XML 51 R30.htm IDEA: XBRL DOCUMENT
v3.3.1.900

Note 3 - Loans and Allowance for Loan Losses (Tables) | 12 Months Ended
--- | ---
Dec. 31, 2015
Receivables [Abstract] |
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block] |
|  | 2015 |  |  | 2014 |
Residential real estate |  | $ | 223,875 |  |  | $ | 223,628 |
Commercial real estate: |  |  |  |  |  |  |  |
Owner-occupied |  |  | 73,458 |  |  |  | 78,848 |
Nonowner-occupied |  |  | 72,002 |  |  |  | 71,229 |
Construction |  |  | 23,852 |  |  |  | 27,535 |
Commercial and industrial |  |  | 81,936 |  |  |  | 83,998 |
Consumer: |  |  |  |  |  |  |  |
Automobile |  |  | 44,566 |  |  |  | 42,849 |
Home equity |  |  | 20,841 |  |  |  | 18,291 |
Other |  |  | 45,222 |  |  |  | 48,390 |
|  |  | 585,752 |  |  |  | 594,768 |
Less: Allowance for loan losses |  |  | 6,648 |  |  |  | 8,334 |
Loans, net |  | $ | 579,104 |  |  | $ | 586,434 |
Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent [Table Text Block] |
December 31, 2015 |  | Residential Real Estate |  |  | Commercial Real Estate |  |  | Commercial & Industrial |  |  | Consumer |  |  | Total |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 1,426 |  |  | $ | 4,195 |  |  | $ | 1,602 |  |  | $ | 1,111 |  |  | $ | 8,334 |
Provision for loan losses |  |  | 103 |  |  |  | (469 | ) |  |  | 777 |  |  |  | 679 |  |  |  | 1,090 |
Loans charged off |  |  | (828 | ) |  |  | (1,971 | ) |  |  | (24 | ) |  |  | (1,428 | ) |  |  | (4,251 | )
Recoveries |  |  | 386 |  |  |  | 204 |  |  |  | 234 |  |  |  | 651 |  |  |  | 1,475 |
Total ending allowance balance |  | $ | 1,087 |  |  | $ | 1,959 |  |  | $ | 2,589 |  |  | $ | 1,013 |  |  | $ | 6,648 |
December 31, 2014 |  | Residential Real Estate |  |  | Commercial Real Estate |  |  | Commercial & Industrial |  |  | Consumer |  |  | Total |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 1,169 |  |  | $ | 2,914 |  |  | $ | 1,279 |  |  | $ | 793 |  |  | $ | 6,155 |
Provision for loan losses |  |  | 458 |  |  |  | 1,408 |  |  |  | (28 | ) |  |  | 949 |  |  |  | 2,787 |
Loans charged off |  |  | (487 | ) |  |  | (235 | ) |  |  | (41 | ) |  |  | (1,216 | ) |  |  | (1,979 | )
Recoveries |  |  | 286 |  |  |  | 108 |  |  |  | 392 |  |  |  | 585 |  |  |  | 1,371 |
Total ending allowance balance |  | $ | 1,426 |  |  | $ | 4,195 |  |  | $ | 1,602 |  |  | $ | 1,111 |  |  | $ | 8,334 |
December 31, 2013 |  | Residential Real Estate |  |  | Commercial Real Estate |  |  | Commercial & Industrial |  |  | Consumer |  |  | Total |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 1,329 |  |  | $ | 3,946 |  |  | $ | 783 |  |  | $ | 847 |  |  | $ | 6,905 |
Provision for loan losses |  |  | 377 |  |  |  | (1,375 | ) |  |  | 1,031 |  |  |  | 444 |  |  |  | 477 |
Loans charged off |  |  | (819 | ) |  |  | (2 | ) |  |  | (600 | ) |  |  | (1,279 | ) |  |  | (2,700 | )
Recoveries |  |  | 282 |  |  |  | 345 |  |  |  | 65 |  |  |  | 781 |  |  |  | 1,473 |
Total ending allowance balance |  | $ | 1,169 |  |  | $ | 2,914 |  |  | $ | 1,279 |  |  | $ | 793 |  |  | $ | 6,155 |
Allowance for Loan Losses and the Recorded Investment of Loans [Table Text Block] |
December 31, 2015 |  | Residential Real Estate |  |  | Commercial Real Estate |  |  | Commercial & Industrial |  |  | Consumer |  |  | Total |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending allowance balance attributable to loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  | $ | ---- |  |  | $ | 311 |  |  | $ | 1,850 |  |  | $ | 3 |  |  | $ | 2,164 |
