<SEC-DOCUMENT>0000894671-20-000004.txt : 20200207
<SEC-HEADER>0000894671-20-000004.hdr.sgml : 20200207
<ACCEPTANCE-DATETIME>20200207121116
ACCESSION NUMBER:		0000894671-20-000004
CONFORMED SUBMISSION TYPE:	SC 13G/A
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		20200207
DATE AS OF CHANGE:		20200207

SUBJECT COMPANY:	

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			OHIO VALLEY BANC CORP
		CENTRAL INDEX KEY:			0000894671
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				311359191
		STATE OF INCORPORATION:			OH
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		SC 13G/A
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	005-44084
		FILM NUMBER:		20586189

	BUSINESS ADDRESS:	
		STREET 1:		420 THIRD AVE
		CITY:			GALLIPOLIS
		STATE:			OH
		ZIP:			45631
		BUSINESS PHONE:		7404462631

	MAIL ADDRESS:	
		STREET 1:		420 THIRD AVENUE
		STREET 2:		PO BOX 240
		CITY:			GALLIPOLIS
		STATE:			OH
		ZIP:			45631

FILED BY:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			OHIO VALLEY BANK Co
		CENTRAL INDEX KEY:			0001513044
		IRS NUMBER:				314271820
		STATE OF INCORPORATION:			OH
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		SC 13G/A

	BUSINESS ADDRESS:	
		STREET 1:		420 THIRD AVENUE, P.O. BOX 240
		CITY:			GALLIPOLIS
		STATE:			OH
		ZIP:			45631
		BUSINESS PHONE:		740-446-2631

	MAIL ADDRESS:	
		STREET 1:		420 THIRD AVENUE, P.O. BOX 240
		CITY:			GALLIPOLIS
		STATE:			OH
		ZIP:			45631
</SEC-HEADER>
<DOCUMENT>
<TYPE>SC 13G/A
<SEQUENCE>1
<FILENAME>sched13ga020720.htm
<DESCRIPTION>SCHEDULE 13 G/A AMENDMENT 7 AS OF 12/31/19
<TEXT>
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    <div style="text-align: center; font-size: 12pt;">SECURITIES AND EXCHANGE COMMISSION</div>
    <div style="text-align: center; font-size: 12pt;">Washington, D.C.&#160; 20549</div>
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    <div><br>
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    <div style="text-align: center; font-size: 12pt;">SCHEDULE 13G/A</div>
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    <div style="text-align: center; font-size: 12pt;">Under the Securities Exchange Act of 1934</div>
    <div style="text-align: center; font-size: 12pt;">(Amendment No. <u>&#160; &#160; &#160; &#160;&#160; 7&#160; &#160; &#160; &#160; &#160; &#160; </u>)</div>
    <div><br>
    </div>
    <div><br>
    </div>
    <div style="text-align: center; font-size: 12pt;"><u>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Ohio Valley Banc Corp.&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160;&#160; &#160;</u></div>
    <div style="text-align: center; font-size: 12pt;">(Name of Issuer)</div>
    <div><br>
    </div>
    <div><br>
    </div>
    <div style="text-align: center; font-size: 12pt;"><u>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Common Stock&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160;&#160; &#160; &#160;</u></div>
    <div style="text-align: center; font-size: 12pt;">(Title of Class of Securities)</div>
    <div><br>
    </div>
    <div><br>
    </div>
    <div style="text-align: center; font-size: 12pt;"><u>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;677719106&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160;&#160; &#160;</u></div>
    <div style="text-align: center; font-size: 12pt;">(CUSIP Number)</div>
    <div><br>
    </div>
    <div><br>
    </div>
    <div style="text-align: center; font-size: 12pt;"><u>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;December 31, 2019&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160;</u></div>
    <div style="text-align: center; font-size: 12pt;">(Date of Event Which Requires Filing of this Statement)</div>
    <div><br>
    </div>
    <div><br>
    </div>
    <div style="font-size: 12pt;">Check the appropriate box to designate the rule pursuant to which this Schedule is filed:</div>
    <div><br>
    </div>
    <div style="text-indent: 36pt;"><font style="font-size: 12pt;">[ x]</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-size: 12pt;">Rule 13d-1(b)</font></div>
    <div style="text-indent: 36pt;"><font style="font-size: 12pt;">[&#160;&#160; ]</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-size: 12pt;">Rule 13d-1(c)</font></div>
    <div style="text-indent: 36pt;"><font style="font-size: 12pt;">[&#160;&#160; ]</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-size: 12pt;">Rule 13d-1(d)</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; font-family: 'Times New Roman',Times,serif; font-size: 12pt;">* The remainder of this cover page shall be filled out for a reporting person's initial filing on this form with respect to the subject class of
      securities, and for any subsequent amendment containing information which would alter the disclosures provided in a prior cover page.</div>
    <div><br>
    </div>
    <div style="text-align: justify; font-family: 'Times New Roman',Times,serif; font-size: 12pt;">The information required in the remainder of this cover page shall not be deemed to be "filed" for the purpose of Section 18 of the Securities
      Exchange Act of 1934 ("Act") or otherwise subject to the liabilities of that section of the Act but shall be subject to all other provisions of the Act (however, see the Notes).</div>
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        <tr>
          <td style="width: 33.17%; vertical-align: top;">
            <div>CUSIP No.<u>&#160;&#160; 677719106&#160;&#160; &#160;&#160;</u></div>
          </td>
          <td style="width: 33.67%; vertical-align: top;">
            <div style="text-align: center; font-size: 12pt;">13G/A</div>
          </td>
          <td style="width: 33.17%; vertical-align: top;">&#160;</td>
        </tr>

