XML 60 R53.htm IDEA: XBRL DOCUMENT
v2.4.1.9

Note 3 - Loans and Allowance for Loan Losses (Details) - Allowance for Loan Losses and the Recorded Investment of Loans (USD $) In Thousands, unless otherwise specified | Dec. 31, 2014 | Dec. 31, 2013 | Dec. 31, 2012 | Dec. 31, 2011
--- | --- | --- | --- | ---
Ending allowance balance attributable to loans: |  |  |  |
Individually evaluated for impairment | $ 3,412 us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 | $ 2,625 us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 |  |
Collectively evaluated for impairment | 4,922 us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment | 3,530 us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment |  |
Total ending allowance balance | 8,334 us-gaap_FinancingReceivableAllowanceForCreditLosses | 6,155 us-gaap_FinancingReceivableAllowanceForCreditLosses | 6,905 us-gaap_FinancingReceivableAllowanceForCreditLosses | 7,344 us-gaap_FinancingReceivableAllowanceForCreditLosses
Loans: |  |  |  |
Loans individually evaluated for impairment | 20,169 us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment | 14,696 us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment |  |
Loans collectively evaluated for impairment | 574,599 us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment | 551,623 us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment |  |
Total ending loans balance | 594,768 us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome | 566,319 us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome |  |
Residential Portfolio Segment [Member] |  |  |  |
Ending allowance balance attributable to loans: |  |  |  |
Individually evaluated for impairment |  | 93 us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ResidentialPortfolioSegmentMember |  |
Collectively evaluated for impairment | 1,426 us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ResidentialPortfolioSegmentMember | 1,076 us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ResidentialPortfolioSegmentMember |  |
Total ending allowance balance | 1,426 us-gaap_FinancingReceivableAllowanceForCreditLosses / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ResidentialPortfolioSegmentMember | 1,169 us-gaap_FinancingReceivableAllowanceForCreditLosses / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ResidentialPortfolioSegmentMember | 1,329 us-gaap_FinancingReceivableAllowanceForCreditLosses / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ResidentialPortfolioSegmentMember | 1,860 us-gaap_FinancingReceivableAllowanceForCreditLosses / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ResidentialPortfolioSegmentMember
Loans: |  |  |  |
Loans individually evaluated for impairment | 1,415 us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ResidentialPortfolioSegmentMember | 1,019 us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ResidentialPortfolioSegmentMember |  |
Loans collectively evaluated for impairment | 222,213 us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ResidentialPortfolioSegmentMember | 218,346 us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ResidentialPortfolioSegmentMember |  |
Total ending loans balance | 223,628 us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ResidentialPortfolioSegmentMember | 219,365 us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ResidentialPortfolioSegmentMember |  |
Commercial Real Estate Portfolio Segment [Member] |  |  |  |
Ending allowance balance attributable to loans: |  |  |  |
Individually evaluated for impairment | 2,506 us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_CommercialRealEstatePortfolioSegmentMember | 1,661 us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_CommercialRealEstatePortfolioSegmentMember |  |
Collectively evaluated for impairment | 1,689 us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_CommercialRealEstatePortfolioSegmentMember | 1,253 us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_CommercialRealEstatePortfolioSegmentMember |  |
Total ending allowance balance | 4,195 us-gaap_FinancingReceivableAllowanceForCreditLosses / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_CommercialRealEstatePortfolioSegmentMember | 2,914 us-gaap_FinancingReceivableAllowanceForCreditLosses / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_CommercialRealEstatePortfolioSegmentMember | 3,946 us-gaap_FinancingReceivableAllowanceForCreditLosses / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_CommercialRealEstatePortfolioSegmentMember | 3,493 us-gaap_FinancingReceivableAllowanceForCreditLosses / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_CommercialRealEstatePortfolioSegmentMember
Loans: |  |  |  |
Loans individually evaluated for impairment | 11,711 us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_CommercialRealEstatePortfolioSegmentMember | 10,801 us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_CommercialRealEstatePortfolioSegmentMember |  |
Loans collectively evaluated for impairment | 165,901 us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_CommercialRealEstatePortfolioSegmentMember | 173,070 us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_CommercialRealEstatePortfolioSegmentMember |  |
Total ending loans balance | 177,612 us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_CommercialRealEstatePortfolioSegmentMember | 183,871 us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_CommercialRealEstatePortfolioSegmentMember |  |
Commercial and Industrial [Member] |  |  |  |
Ending allowance balance attributable to loans: |  |  |  |
Individually evaluated for impairment | 900 us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = ovbc_CommercialAndIndustrialMember | 864 us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = ovbc_CommercialAndIndustrialMember |  |