Collectively evaluated for impairment |  |  | 1,087 |  |  |  | 1,648 |  |  |  | 739 |  |  |  | 1,010 |  |  |  | 4,484 |
Total ending allowance balance |  | $ | 1,087 |  |  | $ | 1,959 |  |  | $ | 2,589 |  |  | $ | 1,013 |  |  | $ | 6,648 |
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Loans individually evaluated for impairment |  | $ | 1,001 |  |  | $ | 7,318 |  |  | $ | 8,691 |  |  | $ | 218 |  |  | $ | 17,228 |
Loans collectively evaluated for impairment |  |  | 222,874 |  |  |  | 161,994 |  |  |  | 73,245 |  |  |  | 110,411 |  |  |  | 568,524 |
Total ending loans balance |  | $ | 223,875 |  |  | $ | 169,312 |  |  | $ | 81,936 |  |  | $ | 110,629 |  |  | $ | 585,752 |
December 31, 2014 |  | Residential Real Estate |  |  | Commercial Real Estate |  |  | Commercial & Industrial |  |  | Consumer |  |  | Total |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending allowance balance attributable to loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  | $ | ---- |  |  | $ | 2,506 |  |  | $ | 900 |  |  | $ | 6 |  |  | $ | 3,412 |
Collectively evaluated for impairment |  |  | 1,426 |  |  |  | 1,689 |  |  |  | 702 |  |  |  | 1,105 |  |  |  | 4,922 |
Total ending allowance balance |  | $ | 1,426 |  |  | $ | 4,195 |  |  | $ | 1,602 |  |  | $ | 1,111 |  |  | $ | 8,334 |
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Loans individually evaluated for impairment |  | $ | 1,415 |  |  | $ | 11,711 |  |  | $ | 6,824 |  |  | $ | 219 |  |  | $ | 20,169 |
Loans collectively evaluated for impairment |  |  | 222,213 |  |  |  | 165,901 |  |  |  | 77,174 |  |  |  | 109,311 |  |  |  | 574,599 |
Total ending loans balance |  | $ | 223,628 |  |  | $ | 177,612 |  |  | $ | 83,998 |  |  | $ | 109,530 |  |  | $ | 594,768 |
Schedule of Loans Individually Evaluated for Impairment [Table Text Block] |
December 31, 2015 |  | Unpaid Principal Balance |  |  | Recorded Investment |  |  | Allowance for Loan Losses Allocated |  |  | Average Impaired Loans |  |  | Interest Income Recognized |  |  | Cash Basis Interest Recognized |
With an allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner-occupied |  | $ | 204 |  |  | $ | 204 |  |  | $ | 204 |  |  | $ | 204 |  |  | $ | 13 |  |  | $ | 13 |
Nonowner-occupied |  |  | 396 |  |  |  | 396 |  |  |  | 107 |  |  |  | 402 |  |  |  | 75 |  |  |  | 75 |
Commercial and industrial |  |  | 4,355 |  |  |  | 4,355 |  |  |  | 1,850 |  |  |  | 3,545 |  |  |  | 149 |  |  |  | 149 |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity |  |  | 218 |  |  |  | 218 |  |  |  | 3 |  |  |  | 219 |  |  |  | 8 |  |  |  | 8 |
With no related allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential real estate |  |  | 1,001 |  |  |  | 1,001 |  |  |  | ---- |  |  |  | 809 |  |  |  | 45 |  |  |  | 45 |
Commercial real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner-occupied |  |  | 3,812 |  |  |  | 3,265 |  |  |  | ---- |  |  |  | 2,747 |  |  |  | 181 |  |  |  | 181 |
Nonowner-occupied |  |  | 5,178 |  |  |  | 2,773 |  |  |  | ---- |  |  |  | 3,439 |  |  |  | 49 |  |  |  | 49 |
Construction |  |  | 680 |  |  |  | 680 |  |  |  | ---- |  |  |  | 544 |  |  |  | ---- |  |  |  | ---- |
Commercial and industrial |  |  | 4,336 |  |  |  | 4,336 |  |  |  | ---- |  |  |  | 3,985 |  |  |  | 180 |  |  |  | 180 |
Total |  | $ | 20,180 |  |  | $ | 17,228 |  |  | $ | 2,164 |  |  | $ | 15,894 |  |  | $ | 700 |  |  | $ | 700 |
December 31, 2014 |  | Unpaid Principal Balance |  |  | Recorded Investment |  |  | Allowance for Loan Losses Allocated |  |  | Average Impaired Loans |  |  | Interest Income Recognized |  |  | Cash Basis Interest Recognized |
With an allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential real estate |  | $ | ---- |  |  | $ | ---- |  |  | $ | ---- |  |  | $ | ---- |  |  | $ | 6 |  |  | $ | 6 |
Commercial real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner-occupied |  |  | 1,177 |  |  |  | 1,177 |  |  |  | 414 |  |  |  | 471 |  |  |  | 32 |  |  |  | 32 |
Nonowner-occupied |  |  | 7,656 |  |  |  | 7,656 |  |  |  | 2,092 |  |  |  | 8,303 |  |  |  | 398 |  |  |  | 398 |
Commercial and industrial |  |  | 2,356 |  |  |  | 2,356 |  |  |  | 900 |  |  |  | 2,441 |  |  |  | 110 |  |  |  | 110 |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity |  |  | 219 |  |  |  | 219 |  |  |  | 6 |  |  |  | 219 |  |  |  | 7 |  |  |  | 7 |
With no related allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential real estate |  |  | 1,415 |  |  |  | 1,415 |  |  |  | ---- |  |  |  | 882 |  |  |  | 58 |  |  |  | 58 |
Commercial real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner-occupied |  |  | 3,125 |  |  |  | 2,578 |  |  |  | ---- |  |  |  | 2,135 |  |  |  | 113 |  |  |  | 113 |
Nonowner-occupied |  |  | 1,298 |  |  |  | 300 |  |  |  | ---- |  |  |  | 300 |  |  |  | 50 |  |  |  | 50 |
Commercial and industrial |  |  | 4,703 |  |  |  | 4,468 |  |  |  | ---- |  |  |  | 2,278 |  |  |  | 180 |  |  |  | 180 |
Total |  | $ | 21,949 |  |  | $ | 20,169 |  |  | $ | 3,412 |  |  | $ | 17,029 |  |  | $ | 954 |  |  | $ | 954 |
December 31, 2013 |  | Unpaid Principal Balance |  |  | Recorded Investment |  |  | Allowance for Loan Losses Allocated |  |  | Average Impaired Loans |  |  | Interest Income Recognized |  |  | Cash Basis Interest Recognized |
With an allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential real estate |  | $ | 253 |  |  | $ | 253 |  |  | $ | 93 |  |  | $ | 101 |  |  | $ | 12 |  |  | $ | 12 |
Commercial real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner-occupied |  |  | 290 |  |  |  | 290 |  |  |  | 157 |  |  |  | 116 |  |  |  | ---- |  |  |  | ---- |
Nonowner-occupied |  |  | 3,776 |  |  |  | 3,776 |  |  |  | 1,504 |  |  |  | 3,846 |  |  |  | 187 |  |  |  | 187 |
Commercial and industrial |  |  | 2,658 |  |  |  | 2,658 |  |  |  | 864 |  |  |  | 1,836 |  |  |  | 142 |  |  |  | 142 |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity |  |  | 218 |  |  |  | 218 |  |  |  | 7 |  |  |  | 87 |  |  |  | 9 |  |  |  | 9 |
With no related allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential real estate |  |  | 766 |  |  |  | 766 |  |  |  | ---- |  |  |  | 539 |  |  |  | 47 |  |  |  | 47 |
Commercial real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner-occupied |  |  | 2,188 |  |  |  | 1,641 |  |  |  | ---- |  |  |  | 1,469 |  |  |  | 73 |  |  |  | 73 |
Nonowner-occupied |  |  | 6,106 |  |  |  | 5,094 |  |  |  | ---- |  |  |  | 5,699 |  |  |  | 311 |  |  |  | 311 |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity |  |  | ---- |  |  |  | ---- |  |  |  | ---- |  |  |  | ---- |  |  |  | 3 |  |  |  | 3 |
Total |  | $ | 16,255 |  |  | $ | 14,696 |  |  | $ | 2,625 |  |  | $ | 13,693 |  |  | $ | 784 |  |  | $ | 784 |
Schedule of Recorded Investment in Nonaccrual Loans [Table Text Block] |
|  | Loans Past Due 90 Days And Still Accruing |  |  | Nonaccrual |
December 31, 2015 |  |  |  |  |  |  |  |
Residential real estate |  | $ | 20 |  |  | $ | 2,048 |
Commercial real estate: |  |  |  |  |  |  |  |
Owner-occupied |  |  | ---- |  |  |  | 404 |
Nonowner-occupied |  |  | ---- |  |  |  | 2,737 |
Construction |  |  | ---- |  |  |  | 769 |
Commercial and industrial |  |  | ---- |  |  |  | 1,152 |
Consumer: |  |  |  |  |  |  |  |
Automobile |  |  | 18 |  |  |  | 27 |
Home equity |  |  | ---- |  |  |  | 96 |
Other |  |  | 1 |  |  |  | 3 |
Total |  | $ | 39 |  |  | $ | 7,236 |
|  | Loans Past Due 90 Days And Still Accruing |  |  | Nonaccrual |
December 31, 2014 |  |  |  |  |  |  |  |
Residential real estate |  | $ | ---- |  |  | $ | 3,768 |
Commercial real estate: |  |  |  |  |  |  |  |
Owner-occupied |  |  | ---- |  |  |  | 1,484 |
Nonowner-occupied |  |  | ---- |  |  |  | 4,013 |
Commercial and industrial |  |  | ---- |  |  |  | 95 |
Consumer: |  |  |  |  |  |  |  |
Automobile |  |  | 15 |  |  |  | 18 |
Home equity |  |  | ---- |  |  |  | 103 |
Other |  |  | 58 |  |  |  | 68 |
Total |  | $ | 73 |  |  | $ | 9,549 |
Past Due Financing Receivables [Table Text Block] |
December 31, 2015 |  | 30-59 Days Past Due |  |  | 60-89 Days Past Due |  |  | 90 Days Or More Past Due |  |  | Total Past Due |  |  | Loans Not Past Due |  |  | Total |
Residential real estate |  | $ | 2,564 |  |  | $ | 1,484 |  |  | $ | 1,708 |  |  | $ | 5,756 |  |  | $ | 218,119 |  |  | $ | 223,875 |
Commercial real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner-occupied |  |  | 141 |  |  |  | 33 |  |  |  | 371 |  |  |  | 545 |  |  |  | 72,913 |  |  |  | 73,458 |
Nonowner-occupied |  |  | 35 |  |  |  | 334 |  |  |  | 2,737 |  |  |  | 3,106 |  |  |  | 68,896 |  |  |  | 72,002 |
Construction |  |  | ---- |  |  |  | 2 |  |  |  | 769 |  |  |  | 771 |  |  |  | 23,081 |  |  |  | 23,852 |
Commercial and industrial |  |  | 31 |  |  |  | 88 |  |  |  | 1,077 |  |  |  | 1,196 |  |  |  | 80,740 |  |  |  | 81,936 |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Automobile |  |  | 727 |  |  |  | 197 |  |  |  | 36 |  |  |  | 960 |  |  |  | 43,606 |  |  |  | 44,566 |
Home equity |  |  | 75 |  |  |  | ---- |  |  |  | 76 |  |  |  | 151 |  |  |  | 20,690 |  |  |  | 20,841 |
Other |  |  | 420 |  |  |  | 104 |  |  |  | 4 |  |  |  | 528 |  |  |  | 44,694 |  |  |  | 45,222 |
Total |  | $ | 3,993 |  |  | $ | 2,242 |  |  | $ | 6,778 |  |  | $ | 13,013 |  |  | $ | 572,739 |  |  | $ | 585,752 |
December 31, 2014 |  | 30-59 Days Past Due |  |  | 60-89 Days Past Due |  |  | 90 Days Or More Past Due |  |  | Total Past Due |  |  | Loans Not Past Due |  |  | Total |
Residential real estate |  | $ | 3,337 |  |  | $ | 612 |  |  | $ | 3,489 |  |  | $ | 7,438 |  |  | $ | 216,190 |  |  | $ | 223,628 |
Commercial real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner-occupied |  |  | 74 |  |  |  | 62 |  |  |  | 1,422 |  |  |  | 1,558 |  |  |  | 77,290 |  |  |  | 78,848 |
Nonowner-occupied |  |  | ---- |  |  |  | ---- |  |  |  | ---- |  |  |  | ---- |  |  |  | 71,229 |  |  |  | 71,229 |
Construction |  |  | 932 |  |  |  | ---- |  |  |  | ---- |  |  |  | 932 |  |  |  | 26,603 |  |  |  | 27,535 |
Commercial and industrial |  |  | ---- |  |  |  | 10 |  |  |  | 24 |  |  |  | 34 |  |  |  | 83,964 |  |  |  | 83,998 |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Automobile |  |  | 616 |  |  |  | 149 |  |  |  | 33 |  |  |  | 798 |  |  |  | 42,051 |  |  |  | 42,849 |
Home equity |  |  | ---- |  |  |  | ---- |  |  |  | 103 |  |  |  | 103 |  |  |  | 18,188 |  |  |  | 18,291 |
Other |  |  | 655 |  |  |  | 20 |  |  |  | 126 |  |  |  | 801 |  |  |  | 47,589 |  |  |  | 48,390 |
Total |  | $ | 5,614 |  |  | $ | 853 |  |  | $ | 5,197 |  |  | $ | 11,664 |  |  | $ | 583,104 |  |  | $ | 594,768 |
Troubled Debt Restructurings on Financing Receivables [Table Text Block] |
|  | TDR’s Performing to Modified Terms |  |  | TDR’s Not Performing to Modified Terms |  |  | Total TDR’s |
December 31, 2015 |  |  |  |  |  |  |  |  |  |  |  |
Residential real estate: |  |  |  |  |  |  |  |  |  |  |  |
Interest only payments |  | $ | 1,001 |  |  | $ | ---- |  |  | $ | 1,001 |
Commercial real estate: |  |  |  |  |  |  |  |  |  |  |  |
Owner-occupied |  |  |  |  |  |  |  |  |  |  |  |
Interest only payments |  |  | 433 |  |  |  | ---- |  |  |  | 433 |
Rate reduction |  |  | ---- |  |  |  | 232 |  |  |  | 232 |
Reduction of principal and interest payments |  |  | 604 |  |  |  | ---- |  |  |  | 604 |
Maturity extension at lower stated rate than market rate |  |  | 1,996 |  |  |  | ---- |  |  |  | 1,996 |
Credit extension at lower stated rate than market rate |  |  | 204 |  |  |  | ---- |  |  |  | 204 |
Nonowner-occupied |  |  |  |  |  |  |  |  |  |  |  |
Interest only payments |  |  | 300 |  |  |  | 2,473 |  |  |  | 2,773 |
Rate reduction |  |  | 396 |  |  |  | ---- |  |  |  | 396 |
Commercial and industrial |  |  |  |  |  |  |  |  |  |  |  |
Interest only payments |  |  | 7,579 |  |  |  | ---- |  |  |  | 7,579 |
Credit extension at lower stated rate than market rate |  |  | 226 |  |  |  | 391 |  |  |  | 617 |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |
Home equity |  |  |  |  |  |  |  |  |  |  |  |
Maturity extension at lower stated rate than market rate |  |  | 218 |  |  |  | ---- |  |  |  | 218 |
Total TDR’s |  | $ | 12,957 |  |  | $ | 3,096 |  |  | $ | 16,053 |
|  | TDR’s Performing to Modified Terms |  |  | TDR’s Not Performing to Modified Terms |  |  | Total TDR’s |
December 31, 2014 |  |  |  |  |  |  |  |  |  |  |  |
Residential real estate: |  |  |  |  |  |  |  |  |  |  |  |
Interest only payments |  | $ | 520 |  |  | $ | ---- |  |  | $ | 520 |
Commercial real estate: |  |  |  |  |  |  |  |  |  |  |  |
Owner-occupied |  |  |  |  |  |  |  |  |  |  |  |
Interest only payments |  |  | 457 |  |  |  | ---- |  |  |  | 457 |
Rate reduction |  |  | ---- |  |  |  | 244 |  |  |  | 244 |
Reduction of principal and interest payments |  |  | 627 |  |  |  | ---- |  |  |  | 627 |
Maturity extension at lower stated rate than market rate |  |  | 1,046 |  |  |  | ---- |  |  |  | 1,046 |
Credit extension at lower stated rate than market rate |  |  | 204 |  |  |  | ---- |  |  |  | 204 |
Nonowner-occupied |  |  |  |  |  |  |  |  |  |  |  |
Interest only payments |  |  | 3,535 |  |  |  | 4,013 |  |  |  | 7,548 |
Rate reduction |  |  | 408 |  |  |  | ---- |  |  |  | 408 |
Commercial and industrial |  |  |  |  |  |  |  |  |  |  |  |
Interest only payments |  |  | 6,429 |  |  |  | ---- |  |  |  | 6,429 |
Credit extension at lower stated rate than market rate |  |  | 395 |  |  |  | ---- |  |  |  | 395 |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |
Home equity |  |  |  |  |  |  |  |  |  |  |  |
Maturity extension at lower stated rate than market rate |  |  | 219 |  |  |  | ---- |  |  |  | 219 |
Total TDR’s |  | $ | 13,840 |  |  | $ | 4,257 |  |  | $ | 18,097 |
Troubled Debt Restructuringson Financing Receivables Pre- and Post-Modification [Table Text Block] |
|  | TDR’s Performing to Modified Terms |  |  | TDR’s Not Performing to Modified Terms |
|  | Pre- Modification Recorded Investment |  |  | Post- Modification Recorded Investment |  |  | Pre- Modification Recorded Investment |  |  | Post- Modification Recorded Investment |
