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Note 16 - Segment Information (Details) - Segment Reporting - USD ($) $ in Thousands | 3 Months Ended | 12 Months Ended
--- | --- | ---
Dec. 31, 2015 | Sep. 30, 2015 | Jun. 30, 2015 | Mar. 31, 2015 | Dec. 31, 2014 | Sep. 30, 2014 | Jun. 30, 2014 | Mar. 31, 2014 | Dec. 31, 2013 | Sep. 30, 2013 | Jun. 30, 2013 | Mar. 31, 2013 | Dec. 31, 2015 | Dec. 31, 2014 | Dec. 31, 2013
Segment Reporting Information [Line Items] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Net interest income | $ 8,131 |  | $ 8,285 |  | $ 8,149 |  | $ 8,930 |  | $ 8,303 |  | $ 8,208 |  | $ 8,187 |  | $ 8,782 |  | $ 8,193 |  | $ 7,930 |  | $ 7,841 |  | $ 8,421 |  | $ 33,495 | $ 33,480 | $ 32,385
Provision expense | 380 | [1] | (11) | [1] | 799 | [1] | (78) | [1] | 1,589 | [2] | (682) | [2] | 1,386 | [2] | 494 | [2] | (198) | [3] | 833 | [3] | (189) | [3] | 31 | [3] | 1,090 | 2,787 | 477
Noninterest income | 1,607 | [4] | 1,584 | [4] | 1,917 | [4] | 3,489 | [4] | 1,657 | [4] | 2,106 | [4] | 1,912 | [4] | 4,118 | [4] | 1,039 | [4] | 1,574 | [4] | 1,965 | [4] | 3,940 | [4] | 8,597 | 9,793 | 8,518
Noninterest expense | 6,911 |  | 7,727 |  | 7,554 |  | 7,427 |  | 7,757 |  | 7,244 |  | 6,997 |  | 7,295 |  | 6,790 |  | 7,320 |  | 7,317 |  | 7,948 |  | 29,619 | 29,293 | 29,375
Provision for income taxes |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2,809 | 3,120 | 2,939
Net income | 1,898 |  | $ 1,642 |  | $ 1,410 |  | $ 3,624 |  | 423 |  | $ 2,742 |  | $ 1,344 |  | $ 3,564 |  | 1,886 |  | $ 1,061 |  | $ 1,942 |  | $ 3,223 |  | 8,574 | 8,073 | 8,112
Assets | 796,285 |  |  |  |  |  |  |  | 778,668 |  |  |  |  |  |  |  | 747,368 |  |  |  |  |  |  |  | 796,285 | 778,668 | 747,368
Banking [Member] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Segment Reporting Information [Line Items] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Net interest income |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 30,175 | 30,172 | 29,141
Provision expense |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1,055 | 2,645 | 364
Noninterest income |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7,880 | 8,897 | 7,711
Noninterest expense |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 26,983 | 26,806 | 26,914
Provision for income taxes |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2,347 | 2,587 | 2,440
Net income |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7,670 | 7,031 | 7,134
Assets | 782,715 |  |  |  |  |  |  |  | 764,510 |  |  |  |  |  |  |  | 732,905 |  |  |  |  |  |  |  | 782,715 | 764,510 | 732,905
Consumer Finance [Member] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Segment Reporting Information [Line Items] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Net interest income |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3,320 | 3,308 | 3,244
Provision expense |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 35 | 142 | 113
Noninterest income |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 717 | 896 | 807
Noninterest expense |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2,636 | 2,487 | 2,461
Provision for income taxes |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 462 | 533 | 499
Net income |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 904 | 1,042 | 978
Assets | $ 13,570 |  |  |  |  |  |  |  | $ 14,158 |  |  |  |  |  |  |  | $ 14,463 |  |  |  |  |  |  |  | $ 13,570 | $ 14,158 | $ 14,463
[1] | During the first and third quarters of 2015, the Company experienced negative provision expense as a result of lower general allocations of the allowance for loan losses. General allocations were impacted by improved economic trends that include: decreasing historical loan loss factor, lower delinquencies and lower classified/criticized assets.
[2] | During the third quarter of 2014, the Company experienced negative provision expense that was primarily related to a decrease in specific allocations impacted by the improvement in collateral values of an impaired commercial real estate loan relationship. A re-appraisal of the commercial properties securing the loan identified asset appreciation, which resulted in a $524 reduction to the specific allocation related to the loan.
[3] | During most of 2013, the Company experienced minimal to negative provision expense as a result of lower general allocations of the allowance for loan losses. General allocations were impacted by improved economic trends that include: decreasing historical loan loss factor, lower delinquencies and lower classified/criticized assets.
[4] | The Company's noninterest income was significantly impacted by seasonal tax refund processing fees. The Bank serves as a facilitator for the clearing of taxrefunds for a single tax refund product provider. The Bank processes electronic refund checks/deposits associated with taxpayer refunds, and will, in turn, receive a fee paid by the third-party tax refund product provider for each transaction processed. Due to the seasonal nature of tax refund transactions, the majority of income was recorded during the first quarter.

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