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Note 4 - Loans and Allowance for Loan Losses (Tables) | 9 Months Ended
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Sep. 30, 2013
Receivables [Abstract] |
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block] |
Loans are comprised of the following: |  | September 30, |  |  | December 31, |
|  | 2013 |  |  | 2012 |
Residential real estate |  | $ | 216,001 |  |  | $ | 226,022 |
Commercial real estate: |  |  |  |  |  |  |  |
Owner-occupied |  |  | 97,929 |  |  |  | 104,842 |
Nonowner-occupied |  |  | 55,495 |  |  |  | 52,792 |
Construction |  |  | 24,169 |  |  |  | 17,376 |
Commercial and industrial |  |  | 61,522 |  |  |  | 57,239 |
Consumer: |  |  |  |  |  |  |  |
Automobile |  |  | 40,294 |  |  |  | 41,168 |
Home equity |  |  | 17,736 |  |  |  | 18,332 |
Other |  |  | 43,067 |  |  |  | 40,517 |
|  |  | 556,213 |  |  |  | 558,288 |
Less: Allowance for loan losses |  |  | 7,266 |  |  |  | 6,905 |
Loans, net |  | $ | 548,947 |  |  | $ | 551,383 |
Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent [Table Text Block] |
September 30, 2013 |  | Residential Real Estate |  |  | Commercial Real Estate |  |  | Commercial and Industrial |  |  | Consumer |  |  | Total |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 1,192 |  |  | $ | 3,034 |  |  | $ | 1,342 |  |  | $ | 900 |  |  | $ | 6,468 |
Provision for loan losses |  |  | 173 |  |  |  | 313 |  |  |  | 291 |  |  |  | 56 |  |  |  | 833 |
Loans charged off |  |  | (94 | ) |  |  | ---- |  |  |  | ---- |  |  |  | (256 | ) |  |  | (350 | )
Recoveries |  |  | 80 |  |  |  | 48 |  |  |  | 14 |  |  |  | 173 |  |  |  | 315 |
Total ending allowance balance |  | $ | 1,351 |  |  | $ | 3,395 |  |  | $ | 1,647 |  |  | $ | 873 |  |  | $ | 7,266 |
September 30, 2012 |  | Residential Real Estate |  |  | Commercial Real Estate |  |  | Commercial and Industrial |  |  | Consumer |  |  | Total |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 1,443 |  |  | $ | 4,369 |  |  | $ | 653 |  |  | $ | 1,062 |  |  | $ | 7,527 |
Provision for loan losses |  |  | 257 |  |  |  | 394 |  |  |  | 359 |  |  |  | 173 |  |  |  | 1,183 |
Loans charged-off |  |  | (61 | ) |  |  | (54 | ) |  |  | (429 | ) |  |  | (430 | ) |  |  | (974 | )
Recoveries |  |  | 23 |  |  |  | 27 |  |  |  | 159 |  |  |  | 240 |  |  |  | 449 |
Total ending allowance balance |  | $ | 1,662 |  |  | $ | 4,736 |  |  | $ | 742 |  |  | $ | 1,045 |  |  | $ | 8,185 |
September 30, 2013 |  | Residential Real Estate |  |  | Commercial Real Estate |  |  | Commercial and Industrial |  |  | Consumer |  |  | Total |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 1,329 |  |  | $ | 3,946 |  |  | $ | 783 |  |  | $ | 847 |  |  | $ | 6,905 |
Provision for loan losses |  |  | 318 |  |  |  | (880 | ) |  |  | 823 |  |  |  | 414 |  |  |  | 675 |
Loans charged off |  |  | (551 | ) |  |  | (2 | ) |  |  | ---- |  |  |  | (977 | ) |  |  | (1,530 | )
Recoveries |  |  | 255 |  |  |  | 331 |  |  |  | 41 |  |  |  | 589 |  |  |  | 1,216 |
Total ending allowance balance |  | $ | 1,351 |  |  | $ | 3,395 |  |  | $ | 1,647 |  |  | $ | 873 |  |  | $ | 7,266 |
September 30, 2012 |  | Residential Real Estate |  |  | Commercial Real Estate |  |  | Commercial and Industrial |  |  | Consumer |  |  | Total |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 1,730 |  |  | $ | 3,623 |  |  | $ | 636 |  |  | $ | 1,355 |  |  | $ | 7,344 |
