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Consolidated Statements of Income (Unaudited) (USD $)
In Thousands, except Per Share data, unless otherwise specified
 3 Months Ended 6 Months Ended
Jun. 30, 2013
Jun. 30, 2012
Jun. 30, 2013
Jun. 30, 2012
Interest and dividend income:        
Loans, including fees $ 8,169 $ 8,933 $ 17,086 $ 18,897
Securities        
Taxable 315 446 615 872
Tax exempt 145 148 289 293
Dividends 81 67 148 138
Other Interest 54 63 106 122
8,764 9,657 18,244 20,322
Interest expense:        
Deposits 789 1,302 1,628 2,676
Other borrowed funds 92 123 173 248
Subordinated debentures 42 179 181 433
923 1,604 1,982 3,357
Net interest income 7,841 8,053 16,262 16,965
Provision for loan losses (189) 524 (158) 1,840
Net interest income after provision for loan losses 8,030 7,529 16,420 15,125
Noninterest income:        
Service charges on deposit accounts 444 460 868 910
Trust fees 51 51 102 100
Income from bank owned life insurance and annuity assets 172 200 803 394
Mortgage banking income 109 135 246 232
Electronic refund check / deposit fees 406 226 2,511 2,264
Debit / credit card interchange income 493 421 945 816
Gain (loss) on other real estate owned 25 143 (40) 151
Other 265 338 470 586
1,965 1,974 5,905 5,453
Noninterest expense:        
Salaries and employee benefits 4,367 4,185 8,806 8,453
Occupancy 387 383 781 785
Furniture and equipment 208 235 434 472
FDIC insurance 117 275 261 566
Data processing 281 229 562 508
Foreclosed assets 44 65 339 175
Other 1,913 1,790 4,082 3,535
7,317 7,162 15,265 14,494
Income before income taxes 2,678 2,341 7,060 6,084
Provision for income taxes 736 622 1,895 1,743
NET INCOME $ 1,942 $ 1,719 $ 5,165 $ 4,341
Earnings per share (in Dollars per share) $ 0.48 $ 0.43 $ 1.27 $ 1.08