December 31, 2015 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Interest only payments |  | $ | 495 |  |  | $ | 495 |  |  |  | ---- |  |  |  | ---- |
Commercial real estate: Owner-occupied |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Maturity extension at lower stated rate than market rate |  |  | 1,025 |  |  |  | 1,025 |  |  |  | ---- |  |  |  | ---- |
Commercial and industrial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Credit extension at lower stated rate than market rate |  |  | 226 |  |  |  | 226 |  |  |  | ---- |  |  |  | ---- |
Total TDR’s |  | $ | 1,746 |  |  | $ | 1,746 |  |  |  | ---- |  |  |  | ---- |
|  | TDR’s Performing to Modified Terms |  |  | TDR’s Not Performing to Modified Terms |
|  | Pre- Modification Recorded Investment |  |  | Post- Modification Recorded Investment |  |  | Pre- Modification Recorded Investment |  |  | Post- Modification Recorded Investment |
December 31, 2014 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner-occupied |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Interest only payments |  | $ | 457 |  |  | $ | 457 |  |  |  | ---- |  |  |  | ---- |
Maturity extension at lower stated rate than market rate |  |  | 746 |  |  |  | 746 |  |  |  | ---- |  |  |  | ---- |
Credit extension at lower stated rate than market rate |  |  | 204 |  |  |  | 204 |  |  |  | ---- |  |  |  | ---- |
Commercial and industrial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Interest only payments |  |  | 4,073 |  |  |  | 4,073 |  |  |  | ---- |  |  |  | ---- |
Credit extension at lower stated rate than market rate |  |  | 395 |  |  |  | 395 |  |  |  | ---- |  |  |  | ---- |
Total TDR’s |  | $ | 5,875 |  |  | $ | 5,875 |  |  |  | ---- |  |  |  | ---- |
Financing Receivable Credit Quality Indicators [Table Text Block] |
December 31, 2015 |  | Pass |  |  | Criticized |  |  | Classified |  |  | Total |
Commercial real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner-occupied |  | $ | 62,287 |  |  | $ | 6,738 |  |  | $ | 4,433 |  |  | $ | 73,458 |
Nonowner-occupied |  |  | 61,577 |  |  |  | 6,305 |  |  |  | 4,120 |  |  |  | 72,002 |
Construction |  |  | 23,080 |  |  |  | ---- |  |  |  | 772 |  |  |  | 23,852 |
Commercial and industrial |  |  | 70,852 |  |  |  | 5,232 |  |  |  | 5,852 |  |  |  | 81,936 |
Total |  | $ | 217,796 |  |  | $ | 18,275 |  |  | $ | 15,177 |  |  | $ | 251,248 |
December 31, 2014 |  | Pass |  |  | Criticized |  |  | Classified |  |  | Total |
Commercial real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner-occupied |  | $ | 72,232 |  |  | $ | 2,102 |  |  | $ | 4,514 |  |  | $ | 78,848 |
Nonowner-occupied |  |  | 60,491 |  |  |  | 2,127 |  |  |  | 8,611 |  |  |  | 71,229 |
Construction |  |  | 27,364 |  |  |  | ---- |  |  |  | 171 |  |  |  | 27,535 |
Commercial and industrial |  |  | 76,395 |  |  |  | 495 |  |  |  | 7,108 |  |  |  | 83,998 |
Total |  | $ | 236,482 |  |  | $ | 4,724 |  |  | $ | 20,404 |  |  | $ | 261,610 |
Performing and Nonperforming Loans [Table Text Block] |
|  | Consumer |  |  |  |  |  |  |  |  |
December 31, 2015 |  | Automobile |  |  | Home Equity |  |  | Other |  |  | Residential Real Estate |  |  | Total |
Performing |  | $ | 44,521 |  |  | $ | 20,745 |  |  | $ | 45,218 |  |  | $ | 221,807 |  |  | $ | 332,291 |
Nonperforming |  |  | 45 |  |  |  | 96 |  |  |  | 4 |  |  |  | 2,068 |  |  |  | 2,213 |
Total |  | $ | 44,566 |  |  | $ | 20,841 |  |  | $ | 45,222 |  |  | $ | 223,875 |  |  | $ | 334,504 |
|  | Consumer |  |  |  |  |  |  |  |  |