Provision for loan losses |  |  | 552 |  |  |  | 2,290 |  |  |  | (48 | ) |  |  | 229 |  |  |  | 3,023 |
Loans charged-off |  |  | (739 | ) |  |  | (1,212 | ) |  |  | (499 | ) |  |  | (1,247 | ) |  |  | (3,697 | )
Recoveries |  |  | 119 |  |  |  | 35 |  |  |  | 653 |  |  |  | 708 |  |  |  | 1,515 |
Total ending allowance balance |  | $ | 1,662 |  |  | $ | 4,736 |  |  | $ | 742 |  |  | $ | 1,045 |  |  | $ | 8,185 |
Allowance for Loan Losses and the Recorded Investment of Loans [Table Text Block] |
September 30, 2013 |  | Residential Real Estate |  |  | Commercial Real Estate |  |  | Commercial and Industrial |  |  | Consumer |  |  | Total |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending allowance balance attributable to loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  | $ | 237 |  |  | $ | 1,699 |  |  | $ | 1,111 |  |  | $ | 7 |  |  | $ | 3,054 |
Collectively evaluated for impairment |  |  | 1,114 |  |  |  | 1,696 |  |  |  | 536 |  |  |  | 866 |  |  |  | 4,212 |
Total ending allowance balance |  | $ | 1,351 |  |  | $ | 3,395 |  |  | $ | 1,647 |  |  | $ | 873 |  |  | $ | 7,266 |
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Loans individually evaluated for impairment |  | $ | 1,410 |  |  | $ | 11,073 |  |  | $ | 2,999 |  |  | $ | 218 |  |  | $ | 15,700 |
Loans collectively evaluated for impairment |  |  | 214,591 |  |  |  | 166,520 |  |  |  | 58,523 |  |  |  | 100,879 |  |  |  | 540,513 |
Total ending loans balance |  | $ | 216,001 |  |  | $ | 177,593 |  |  | $ | 61,522 |  |  | $ | 101,097 |  |  | $ | 556,213 |
December 31, 2012 |  | Residential Real Estate |  |  | Commercial Real Estate |  |  | Commercial and Industrial |  |  | Consumer |  |  | Total |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending allowance balance attributable to loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  | $ | 128 |  |  | $ | 1,979 |  |  | $ | ---- |  |  | $ | ---- |  |  | $ | 2,107 |
Collectively evaluated for impairment |  |  | 1,201 |  |  |  | 1,967 |  |  |  | 783 |  |  |  | 847 |  |  |  | 4,798 |
Total ending allowance balance |  | $ | 1,329 |  |  | $ | 3,946 |  |  | $ | 783 |  |  | $ | 847 |  |  | $ | 6,905 |
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Loans individually evaluated for impairment |  | $ | 827 |  |  | $ | 16,354 |  |  | $ | ---- |  |  | $ | 220 |  |  | $ | 17,401 |
Loans collectively evaluated for impairment |  |  | 225,195 |  |  |  | 158,656 |  |  |  | 57,239 |  |  |  | 99,797 |  |  |  | 540,887 |
Total ending loans balance |  | $ | 226,022 |  |  | $ | 175,010 |  |  | $ | 57,239 |  |  | $ | 100,017 |  |  | $ | 558,288 |
Schedule of Loans Individually Evaluated for Impairment [Table Text Block] |
Nine months ended September 30, 2013 |  | Unpaid Principal Balance |  |  | Recorded Investment |  |  | Allowance for Loan Losses Allocated |  |  | Average Impaired Loans |  |  | Interest Income Recognized |  |  | Cash Basis Interest Recognized |
With no related allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential real estate |  | $ | 732 |  |  | $ | 732 |  |  | $ | ---- |  |  | $ | 544 |  |  | $ | 25 |  |  | $ | 25 |
Commercial real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner-occupied |  |  | 1,477 |  |  |  | 1,476 |  |  |  | ---- |  |  |  | 1,391 |  |  |  | 31 |  |  |  | 31 |
Nonowner-occupied |  |  | 6,699 |  |  |  | 5,899 |  |  |  | ---- |  |  |  | 6,513 |  |  |  | 267 |  |  |  | 267 |
Commercial and industrial |  |  | 1,981 |  |  |  | 1,981 |  |  |  | ---- |  |  |  | 1,089 |  |  |  | 72 |  |  |  | 72 |
With an allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential real estate |  |  | 678 |  |  |  | 678 |  |  |  | 237 |  |  |  | 487 |  |  |  | 25 |  |  |  | 25 |
Commercial real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner-occupied |  |  | 290 |  |  |  | 290 |  |  |  | 290 |  |  |  | 73 |  |  |  | ---- |  |  |  | ---- |
Nonowner-occupied |  |  | 3,408 |  |  |  | 3,408 |  |  |  | 1,409 |  |  |  | 3,439 |  |  |  | 94 |  |  |  | 94 |
Commercial and industrial |  |  | 1,018 |  |  |  | 1,018 |  |  |  | 1,111 |  |  |  | 540 |  |  |  | 35 |  |  |  | 35 |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity |  |  | 218 |  |  |  | 218 |  |  |  | 7 |  |  |  | 54 |  |  |  | 8 |  |  |  | 8 |
Total |  | $ | 16,501 |  |  | $ | 15,700 |  |  | $ | 3,054 |  |  | $ | 14,130 |  |  | $ | 557 |  |  | $ | 557 |
Nine months ended September 30, 2012 |  | Unpaid Principal Balance |  |  | Recorded Investment |  |  | Allowance for Loan Losses Allocated |  |  | Average Impaired Loans |  |  | Interest Income Recognized |  |  | Cash Basis Interest Recognized |
With no related allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential real estate |  | $ | 914 |  |  | $ | 774 |  |  | $ | ---- |  |  | $ | 662 |  |  | $ | 22 |  |  | $ | 22 |
Commercial real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner-occupied |  |  | 5,557 |  |  |  | 5,557 |  |  |  | ---- |  |  |  | 4,529 |  |  |  | 23 |  |  |  | 23 |
Nonowner-occupied |  |  | 3,948 |  |  |  | 3,048 |  |  |  | ---- |  |  |  | 3,657 |  |  |  | 25 |  |  |  | 25 |
Construction |  |  | 1,713 |  |  |  | 1,433 |  |  |  | ---- |  |  |  | 811 |  |  |  | 33 |  |  |  | 33 |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity |  |  | 219 |  |  |  | 219 |  |  |  | ---- |  |  |  | 165 |  |  |  | 7 |  |  |  | 7 |
With an allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential real estate |  |  | 420 |  |  |  | 420 |  |  |  | 128 |  |  |  | 420 |  |  |  | 7 |  |  |  | 7 |
Commercial real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Nonowner-occupied |  |  | 2,737 |  |  |  | 2,486 |  |  |  | 2,078 |  |  |  | 1,520 |  |  |  | 26 |  |  |  | 26 |
Total |  | $ | 15,508 |  |  | $ | 13,937 |  |  | $ | 2,206 |  |  | $ | 11,764 |  |  | $ | 143 |  |  | $ | 143 |
Year ended December 31, 2012 |  | Unpaid Principal Balance |  |  | Recorded Investment |  |  | Allowance for Loan Losses Allocated |  |  | Average Impaired Loans |  |  | Interest Income Recognized |  |  | Cash Basis Interest Recognized |
With no related allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential real estate |  | $ | 619 |  |  | $ | 407 |  |  | $ | ---- |  |  | $ | 493 |  |  | $ | ---- |  |  | $ | ---- |
Commercial real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner-occupied |  |  | 5,528 |  |  |  | 5,528 |  |  |  | ---- |  |  |  | 4,729 |  |  |  | 338 |  |  |  | 338 |
Nonowner-occupied |  |  | 10,085 |  |  |  | 8,847 |  |  |  | ---- |  |  |  | 4,767 |  |  |  | 456 |  |  |  | 456 |
Commercial and industrial |  |  | 426 |  |  |  | ---- |  |  |  | ---- |  |  |  | ---- |  |  |  | ---- |  |  |  | ---- |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity |  |  | 220 |  |  |  | 220 |  |  |  | ---- |  |  |  | 176 |  |  |  | 9 |  |  |  | 9 |
With an allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential real estate |  |  | 420 |  |  |  | 420 |  |  |  | 128 |  |  |  | 420 |  |  |  | 23 |  |  |  | 23 |
Commercial real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Nonowner-occupied |  |  | 1,979 |  |  |  | 1,979 |  |  |  | 1,979 |  |  |  | 1,132 |  |  |  | 38 |  |  |  | 38 |
Total |  | $ | 19,277 |  |  | $ | 17,401 |  |  | $ | 2,107 |  |  | $ | 11,717 |  |  | $ | 864 |  |  | $ | 864 |
Schedule of Recorded Investment in Nonaccrual Loans [Table Text Block] |
September 30, 2013 |  | Loans Past Due 90 Days And Still Accruing |  |  | Nonaccrual |
Residential real estate |  | $ | 129 |  |  | $ | 3,130 |
Commercial real estate: |  |  |  |  |  |  |  |
Owner-occupied |  |  | ---- |  |  |  | 1,307 |
Nonowner-occupied |  |  | ---- |  |  |  | 52 |
Commercial and industrial |  |  | ---- |  |  |  | 22 |
Consumer: |  |  |  |  |  |  |  |
Automobile |  |  | 2 |  |  |  | 10 |
Home equity |  |  | 38 |  |  |  | ---- |
Other |  |  | 1 |  |  |  | ---- |
Total |  | $ | 170 |  |  | $ | 4,521 |
December 31, 2012 |  | Loans Past Due 90 Days And Still Accruing |  |  | Nonaccrual |
Residential real estate |  | $ | 341 |  |  | $ | 2,533 |
Commercial real estate: |  |  |  |  |  |  |  |
Owner-occupied |  |  | ---- |  |  |  | 675 |
Nonowner-occupied |  |  | ---- |  |  |  | 352 |
Consumer: |  |  |  |  |  |  |  |
Automobile |  |  | 11 |  |  |  | 4 |
Home equity |  |  | ---- |  |  |  | 62 |
Other |  |  | 7 |  |  |  | ---- |
Total |  | $ | 359 |  |  | $ | 3,626 |
Past Due Financing Receivables [Table Text Block] |
September 30, 2013 |  | 30-59 Days Past Due |  |  | 60-89 Days Past Due |  |  | 90 Days Or More Past Due |  |  | Total Past Due |  |  | Loans Not Past Due |  |  | Total |
Residential real estate |  | $ | 3,891 |  |  | $ | 1,861 |  |  | $ | 2,870 |  |  | $ | 8,622 |  |  | $ | 207,379 |  |  | $ | 216,001 |
Commercial real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner-occupied |  |  | 722 |  |  |  | 212 |  |  |  | 841 |  |  |  | 1,775 |  |  |  | 96,154 |  |  |  | 97,929 |
Nonowner-occupied |  |  | ---- |  |  |  | ---- |  |  |  | 52 |  |  |  | 52 |  |  |  | 55,443 |  |  |  | 55,495 |
Construction |  |  | ---- |  |  |  | ---- |  |  |  | ---- |  |  |  | ---- |  |  |  | 24,169 |  |  |  | 24,169 |
Commercial and industrial |  |  | 303 |  |  |  | ---- |  |  |  | 20 |  |  |  | 323 |  |  |  | 61,199 |  |  |  | 61,522 |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Automobile |  |  | 523 |  |  |  | 163 |  |  |  | 9 |  |  |  | 695 |  |  |  | 39,599 |  |  |  | 40,294 |
Home equity |  |  | 192 |  |  |  | 59 |  |  |  | 38 |  |  |  | 289 |  |  |  | 17,447 |  |  |  | 17,736 |
Other |  |  | 533 |  |  |  | 187 |  |  |  | 1 |  |  |  | 721 |  |  |  | 42,346 |  |  |  | 43,067 |
Total |  | $ | 6,164 |  |  | $ | 2,482 |  |  | $ | 3,831 |  |  | $ | 12,477 |  |  | $ | 543,736 |  |  | $ | 556,213 |
December 31, 2012 |  | 30-59 Days Past Due |  |  | 60-89 Days Past Due |  |  | 90 Days Or More Past Due |  |  | Total Past Due |  |  | Loans Not Past Due |  |  | Total |
Residential real estate |  | $ | 5,525 |  |  | $ | 1,033 |  |  | $ | 2,797 |  |  | $ | 9,355 |  |  | $ | 216,667 |  |  | $ | 226,022 |
Commercial real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner-occupied |  |  | 753 |  |  |  | 111 |  |  |  | 675 |  |  |  | 1,539 |  |  |  | 103,303 |  |  |  | 104,842 |
Nonowner-occupied |  |  | ---- |  |  |  | ---- |  |  |  | 352 |  |  |  | 352 |  |  |  | 52,440 |  |  |  | 52,792 |
Construction |  |  | ---- |  |  |  | ---- |  |  |  | ---- |  |  |  | ---- |  |  |  | 17,376 |  |  |  | 17,376 |
Commercial and industrial |  |  | 202 |  |  |  | ---- |  |  |  | ---- |  |  |  | 202 |  |  |  | 57,037 |  |  |  | 57,239 |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Automobile |  |  | 905 |  |  |  | 138 |  |  |  | 13 |  |  |  | 1,056 |  |  |  | 40,112 |  |  |  | 41,168 |
Home equity |  |  | 112 |  |  |  | 37 |  |  |  | 62 |  |  |  | 211 |  |  |  | 18,121 |  |  |  | 18,332 |
Other |  |  | 1,066 |  |  |  | 162 |  |  |  | 7 |  |  |  | 1,235 |  |  |  | 39,282 |  |  |  | 40,517 |
Total |  | $ | 8,563 |  |  | $ | 1,481 |  |  | $ | 3,906 |  |  | $ | 13,950 |  |  | $ | 544,338 |  |  | $ | 558,288 |
Troubled Debt Restructurings on Financing Receivables [Table Text Block] |
|  | TDR’s Performing to Modified Terms |  |  | TDR’s Not Performing to Modified Terms |  |  | Total TDR’s |
September 30, 2013 |  |  |  |  |  |  |  |  |  |  |  |
Residential real estate |  |  |  |  |  |  |  |  |  |  |  |
Interest only payments |  | $ | 249 |  |  | $ | ---- |  |  | $ | 249 |
Rate reduction |  |  | ---- |  |  |  | 426 |  |  |  | 426 |
Commercial real estate: |  |  |  |  |  |  |  |  |  |  |  |
Owner-occupied |  |  |  |  |  |  |  |  |  |  |  |
Interest only payments |  |  | ---- |  |  |  | 579 |  |  |  | 579 |
Rate reduction |  |  | ---- |  |  |  | 261 |  |  |  | 261 |
Maturity extension at lower stated rate than market rate |  |  | 174 |  |  |  | ---- |  |  |  | 174 |
Nonowner-occupied |  |  |  |  |  |  |  |  |  |  |  |
Interest only payments |  |  | 8,652 |  |  |  | ---- |  |  |  | 8,652 |
Reduction of principal and interest payments |  |  | 655 |  |  |  | ---- |  |  |  | 655 |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |
Home equity |  |  |  |  |  |  |  |  |  |  |  |
Maturity extension at lower stated rate than market rate |  |  | 218 |  |  |  | ---- |  |  |  | 218 |
Total TDR’s |  | $ | 9,948 |  |  | $ | 1,266 |  |  | $ | 11,214 |
|  | TDR’s Performing to Modified Terms |  |  | TDR’s Not Performing to Modified Terms |  |  | Total TDR’s |
December 31, 2012 |  |  |  |  |  |  |  |  |  |  |  |
Residential real estate |  |  |  |  |  |  |  |  |  |  |  |
Interest only payments |  | $ | ---- |  |  | $ | 180 |  |  | $ | 180 |
Rate reduction |  |  | 420 |  |  |  | ---- |  |  |  | 420 |
Commercial real estate: |  |  |  |  |  |  |  |  |  |  |  |
Owner-occupied |  |  |  |  |  |  |  |  |  |  |  |
Interest only payments |  |  | ---- |  |  |  | 675 |  |  |  | 675 |
Rate reduction |  |  | 440 |  |  |  | ---- |  |  |  | 440 |
Maturity extension at lower stated rate than market rate |  |  | 191 |  |  |  | ---- |  |  |  | 191 |
Reduction of principal and interest payments |  |  | 4,222 |  |  |  | ---- |  |  |  | 4,222 |
Nonowner-occupied |  |  |  |  |  |  |  |  |  |  |  |
Interest only payments |  |  | 9,856 |  |  |  | 300 |  |  |  | 10,156 |
Reduction of principal and interest payments |  |  | 670 |  |  |  | ---- |  |  |  | 670 |
Total TDR’s |  | $ | 15,799 |  |  | $ | 1,155 |  |  | $ | 16,954 |
Schedule of Post-Modifications Balances of TDR Loan Modifications [Table Text Block] |
|  | TDR’s Performing to Modified Terms |  |  | TDR’s Not Performing to Modified Terms |
Nine months ended September 30, 2013 |  | Pre-Modification Recorded Investment |  |  | Post-Modification Recorded Investment |  |  | Pre-Modification Recorded Investment |  |  | Post-Modification Recorded Investment |
Residential real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Interest only payments |  | $ | 249 |  |  | $ | 249 |  |  | $ | ---- |  |  | $ | ---- |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Maturity extension at lower stated rate than market rate |  |  | 218 |  |  |  | 218 |  |  |  | ---- |  |  |  | ---- |
Total TDR’s |  | $ | 467 |  |  | $ | 467 |  |  | $ | ---- |  |  | $ | ---- |
|  | TDR’s Performing to Modified Terms |  |  | TDR’s Not Performing to Modified Terms |
Nine months ended September 30, 2012 |  | Pre-Modification Recorded Investment |  |  | Post-Modification Recorded Investment |  |  | Pre-Modification Recorded Investment |  |  | Post-Modification Recorded Investment |
Commercial real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner-occupied |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Reduction of principal and interest payments |  | $ | 4,308 |  |  | $ | 4,266 |  |  | $ | ---- |  |  | $ | ---- |
Nonowner-occupied |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Reduction of principal and interest payments |  |  | 686 |  |  |  | 676 |  |  |  | ---- |  |  |  | ---- |
Total TDR’s |  | $ | 4,994 |  |  | $ | 4,942 |  |  | $ | ---- |  |  | $ | ---- |
Financing Receivable Credit Quality Indicators [Table Text Block] |
September 30, 2013 |  |  |  |  |  |  |  |  |  |  |  |
|  | Pass |  |  | Criticized |  |  | Classified |  |  | Total |
Commercial real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner-occupied |  | $ | 85,768 |  |  | $ | 8,847 |  |  | $ | 3,314 |  |  | $ | 97,929 |
Nonowner-occupied |  |  | 45,723 |  |  |  | 5,733 |  |  |  | 4,039 |  |  |  | 55,495 |
Construction |  |  | 23,163 |  |  |  | ---- |  |  |  | 1,006 |  |  |  | 24,169 |
Commercial and industrial |  |  | 57,264 |  |  |  | 578 |  |  |  | 3,680 |  |  |  | 61,522 |
Total |  | $ | 211,918 |  |  | $ | 15,158 |  |  | $ | 12,039 |  |  | $ | 239,115 |
December 31, 2012 |  |  |  |  |  |  |  |  |  |  |  |
|  | Pass |  |  | Criticized |  |  | Classified |  |  | Total |
Commercial real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner-occupied |  | $ | 87,614 |  |  | $ | 14,057 |  |  | $ | 3,171 |  |  | $ | 104,842 |
Nonowner-occupied |  |  | 39,627 |  |  |  | 2,171 |  |  |  | 10,994 |  |  |  | 52,792 |
Construction |  |  | 16,276 |  |  |  | ---- |  |  |  | 1,100 |  |  |  | 17,376 |
Commercial and industrial |  |  | 47,226 |  |  |  | 4,793 |  |  |  | 5,220 |  |  |  | 57,239 |
Total |  | $ | 190,743 |  |  | $ | 21,021 |  |  | $ | 20,485 |  |  | $ | 232,249 |
Performing and Nonperforming Loans [Table Text Block] |
September 30, 2013 |  | Consumer |  |  |  |  |  |  |  |  |
|  |  | Automobile |  |  | Home Equity |  |  | Other |  |  | Residential Real Estate |  |  | Total |
Performing |  | $ | 40,282 |  |  | $ | 17,698 |  |  | $ | 43,066 |  |  | $ | 212,742 |  |  | $ | 313,788 |
Nonperforming |  |  | 12 |  |  |  | 38 |  |  |  | 1 |  |  |  | 3,259 |  |  |  | 3,310 |
Total |  | $ | 40,294 |  |  | $ | 17,736 |  |  | $ | 43,067 |  |  | $ | 216,001 |  |  | $ | 317,098 |
December 31, 2012 |  | Consumer |  |  |  |  |  |  |  |  |
|  |  | Automobile |  |  | Home Equity |  |  | Other |  |  | Residential Real Estate |  |  | Total |
Performing |  | $ | 41,153 |  |  | $ | 18,270 |  |  | $ | 40,510 |  |  | $ | 223,148 |  |  | $ | 323,081 |
Nonperforming |  |  | 15 |  |  |  | 62 |  |  |  | 7 |  |  |  | 2,874 |  |  |  | 2,958 |
Total |  | $ | 41,168 |  |  | $ | 18,332 |  |  | $ | 40,517 |  |  | $ | 226,022 |  |  | $ | 326,039 |

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