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Note C - Loans and Allowance for Loan Losses - Loans (Details) - USD ($) $ in Thousands | Dec. 31, 2019 | Dec. 31, 2018
--- | --- | ---
Loans | $ 772,774 | $ 777,052
Less: Allowance for loan losses | (6,272) | (6,728)
Loans, net | 766,502 | 770,324
Residential Portfolio Segment [Member] |  |
Loans | 310,253 | 304,079
Commercial Real Estate Portfolio Segment [Member] |  |
Loans | 222,136 | 216,360
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member] |  |
Loans | 55,825 | 61,694
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member] |  |
Loans | 131,398 | 117,188
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] |  |
Loans | 34,913 | 37,478
Commercial and Industrial Portfolio Segment [Member] |  |
Loans | 100,023 | 113,243
Consumer Portfolio Segment [Member] |  |
Loans | 140,362 | 143,370
Consumer Portfolio Segment [Member] | Automobile Loan [Member] |  |
Loans | 63,770 | 70,226
Consumer Portfolio Segment [Member] | Home Equity Loan [Member] |  |
Loans | 22,882 | 22,512
Consumer Portfolio Segment [Member] | Other Consumer Loans [Member] |  |
Loans | $ 53,710 | $ 50,632

X
- Definition Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03.7(d)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (g) -URI http://asc.fasb.org/extlink&oid=118936363&loc=SL6953423-111524 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 30 -Section 50 -Paragraph 2 -Subparagraph (b)(1)(ii) -URI http://asc.fasb.org/extlink&oid=118939070&loc=d3e15032-111544 Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=118936363&loc=SL6953423-111524 Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section S99 -Paragraph 4 -Subparagraph (SAB Topic 6.L.1) -URI http://asc.fasb.org/extlink&oid=27010918&loc=d3e74567-122707 + Details
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