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Consolidated Statements of Income - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2018
Dec. 31, 2017
Dec. 31, 2016
Interest and dividend income:      
Loans, including fees $ 44,365 $ 42,182 $ 36,266
Securities:      
Taxable 2,377 2,116 1,961
Tax exempt 369 411 445
Dividends 440 392 302
Interest-bearing deposits with banks 1,608 582 353
Other interest 38 25 21
49,197 45,708 39,348
Interest expense:      
Deposits 4,155 2,843 2,154
Other borrowed funds 986 884 664
Subordinated debentures 330 248 204
5,471 3,975 3,022
Net interest income 43,726 41,733 36,326
Provision for loan losses 1,039 2,564 2,826
Net interest income after provision for loan losses 42,687 39,169 33,500
Noninterest income:      
Income from bank owned life insurance and annuity assets 717 1,226 725
Electronic refund check / deposit fees 1,579 1,692 2,048
Debit / credit card interchange income 3,662 3,376 2,594
Loss on other real estate owned (559) (189) (467)
Other 850 688 908
8,938 9,435 8,239
Noninterest expense:      
Salaries and employee benefits 22,191 20,809 18,874
Occupancy 1,754 1,770 1,846
Furniture and equipment 1,023 1,049 922
Professional fees 2,016 1,792 1,362
Marketing expense 777 1,034 915
FDIC insurance 447 465 455
Data processing 2,115 2,081 1,455
Software 1,533 1,486 1,316
Foreclosed assets 238 499 357
Amortization of intangibles 135 156 68
Merger related expenses 6 39 930
Other 5,191 5,429 4,399
37,426 36,609 32,899
Income before income taxes 14,199 11,995 8,840
Total income taxes 2,255 4,486 1,920
NET INCOME $ 11,944 $ 7,509 $ 6,920
Earnings per share (in dollars per share) $ 2.53 $ 1.60 $ 1.59
Deposit Account [Member]      
Noninterest income:      
Revenue from Contract with Customer $ 2,084 $ 2,137 $ 1,977
Fiduciary and Trust [Member]      
Noninterest income:      
Revenue from Contract with Customer 263 240 227
Mortgage Banking [Member]      
Noninterest income:      
Revenue from Contract with Customer $ 342 $ 265 $ 227