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Note P - Regulatory Matters (Tables) | 12 Months Ended
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Dec. 31, 2019
Notes Tables |
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block] |
|  | Actual |  |  | Minimum Regulatory |  |  | Minimum To Be Well |
201 9 |  | Amount |  |  | Ratio |  |  | Capital Ratio |  |  | Capitalized (1) |
Total capital (to risk weighted assets) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consolidated |  | $ | 134,930 |  |  |  | 18.7 | % |  |  | 8.0 | % |  |  | 10.0 | %
Bank |  |  | 120,716 |  |  |  | 17.0 |  |  |  | 8.0 |  |  |  | 10.0 |
Common equity Tier 1 capital (to risk weighted assets) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consolidated |  |  | 120,158 |  |  |  | 16.6 |  |  |  | 4.5 |  |  |  | N/A |
Bank |  |  | 114,772 |  |  |  | 16.1 |  |  |  | 4.5 |  |  |  | 6.5 |
Tier 1 capital (to risk weighted assets) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consolidated |  |  | 128,658 |  |  |  | 17.8 |  |  |  | 6.0 |  |  |  | 6.0 |
Bank |  |  | 114,772 |  |  |  | 16.1 |  |  |  | 6.0 |  |  |  | 8.0 |
Tier 1 capital (to average assets) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consolidated |  |  | 128,658 |  |  |  | 12.5 |  |  |  | 4.0 |  |  |  | N/A |
Bank |  |  | 114,772 |  |  |  | 11.3 |  |  |  | 4.0 |  |  |  | 5.0 |
|  | Actual |  |  | Minimum Regulatory |  |  | Minimum To Be Well |
201 8 |  | Amount |  |  | Ratio |  |  | Capital Ratio |  |  | Capitalized (1) |
Total capital (to risk weighted assets) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consolidated |  | $ | 127,487 |  |  |  | 17.7 | % |  |  | 8.0 | % |  |  | 10.0 | %
Bank |  |  | 114,947 |  |  |  | 16.2 |  |  |  | 8.0 |  |  |  | 10.0 |
Common equity Tier 1 capital (to risk weighted assets) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consolidated |  |  | 112,259 |  |  |  | 15.6 |  |  |  | 4.5 |  |  |  | N/A |
Bank |  |  | 108,547 |  |  |  | 15.3 |  |  |  | 4.5 |  |  |  | 6.5 |
Tier 1 capital (to risk weighted assets) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consolidated |  |  | 120,759 |  |  |  | 16.7 |  |  |  | 6.0 |  |  |  | 6.0 |
Bank |  |  | 108,547 |  |  |  | 15.3 |  |  |  | 6.0 |  |  |  | 8.0 |
Tier 1 capital (to average assets) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consolidated |  |  | 120,759 |  |  |  | 11.8 |  |  |  | 4.0 |  |  |  | N/A |
Bank |  |  | 108,547 |  |  |  | 10.7 |  |  |  | 4.0 |  |  |  | 5.0 |

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