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    <table cellspacing="0" cellpadding="0" border="0" id="zf80458cc22b942e0aa7b0a095b214595" style="border-left: medium none #000000; border-right: medium none #000000; width: 100%; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">

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          <td style="width: 7.46%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center;">1</div>
          </td>
          <td style="width: 92.54%; vertical-align: top; border-bottom: #000000 2px solid;" colspan="3">
            <div>NAMES OF REPORTING PERSONS</div>
            <div>&#160;</div>
            <div>Ohio Valley Banc Corp. Employees' Stock Ownership Plan and Trust</div>
            <div>&#160;</div>
            <div>&#160;</div>
          </td>
        </tr>
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          <td style="width: 7.46%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div style="text-align: center;">2</div>
          </td>
          <td style="width: 92.54%; vertical-align: top; border-bottom: #000000 2px solid;" colspan="3">
            <div>CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*</div>
            <div>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(a) &#9744;</div>
            <div>&#160;</div>
            <div>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(b) &#9744;</div>
            <div>&#160;</div>
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            <div style="text-align: center;">3</div>
          </td>
          <td style="width: 92.54%; vertical-align: top; background-color: #BFBFBF; border-bottom: #000000 2px solid;" colspan="3">
            <div>SEC USE ONLY</div>
            <div>&#160;</div>
            <div>&#160;</div>
            <div>&#160;</div>
          </td>
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          <td style="width: 7.46%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div style="text-align: center;">4</div>
          </td>
          <td style="width: 92.54%; vertical-align: top; border-bottom: #000000 2px solid;" colspan="3">
            <div>CITIZENSHIP OR PLACE OF ORGANIZATION</div>
            <div>&#160;</div>
            <div>United States</div>
            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 20.9%; vertical-align: top;" colspan="2">
            <div>&#160;</div>
            <div>&#160;</div>
            <div>&#160;</div>
            <div style="text-align: center;">NUMBER OF</div>
          </td>
          <td style="width: 7.46%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center;">5</div>
          </td>
          <td style="width: 71.64%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div>SOLE VOTING POWER</div>
            <div>&#160;</div>
            <div>&#160;-0-</div>
          </td>
        </tr>
        <tr>
          <td style="width: 20.9%; vertical-align: top;" colspan="2">
            <div style="text-align: center;">SHARES</div>
            <div style="text-align: center;">BENEFICIALLY</div>
            <div style="text-align: center;">OWNED</div>
            <div style="text-align: center;">BY EACH</div>
          </td>
          <td style="width: 7.46%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center;">6</div>
          </td>
          <td style="width: 71.64%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div>SHARED VOTING POWER</div>
            <div>&#160;</div>
            <div>&#160;-0-</div>
            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 20.9%; vertical-align: top;" colspan="2">
            <div style="text-align: center;">REPORTING PERSON</div>
            <div style="text-align: center;">WITH</div>
          </td>
          <td style="width: 7.46%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center;">7</div>
          </td>
          <td style="width: 71.64%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div>SOLE DISPOSITIVE POWER</div>
            <div>&#160;</div>
            <div>&#160;-0-</div>
            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 20.9%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">&#160;</td>
          <td style="width: 7.46%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center;">8</div>
          </td>
          <td style="width: 71.64%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
            <div>SHARED DISPOSITIVE POWER</div>
            <div>&#160;</div>
            <div>&#160;365,274</div>
            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 7.46%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div style="text-align: center;">9</div>
          </td>
          <td style="width: 92.54%; vertical-align: top; border-bottom: #000000 2px solid;" colspan="3">
            <div>AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON</div>
            <div>&#160;</div>
            <div>365,274</div>
            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 7.46%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div style="text-align: center;">10</div>
          </td>
          <td style="width: 92.54%; vertical-align: top; border-bottom: #000000 2px solid;" colspan="3">
            <div>CHECK IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES*</div>
            <div>&#160;</div>
            <div>&#160;</div>
            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 7.46%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div style="text-align: center;">11</div>
          </td>
          <td style="width: 92.54%; vertical-align: top; border-bottom: #000000 2px solid;" colspan="3">
            <div>PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9</div>
            <div> <br>
            </div>
            <div>7.63%</div>
            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 7.46%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div style="text-align: center;">12</div>
          </td>
          <td style="width: 92.54%; vertical-align: top; border-bottom: #000000 2px solid;" colspan="3">
            <div>TYPE OF REPORTING PERSON*</div>
            <div>&#160;</div>
            <div>EP</div>
            <div>&#160;</div>
          </td>
        </tr>

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          <td style="width: 34.87%; vertical-align: top;">
            <div>CUSIP No.<u>&#160;&#160; 677719106&#160;&#160; &#160;&#160;</u></div>
          </td>
          <td style="width: 32.81%; vertical-align: top;">
            <div style="text-align: center; font-size: 12pt;">13G/A</div>
          </td>
          <td style="width: 32.32%; vertical-align: top;">&#160;</td>
        </tr>

    </table>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="z5550c347807a43e09ff57da0066bf5f1" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

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          <td style="width: 7.46%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div style="text-align: center;">1</div>
          </td>
          <td style="width: 92.54%; vertical-align: top; border-bottom: #000000 2px solid;" colspan="3">
            <div>NAMES OF REPORTING PERSONS</div>
            <div>&#160;</div>
            <div>The Ohio Valley Bank Company</div>
            <div>&#160;</div>
            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 7.46%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div style="text-align: center;">2</div>
          </td>
          <td style="width: 92.54%; vertical-align: top; border-bottom: #000000 2px solid;" colspan="3">
            <div>CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*</div>
            <div>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(a) &#9744;</div>
            <div>&#160;</div>
            <div>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(b) &#9744;</div>
            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 7.46%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div style="text-align: center;">3</div>
          </td>
          <td style="width: 92.54%; vertical-align: top; background-color: #BFBFBF; border-bottom: #000000 2px solid;" colspan="3">
            <div>SEC USE ONLY</div>
            <div>&#160;</div>
            <div>&#160;</div>
            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 7.46%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div style="text-align: center;">4</div>
          </td>
          <td style="width: 92.54%; vertical-align: top; border-bottom: #000000 2px solid;" colspan="3">
            <div>CITIZENSHIP OR PLACE OF ORGANIZATION</div>
            <div>&#160;</div>
            <div>Ohio</div>
            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 20.9%; vertical-align: top;" colspan="2">
            <div>&#160;</div>
            <div>&#160;</div>
            <div>&#160;</div>
            <div style="text-align: center;">NUMBER OF</div>
          </td>
          <td style="width: 7.46%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center;">5</div>
          </td>
          <td style="width: 71.64%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div>SOLE VOTING POWER</div>
            <div>&#160;</div>
            <div>&#160;24,124</div>
            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 20.9%; vertical-align: top;" colspan="2">
            <div style="text-align: center;">SHARES</div>
            <div style="text-align: center;">BENEFICIALLY</div>
            <div style="text-align: center;">OWNED</div>
            <div style="text-align: center;">BY EACH</div>
          </td>
          <td style="width: 7.46%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center;">6</div>
          </td>
          <td style="width: 71.64%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div>SHARED VOTING POWER</div>
            <div>&#160;</div>
            <div>&#160;-0-</div>
            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 20.9%; vertical-align: top;" colspan="2">
            <div style="text-align: center;">REPORTING PERSON</div>
            <div style="text-align: center;">WITH</div>
          </td>
          <td style="width: 7.46%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center;">7</div>
          </td>
          <td style="width: 71.64%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div>SOLE DISPOSITIVE POWER</div>
            <div>&#160;</div>
            <div>&#160;24,124</div>
            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 20.9%; vertical-align: top; border-bottom: #000000 2px solid;" colspan="2">&#160;</td>
          <td style="width: 7.46%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center;">8</div>
          </td>
          <td style="width: 71.64%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div>SHARED DISPOSITIVE POWER</div>
            <div>&#160;</div>
            <div>&#160;365,274</div>
            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 7.46%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div style="text-align: center;">9</div>
          </td>
          <td style="width: 92.54%; vertical-align: top; border-bottom: #000000 2px solid;" colspan="3">
            <div>AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON</div>
            <div> <br>
            </div>
            <div>&#160;389,398</div>
            <div>&#160;</div>
            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 7.46%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div style="text-align: center;">10</div>
          </td>
          <td style="width: 92.54%; vertical-align: top; border-bottom: #000000 2px solid;" colspan="3">
            <div>CHECK IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES*</div>
            <div>&#160;</div>
            <div>&#160;</div>
            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 7.46%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div style="text-align: center;">11</div>
          </td>
          <td style="width: 92.54%; vertical-align: top; border-bottom: #000000 2px solid;" colspan="3">
            <div>PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9</div>
            <div> <br>
            </div>
            <div>&#160;8.13%</div>
            <div> <br>
            </div>
          </td>
        </tr>
        <tr>
          <td style="width: 7.46%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div style="text-align: center;">12</div>
          </td>
          <td style="width: 92.54%; vertical-align: top; border-bottom: #000000 2px solid;" colspan="3">
            <div>TYPE OF REPORTING PERSON*</div>
            <div>&#160;</div>
            <div>&#160;BK</div>
            <div>&#160;</div>
          </td>
        </tr>

