410 |  |  |  | 7,159 |  |  |  | ---- |  |  |  | 5,631 |  |  |  | 264 |  |  |  | 244 |
Nonowner-occupied |  |  | 1,790 |  |  |  | 889 |  |  |  | ---- |  |  |  | 934 |  |  |  | 24 |  |  |  | 23 |
Construction |  |  | 675 |  |  |  | 395 |  |  |  | ---- |  |  |  | 488 |  |  |  | 6 |  |  |  | 6 |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Automobile |  |  | 22 |  |  |  | 22 |  |  |  | ---- |  |  |  | 15 |  |  |  | 1 |  |  |  | 1 |
Home equity |  |  | 220 |  |  |  | 220 |  |  |  | ---- |  |  |  | 147 |  |  |  | 5 |  |  |  | 5 |
With an allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential real estate |  |  | 420 |  |  |  | 420 |  |  |  | 128 |  |  |  | 420 |  |  |  | 17 |  |  |  | 13 |
Commercial real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner-occupied |  |  | 3,614 |  |  |  | 3,614 |  |  |  | 1,207 |  |  |  | 3,529 |  |  |  | 77 |  |  |  | 69 |
Nonowner-occupied |  |  | 1,298 |  |  |  | 1,047 |  |  |  | 638 |  |  |  | 1,198 |  |  |  | 18 |  |  |  | 17 |
Total |  | $ | 16,623 |  |  | $ | 14,800 |  |  | $ | 1,973 |  |  | $ | 13,248 |  |  | $ | 430 |  |  | $ | 391 |
Year ended December 31, 2012 |  | Unpaid Principal Balance |  |  | Recorded Investment |  |  | Allowance for Loan Losses Allocated |  |  | Average Impaired Loans |  |  | Interest Income Recognized |  |  | Cash Basis Interest Recognized |
With no related allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential real estate |  | $ | 619 |  |  | $ | 407 |  |  | $ | ---- |  |  | $ | 493 |  |  | $ | ---- |  |  | $ | ---- |
Commercial real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner-occupied |  |  | 5,528 |  |  |  | 5,528 |  |  |  | ---- |  |  |  | 4,729 |  |  |  | 338 |  |  |  | 338 |
Nonowner-occupied |  |  | 10,085 |  |  |  | 8,847 |  |  |  | ---- |  |  |  | 4,767 |  |  |  | 456 |  |  |  | 456 |
Commercial and industrial |  |  | 426 |  |  |  | ---- |  |  |  | ---- |  |  |  | ---- |  |  |  | ---- |  |  |  | ---- |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity |  |  | 220 |  |  |  | 220 |  |  |  | ---- |  |  |  | 176 |  |  |  | 9 |  |  |  | 9 |
With an allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential real estate |  |  | 420 |  |  |  | 420 |  |  |  | 128 |  |  |  | 420 |  |  |  | 23 |  |  |  | 23 |
Commercial real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Nonowner-occupied |  |  | 1,979 |  |  |  | 1,979 |  |  |  | 1,979 |  |  |  | 1,132 |  |  |  | 38 |  |  |  | 38 |
Total |  | $ | 19,277 |  |  | $ | 17,401 |  |  | $ | 2,107 |  |  | $ | 11,717 |  |  | $ | 864 |  |  | $ | 864 |
Schedule of Recorded Investment in Nonaccrual Loans [Table Text Block] |
June 30, 2013 |  | Loans Past Due 90 Days And Still Accruing |  |  | Nonaccrual |
Residential real estate |  | $ | 381 |  |  | $ | 2,632 |
Commercial real estate: |  |  |  |  |  |  |  |
Owner-occupied |  |  | ---- |  |  |  | 1,085 |
Nonowner-occupied |  |  | ---- |  |  |  | 52 |
Consumer: |  |  |  |  |  |  |  |
Automobile |  |  | 8 |  |  |  | 4 |
Home equity |  |  | 58 |  |  |  | ---- |
Other |  |  | 1 |  |  |  | 3 |
Total |  | $ | 448 |  |  | $ | 3,776 |
December 31, 2012 |  | Loans Past Due 90 Days And Still Accruing |  |  | Nonaccrual |
Residential real estate |  | $ | 341 |  |  | $ | 2,533 |
Commercial real estate: |  |  |  |  |  |  |  |
Owner-occupied |  |  | ---- |  |  |  | 675 |
Nonowner-occupied |  |  | ---- |  |  |  | 352 |
Consumer: |  |  |  |  |  |  |  |
Automobile |  |  | 11 |  |  |  | 4 |
Home equity |  |  | ---- |  |  |  | 62 |
Other |  |  | 7 |  |  |  | ---- |
Total |  | $ | 359 |  |  | $ | 3,626 |
Past Due Financing Receivables [Table Text Block] |
June 30, 2013 |  | 30-59 Days Past Due |  |  | 60-89 Days Past Due |  |  | 90 Days Or More Past Due |  |  | Total Past Due |  |  | Loans Not Past Due |  |  | Total |