Collectively evaluated for impairment | 702 us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = ovbc_CommercialAndIndustrialMember | 415 us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = ovbc_CommercialAndIndustrialMember |  |
Total ending allowance balance | 1,602 us-gaap_FinancingReceivableAllowanceForCreditLosses / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = ovbc_CommercialAndIndustrialMember | 1,279 us-gaap_FinancingReceivableAllowanceForCreditLosses / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = ovbc_CommercialAndIndustrialMember | 783 us-gaap_FinancingReceivableAllowanceForCreditLosses / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = ovbc_CommercialAndIndustrialMember | 636 us-gaap_FinancingReceivableAllowanceForCreditLosses / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = ovbc_CommercialAndIndustrialMember
Loans: |  |  |  |
Loans individually evaluated for impairment | 6,824 us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = ovbc_CommercialAndIndustrialMember | 2,658 us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = ovbc_CommercialAndIndustrialMember |  |
Loans collectively evaluated for impairment | 77,174 us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = ovbc_CommercialAndIndustrialMember | 58,145 us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = ovbc_CommercialAndIndustrialMember |  |
Total ending loans balance | 83,998 us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = ovbc_CommercialAndIndustrialMember | 60,803 us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = ovbc_CommercialAndIndustrialMember |  |
Consumer Portfolio Segment [Member] |  |  |  |
Ending allowance balance attributable to loans: |  |  |  |
Individually evaluated for impairment | 6 us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ConsumerPortfolioSegmentMember | 7 us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ConsumerPortfolioSegmentMember |  |
Collectively evaluated for impairment | 1,105 us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ConsumerPortfolioSegmentMember | 786 us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ConsumerPortfolioSegmentMember |  |
Total ending allowance balance | 1,111 us-gaap_FinancingReceivableAllowanceForCreditLosses / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ConsumerPortfolioSegmentMember | 793 us-gaap_FinancingReceivableAllowanceForCreditLosses / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ConsumerPortfolioSegmentMember | 847 us-gaap_FinancingReceivableAllowanceForCreditLosses / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ConsumerPortfolioSegmentMember | 1,355 us-gaap_FinancingReceivableAllowanceForCreditLosses / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ConsumerPortfolioSegmentMember
Loans: |  |  |  |
Loans individually evaluated for impairment | 219 us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ConsumerPortfolioSegmentMember | 218 us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ConsumerPortfolioSegmentMember |  |
Loans collectively evaluated for impairment | 109,311 us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ConsumerPortfolioSegmentMember | 102,062 us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ConsumerPortfolioSegmentMember |  |
Total ending loans balance | $ 109,530 us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ConsumerPortfolioSegmentMember | $ 102,280 us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ConsumerPortfolioSegmentMember |  |

X
- Details
Name: | ovbc_EndingAllowanceBalanceAttributableToLoansAbstract
Namespace Prefix: | ovbc_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Details
Name: | ovbc_LoansAbstract0
Namespace Prefix: | ovbc_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition A valuation allowance for financing receivables that are expected to be uncollectible. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=35738203&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLosses
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition The valuation allowance for financing receivables that are expected to be uncollectible that were collectively evaluated for impairment. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (g) -URI http://asc.fasb.org/extlink&oid=35738203&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount of valuation allowance for financing receivables that are expected to be uncollectible that were individually evaluated for impairment. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (g) -URI http://asc.fasb.org/extlink&oid=35738203&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition The balance of financing receivables that were collectively evaluated for impairment. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (h) -URI http://asc.fasb.org/extlink&oid=35738203&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition The balance of financing receivables that were individually evaluated for impairment. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (h) -URI http://asc.fasb.org/extlink&oid=35738203&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount before allowance and after deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 4 -URI http://asc.fasb.org/extlink&oid=35738203&loc=d3e5074-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 45 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=28367877&loc=d3e4428-111522 + Details
Name: | us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=ovbc_CommercialAndIndustrialMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConsumerPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ResidentialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |