<SEC-DOCUMENT>0000894671-23-000009.txt : 20230214
<SEC-HEADER>0000894671-23-000009.hdr.sgml : 20230214
<ACCEPTANCE-DATETIME>20230214143004
ACCESSION NUMBER:		0000894671-23-000009
CONFORMED SUBMISSION TYPE:	SC 13G/A
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		20230214
DATE AS OF CHANGE:		20230214

SUBJECT COMPANY:	

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			OHIO VALLEY BANC CORP
		CENTRAL INDEX KEY:			0000894671
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				311359191
		STATE OF INCORPORATION:			OH
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		SC 13G/A
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	005-44084
		FILM NUMBER:		23627190

	BUSINESS ADDRESS:	
		STREET 1:		420 THIRD AVE
		CITY:			GALLIPOLIS
		STATE:			OH
		ZIP:			45631
		BUSINESS PHONE:		7404462631

	MAIL ADDRESS:	
		STREET 1:		420 THIRD AVENUE
		STREET 2:		PO BOX 240
		CITY:			GALLIPOLIS
		STATE:			OH
		ZIP:			45631

FILED BY:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			OHIO VALLEY BANK Co
		CENTRAL INDEX KEY:			0001513044
		IRS NUMBER:				314271820
		STATE OF INCORPORATION:			OH
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		SC 13G/A

	BUSINESS ADDRESS:	
		STREET 1:		420 THIRD AVENUE, P.O. BOX 240
		CITY:			GALLIPOLIS
		STATE:			OH
		ZIP:			45631
		BUSINESS PHONE:		740-446-2631

	MAIL ADDRESS:	
		STREET 1:		420 THIRD AVENUE, P.O. BOX 240
		CITY:			GALLIPOLIS
		STATE:			OH
		ZIP:			45631
</SEC-HEADER>
<DOCUMENT>
<TYPE>SC 13G/A
<SEQUENCE>1
<FILENAME>sched13ga021423.htm
<DESCRIPTION>SCHEDULE 13G/A AMENDMENT 10 AS OF 12/31/22
<TEXT>
<html>
  <head>
    <title></title>
    <!-- Licensed to: Ohio Valley Bank
         Document created using Broadridge PROfile 23.1.2.5118
         Copyright 1995 - 2023 Broadridge -->
  </head>
<body bgcolor="#ffffff" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000;">
  <div>
    <div><br>
    </div>
    <div><br>
    </div>
    <div><br>
    </div>
    <div><br>
    </div>
    <div style="text-align: center;">SECURITIES AND EXCHANGE COMMISSION</div>
    <div style="text-align: center;">Washington, D.C.&#160; 20549</div>
    <div><br>
    </div>
    <div><br>
    </div>
    <div style="text-align: center;">SCHEDULE 13G/A</div>
    <div><br>
    </div>
    <div><br>
    </div>
    <div style="text-align: center;">Under the Securities Exchange Act of 1934</div>
    <div style="text-align: center;">(Amendment No. <u>&#160; &#160; &#160; &#160;&#160; 10&#160; &#160; &#160; &#160; &#160; &#160; </u>)</div>
    <div><br>
    </div>
    <div><br>
    </div>
    <div style="text-align: center;"><u>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Ohio Valley Banc Corp.&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160;&#160; &#160;</u></div>
    <div style="text-align: center;">(Name of Issuer)</div>
    <div><br>
    </div>
    <div><br>
    </div>
    <div style="text-align: center;"><u>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Common Stock&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160;&#160; &#160; &#160;</u></div>
    <div style="text-align: center;">(Title of Class of Securities)</div>
    <div><br>
    </div>
    <div><br>
    </div>
    <div style="text-align: center;"><u>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;677719106&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160;&#160; &#160;</u></div>
    <div style="text-align: center;">(CUSIP Number)</div>
    <div><br>
    </div>
    <div><br>
    </div>
    <div style="text-align: center;"><u>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;December 31, 2022&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160;</u></div>
    <div style="text-align: center;">(Date of Event Which Requires Filing of this Statement)</div>
    <div><br>
    </div>
    <div><br>
    </div>
    <div>Check the appropriate box to designate the rule pursuant to which this Schedule is filed:</div>
    <div><br>
    </div>
    <div style="text-indent: 36pt;">[ x]<font class="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font>Rule 13d-1(b)</div>
    <div style="text-indent: 36pt;">[&#160;&#160; ]<font class="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font>Rule 13d-1(c)</div>
    <div style="text-indent: 36pt;">[&#160;&#160; ]<font class="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font>Rule 13d-1(d)</div>
    <div><br>
    </div>
    <div style="text-align: justify; font-family: 'Times New Roman',Times,serif;">* The remainder of this cover page shall be filled out for a reporting person's initial filing on this form with respect to the subject class of
      securities, and for any subsequent amendment containing information which would alter the disclosures provided in a prior cover page.</div>
    <div><br>
    </div>
    <div style="text-align: justify; font-family: 'Times New Roman',Times,serif;">The information required in the remainder of this cover page shall not be deemed to be "filed" for the purpose of Section 18 of the Securities
      Exchange Act of 1934 ("Act") or otherwise subject to the liabilities of that section of the Act but shall be subject to all other provisions of the Act (however, see the Notes).</div>
    <br>
    <br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
    <div class="BRPFPageFooter">
      <div></div>
      <div><br>
      </div>
    </div>
    <div style="page-break-after: always;" class="BRPFPageBreak">
      <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
  </div>
  <!--PROfilePageNumberReset%Num%2%%%-->
  <div><br>
    <br>
    <br>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="z91bd095e83e244f98ac1b84c965462be" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 33.17%; vertical-align: top;">
            <div>CUSIP No.<u>&#160;&#160; 677719106&#160;&#160; &#160;&#160;</u></div>
          </td>
          <td style="width: 33.67%; vertical-align: top;">
            <div style="text-align: center;">13G/A</div>
          </td>
          <td style="width: 33.17%; vertical-align: top;">&#160;</td>
        </tr>

    </table>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="z9feb84121e1d4d7da69988fc23f39b79" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 7.46%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div style="text-align: center;">1</div>
          </td>
          <td style="width: 92.54%; vertical-align: top; border-bottom: #000000 2px solid;" colspan="3">
            <div>NAMES OF REPORTING PERSONS</div>
            <div>&#160;</div>
            <div>Ohio Valley Banc Corp. Employees' Stock Ownership Plan and Trust</div>
            <div>&#160;</div>
            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 7.46%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div style="text-align: center;">2</div>
          </td>
          <td style="width: 92.54%; vertical-align: top; border-bottom: #000000 2px solid;" colspan="3">
            <div>CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*</div>
            <div>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(a)&#160; &#9744;</div>
            <div>&#160;</div>
            <div>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(b)&#160; &#9744;</div>
            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 7.46%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div style="text-align: center;">3</div>
          </td>
          <td style="width: 92.54%; vertical-align: top; background-color: #BFBFBF; border-bottom: #000000 2px solid;" colspan="3">
            <div>SEC USE ONLY</div>
            <div>&#160;</div>
            <div>&#160;</div>
            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 7.46%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div style="text-align: center;">4</div>
          </td>
          <td style="width: 92.54%; vertical-align: top; border-bottom: #000000 2px solid;" colspan="3">
            <div>CITIZENSHIP OR PLACE OF ORGANIZATION</div>
            <div>&#160;</div>
            <div>United States</div>
            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 20.9%; vertical-align: top;" colspan="2">
            <div>&#160;</div>
            <div>&#160;</div>
            <div>&#160;</div>
            <div style="text-align: center;">NUMBER OF</div>
          </td>
          <td style="width: 7.46%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div style="text-align: center;">5</div>
          </td>
          <td style="width: 71.64%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div>SOLE VOTING POWER</div>
            <div>&#160;</div>
            <div>-0-</div>
          </td>
        </tr>
        <tr>
          <td style="width: 20.9%; vertical-align: top;" colspan="2">
            <div style="text-align: center;">SHARES</div>
            <div style="text-align: center;">BENEFICIALLY</div>
            <div style="text-align: center;">OWNED</div>
            <div style="text-align: center;">BY EACH</div>
          </td>
          <td style="width: 7.46%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div style="text-align: center;">6</div>
          </td>
          <td style="width: 71.64%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div>SHARED VOTING POWER</div>
            <div>&#160;</div>
            <div>-0-</div>
            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 20.9%; vertical-align: top;" colspan="2">
            <div style="text-align: center;">REPORTING PERSON</div>
            <div style="text-align: center;">WITH</div>
          </td>
          <td style="width: 7.46%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div style="text-align: center;">7</div>
          </td>
          <td style="width: 71.64%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div>SOLE DISPOSITIVE POWER</div>
            <div>&#160;</div>
            <div>-0-</div>
            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 20.9%; vertical-align: top; border-bottom: #000000 2px solid;" colspan="2">&#160;</td>
          <td style="width: 7.46%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div style="text-align: center;">8</div>
          </td>
          <td style="width: 71.64%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div>SHARED DISPOSITIVE POWER</div>
            <div>&#160;</div>
            <div>313,114</div>
            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 7.46%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div style="text-align: center;">9</div>
          </td>
          <td style="width: 92.54%; vertical-align: top; border-bottom: #000000 2px solid;" colspan="3">
            <div>AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON</div>
            <div>&#160;</div>
            <div>313,114</div>
            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 7.46%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div style="text-align: center;">10</div>
          </td>
          <td style="width: 92.54%; vertical-align: top; border-bottom: #000000 2px solid;" colspan="3">
            <div>CHECK IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES*</div>
            <div>&#160;</div>
            <div>&#160;</div>
            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 7.46%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div style="text-align: center;">11</div>
          </td>
          <td style="width: 92.54%; vertical-align: top; border-bottom: #000000 2px solid;" colspan="3">
            <div>PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9</div>
            <div>6.56%</div>
            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 7.46%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div style="text-align: center;">12</div>
          </td>
          <td style="width: 92.54%; vertical-align: top; border-bottom: #000000 2px solid;" colspan="3">
            <div>TYPE OF REPORTING PERSON*</div>
            <div>&#160;</div>
            <div>EP</div>
            <div>&#160;</div>
          </td>
        </tr>

    </table>
    <div><br>
    </div>
    <div><br>
    </div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
      <div class="BRPFPageFooter">
        <div></div>
        <div><br>
        </div>
      </div>
      <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">2</font></div>
      <div style="page-break-after: always;" class="BRPFPageBreak">
        <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      <div class="BRPFPageHeader"></div>
    </div>
    <div><br>
    </div>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="z6b2a3b162d8a44c3a984ffd9fcb37a94" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 34.87%; vertical-align: top;">
            <div>CUSIP No.<u>&#160;&#160; 677719106&#160;&#160; &#160;&#160;</u></div>
          </td>
          <td style="width: 32.81%; vertical-align: top;">
            <div style="text-align: center;">13G/A</div>
          </td>
          <td style="width: 32.32%; vertical-align: top;">&#160;</td>
        </tr>

    </table>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="zc8a0cd9fcbf14694bde4911abe283b40" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 7.46%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div style="text-align: center;">1</div>
          </td>
          <td style="width: 92.54%; vertical-align: top; border-bottom: #000000 2px solid;" colspan="3">
            <div>NAMES OF REPORTING PERSONS</div>
            <div>&#160;</div>
            <div>The Ohio Valley Bank Company</div>
            <div>&#160;</div>
            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 7.46%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div style="text-align: center;">2</div>
          </td>
          <td style="width: 92.54%; vertical-align: top; border-bottom: #000000 2px solid;" colspan="3">
            <div>CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*</div>
            <div>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(a)&#160; &#9744;</div>
            <div>&#160;</div>
            <div>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(b)&#160; &#9744;</div>
            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 7.46%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div style="text-align: center;">3</div>
          </td>
          <td style="width: 92.54%; vertical-align: top; background-color: #BFBFBF; border-bottom: #000000 2px solid;" colspan="3">
            <div>SEC USE ONLY</div>
            <div>&#160;</div>
            <div>&#160;</div>
            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 7.46%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div style="text-align: center;">4</div>
          </td>
          <td style="width: 92.54%; vertical-align: top; border-bottom: #000000 2px solid;" colspan="3">
            <div>CITIZENSHIP OR PLACE OF ORGANIZATION</div>
            <div>&#160;</div>
            <div>Ohio</div>
            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 20.9%; vertical-align: top;" colspan="2">
            <div>&#160;</div>
            <div>&#160;</div>
            <div>&#160;</div>
            <div style="text-align: center;">NUMBER OF</div>
          </td>
          <td style="width: 7.46%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div style="text-align: center;">5</div>
          </td>
          <td style="width: 71.64%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div>SOLE VOTING POWER</div>
            <div>&#160;</div>
            <div>24,316</div>
            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 20.9%; vertical-align: top;" colspan="2">
            <div style="text-align: center;">SHARES</div>
            <div style="text-align: center;">BENEFICIALLY</div>
            <div style="text-align: center;">OWNED</div>
            <div style="text-align: center;">BY EACH</div>
          </td>
          <td style="width: 7.46%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div style="text-align: center;">6</div>
          </td>
          <td style="width: 71.64%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div>SHARED VOTING POWER</div>
            <div>&#160;</div>
            <div>-0-</div>
            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 20.9%; vertical-align: top;" colspan="2">
            <div style="text-align: center;">REPORTING PERSON</div>
            <div style="text-align: center;">WITH</div>
          </td>
          <td style="width: 7.46%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div style="text-align: center;">7</div>
          </td>
          <td style="width: 71.64%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div>SOLE DISPOSITIVE POWER</div>
            <div>&#160;</div>
            <div>24,316</div>
            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 20.9%; vertical-align: top; border-bottom: #000000 2px solid;" colspan="2">&#160;</td>
          <td style="width: 7.46%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div style="text-align: center;">8</div>
          </td>
          <td style="width: 71.64%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div>SHARED DISPOSITIVE POWER</div>
            <div>&#160;</div>
            <div>313,114</div>
            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 7.46%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div style="text-align: center;">9</div>
          </td>
          <td style="width: 92.54%; vertical-align: top; border-bottom: #000000 2px solid;" colspan="3">
            <div>AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON</div>
            <div>337,430</div>
            <div>&#160;</div>
            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 7.46%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div style="text-align: center;">10</div>
          </td>
          <td style="width: 92.54%; vertical-align: top; border-bottom: #000000 2px solid;" colspan="3">
            <div>CHECK IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES*</div>
            <div>&#160;</div>
            <div>&#160;</div>
            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 7.46%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div style="text-align: center;">11</div>
          </td>
          <td style="width: 92.54%; vertical-align: top; border-bottom: #000000 2px solid;" colspan="3">
            <div>PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9</div>
            <div>7.07%</div>
          </td>
        </tr>
        <tr>
          <td style="width: 7.46%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div style="text-align: center;">12</div>
          </td>
          <td style="width: 92.54%; vertical-align: top; border-bottom: #000000 2px solid;" colspan="3">
            <div>TYPE OF REPORTING PERSON*</div>
            <div>&#160;</div>
            <div>BK</div>
            <div>&#160;</div>
          </td>
        </tr>

    </table>
    <div><br>
    </div>
    <div><br>
    </div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
      <div class="BRPFPageFooter">
        <div></div>
        <div><br>
        </div>
      </div>
      <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">3</font></div>
      <div style="page-break-after: always;" class="BRPFPageBreak">
        <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      <div class="BRPFPageHeader"></div>
    </div>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="zb1071255627a4af29c3e6a63ef9adc4d" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 18.98%; vertical-align: top;">
            <div><u>Item 1(a).</u></div>
          </td>
          <td style="width: 81.02%; vertical-align: top;" colspan="3">
            <div>Name of Issuer:</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.98%; vertical-align: top;">&#160;</td>
          <td style="width: 81.02%; vertical-align: top;" colspan="3">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.98%; vertical-align: top;">&#160;</td>
          <td style="width: 81.02%; vertical-align: top;" colspan="3">
            <div>Ohio Valley Banc Corp.</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.98%; vertical-align: top;">&#160;</td>
          <td style="width: 81.02%; vertical-align: top;" colspan="3">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.98%; vertical-align: top;">
            <div><u>Item 1(b).</u></div>
          </td>
          <td style="width: 81.02%; vertical-align: top;" colspan="3">
            <div>Address of Issuer's Principal Executive Offices:</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.98%; vertical-align: top;">&#160;</td>
          <td style="width: 81.02%; vertical-align: top;" colspan="3">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.98%; vertical-align: top;">&#160;</td>
          <td style="width: 81.02%; vertical-align: top;" colspan="3">
            <div>420 Third Avenue</div>
            <div>P.O. Box 240</div>
            <div>Gallipolis, OH 45631</div>
            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.98%; vertical-align: top;">
            <div><u>Item 2(a).</u></div>
          </td>
          <td style="width: 81.02%; vertical-align: top;" colspan="3">
            <div>Name of Person Filing:</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.98%; vertical-align: top;">&#160;</td>
          <td style="width: 81.02%; vertical-align: top;" colspan="3">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.98%; vertical-align: top;">&#160;</td>
          <td style="width: 81.02%; vertical-align: top;" colspan="3">
            <div>Ohio Valley Banc Corp. Employees' Stock Ownership Plan and Trust</div>
            <div>The Ohio Valley Bank Company</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.98%; vertical-align: top;">&#160;</td>
          <td style="width: 81.02%; vertical-align: top;" colspan="3">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.98%; vertical-align: top;">
            <div><u>Item 2(b).</u></div>
          </td>
          <td style="width: 81.02%; vertical-align: top;" colspan="3">
            <div>Address of Principal Business Office or, if none,</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.98%; vertical-align: top;">&#160;</td>
          <td style="width: 81.02%; vertical-align: top;" colspan="3">
            <div>Residence:</div>
            <div>&#160;</div>
            <div>420 Third Avenue</div>
            <div>P.O. Box 240</div>
            <div>Gallipolis, OH 45631</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.98%; vertical-align: top;">&#160;</td>
          <td style="width: 81.02%; vertical-align: top;" colspan="3">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.98%; vertical-align: top;">
            <div><u>Item 2(c).</u></div>
          </td>
          <td style="width: 81.02%; vertical-align: top;" colspan="3">
            <div>Citizenship:</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.98%; vertical-align: top;">&#160;</td>
          <td style="width: 81.02%; vertical-align: top;" colspan="3">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.98%; vertical-align: top;">&#160;</td>
          <td style="width: 81.02%; vertical-align: top;" colspan="3">
            <div>The Ohio Valley Banc Corp. Employees' Stock Ownership Plan and Trust was formed, and The Ohio Valley Bank Company was incorporated, under the laws of
              the State of Ohio.</div>
            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.98%; vertical-align: top;">
            <div><u>Item 2(d).</u></div>
          </td>
          <td style="width: 81.02%; vertical-align: top;" colspan="3">
            <div>Title and Class of Securities:</div>
            <div>&#160;</div>
            <div>Common Shares</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.98%; vertical-align: top;">&#160;</td>
          <td style="width: 81.02%; vertical-align: top;" colspan="3">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.98%; vertical-align: top;">
            <div><u>Item 2(e).</u></div>
          </td>
          <td style="width: 81.02%; vertical-align: top;" colspan="3">
            <div>CUSIP Number</div>
            <div>&#160;</div>
            <div>677719106</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.98%; vertical-align: top;">&#160;</td>
          <td style="width: 81.02%; vertical-align: top;" colspan="3">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.98%; vertical-align: top;">
            <div><u>Item 3.</u></div>
          </td>
          <td style="width: 81.02%; vertical-align: top;" colspan="3">
            <div>If this statement is filed pursuant to Rules 13d-1(b), or 13d-2(b) or (c), check whether the person filing is a:</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.98%; vertical-align: top;">&#160;</td>
          <td style="width: 81.02%; vertical-align: top;" colspan="3">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.98%; vertical-align: top;">&#160;</td>
          <td style="width: 6.58%; vertical-align: top;">
            <div>(a)</div>
          </td>
          <td style="width: 9.4%; vertical-align: top;">
            <div>[&#160; &#160; &#160; ]</div>
          </td>
          <td style="width: 65.04%; vertical-align: top;">
            <div>Broker or Dealer registered under Section 15 of the Act (15&#160;U.S.C. 78o).</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.98%; vertical-align: top;">&#160;</td>
          <td style="width: 6.58%; vertical-align: top;">&#160;</td>
          <td style="width: 9.4%; vertical-align: top;">&#160;</td>
          <td style="width: 65.04%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.98%; vertical-align: top;">&#160;</td>
          <td style="width: 6.58%; vertical-align: top;">
            <div>(b)</div>
          </td>
          <td style="width: 9.4%; vertical-align: top;">
            <div>[ x&#160;&#160; ]</div>
          </td>
          <td style="width: 65.04%; vertical-align: top;">
            <div>Bank as defined in section 3(a)(6) of the Act (15&#160;U.S.C. 78c).</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.98%; vertical-align: top;">&#160;</td>
          <td style="width: 6.58%; vertical-align: top;">&#160;</td>
          <td style="width: 9.4%; vertical-align: top;">&#160;</td>
          <td style="width: 65.04%; vertical-align: top;">&#160;</td>
        </tr>

    </table>
    <div><br>
    </div>
    <div><br>
    </div>
    <div><br>
    </div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
      <div class="BRPFPageFooter">
        <div></div>
        <div><br>
        </div>
      </div>
      <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">4</font></div>
      <div style="page-break-after: always;" class="BRPFPageBreak">
        <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      <div class="BRPFPageHeader"></div>
    </div>
    <div><br>
    </div>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="z3285f4260caa468d992172104e958e7c" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 6.58%; vertical-align: top;">
            <div>(c)</div>
          </td>
          <td style="width: 9.4%; vertical-align: top;" colspan="2">
            <div>[&#160; &#160; &#160; ]</div>
          </td>
          <td style="width: 65.03%; vertical-align: top;">
            <div>Insurance Company as defined in section 3(a)(19) of the Act (15&#160;U.S.C. 78c).</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 6.58%; vertical-align: top;">&#160;</td>
          <td style="width: 9.4%; vertical-align: top;" colspan="2">&#160;</td>
          <td style="width: 65.03%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 6.58%; vertical-align: top;">
            <div>(d)</div>
          </td>
          <td style="width: 9.4%; vertical-align: top;" colspan="2">
            <div>[&#160; &#160; &#160; ]</div>
          </td>
          <td style="width: 65.03%; vertical-align: top;">
            <div>Investment Company registered under section 8 of the Investment Company Act of 1940 (15 U.S.C. 80a-8).</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 6.58%; vertical-align: top;">&#160;</td>
          <td style="width: 9.4%; vertical-align: top;" colspan="2">&#160;</td>
          <td style="width: 65.03%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 6.58%; vertical-align: top;">
            <div>(e)</div>
          </td>
          <td style="width: 9.4%; vertical-align: top;" colspan="2">
            <div>[&#160; &#160; &#160; ]</div>
          </td>
          <td style="width: 65.03%; vertical-align: top;">
            <div>An investment adviser in accordance with &#167;&#160;240.13d&#8209;1(b)(1)(ii)(E).</div>
            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 6.58%; vertical-align: top;">
            <div>(f)</div>
          </td>
          <td style="width: 9.4%; vertical-align: top;" colspan="2">
            <div>[&#160; x&#160; ]</div>
          </td>
          <td style="width: 65.03%; vertical-align: top;">
            <div>An employee benefit plan or endowment fund in accordance with &#167; 240.13d-1(b)(1)(ii)(F).</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 6.58%; vertical-align: top;">&#160;</td>
          <td style="width: 9.4%; vertical-align: top;" colspan="2">&#160;</td>
          <td style="width: 65.03%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 6.58%; vertical-align: top;">
            <div>(g)</div>
          </td>
          <td style="width: 9.4%; vertical-align: top;" colspan="2">
            <div>[&#160; &#160; &#160; ]</div>
          </td>
          <td style="width: 65.03%; vertical-align: top;">
            <div>A parent holding company or control person in accordance with &#167; 240.13d-1(b)(1)(ii)(G).</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 6.58%; vertical-align: top;">&#160;</td>
          <td style="width: 9.4%; vertical-align: top;" colspan="2">&#160;</td>
          <td style="width: 65.03%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 6.58%; vertical-align: top;">
            <div>(h)</div>
          </td>
          <td style="width: 9.4%; vertical-align: top;" colspan="2">
            <div>[&#160; &#160; &#160; ]</div>
          </td>
          <td style="width: 65.03%; vertical-align: top;">
            <div>A savings association as defined in Section 13(b) of the Federal Deposit Insurance Act (12 U.S.C. 1813).</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 6.58%; vertical-align: top;">&#160;</td>
          <td style="width: 9.4%; vertical-align: top;" colspan="2">&#160;</td>
          <td style="width: 65.03%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 6.58%; vertical-align: top;">
            <div>(i)</div>
          </td>
          <td style="width: 9.4%; vertical-align: top;" colspan="2">
            <div>[&#160; &#160; &#160; ]</div>
          </td>
          <td style="width: 65.03%; vertical-align: top;">
            <div>A church plan that is excluded from the definition of an investment company under Section 3(c)(14) of the Investment Company Act of 1940 (15 U.S.C.
              80a-3).</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 6.58%; vertical-align: top;">&#160;</td>
          <td style="width: 9.4%; vertical-align: top;" colspan="2">&#160;</td>
          <td style="width: 65.03%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 6.58%; vertical-align: top;">
            <div>(j)</div>
          </td>
          <td style="width: 9.4%; vertical-align: top;" colspan="2">
            <div>[&#160; &#160; &#160; ]</div>
          </td>
          <td style="width: 65.03%; vertical-align: top;">
            <div>A non-U.S. institution in accordance with &#167; 240.13d-1(b)(1)(ii)(J)</div>
            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 6.58%; vertical-align: top;">
            <div>(k)</div>
          </td>
          <td style="width: 9.4%; vertical-align: top;" colspan="2">
            <div>[&#160; &#160; &#160; ]</div>
          </td>
          <td style="width: 65.03%; vertical-align: top;">
            <div>Group, in accordance with &#167; 240.13d-1(b)(1)(ii)(K).</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 6.58%; vertical-align: top;">&#160;</td>
          <td style="width: 9.4%; vertical-align: top;" colspan="2">&#160;</td>
          <td style="width: 65.03%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 6.58%; vertical-align: top;">&#160;</td>
          <td style="width: 9.4%; vertical-align: top;" colspan="2">&#160;</td>
          <td style="width: 65.03%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">
            <div><u>Item 4.</u></div>
          </td>
          <td style="width: 81.01%; vertical-align: top;" colspan="4">
            <div>Ownership:</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 7.52%; vertical-align: top;" colspan="2">&#160;</td>
          <td style="width: 73.49%; vertical-align: top;" colspan="2">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 81.01%; vertical-align: top;" colspan="4">
            <div><u>The Ohio Valley Banc Corp. Employees' Stock Ownership Plan and Trust</u></div>
            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 7.52%; vertical-align: top;" colspan="2">
            <div>(a)</div>
          </td>
          <td style="width: 73.49%; vertical-align: top;" colspan="2">
            <div>Amount Beneficially Owned:</div>
            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 7.52%; vertical-align: top;" colspan="2">&#160;</td>
          <td style="width: 73.49%; vertical-align: top;" colspan="2">
            <div>313,114</div>
            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 7.52%; vertical-align: top;" colspan="2">
            <div>(b)</div>
          </td>
          <td style="width: 73.49%; vertical-align: top;" colspan="2">
            <div>Percent of Class:</div>
            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 7.52%; vertical-align: top;" colspan="2">&#160;</td>
          <td style="width: 73.49%; vertical-align: top;" colspan="2">
            <div>6.56%</div>
            <div>&#160;</div>
          </td>
        </tr>

