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LOANS AND ALLOWANCE FOR CREDIT LOSSES, Recorded Investment of Residential and Consumer Loans (Details) - USD ($) $ in Thousands | 3 Months Ended | 12 Months Ended
--- | --- | ---
Mar. 31, 2024 | Mar. 31, 2023 | Dec. 31, 2023
Financing Receivable, before Allowance for Credit Loss, by Origination Year [Abstract] |  |  |
Total ending loans balance | $ 989,862 |  | $ 971,900
Current Period gross charge-offs | $ 594 | $ 456 |
Percentage of unsecured loans | 4.46% |  | 4.37%
Residential Real Estate [Member] |  |  |
Financing Receivable, before Allowance for Credit Loss, by Origination Year [Abstract] |  |  |
2024/2023 | $ 8,841 |  | $ 50,484
2023/2022 | 53,765 |  | 44,640
2022/2021 | 44,240 |  | 50,949
2021/2020 | 50,199 |  | 44,818
2020/2019 | 43,511 |  | 22,036
Prior | 110,708 |  | 93,017
Revolving Loans Amortized Cost Basis | 13,474 |  | 13,560
Total ending loans balance | 324,738 |  | 319,504
2024/2023 | 0 |  | 0
2023/2022 | 0 |  | 0
2022/2021 | 10 |  | 3
2021/2020 | 0 |  | 0
2020/2019 | 0 |  | 0
Prior | 27 |  | 118
Revolving Loans Amortized Cost Basis | 0 |  | 0
Current Period gross charge-offs | 37 | 47 | 121
Residential Real Estate [Member] | Performing [Member] |  |  |
Financing Receivable, before Allowance for Credit Loss, by Origination Year [Abstract] |  |  |
2024/2023 | 8,841 |  | 50,484
2023/2022 | 53,765 |  | 44,640
2022/2021 | 43,313 |  | 50,949
2021/2020 | 50,199 |  | 44,818
2020/2019 | 43,511 |  | 21,854
Prior | 109,602 |  | 91,956
Revolving Loans Amortized Cost Basis | 13,474 |  | 13,560
Total ending loans balance | 322,705 |  | 318,261
Residential Real Estate [Member] | Nonperforming [Member] |  |  |
Financing Receivable, before Allowance for Credit Loss, by Origination Year [Abstract] |  |  |
2024/2023 | 0 |  | 0
2023/2022 | 0 |  | 0
2022/2021 | 927 |  | 0
2021/2020 | 0 |  | 0
2020/2019 | 0 |  | 182
Prior | 1,106 |  | 1,061
Revolving Loans Amortized Cost Basis | 0 |  | 0
Total ending loans balance | 2,033 |  | 1,243
Consumer [Member] |  |  |
Financing Receivable, before Allowance for Credit Loss, by Origination Year [Abstract] |  |  |
Current Period gross charge-offs | 448 | $ 248 |
Consumer [Member] | Automobile [Member] |  |  |
Financing Receivable, before Allowance for Credit Loss, by Origination Year [Abstract] |  |  |
2024/2023 | 3,894 |  | 28,973
2023/2022 | 26,769 |  | 20,436
2022/2021 | 18,099 |  | 7,028
2021/2020 | 5,959 |  | 3,029
2020/2019 | 2,504 |  | 1,221
Prior | 1,416 |  | 774
Revolving Loans Amortized Cost Basis | 0 |  | 0
Total ending loans balance | 58,641 |  | 61,461
2024/2023 | 0 |  | 51
2023/2022 | 64 |  | 163
2022/2021 | 129 |  | 116
2021/2020 | 5 |  | 6
2020/2019 | 0 |  | 29
Prior | 2 |  | 3
Revolving Loans Amortized Cost Basis | 0 |  | 0
Current Period gross charge-offs | 200 |  | 368
Consumer [Member] | Home Equity [Member] |  |  |
Financing Receivable, before Allowance for Credit Loss, by Origination Year [Abstract] |  |  |
2024/2023 | 0 |  | 1,649
2023/2022 | 1,773 |  | 79
2022/2021 | 0 |  | 0
2021/2020 | 92 |  | 0
2020/2019 | 0 |  | 0
Prior | 119 |  | 0
Revolving Loans Amortized Cost Basis | 36,450 |  | 34,165
Total ending loans balance | 38,434 |  | 35,893
2024/2023 | 0 |  | 0
2023/2022 | 0 |  | 0
2022/2021 | 0 |  | 0
2021/2020 | 0 |  | 0
2020/2019 | 0 |  | 0
Prior | 0 |  | 0
Revolving Loans Amortized Cost Basis | 0 |  | 87
Current Period gross charge-offs | 0 |  | 87
Consumer [Member] | Other [Member] |  |  |
Financing Receivable, before Allowance for Credit Loss, by Origination Year [Abstract] |  |  |
2024/2023 | 4,747 |  | 18,388
2023/2022 | 25,274 |  | 24,921
2022/2021 | 12,340 |  | 10,867
2021/2020 | 9,719 |  | 4,535
2020/2019 | 3,987 |  | 1,094
Prior | 1,701 |  | 957
Revolving Loans Amortized Cost Basis | 13,911 |  | 14,088
Total ending loans balance | 71,679 |  | 74,850
2024/2023 | 68 |  | 306
2023/2022 | 18 |  | 119
2022/2021 | 28 |  | 119
2021/2020 | 51 |  | 84
2020/2019 | 16 |  | 28
Prior | 2 |  | 53
Revolving Loans Amortized Cost Basis | 65 |  | 246
Current Period gross charge-offs | 248 |  | 955
Consumer [Member] | Performing [Member] | Automobile [Member] |  |  |
Financing Receivable, before Allowance for Credit Loss, by Origination Year [Abstract] |  |  |
2024/2023 | 3,894 |  | 28,939
2023/2022 | 26,641 |  | 20,376
2022/2021 | 18,048 |  | 7,013
2021/2020 | 5,922 |  | 3,028
2020/2019 | 2,504 |  | 1,212
Prior | 1,393 |  | 759
Revolving Loans Amortized Cost Basis | 0 |  | 0
Total ending loans balance | 58,402 |  | 61,327
Consumer [Member] | Performing [Member] | Home Equity [Member] |  |  |
Financing Receivable, before Allowance for Credit Loss, by Origination Year [Abstract] |  |  |
2024/2023 | 0 |  | 1,649
2023/2022 | 1,773 |  | 79
2022/2021 | 0 |  | 0
2021/2020 | 92 |  | 0
2020/2019 | 0 |  | 0
Prior | 119 |  | 0
Revolving Loans Amortized Cost Basis | 36,298 |  | 34,070
Total ending loans balance | 38,282 |  | 35,798
Consumer [Member] | Performing [Member] | Other [Member] |  |  |
Financing Receivable, before Allowance for Credit Loss, by Origination Year [Abstract] |  |  |
2024/2023 | 4,747 |  | 18,377
2023/2022 | 25,236 |  | 24,904
2022/2021 | 12,305 |  | 10,800
2021/2020 | 9,713 |  | 4,482
2020/2019 | 3,951 |  | 1,093
Prior | 1,697 |  | 953
Revolving Loans Amortized Cost Basis | 13,877 |  | 14,087
Total ending loans balance | 71,526 |  | 74,696
Consumer [Member] | Nonperforming [Member] | Automobile [Member] |  |  |
Financing Receivable, before Allowance for Credit Loss, by Origination Year [Abstract] |  |  |
2024/2023 | 0 |  | 34
2023/2022 | 128 |  | 60
2022/2021 | 51 |  | 15
2021/2020 | 37 |  | 1
2020/2019 | 0 |  | 9
Prior | 23 |  | 15
Revolving Loans Amortized Cost Basis | 0 |  | 0
Total ending loans balance | 239 |  | 134
Consumer [Member] | Nonperforming [Member] | Home Equity [Member] |  |  |
Financing Receivable, before Allowance for Credit Loss, by Origination Year [Abstract] |  |  |
2024/2023 | 0 |  | 0
2023/2022 | 0 |  | 0
2022/2021 | 0 |  | 0
2021/2020 | 0 |  | 0
2020/2019 | 0 |  | 0
Prior | 0 |  | 0
Revolving Loans Amortized Cost Basis | 152 |  | 95
Total ending loans balance | 152 |  | 95
Consumer [Member] | Nonperforming [Member] | Other [Member] |  |  |
Financing Receivable, before Allowance for Credit Loss, by Origination Year [Abstract] |  |  |
2024/2023 | 0 |  | 11
2023/2022 | 38 |  | 17
2022/2021 | 35 |  | 67
2021/2020 | 6 |  | 53
2020/2019 | 36 |  | 1
Prior | 4 |  | 4
Revolving Loans Amortized Cost Basis | 34 |  | 1
Total ending loans balance | $ 153 |  | $ 154

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