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Note 8 - Segment Information | 9 Months Ended
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Sep. 30, 2016
Notes to Financial Statements |
Segment Reporting Disclosure [Text Block] | NOTE 8 – SEGMENT INFORMATION The reportable segments are determined by the products and services offered, primarily distinguished between banking and consumer finance. They are also distinguished by the level of information provided to the chief operating decision maker, who uses such information to review performance of various components of the business, which are then aggregated if operating performance, products/services, and customers are similar. Loans, investments, and deposits provide the majority of the net revenues from the banking operation, while loans provide the majority of the net revenues for the consumer finance segment. All Company segments are domestic. Total revenues from the banking segment, which accounted for the majority of the Company's total revenues, totaled 90.9% and 90.2% of total consolidated revenues for the quarters ended September 30, 2016 and 2015, respectively. The accounting policies used for the Company's reportable segments are the same as those described in Note 1 - Summary of Significant Accounting Policies. Income taxes are allocated based on income before tax expense. Information for the Company’s reportable segments is as follows:
|  | Three Months Ended September 30, 2016 |
|  | Banking |  |  | Consumer Finance |  |  | Total Company |
Net interest income |  | $ | 8,396 |  |  | $ | 589 |  |  | $ | 8,985 |
Provision expense |  |  | 1,675 |  |  |  | 33 |  |  |  | 1,708 |
Noninterest income |  |  | 1,655 |  |  |  | 38 |  |  |  | 1,693 |
Noninterest expense |  |  | 8,167 |  |  |  | 661 |  |  |  | 8,828 |
Tax expense (benefit) |  |  | (193 | ) |  |  | (23 | ) |  |  | (216 | )
Net income (loss) |  |  | 402 |  |  |  | (44 | ) |  |  | 358 |
Assets |  |  | 957,889 |  |  |  | 12,341 |  |  |  | 970,230 |
|  | Three Months Ended September 30, 2015 |
|  | Banking |  |  | Consumer Finance |  |  | Total Company |
Net interest income |  | $ | 7,627 |  |  | $ | 658 |  |  | $ | 8,285 |
Provision expense (benefit) |  |  | 10 |  |  |  | (21 | ) |  |  | (11 | )
Noninterest income |  |  | 1,522 |  |  |  | 62 |  |  |  | 1,584 |
Noninterest expense |  |  | 7,106 |  |  |  | 621 |  |  |  | 7,727 |
Tax expense |  |  | 471 |  |  |  | 40 |  |  |  | 511 |
Net income |  |  | 1,562 |  |  |  | 80 |  |  |  | 1,642 |
Assets |  |  | 795,458 |  |  |  | 13,008 |  |  |  | 808,466 |
|  | Nine Months Ended September 30, 2016 |
|  | Banking |  |  | Consumer Finance |  |  | Total Company |
Net interest income |  | $ | 23,684 |  |  | $ | 2,607 |  |  | $ | 26,291 |
Provision expense |  |  | 2,180 |  |  |  | 148 |  |  |  | 2,328 |
Noninterest income |  |  | 6,220 |  |  |  | 569 |  |  |  | 6,789 |
Noninterest expense |  |  | 22,460 |  |  |  | 2,110 |  |  |  | 24,570 |
Tax expense |  |  | 975 |  |  |  | 311 |  |  |  | 1,286 |
Net income |  |  | 4,289 |  |  |  | 607 |  |  |  | 4,896 |
Assets |  |  | 957,889 |  |  |  | 12,341 |  |  |  | 970,230 |
|  | Nine Months Ended September 30, 2015 |
|  | Banking |  |  | Consumer Finance |  |  | Total Company |
Net interest income |  | $ | 22,690 |  |  | $ | 2,674 |  |  | $ | 25,364 |
Provision expense |  |  | 685 |  |  |  | 25 |  |  |  | 710 |
Noninterest income |  |  | 6,351 |  |  |  | 639 |  |  |  | 6,990 |
Noninterest expense |  |  | 20,679 |  |  |  | 2,029 |  |  |  | 22,708 |
Tax expense |  |  | 1,834 |  |  |  | 426 |  |  |  | 2,260 |
Net income |  |  | 5,843 |  |  |  | 833 |  |  |  | 6,676 |
Assets |  |  | 795,458 |  |  |  | 13,008 |  |  |  | 808,466 |

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- Definition The entire disclosure for reporting segments including data and tables. Reportable segments include those that meet any of the following quantitative thresholds a) it's reported revenue, including sales to external customers and intersegment sales or transfers is 10 percent or more of the combined revenue, internal and external, of all operating segments b) the absolute amount of its reported profit or loss is 10 percent or more of the greater, in absolute amount of 1) the combined reported profit of all operating segments that did not report a loss or 2) the combined reported loss of all operating segments that did report a loss c) its assets are 10 percent or more of the combined assets of all operating segments. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 34 -URI http://asc.fasb.org/extlink&oid=68060357&loc=d3e8981-108599 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 41 -URI http://asc.fasb.org/extlink&oid=68060357&loc=d3e9038-108599 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 33 -URI http://asc.fasb.org/extlink&oid=68060357&loc=d3e8971-108599 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 12 -URI http://asc.fasb.org/extlink&oid=68060357&loc=d3e8595-108599 Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=68060357&loc=d3e8380-108599 Reference 6: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 32 -URI http://asc.fasb.org/extlink&oid=68060357&loc=d3e8933-108599 Reference 7: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 26 -URI http://asc.fasb.org/extlink&oid=68060357&loc=d3e8844-108599 Reference 8: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 35 -URI http://asc.fasb.org/extlink&oid=68060357&loc=d3e8984-108599 Reference 9: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 40 -URI http://asc.fasb.org/extlink&oid=68060357&loc=d3e9031-108599 Reference 10: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 42 -URI http://asc.fasb.org/extlink&oid=68060357&loc=d3e9054-108599 Reference 11: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 10 -URI http://asc.fasb.org/extlink&oid=68060357&loc=d3e8538-108599 Reference 12: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 29 -URI http://asc.fasb.org/extlink&oid=68060357&loc=d3e8864-108599 Reference 13: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 31 -URI http://asc.fasb.org/extlink&oid=68060357&loc=d3e8924-108599 Reference 14: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 30 -URI http://asc.fasb.org/extlink&oid=68060357&loc=d3e8906-108599 + Details
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