    </table>
    <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div class="BRPFPageFooter">
        <div></div>
        <div><br>
        </div>
      </div>
      <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">5</font></div>
      <div class="BRPFPageBreak" style="page-break-after: always;">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      <div class="BRPFPageHeader"></div>
    </div>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="ze7d0c1d822734f058ffd93bb7ce15284" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 7.52%; vertical-align: top;">
            <div>(c)</div>
          </td>
          <td style="width: 73.49%; vertical-align: top;" colspan="2">
            <div>Number of shares as to which such person has:</div>
            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 7.52%; vertical-align: top;">&#160;</td>
          <td style="width: 6.58%; vertical-align: top;">
            <div>(i)</div>
          </td>
          <td style="width: 66.91%; vertical-align: top;">
            <div>sole power to vote or to direct the vote:&#160; -0-</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 7.52%; vertical-align: top;">&#160;</td>
          <td style="width: 6.58%; vertical-align: top;">&#160;</td>
          <td style="width: 66.91%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 7.52%; vertical-align: top;">&#160;</td>
          <td style="width: 6.58%; vertical-align: top;">
            <div>(ii)</div>
          </td>
          <td style="width: 66.91%; vertical-align: top;">
            <div>shared power to vote or to direct the vote:&#160; -0-</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 7.52%; vertical-align: top;">&#160;</td>
          <td style="width: 6.58%; vertical-align: top;">&#160;</td>
          <td style="width: 66.91%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 7.52%; vertical-align: top;">&#160;</td>
          <td style="width: 6.58%; vertical-align: top;">
            <div>(iii)</div>
          </td>
          <td style="width: 66.91%; vertical-align: top;">
            <div>sole power to dispose or to direct the disposition of:&#160; -0-</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 7.52%; vertical-align: top;">&#160;</td>
          <td style="width: 6.58%; vertical-align: top;">&#160;</td>
          <td style="width: 66.91%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 7.52%; vertical-align: top;">&#160;</td>
          <td style="width: 6.58%; vertical-align: top;">
            <div>(iv)</div>
          </td>
          <td style="width: 66.91%; vertical-align: top;">
            <div>shared power to dispose or to direct the disposition of:&#160; 313,114</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 81.01%; vertical-align: top;" colspan="3">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 81.01%; vertical-align: top;" colspan="3">
            <div><u>The Ohio Valley Bank Company</u></div>
            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 7.52%; vertical-align: top;">
            <div>(a)</div>
          </td>
          <td style="width: 73.49%; vertical-align: top;" colspan="2">
            <div>Amount Beneficially Owned:</div>
            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 7.52%; vertical-align: top;">&#160;</td>
          <td style="width: 73.49%; vertical-align: top;" colspan="2">
            <div>337,430</div>
            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 7.52%; vertical-align: top;">
            <div>(b)</div>
          </td>
          <td style="width: 73.49%; vertical-align: top;" colspan="2">
            <div>Percent of Class:</div>
            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 7.52%; vertical-align: top;">&#160;</td>
          <td style="width: 73.49%; vertical-align: top;" colspan="2">
            <div>7.07%</div>
            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 7.52%; vertical-align: top;">
            <div>(c)</div>
          </td>
          <td style="width: 73.49%; vertical-align: top;" colspan="2">
            <div>Number of shares as to which such person has:</div>
            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 7.52%; vertical-align: top;">&#160;</td>
          <td style="width: 6.58%; vertical-align: top;">
            <div>(i)</div>
          </td>
          <td style="width: 66.91%; vertical-align: top;">
            <div>sole power to vote or to direct the vote:&#160; 24,316</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 7.52%; vertical-align: top;">&#160;</td>
          <td style="width: 6.58%; vertical-align: top;">&#160;</td>
          <td style="width: 66.91%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 7.52%; vertical-align: top;">&#160;</td>
          <td style="width: 6.58%; vertical-align: top;">
            <div>(ii)</div>
          </td>
          <td style="width: 66.91%; vertical-align: top;">
            <div>shared power to vote or to direct the vote:&#160; -0-</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 7.52%; vertical-align: top;">&#160;</td>
          <td style="width: 6.58%; vertical-align: top;">&#160;</td>
          <td style="width: 66.91%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 7.52%; vertical-align: top;">&#160;</td>
          <td style="width: 6.58%; vertical-align: top;">
            <div>(iii)</div>
          </td>
          <td style="width: 66.91%; vertical-align: top;">
            <div>sole power to dispose or to direct the disposition of: 24,316</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 7.52%; vertical-align: top;">&#160;</td>
          <td style="width: 6.58%; vertical-align: top;">&#160;</td>
          <td style="width: 66.91%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 7.52%; vertical-align: top;">&#160;</td>
          <td style="width: 6.58%; vertical-align: top;">
            <div>(iv)</div>
          </td>
          <td style="width: 66.91%; vertical-align: top;">
            <div>shared power to dispose or to direct the disposition of:&#160; 313,114</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 7.52%; vertical-align: top;">&#160;</td>
          <td style="width: 6.58%; vertical-align: top;">&#160;</td>
          <td style="width: 66.91%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 81.01%; vertical-align: top;" colspan="3">
            <div style="text-align: justify; font-family: 'Times New Roman',Times,serif;">At December 31, 2022, there were 313,114 common shares of Ohio Valley Banc Corp. owned by the Ohio Valley Banc Corp. Employees' Stock
              Ownership Plan and Trust (the "Plan").&#160; The Ohio Valley Bank Company (the &#8220;Bank&#8221;) is trustee of the Plan.&#160; Under the terms of the Plan and applicable law, the trustee votes all shares allocated to the accounts of participants as directed by
              the participants to whose accounts such shares have been allocated.&#160; With respect to unallocated shares and allocated shares with respect to which no instructions have been received, the trustee votes such shares in the trustee's discretion.&#160;
              As of December 31, 2022, all 313,114&#160;&#160; shares in the Plan were allocated to the accounts of plan participants.</div>
            <div>&#160;</div>
            <div style="text-align: justify; font-family: 'Times New Roman',Times,serif;">The Bank, as trustee of the Plan, has limited power to dispose of the Plan shares, as set forth in the Plan, such as in order to pay
              participants or to diversify accounts at participant direction or if no funds are otherwise provided to pay expenses of the Plan, or as may be required by law to fulfill the trustee's fiduciary duty.&#160; The trustee is directed by the Plan to
              invest Plan assets primarily in shares of Ohio Valley Banc Corp.</div>
            <div>&#160;</div>
            <div style="text-align: justify; font-family: 'Times New Roman',Times,serif;">The Bank also holds shares as the trustee of various other trusts and it holds the sole power to vote and dispose of those shares.</div>
            <div>&#160;</div>
          </td>
        </tr>