Residential real estate |  | $ | 4,420 |  |  | $ | 1,179 |  |  | $ | 3,003 |  |  | $ | 8,602 |  |  | $ | 211,688 |  |  | $ | 220,290 |
Commercial real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner-occupied |  |  | 38 |  |  |  | ---- |  |  |  | 1,085 |  |  |  | 1,123 |  |  |  | 98,109 |  |  |  | 99,232 |
Nonowner-occupied |  |  | ---- |  |  |  | ---- |  |  |  | 52 |  |  |  | 52 |  |  |  | 53,707 |  |  |  | 53,759 |
Construction |  |  | ---- |  |  |  | ---- |  |  |  | ---- |  |  |  | ---- |  |  |  | 21,308 |  |  |  | 21,308 |
Commercial and industrial |  |  | 61 |  |  |  | ---- |  |  |  | ---- |  |  |  | 61 |  |  |  | 58,238 |  |  |  | 58,299 |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Automobile |  |  | 540 |  |  |  | 139 |  |  |  | 9 |  |  |  | 688 |  |  |  | 39,416 |  |  |  | 40,104 |
Home equity |  |  | 116 |  |  |  | 33 |  |  |  | 58 |  |  |  | 207 |  |  |  | 18,016 |  |  |  | 18,223 |
Other |  |  | 491 |  |  |  | 61 |  |  |  | 4 |  |  |  | 556 |  |  |  | 39,674 |  |  |  | 40,230 |
Total |  | $ | 5,666 |  |  | $ | 1,412 |  |  | $ | 4,211 |  |  | $ | 11,289 |  |  | $ | 540,156 |  |  | $ | 551,445 |
December 31, 2012 |  | 30-59 Days Past Due |  |  | 60-89 Days Past Due |  |  | 90 Days Or More Past Due |  |  | Total Past Due |  |  | Loans Not Past Due |  |  | Total |
Residential real estate |  | $ | 5,525 |  |  | $ | 1,033 |  |  | $ | 2,797 |  |  | $ | 9,355 |  |  | $ | 216,667 |  |  | $ | 226,022 |
Commercial real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner-occupied |  |  | 753 |  |  |  | 111 |  |  |  | 675 |  |  |  | 1,539 |  |  |  | 103,303 |  |  |  | 104,842 |
Nonowner-occupied |  |  | ---- |  |  |  | ---- |  |  |  | 352 |  |  |  | 352 |  |  |  | 52,440 |  |  |  | 52,792 |
Construction |  |  | ---- |  |  |  | ---- |  |  |  | ---- |  |  |  | ---- |  |  |  | 17,376 |  |  |  | 17,376 |
Commercial and industrial |  |  | 202 |  |  |  | ---- |  |  |  | ---- |  |  |  | 202 |  |  |  | 57,037 |  |  |  | 57,239 |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Automobile |  |  | 905 |  |  |  | 138 |  |  |  | 13 |  |  |  | 1,056 |  |  |  | 40,112 |  |  |  | 41,168 |
Home equity |  |  | 112 |  |  |  | 37 |  |  |  | 62 |  |  |  | 211 |  |  |  | 18,121 |  |  |  | 18,332 |
Other |  |  | 1,066 |  |  |  | 162 |  |  |  | 7 |  |  |  | 1,235 |  |  |  | 39,282 |  |  |  | 40,517 |
Total |  | $ | 8,563 |  |  | $ | 1,481 |  |  | $ | 3,906 |  |  | $ | 13,950 |  |  | $ | 544,338 |  |  | $ | 558,288 |
Troubled Debt Restructurings on Financing Receivables [Table Text Block] |
|  | TDR’s Performing to Modified Terms |  |  | TDR’s Not Performing to Modified Terms |  |  | Total TDR’s |
June 30, 2013 |  |  |  |  |  |  |  |  |  |  |  |
Residential real estate |  |  |  |  |  |  |  |  |  |  |  |
Interest only payments |  | $ | 249 |  |  | $ | ---- |  |  | $ | 249 |
Rate reduction |  |  | ---- |  |  |  | 426 |  |  |  | 426 |
Commercial real estate: |  |  |  |  |  |  |  |  |  |  |  |
Owner-occupied |  |  |  |  |  |  |  |  |  |  |  |
Interest only payments |  |  | ---- |  |  |  | 580 |  |  |  | 580 |
Rate reduction |  |  | ---- |  |  |  | 262 |  |  |  | 262 |
Maturity extension at lower stated rate than market rate |  |  | 176 |  |  |  | ---- |  |  |  | 176 |
Nonowner-occupied |  |  |  |  |  |  |  |  |  |  |  |
Interest only payments |  |  | 8,825 |  |  |  | ---- |  |  |  | 8,825 |
Reduction of principal and interest payments |  |  | 660 |  |  |  | ---- |  |  |  | 660 |
Total TDR’s |  | $ | 9,910 |  |  | $ | 1,268 |  |  | $ | 11,178 |
|  | TDR’s Performing to Modified Terms |  |  | TDR’s Not Performing to Modified Terms |  |  | Total TDR’s |
December 31, 2012 |  |  |  |  |  |  |  |  |  |  |  |
Residential real estate |  |  |  |  |  |  |  |  |  |  |  |
Interest only payments |  | $ | ---- |  |  | $ | 180 |  |  | $ | 180 |
Rate reduction |  |  | 420 |  |  |  | ---- |  |  |  | 420 |
Commercial real estate: |  |  |  |  |  |  |  |  |  |  |  |
Owner-occupied |  |  |  |  |  |  |  |  |  |  |  |
Interest only payments |  |  | ---- |  |  |  | 675 |  |  |  | 675 |
Rate reduction |  |  | 440 |  |  |  | ---- |  |  |  | 440 |
Maturity extension at lower stated rate than market rate |  |  | 191 |  |  |  | ---- |  |  |  | 191 |
Reduction of principal and interest payments |  |  | 4,222 |  |  |  | ---- |  |  |  | 4,222 |
Nonowner-occupied |  |  |  |  |  |  |  |  |  |  |  |
Interest only payments |  |  | 9,856 |  |  |  | 300 |  |  |  | 10,156 |
Reduction of principal and interest payments |  |  | 670 |  |  |  | ---- |  |  |  | 670 |
Total TDR’s |  | $ | 15,799 |  |  | $ | 1,155 |  |  | $ | 16,954 |
Schedule of Post-Modifications Balances of TDR Loan Modifications [Table Text Block] |
|  | TDR’s Performing to Modified Terms |  |  | TDR’s Not Performing to Modified Terms |
Six months ended June 30, 2013 |  | Pre- Modification Recorded Investment |  |  | Post- Modification Recorded Investment |  |  | Pre- Modification Recorded Investment |  |  | Post- Modification Recorded Investment |
Residential real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Interest only payments |  | $ | 249 |  |  | $ | 249 |  |  | $ | ---- |  |  | $ | ---- |
Total TDR’s |  | $ | 249 |  |  | $ | 249 |  |  | $ | ---- |  |  | $ | ---- |
Financing Receivable Credit Quality Indicators [Table Text Block] |
June 30, 2013 |  |  |  |  |  |  |  |  |  |  |  |
|  | Pass |  |  | Criticized |  |  | Classified |  |  | Total |
Commercial real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner-occupied |  | $ | 88,357 |  |  | $ | 7,981 |  |  | $ | 2,894 |  |  | $ | 99,232 |
Nonowner-occupied |  |  | 43,530 |  |  |  | 601 |  |  |  | 9,628 |  |  |  | 53,759 |
Construction |  |  | 20,273 |  |  |  | ---- |  |  |  | 1,035 |  |  |  | 21,308 |
Commercial and industrial |  |  | 53,539 |  |  |  | 557 |  |  |  | 4,203 |  |  |  | 58,299 |
Total |  | $ | 205,699 |  |  | $ | 9,139 |  |  | $ | 17,760 |  |  | $ | 232,598 |
December 31, 2012 |  |  |  |  |  |  |  |  |  |  |  |
|  | Pass |  |  | Criticized |  |  | Classified |  |  | Total |
Commercial real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner-occupied |  | $ | 87,614 |  |  | $ | 14,057 |  |  | $ | 3,171 |  |  | $ | 104,842 |
Nonowner-occupied |  |  | 39,627 |  |  |  | 2,171 |  |  |  | 10,994 |  |  |  | 52,792 |
Construction |  |  | 16,276 |  |  |  | ---- |  |  |  | 1,100 |  |  |  | 17,376 |
Commercial and industrial |  |  | 47,226 |  |  |  | 4,793 |  |  |  | 5,220 |  |  |  | 57,239 |
Total |  | $ | 190,743 |  |  | $ | 21,021 |  |  | $ | 20,485 |  |  | $ | 232,249 |
Performing and Nonperforming Loans [Table Text Block] |
June 30, 2013 |  | Consumer |  |  |  |  |  |  |  |  |
|  | Automobile |  |  | Home Equity |  |  | Other |  |  | Residential Real Estate |  |  | Total |
Performing |  | $ | 40,092 |  |  | $ | 18,165 |  |  | $ | 40,226 |  |  | $ | 217,277 |  |  | $ | 315,760 |
Nonperforming |  |  | 12 |  |  |  | 58 |  |  |  | 4 |  |  |  | 3,013 |  |  |  | 3,087 |
Total |  | $ | 40,104 |  |  | $ | 18,223 |  |  | $ | 40,230 |  |  | $ | 220,290 |  |  | $ | 318,847 |
December 31, 2012 |  | Consumer |  |  |  |  |  |  |  |  |
|  | Automobile |  |  | Home Equity |  |  | Other |  |  | Residential Real Estate |  |  | Total |
Performing |  | $ | 41,153 |  |  | $ | 18,270 |  |  | $ | 40,510 |  |  | $ | 223,148 |  |  | $ | 323,081 |
Nonperforming |  |  | 15 |  |  |  | 62 |  |  |  | 7 |  |  |  | 2,874 |  |  |  | 2,958 |
Total |  | $ | 41,168 |  |  | $ | 18,332 |  |  | $ | 40,517 |  |  | $ | 226,022 |  |  | $ | 326,039 |

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