    </table>
    <div><br>
    </div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
      <div id="DSPFPageFooter">
        <div style="font-size: 12pt;"></div>
        <div><br>
        </div>
      </div>
      <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">3</font></div>
      <div style="page-break-after: always;" id="DSPFPageBreak">
        <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
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    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="z6eb24b0ed4e946fbbb88af440f9bf9ac" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 18.98%; vertical-align: top;">
            <div style="font-size: 12pt;"><u>Item 1(a).</u></div>
          </td>
          <td style="width: 81.02%; vertical-align: top;" colspan="3">
            <div style="font-size: 12pt;">Name of Issuer:</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.98%; vertical-align: top;">&#160;</td>
          <td style="width: 81.02%; vertical-align: top;" colspan="3">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.98%; vertical-align: top;">&#160;</td>
          <td style="width: 81.02%; vertical-align: top;" colspan="3">
            <div style="font-size: 12pt;">Ohio Valley Banc Corp.</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.98%; vertical-align: top;">&#160;</td>
          <td style="width: 81.02%; vertical-align: top;" colspan="3">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.98%; vertical-align: top;">
            <div style="font-size: 12pt;"><u>Item 1(b).</u></div>
          </td>
          <td style="width: 81.02%; vertical-align: top;" colspan="3">
            <div style="font-size: 12pt;">Address of Issuer's Principal Executive Offices:</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.98%; vertical-align: top;">&#160;</td>
          <td style="width: 81.02%; vertical-align: top;" colspan="3">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.98%; vertical-align: top;">&#160;</td>
          <td style="width: 81.02%; vertical-align: top;" colspan="3">
            <div style="font-size: 12pt;">420 Third Avenue</div>
            <div style="font-size: 12pt;">P.O. Box 240</div>
            <div style="font-size: 12pt;">Gallipolis, OH 45631</div>
            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.98%; vertical-align: top;">
            <div style="font-size: 12pt;"><u>Item 2(a).</u></div>
          </td>
          <td style="width: 81.02%; vertical-align: top;" colspan="3">
            <div style="font-size: 12pt;">Name of Person Filing:</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.98%; vertical-align: top;">&#160;</td>
          <td style="width: 81.02%; vertical-align: top;" colspan="3">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.98%; vertical-align: top;">&#160;</td>
          <td style="width: 81.02%; vertical-align: top;" colspan="3">
            <div style="font-size: 12pt;">Ohio Valley Banc Corp. Employees' Stock Ownership Plan and Trust</div>
            <div style="font-size: 12pt;">The Ohio Valley Bank Company</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.98%; vertical-align: top;">&#160;</td>
          <td style="width: 81.02%; vertical-align: top;" colspan="3">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.98%; vertical-align: top;">
            <div style="font-size: 12pt;"><u>Item 2(b).</u></div>
          </td>
          <td style="width: 81.02%; vertical-align: top;" colspan="3">
            <div style="font-size: 12pt;">Address of Principal Business Office or, if none,</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.98%; vertical-align: top;">&#160;</td>
          <td style="width: 81.02%; vertical-align: top;" colspan="3">
            <div style="font-size: 12pt;">Residence:</div>
            <div>&#160;</div>
            <div style="font-size: 12pt;">420 Third Avenue</div>
            <div style="font-size: 12pt;">P.O. Box 240</div>
            <div style="font-size: 12pt;">Gallipolis, OH 45631</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.98%; vertical-align: top;">&#160;</td>
          <td style="width: 81.02%; vertical-align: top;" colspan="3">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.98%; vertical-align: top;">
            <div style="font-size: 12pt;"><u>Item 2(c).</u></div>
          </td>
          <td style="width: 81.02%; vertical-align: top;" colspan="3">
            <div style="font-size: 12pt;">Citizenship:</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.98%; vertical-align: top;">&#160;</td>
          <td style="width: 81.02%; vertical-align: top;" colspan="3">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.98%; vertical-align: top;">&#160;</td>
          <td style="width: 81.02%; vertical-align: top;" colspan="3">
            <div style="text-align: justify; font-family: 'Times New Roman',Times,serif; font-size: 12pt;">The Ohio Valley Banc Corp. Employees' Stock Ownership Plan and Trust was formed, and The Ohio Valley Bank Company was incorporated, under
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            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.98%; vertical-align: top;">
            <div style="font-size: 12pt;">Item 2(d).</div>
          </td>
          <td style="width: 81.02%; vertical-align: top;" colspan="3">
            <div style="font-size: 12pt;">Title and Class of Securities:</div>
            <div>&#160;</div>
            <div style="font-size: 12pt;">Common Shares</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.98%; vertical-align: top;">&#160;</td>
          <td style="width: 81.02%; vertical-align: top;" colspan="3">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.98%; vertical-align: top;">
            <div style="font-size: 12pt;"> <u>Item 2(e)</u><u>.</u></div>
          </td>
          <td style="width: 81.02%; vertical-align: top;" colspan="3">
            <div style="font-size: 12pt;">CUSIP Number</div>
            <div>&#160;</div>
            <div style="font-size: 12pt;">677719106</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.98%; vertical-align: top;">&#160;</td>
          <td style="width: 81.02%; vertical-align: top;" colspan="3">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.98%; vertical-align: top;">
            <div style="font-size: 12pt;"><u>Item 3.</u></div>
          </td>
          <td style="width: 81.02%; vertical-align: top;" colspan="3">
            <div style="font-size: 12pt;">If this statement is filed pursuant to Rules 13d-1(b), or 13d-2(b) or (c), check whether the person filing is a:</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.98%; vertical-align: top;">&#160;</td>
          <td style="width: 81.02%; vertical-align: top;" colspan="3">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.98%; vertical-align: top;">&#160;</td>
          <td style="width: 6.58%; vertical-align: top;">
            <div style="font-size: 12pt;">(a)</div>
          </td>
          <td style="width: 9.4%; vertical-align: top;">
            <div style="font-size: 12pt;">[&#160; &#160; &#160; ]</div>
          </td>
          <td style="width: 65.04%; vertical-align: top;">
            <div style="font-size: 12pt;">Broker or Dealer registered under Section 15 of the Act (15&#160;U.S.C. 78o).</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.98%; vertical-align: top;">&#160;</td>
          <td style="width: 6.58%; vertical-align: top;">&#160;</td>
          <td style="width: 9.4%; vertical-align: top;">&#160;</td>
          <td style="width: 65.04%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.98%; vertical-align: top;">&#160;</td>
          <td style="width: 6.58%; vertical-align: top;">
            <div style="font-size: 12pt;">(b)</div>
          </td>
          <td style="width: 9.4%; vertical-align: top;">
            <div style="font-size: 12pt;">[ x&#160;&#160; ]</div>
          </td>
          <td style="width: 65.04%; vertical-align: top;">
            <div style="font-size: 12pt;">Bank as defined in section 3(a)(6) of the Act (15&#160;U.S.C. 78c).</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.98%; vertical-align: top;">&#160;</td>
          <td style="width: 6.58%; vertical-align: top;">&#160;</td>
          <td style="width: 9.4%; vertical-align: top;">&#160;</td>
          <td style="width: 65.04%; vertical-align: top;">&#160;</td>
        </tr>

    </table>
    <div><br>
    </div>
    <div><br>
    </div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
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        <div style="font-size: 12pt;"></div>
        <div><br>
        </div>
      </div>
      <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">4</font></div>
      <div style="page-break-after: always;" id="DSPFPageBreak">
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    <div><br>
    </div>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="z4b0fa36685f4400cb75b5813e48efe9a" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 6.58%; vertical-align: top;">
            <div style="font-size: 12pt;">(c)</div>
          </td>
          <td style="width: 9.4%; vertical-align: top;" colspan="2">
            <div style="font-size: 12pt;">[&#160; &#160; &#160; ]</div>
          </td>
          <td style="width: 65.03%; vertical-align: top;">
            <div style="font-size: 12pt;">Insurance Company as defined in section 3(a)(19) of the Act (15&#160;U.S.C. 78c).</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 6.58%; vertical-align: top;">&#160;</td>
          <td style="width: 9.4%; vertical-align: top;" colspan="2">&#160;</td>
          <td style="width: 65.03%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 6.58%; vertical-align: top;">
            <div style="font-size: 12pt;">(d)</div>
          </td>
          <td style="width: 9.4%; vertical-align: top;" colspan="2">
            <div style="font-size: 12pt;">[&#160; &#160; &#160; ]</div>
          </td>
          <td style="width: 65.03%; vertical-align: top;">
            <div style="font-size: 12pt;">Investment Company registered under section 8 of the Investment Company Act of 1940 (15 U.S.C. 80a-8).</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 6.58%; vertical-align: top;">&#160;</td>
          <td style="width: 9.4%; vertical-align: top;" colspan="2">&#160;</td>
          <td style="width: 65.03%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 6.58%; vertical-align: top;">
            <div style="font-size: 12pt;">(e)</div>
          </td>
          <td style="width: 9.4%; vertical-align: top;" colspan="2">
            <div style="font-size: 12pt;">[&#160; &#160; &#160; ]</div>
          </td>
          <td style="width: 65.03%; vertical-align: top;">
            <div style="font-size: 12pt;">An investment adviser in accordance with &#167;&#160;240.13d&#8209;1(b)(1)(ii)(E).</div>
            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 6.58%; vertical-align: top;">
            <div style="font-size: 12pt;">(f)</div>
          </td>
          <td style="width: 9.4%; vertical-align: top;" colspan="2">
            <div style="font-size: 12pt;">[&#160; x&#160; ]</div>
          </td>
          <td style="width: 65.03%; vertical-align: top;">
            <div style="font-size: 12pt;">An employee benefit plan or endowment fund in accordance with &#167; 240.13d-1(b)(1)(ii)(F).</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 6.58%; vertical-align: top;">&#160;</td>
          <td style="width: 9.4%; vertical-align: top;" colspan="2">&#160;</td>
          <td style="width: 65.03%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 6.58%; vertical-align: top;">
            <div style="font-size: 12pt;">(g)</div>
          </td>
          <td style="width: 9.4%; vertical-align: top;" colspan="2">
            <div style="font-size: 12pt;">[&#160; &#160; &#160; ]</div>
          </td>
          <td style="width: 65.03%; vertical-align: top;">
            <div style="font-size: 12pt;">A parent holding company or control person in accordance with &#167; 240.13d-1(b)(1)(ii)(G).</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 6.58%; vertical-align: top;">&#160;</td>
          <td style="width: 9.4%; vertical-align: top;" colspan="2">&#160;</td>
          <td style="width: 65.03%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 6.58%; vertical-align: top;">
            <div style="font-size: 12pt;">(h)</div>
          </td>
          <td style="width: 9.4%; vertical-align: top;" colspan="2">
            <div style="font-size: 12pt;">[&#160; &#160; &#160; ]</div>
          </td>
          <td style="width: 65.03%; vertical-align: top;">
            <div style="font-size: 12pt;">A savings association as defined in Section 13(b) of the Federal Deposit Insurance Act (12 U.S.C. 1813).</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 6.58%; vertical-align: top;">&#160;</td>
          <td style="width: 9.4%; vertical-align: top;" colspan="2">&#160;</td>
          <td style="width: 65.03%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 6.58%; vertical-align: top;">
            <div style="font-size: 12pt;">(i)</div>
          </td>
          <td style="width: 9.4%; vertical-align: top;" colspan="2">
            <div style="font-size: 12pt;">[&#160; &#160; &#160; ]</div>
          </td>
          <td style="width: 65.03%; vertical-align: top;">
            <div style="font-size: 12pt;">A church plan that is excluded from the definition of an investment company under Section 3(c)(14) of the Investment Company Act of 1940 (15 U.S.C.
              80a-3).</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 6.58%; vertical-align: top;">&#160;</td>
          <td style="width: 9.4%; vertical-align: top;" colspan="2">&#160;</td>
          <td style="width: 65.03%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 6.58%; vertical-align: top;">
            <div style="font-size: 12pt;">(j)</div>
          </td>
          <td style="width: 9.4%; vertical-align: top;" colspan="2">
            <div style="font-size: 12pt;">[&#160; &#160; &#160; ]</div>
          </td>
          <td style="width: 65.03%; vertical-align: top;">
            <div style="font-size: 12pt;">A non-U.S. institution in accordance with &#167; 240.13d-1(b)(1)(ii)(J)</div>
            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 6.58%; vertical-align: top;">
            <div style="font-size: 12pt;">(k)</div>
          </td>
          <td style="width: 9.4%; vertical-align: top;" colspan="2">
            <div style="font-size: 12pt;">[&#160; &#160; &#160; ]</div>
          </td>
          <td style="width: 65.03%; vertical-align: top;">
            <div style="font-size: 12pt;">Group, in accordance with &#167; 240.13d-1(b)(1)(ii)(K).</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 6.58%; vertical-align: top;">&#160;</td>
          <td style="width: 9.4%; vertical-align: top;" colspan="2">&#160;</td>
          <td style="width: 65.03%; vertical-align: top;">&#160;</td>
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        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 6.58%; vertical-align: top;">&#160;</td>
          <td style="width: 9.4%; vertical-align: top;" colspan="2">&#160;</td>
          <td style="width: 65.03%; vertical-align: top;">&#160;</td>
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        <tr>
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          <td style="width: 81.01%; vertical-align: top;" colspan="4">
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          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 7.52%; vertical-align: top;" colspan="2">&#160;</td>
          <td style="width: 73.49%; vertical-align: top;" colspan="2">&#160;</td>
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        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 81.01%; vertical-align: top;" colspan="4">
            <div><u>The Ohio Valley Banc Corp. Employees' Stock Ownership Plan and Trust </u><br>
            </div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;" rowspan="1">&#160;</td>
          <td style="width: 7.52%; vertical-align: top;" colspan="2" rowspan="1">&#160;</td>
          <td style="width: 73.49%; vertical-align: top;" colspan="2" rowspan="1">&#160;</td>
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        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 7.52%; vertical-align: top;" colspan="2">
            <div style="font-size: 12pt;">(a)</div>
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          <td style="width: 73.49%; vertical-align: top;" colspan="2">
            <div style="font-size: 12pt;">Amount Beneficially Owned:</div>
            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 7.52%; vertical-align: top;" colspan="2">&#160;</td>
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            <div>&#160;</div>
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        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 7.52%; vertical-align: top;" colspan="2">
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          <td style="width: 73.49%; vertical-align: top;" colspan="2">
            <div style="font-size: 12pt;">Percent of Class:</div>
            <div>&#160;</div>
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        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 7.52%; vertical-align: top;" colspan="2">&#160;</td>
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            <div>&#160;</div>
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      <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">5</font></div>
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        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 7.52%; vertical-align: top;">
            <div style="font-size: 12pt;">(c)</div>
          </td>
          <td style="width: 73.49%; vertical-align: top;" colspan="2">
            <div style="font-size: 12pt;">Number of shares as to which such person has:</div>
            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 7.52%; vertical-align: top;">&#160;</td>
          <td style="width: 6.58%; vertical-align: top;">
            <div style="font-size: 12pt;">(i)</div>
          </td>
          <td style="width: 66.91%; vertical-align: top;">
            <div style="font-size: 12pt;">sole power to vote or to direct the vote:&#160; -0-</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 7.52%; vertical-align: top;">&#160;</td>
          <td style="width: 6.58%; vertical-align: top;">&#160;</td>
          <td style="width: 66.91%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 7.52%; vertical-align: top;">&#160;</td>
          <td style="width: 6.58%; vertical-align: top;">
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          </td>
          <td style="width: 66.91%; vertical-align: top;">
            <div style="font-size: 12pt;">shared power to vote or to direct the vote:&#160; -0-</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 7.52%; vertical-align: top;">&#160;</td>
          <td style="width: 6.58%; vertical-align: top;">&#160;</td>
          <td style="width: 66.91%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 7.52%; vertical-align: top;">&#160;</td>
          <td style="width: 6.58%; vertical-align: top;">
            <div style="font-size: 12pt;">(iii)</div>
          </td>
          <td style="width: 66.91%; vertical-align: top;">
            <div style="font-size: 12pt;">sole power to dispose or to direct the disposition of:&#160; -0-</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 7.52%; vertical-align: top;">&#160;</td>
          <td style="width: 6.58%; vertical-align: top;">&#160;</td>
          <td style="width: 66.91%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 7.52%; vertical-align: top;">&#160;</td>
          <td style="width: 6.58%; vertical-align: top;">
            <div style="font-size: 12pt;">(iv)</div>
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          <td style="width: 66.91%; vertical-align: top;">
            <div style="font-size: 12pt;">shared power to dispose or to direct the disposition of:&#160; 365,274</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 81.01%; vertical-align: top;" colspan="3">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 81.01%; vertical-align: top;" colspan="3">
            <div style="font-size: 12pt;"><u>The Ohio Valley Bank Company</u></div>
            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 7.52%; vertical-align: top;">
            <div style="font-size: 12pt;">(a)</div>
          </td>
          <td style="width: 73.49%; vertical-align: top;" colspan="2">
            <div style="font-size: 12pt;">Amount Beneficially Owned:</div>
            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 7.52%; vertical-align: top;">&#160;</td>
          <td style="width: 73.49%; vertical-align: top;" colspan="2">
            <div style="font-size: 12pt;">389,398</div>
            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 7.52%; vertical-align: top;">
            <div style="font-size: 12pt;">(b)</div>
          </td>
          <td style="width: 73.49%; vertical-align: top;" colspan="2">
            <div style="font-size: 12pt;">Percent of Class:</div>
            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 7.52%; vertical-align: top;">&#160;</td>
          <td style="width: 73.49%; vertical-align: top;" colspan="2">
            <div style="font-size: 12pt;">8.13%</div>
            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 7.52%; vertical-align: top;">
            <div style="font-size: 12pt;">(c)</div>
          </td>
          <td style="width: 73.49%; vertical-align: top;" colspan="2">
            <div style="font-size: 12pt;">Number of shares as to which such person has:</div>
            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 7.52%; vertical-align: top;">&#160;</td>
          <td style="width: 6.58%; vertical-align: top;">
            <div style="font-size: 12pt;">(i)</div>
          </td>
          <td style="width: 66.91%; vertical-align: top;">
            <div style="font-size: 12pt;">sole power to vote or to direct the vote:&#160; 24,124</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 7.52%; vertical-align: top;">&#160;</td>
          <td style="width: 6.58%; vertical-align: top;">&#160;</td>
          <td style="width: 66.91%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 7.52%; vertical-align: top;">&#160;</td>
          <td style="width: 6.58%; vertical-align: top;">
            <div style="font-size: 12pt;">(ii)</div>
          </td>
          <td style="width: 66.91%; vertical-align: top;">
            <div style="font-size: 12pt;">shared power to vote or to direct the vote:&#160; -0-</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 7.52%; vertical-align: top;">&#160;</td>
          <td style="width: 6.58%; vertical-align: top;">&#160;</td>
          <td style="width: 66.91%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 7.52%; vertical-align: top;">&#160;</td>
          <td style="width: 6.58%; vertical-align: top;">
            <div style="font-size: 12pt;">(iii)</div>
          </td>
          <td style="width: 66.91%; vertical-align: top;">
            <div style="font-size: 12pt;">sole power to dispose or to direct the disposition of: 24,124</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 7.52%; vertical-align: top;">&#160;</td>
          <td style="width: 6.58%; vertical-align: top;">&#160;</td>
          <td style="width: 66.91%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 7.52%; vertical-align: top;">&#160;</td>
          <td style="width: 6.58%; vertical-align: top;">
            <div style="font-size: 12pt;">(iv)</div>
          </td>
          <td style="width: 66.91%; vertical-align: top;">
            <div style="font-size: 12pt;">shared power to dispose or to direct the disposition of:&#160; 365,274</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 7.52%; vertical-align: top;">&#160;</td>
          <td style="width: 6.58%; vertical-align: top;">&#160;</td>
          <td style="width: 66.91%; vertical-align: top;">&#160;</td>
        </tr>

    </table>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 81.01%; vertical-align: top;">
            <div style="text-align: justify; font-family: 'Times New Roman',Times,serif; font-size: 12pt;">At December 31, 2019, there were 365,274 common shares of Ohio Valley Banc Corp. owned by the Ohio Valley Banc Corp. Employees' Stock
              Ownership Plan and Trust (the "Plan").&#160; As of July 3, 2015, The Ohio Valley Bank Company was appointed trustee of the plan and David W. Thomas was removed as trustee of the plan.&#160; Under the terms of the Plan and applicable law, the trustee
              votes all shares allocated to the accounts of participants as directed by the participants to whose accounts such shares have been allocated.&#160; With respect to unallocated shares and allocated shares with respect to which no instructions have
              been received, the trustee shall vote such shares in the trustee's discretion.&#160; As of December 31, 2019, all 365,274&#160;&#160; shares in the Plan were allocated to the accounts of plan participants.</div>
          </td>
        </tr>

    </table>
    <div><br>
    </div>
    <div><br>
    </div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
      <div id="DSPFPageFooter">
        <div style="font-size: 12pt;"></div>
        <div><br>
        </div>
      </div>
      <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">6</font></div>
      <div style="page-break-after: always;" id="DSPFPageBreak">
        <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      <div id="DSPFPageHeader"></div>
    </div>
    <div><br>
    </div>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 18.99%; vertical-align: top;" colspan="1" rowspan="1">&#160;</td>
          <td style="width: 81.01%; vertical-align: top; text-align: justify;" rowspan="1">
            <div>The trustee has limited power to dispose of the Plan shares, as set forth in the Plan, such as in order to pay participants or to diversify accounts at participant direction or if no funds are otherwise provided to pay expenses of the
              Plan, or as may be required by law to fulfill the trustee's fiduciary duty.&#160; The trustee is directed by the Plan to invest Plan assets primarily in shares of Ohio Valley Banc Corp.</div>
            <div> <br>
            </div>
            <div> The Bank still holds shares as trustee of various other trusts.</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;" colspan="1" rowspan="1">&#160;</td>
          <td style="width: 81.01%; vertical-align: top;" rowspan="1">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 81.01%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">
            <div style="font-size: 12pt;"><u>Item 5.</u></div>
          </td>
          <td style="width: 81.01%; vertical-align: top;">
            <div style="font-size: 12pt;">Ownership of Five Percent or Less of a Class:</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 81.01%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 81.01%; vertical-align: top;">
            <div style="font-size: 12pt;">Inapplicable</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 81.01%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">
            <div style="font-size: 12pt;"><u>Item 6.</u></div>
          </td>
          <td style="width: 81.01%; vertical-align: top;">
            <div style="font-size: 12pt;">Ownership of More Than Five Percent on Behalf of Another Person:</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 81.01%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 81.01%; vertical-align: top;">
            <div style="font-size: 12pt;">Inapplicable</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 81.01%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">
            <div style="font-size: 12pt;"><u>Item 7.</u></div>
          </td>
          <td style="width: 81.01%; vertical-align: top;">
            <div style="font-size: 12pt;">Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on by the Parent Holding Company:</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 81.01%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 81.01%; vertical-align: top;">
            <div style="font-size: 12pt;">Inapplicable</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 81.01%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">
            <div style="font-size: 12pt;"><u>Item 8.</u></div>
          </td>
          <td style="width: 81.01%; vertical-align: top;">
            <div style="font-size: 12pt;">Identification and Classification of Members of the Group:</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 81.01%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 81.01%; vertical-align: top;">
            <div style="font-size: 12pt;">Inapplicable</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 81.01%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">
            <div style="font-size: 12pt;"><u>Item 9.</u></div>
          </td>
          <td style="width: 81.01%; vertical-align: top;">
            <div style="font-size: 12pt;">Notice of Dissolution of Group:</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 81.01%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 81.01%; vertical-align: top;">
            <div style="font-size: 12pt;">Inapplicable</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 81.01%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">
            <div style="font-size: 12pt;"><u>Item 10.</u></div>
          </td>
          <td style="width: 81.01%; vertical-align: top;">
            <div style="font-size: 12pt;">Certification:</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 81.01%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 81.01%; vertical-align: top;">
            <div style="text-align: justify; font-family: 'Times New Roman',Times,serif; font-size: 12pt;">By signing below, I certify that, to the best of my knowledge and belief, the securities referred to above were acquired and are held in
              the ordinary course of business and were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or
              as a participant in any transaction having that purpose or effect, other than activities solely in connection with a nomination under &#167;240.14a-11.</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 81.01%; vertical-align: top;">&#160;</td>
        </tr>

    </table>
    <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div id="DSPFPageFooter">
        <div style="font-size: 12pt;"></div>
        <div><br>
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      <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">7</font></div>
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        <tr>
          <td style="width: 18.99%; vertical-align: top;">
            <div style="font-size: 12pt;">Signature:</div>
          </td>
          <td style="width: 81.01%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 100%; vertical-align: top;" colspan="2">&#160;</td>
        </tr>
        <tr>
          <td style="width: 100%; vertical-align: top;" colspan="2">
            <div style="margin-left: 36pt; font-size: 12pt;">After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is
              true, complete and correct.</div>
          </td>
        </tr>

    </table>
    <div>
      <div><br>
      </div>
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                <div><font style="font-size: 12pt;">The Ohio Valley Bank Company, Trustee</font></div>
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                <div><font style="font-size: 12pt;"><u>January 31, 2020</u></font></div>
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                <div><font style="font-size: 12pt;"><u>/s/ Jody M. DeWees &#8211; VP, Trust</u></font></div>
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                <div><font style="font-size: 12pt;">Jody M. DeWees - VP, Trust</font></div>
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                <div><font style="font-size: 12pt;"><u>January 31, 2020</u></font></div>
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    <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman',Times,serif; font-size: 12pt;">The undersigned hereby agree that the Schedule 13G/A being filed with the Securities and Exchange Commission to report their
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              <div><font style="font-size: 12pt;">The Ohio Valley Bank Company, Trustee</font></div>
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              <div><font style="font-size: 12pt;"><u>January 31, 2020</u></font></div>
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              <div><font style="font-size: 12pt;"><u>/s/ Jody M. DeWees &#8211; VP, Trust</u></font></div>
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              <div><font style="font-size: 12pt;">Date</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 252pt"> <br>
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            <td style="width: 20%;">
              <div>&#160;</div>
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              <div><font style="font-size: 12pt;">Jody M. DeWees - VP, Trust</font></div>
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              <div>&#160;</div>
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              <div><font style="font-size: 12pt;"><u>January 31, 2020</u></font></div>
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              <div><font style="font-size: 12pt;"><u>/s/ Scott W. Shockey - CFO</u></font></div>
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              <div>&#160;</div>
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