    </table>
    <div><br>
    </div>
    <div><br>
    </div>
    <div><br>
    </div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
      <div class="BRPFPageFooter">
        <div></div>
        <div><br>
        </div>
      </div>
      <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">6</font></div>
      <div style="page-break-after: always;" class="BRPFPageBreak">
        <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      <div class="BRPFPageHeader"></div>
    </div>
    <div><br>
    </div>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 81.01%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">
            <div><u>Item 5.</u></div>
          </td>
          <td style="width: 81.01%; vertical-align: top;">
            <div>Ownership of Five Percent or Less of a Class:</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 81.01%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 81.01%; vertical-align: top;">
            <div>Inapplicable</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 81.01%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">
            <div><u>Item 6.</u></div>
          </td>
          <td style="width: 81.01%; vertical-align: top;">
            <div>Ownership of More Than Five Percent on Behalf of Another Person:</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 81.01%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 81.01%; vertical-align: top;">
            <div>Inapplicable</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 81.01%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">
            <div><u>Item 7.</u></div>
          </td>
          <td style="width: 81.01%; vertical-align: top;">
            <div>Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on by the Parent Holding Company:</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 81.01%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 81.01%; vertical-align: top;">
            <div>Inapplicable</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 81.01%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">
            <div><u>Item 8.</u></div>
          </td>
          <td style="width: 81.01%; vertical-align: top;">
            <div>Identification and Classification of Members of the Group:</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 81.01%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 81.01%; vertical-align: top;">
            <div>Inapplicable</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 81.01%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">
            <div><u>Item 9.</u></div>
          </td>
          <td style="width: 81.01%; vertical-align: top;">
            <div>Notice of Dissolution of Group:</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 81.01%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 81.01%; vertical-align: top;">
            <div>Inapplicable</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 81.01%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">
            <div><u>Item 10.</u></div>
          </td>
          <td style="width: 81.01%; vertical-align: top;">
            <div>Certification:</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 81.01%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 81.01%; vertical-align: top;">
            <div style="text-align: justify; font-family: 'Times New Roman',Times,serif;">By signing below, I certify that, to the best of my knowledge and belief, the securities referred to above were acquired and are held in
              the ordinary course of business and were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or
              as a participant in any transaction having that purpose or effect, other than activities solely in connection with a nomination under &#167;240.14a-11.</div>
          </td>
        </tr>
        <tr>
          <td style="width: 18.99%; vertical-align: top;">&#160;</td>
          <td style="width: 81.01%; vertical-align: top;">&#160;</td>
        </tr>

    </table>
    <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div class="BRPFPageFooter">
        <div></div>
        <div><br>
        </div>
      </div>
      <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">7</font></div>
      <div class="BRPFPageBreak" style="page-break-after: always;">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      <div class="BRPFPageHeader"></div>
    </div>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="z417637c3e2a542c1b6cee82d7f6fe456" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 18.99%; vertical-align: top;">
            <div>Signature:</div>
          </td>
          <td style="width: 81.01%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 100%; vertical-align: top;" colspan="2">&#160;</td>
        </tr>
        <tr>
          <td style="width: 100%; vertical-align: top;" colspan="2">
            <div style="margin-left: 36pt;">After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is
              true, complete and correct.</div>
          </td>
        </tr>

    </table>
    <div><br>
    </div>
    <div><br>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; color: #000000; width: 100%;">

          <tr>
            <td style="width: 33.33%;">
              <div>&#160;</div>
            </td>
            <td style="width: 33.33%;">
              <div>&#160;</div>
            </td>
            <td style="width: 33.33%;">
              <div>OHIO VALLEY BANC CORP.<br>
                </div>
            </td>
          </tr>
          <tr>
            <td style="width: 33.33%;">
              <div>&#160;</div>
            </td>
            <td style="width: 33.33%;">
              <div>&#160;</div>
            </td>
            <td style="width: 33.33%;">
              <div>EMPLOYEES' STOCK OWNERSHIP PLAN AND TRUST</div>
            </td>
          </tr>
          <tr>
            <td style="width: 33.33%;">
              <div>&#160;</div>
            </td>
            <td style="width: 33.33%;">
              <div>&#160;</div>
            </td>
            <td style="width: 33.33%;">
              <div>&#160;</div>
            </td>
          </tr>
          <tr>
            <td style="width: 33.33%;">
              <div>&#160;</div>
            </td>
            <td style="width: 33.33%;">
              <div style="text-align: right;">&#160; &#160; &#160; &#160;&#160;&#160;&#160; By:&#160;&#160; <br>
              </div>
            </td>
            <td style="width: 33.33%;">
              <div>The Ohio Valley Bank Company, Trustee</div>
            </td>
          </tr>
          <tr>
            <td style="width: 33.33%;">
              <div>&#160;</div>
            </td>
            <td style="width: 33.33%;">
              <div>&#160;</div>
            </td>
            <td style="width: 33.33%;">
              <div>&#160;</div>
            </td>
          </tr>
          <tr>
            <td style="width: 33.33%;">
              <div><u>February 14, 2023</u></div>
            </td>
            <td style="width: 33.33%;">
              <div style="text-align: right;">&#160;By: &#160; <br>
              </div>
            </td>
            <td style="width: 33.33%;">
              <div><u>/s/ Jody M. DeWees &#8211; VP, Trust</u></div>
            </td>
          </tr>
          <tr>
            <td style="width: 33.33%;">
              <div>Date<font class="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 252pt"> <br>
                </font></div>
            </td>
            <td style="width: 33.33%;">
              <div>&#160;</div>
            </td>
            <td style="width: 33.33%;">
              <div>Jody M. DeWees &#8211; VP, Trust</div>
            </td>
          </tr>
          <tr>
            <td style="width: 33.33%;">
              <div>&#160;</div>
            </td>
            <td style="width: 33.33%;">
              <div>&#160;</div>
            </td>
            <td style="width: 33.33%;">
              <div>&#160;</div>
            </td>
          </tr>
          <tr>
            <td style="width: 33.33%;">
              <div>&#160;</div>
            </td>
            <td style="width: 33.33%;">
              <div>&#160;</div>
            </td>
            <td style="width: 33.33%;">
              <div>THE OHIO VALLEY BANK COMPANY</div>
            </td>
          </tr>
          <tr>
            <td style="width: 33.33%;">
              <div>&#160;</div>
            </td>
            <td style="width: 33.33%;">
              <div>&#160;</div>
            </td>
            <td style="width: 33.33%;">
              <div>&#160;</div>
            </td>
          </tr>
          <tr>
            <td style="width: 33.33%;">
              <div><u>February 14, 2023</u> <br>
              </div>
            </td>
            <td style="width: 33.33%;">
              <div style="text-align: right;">&#160;By: &#160; <br>
              </div>
            </td>
            <td style="width: 33.33%;">
              <div><u>/s/ Scott W. Shockey - CFO</u></div>
            </td>
          </tr>
          <tr>
            <td style="width: 33.33%;">
              <div><font class="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 252pt">&#160;</font><br>
                Date<font class="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 252pt"> <br>
                </font></div>
            </td>
            <td style="width: 33.33%;">
              <div>&#160;</div>
            </td>
            <td style="width: 33.33%;">
              <div>Scott W. Shockey - CFO</div>
            </td>
          </tr>

      </table>
    </div>
    <div><br>
    </div>
    <div><br>
    </div>
    <div><br>
    </div>
    <br>
    <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div class="BRPFPageFooter">
        <div></div>
        <div><br>
        </div>
      </div>
      <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">8</font></div>
      <div class="BRPFPageBreak" style="page-break-after: always;">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      <div class="BRPFPageHeader"></div>
    </div>
    <div style="text-align: center; font-weight: bold;"><u>EXHIBIT A</u></div>
    <div><br>
    </div>
    <div style="text-align: center; font-weight: bold;"><u>AGREEMENT FOR JOINT FILING OF SCHEDULE 13G</u></div>
    <div><br>
    </div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman',Times,serif;">The undersigned hereby agree that the Schedule 13G/A being filed with the Securities and Exchange Commission to report their
      beneficial ownership of more than 5% of the common shares of Ohio Valley Banc Corp., an Ohio corporation, shall be, and is, filed on behalf of each of the undersigned.</div>
    <div><br>
    </div>
    <div><br>
    </div>
    <div><br>
    </div>
    <div><br>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; color: #000000; width: 100%;" id="zef86cf5287324aa984bf88c03dd576a3">

          <tr>
            <td style="width: 33.33%;">
              <div>&#160;</div>
            </td>
            <td style="width: 33.33%;">
              <div>&#160;</div>
            </td>
            <td style="width: 33.33%;">
              <div>OHIO VALLEY BANC CORP.<br>
                </div>
            </td>
          </tr>
          <tr>
            <td style="width: 33.33%;">
              <div>&#160;</div>
            </td>
            <td style="width: 33.33%;">
              <div>&#160;</div>
            </td>
            <td style="width: 33.33%;">
              <div>EMPLOYEES' STOCK OWNERSHIP PLAN AND TRUST</div>
            </td>
          </tr>
          <tr>
            <td style="width: 33.33%;">
              <div>&#160;</div>
            </td>
            <td style="width: 33.33%;">
              <div>&#160;</div>
            </td>
            <td style="width: 33.33%;">
              <div>&#160;</div>
            </td>
          </tr>
          <tr>
            <td style="width: 33.33%;">
              <div>&#160;</div>
            </td>
            <td style="width: 33.33%;">
              <div style="text-align: right;">&#160; &#160; &#160; &#160;&#160;&#160;&#160; By:&#160;&#160; <br>
              </div>
            </td>
            <td style="width: 33.33%;">
              <div>The Ohio Valley Bank Company, Trustee</div>
            </td>
          </tr>
          <tr>
            <td style="width: 33.33%;">
              <div>&#160;</div>
            </td>
            <td style="width: 33.33%;">
              <div>&#160;</div>
            </td>
            <td style="width: 33.33%;">
              <div>&#160;</div>
            </td>
          </tr>
          <tr>
            <td style="width: 33.33%;">
              <div><u>February 14, 2023</u></div>
            </td>
            <td style="width: 33.33%;">
              <div style="text-align: right;">&#160;By: &#160; <br>
              </div>
            </td>
            <td style="width: 33.33%;">
              <div><u>/s/ Jody M. DeWees &#8211; VP, Trust</u></div>
            </td>
          </tr>
          <tr>
            <td style="width: 33.33%;">
              <div>Date<font class="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 252pt"> <br>
                </font></div>
            </td>
            <td style="width: 33.33%;">
              <div>&#160;</div>
            </td>
            <td style="width: 33.33%;">
              <div>Jody M. DeWees &#8211; VP, Trust</div>
            </td>
          </tr>
          <tr>
            <td style="width: 33.33%;">
              <div>&#160;</div>
            </td>
            <td style="width: 33.33%;">
              <div>&#160;</div>
            </td>
            <td style="width: 33.33%;">
              <div>&#160;</div>
            </td>
          </tr>
          <tr>
            <td style="width: 33.33%;">
              <div>&#160;</div>
            </td>
            <td style="width: 33.33%;">
              <div>&#160;</div>
            </td>
            <td style="width: 33.33%;">
              <div>THE OHIO VALLEY BANK COMPANY</div>
            </td>
          </tr>
          <tr>
            <td style="width: 33.33%;">
              <div>&#160;</div>
            </td>
            <td style="width: 33.33%;">
              <div>&#160;</div>
            </td>
            <td style="width: 33.33%;">
              <div>&#160;</div>
            </td>
          </tr>
          <tr>
            <td style="width: 33.33%;">
              <div><u>February 14, 2023</u> <br>
              </div>
            </td>
            <td style="width: 33.33%;">
              <div style="text-align: right;">&#160;By: &#160; <br>
              </div>
            </td>
            <td style="width: 33.33%;">
              <div><u>/s/ Scott W. Shockey - CFO</u></div>
            </td>
          </tr>
          <tr>
            <td style="width: 33.33%;">
              <div><font class="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 252pt">&#160;</font><br>
                Date<font class="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 252pt"> <br>
                </font></div>
            </td>
            <td style="width: 33.33%;">
              <div>&#160;</div>
            </td>
            <td style="width: 33.33%;">
              <div>Scott W. Shockey - CFO</div>
            </td>
          </tr>

      </table>
    </div>
    <div><br>
    </div>
    <div><br>
    </div>
    <div><br>
    </div>
    <div><br>
    </div>
    <br>
  </div>
  <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">9</font></div>
</body>
</html>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