December 31, 2014 |  | Automobile |  |  | Home Equity |  |  | Other |  |  | Residential Real Estate |  |  | Total |
Performing |  | $ | 42,816 |  |  | $ | 18,188 |  |  | $ | 48,264 |  |  | $ | 219,860 |  |  | $ | 329,128 |
Nonperforming |  |  | 33 |  |  |  | 103 |  |  |  | 126 |  |  |  | 3,768 |  |  |  | 4,030 |
Total |  | $ | 42,849 |  |  | $ | 18,291 |  |  | $ | 48,390 |  |  | $ | 223,628 |  |  | $ | 333,158 |

X
- Definition Tabular disclosure of allowance for loan losses and the recorded investment of loans. + References No definition available. + Details
Name: | ovbc_AllowanceForLoanLossesAndTheRecordedInvestmentOfLoansTableTextBlock
Namespace Prefix: | ovbc_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of performing and nonperforming loans. + References No definition available. + Details
Name: | ovbc_PerformingAndNonperformingLoansTableTextBlock
Namespace Prefix: | ovbc_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of loans individually evaluated for impairment. + References No definition available. + Details
Name: | ovbc_ScheduleOfLoansIndividuallyEvaluatedForImpairmentTableTextBlock
Namespace Prefix: | ovbc_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of recorded investment in nonaccrual loans. + References No definition available. + Details
Name: | ovbc_ScheduleOfRecordedInvestmentInNonaccrualLoansTableTextBlock
Namespace Prefix: | ovbc_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Pre and post modifications to TDR + References No definition available. + Details
Name: | ovbc_TroubledDebtRestructuringsonFinancingReceivablesPreAndPostModificationTableTextBlock
Namespace Prefix: | ovbc_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 55 -Paragraph 19 -URI http://asc.fasb.org/extlink&oid=32702940&loc=SL6953803-111525 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 29 -URI http://asc.fasb.org/extlink&oid=49124121&loc=SL6953659-111524 + Details
Name: | us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=49124121&loc=d3e5111-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7A -URI http://asc.fasb.org/extlink&oid=49124121&loc=SL6953401-111524 + Details
Name: | us-gaap_PastDueFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- References No definition available. + Details
Name: | us-gaap_ReceivablesAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.3,4) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 + Details
Name: | us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of the activity in the total allowance for credit losses related to financing receivables (such as loans or lease receivables) for entities that have an unclassified balance sheet, including the balance in the allowance at the beginning and end of each period, additions charged to operations, direct write-downs charged against the allowance, and recoveries of amounts previously charged off. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c) -URI http://asc.fasb.org/extlink&oid=49124121&loc=SL6953423-111524 + Details
Name: | us-gaap_ScheduleOfCreditLossesRelatedToFinancingReceivablesCurrentAndNoncurrentTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivables and troubled debt restructurings. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 33 -URI http://asc.fasb.org/extlink&oid=49124121&loc=SL6953676-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 34 -URI http://asc.fasb.org/extlink&oid=49124121&loc=SL6953682-111524 + Details
Name: | us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration