XML 56 R45.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
LOANS AND ALLOWANCE FOR CREDIT LOSSES, Recorded Investment of Residential and Consumer Loans (Details) - USD ($)
$ in Thousands
 3 Months Ended 12 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Dec. 31, 2023
Financing Receivable, before Allowance for Credit Loss, by Origination Year [Abstract]      
Total ending loans balance $ 989,862   $ 971,900
Current Period gross charge-offs $ 594 $ 456  
Percentage of unsecured loans 4.46%   4.37%
Residential Real Estate [Member]      
Financing Receivable, before Allowance for Credit Loss, by Origination Year [Abstract]      
2024/2023 $ 8,841   $ 50,484
2023/2022 53,765   44,640
2022/2021 44,240   50,949
2021/2020 50,199   44,818
2020/2019 43,511   22,036
Prior 110,708   93,017
Revolving Loans Amortized Cost Basis 13,474   13,560
Total ending loans balance 324,738   319,504
2024/2023 0   0
2023/2022 0   0
2022/2021 10   3
2021/2020 0   0
2020/2019 0   0
Prior 27   118
Revolving Loans Amortized Cost Basis 0   0
Current Period gross charge-offs 37 47 121
Residential Real Estate [Member] | Performing [Member]      
Financing Receivable, before Allowance for Credit Loss, by Origination Year [Abstract]      
2024/2023 8,841   50,484
2023/2022 53,765   44,640
2022/2021 43,313   50,949
2021/2020 50,199   44,818
2020/2019 43,511   21,854
Prior 109,602   91,956
Revolving Loans Amortized Cost Basis 13,474   13,560
Total ending loans balance 322,705   318,261
Residential Real Estate [Member] | Nonperforming [Member]      
Financing Receivable, before Allowance for Credit Loss, by Origination Year [Abstract]      
2024/2023 0   0
2023/2022 0   0
2022/2021 927   0
2021/2020 0   0
2020/2019 0   182
Prior 1,106   1,061
Revolving Loans Amortized Cost Basis 0   0
Total ending loans balance 2,033   1,243
Consumer [Member]      
Financing Receivable, before Allowance for Credit Loss, by Origination Year [Abstract]      
Current Period gross charge-offs 448 $ 248  
Consumer [Member] | Automobile [Member]      
Financing Receivable, before Allowance for Credit Loss, by Origination Year [Abstract]      
2024/2023 3,894   28,973
2023/2022 26,769   20,436
2022/2021 18,099   7,028
2021/2020 5,959   3,029
2020/2019 2,504   1,221
Prior 1,416   774
Revolving Loans Amortized Cost Basis 0   0
Total ending loans balance 58,641   61,461
2024/2023 0   51
2023/2022 64   163
2022/2021 129   116
2021/2020 5   6
2020/2019 0   29
Prior 2   3
Revolving Loans Amortized Cost Basis 0   0
Current Period gross charge-offs 200   368
Consumer [Member] | Home Equity [Member]      
Financing Receivable, before Allowance for Credit Loss, by Origination Year [Abstract]      
2024/2023 0   1,649
2023/2022 1,773   79
2022/2021 0   0
2021/2020 92   0
2020/2019 0   0
Prior 119   0
Revolving Loans Amortized Cost Basis 36,450   34,165
Total ending loans balance 38,434   35,893
2024/2023 0   0
2023/2022 0   0
2022/2021 0   0
2021/2020 0   0
2020/2019 0   0
Prior 0   0
Revolving Loans Amortized Cost Basis 0   87
Current Period gross charge-offs 0   87
Consumer [Member] | Other [Member]      
Financing Receivable, before Allowance for Credit Loss, by Origination Year [Abstract]      
2024/2023 4,747   18,388
2023/2022 25,274   24,921
2022/2021 12,340   10,867
2021/2020 9,719   4,535
2020/2019 3,987   1,094
Prior 1,701   957
Revolving Loans Amortized Cost Basis 13,911   14,088
Total ending loans balance 71,679   74,850
2024/2023 68   306
2023/2022 18   119
2022/2021 28   119
2021/2020 51   84
2020/2019 16   28
Prior 2   53
Revolving Loans Amortized Cost Basis 65   246
Current Period gross charge-offs 248   955
Consumer [Member] | Performing [Member] | Automobile [Member]      
Financing Receivable, before Allowance for Credit Loss, by Origination Year [Abstract]      
2024/2023 3,894   28,939
2023/2022 26,641   20,376
2022/2021 18,048   7,013
2021/2020 5,922   3,028
2020/2019 2,504   1,212
Prior 1,393   759
Revolving Loans Amortized Cost Basis 0   0
Total ending loans balance 58,402   61,327
Consumer [Member] | Performing [Member] | Home Equity [Member]      
Financing Receivable, before Allowance for Credit Loss, by Origination Year [Abstract]      
2024/2023 0   1,649
2023/2022 1,773   79
2022/2021 0   0
2021/2020 92   0
2020/2019 0   0
Prior 119   0
Revolving Loans Amortized Cost Basis 36,298   34,070
Total ending loans balance 38,282   35,798
Consumer [Member] | Performing [Member] | Other [Member]      
Financing Receivable, before Allowance for Credit Loss, by Origination Year [Abstract]      
2024/2023 4,747   18,377
2023/2022 25,236   24,904
2022/2021 12,305   10,800
2021/2020 9,713   4,482
2020/2019 3,951   1,093
Prior 1,697   953
Revolving Loans Amortized Cost Basis 13,877   14,087
Total ending loans balance 71,526   74,696
Consumer [Member] | Nonperforming [Member] | Automobile [Member]      
Financing Receivable, before Allowance for Credit Loss, by Origination Year [Abstract]      
2024/2023 0   34
2023/2022 128   60
2022/2021 51   15
2021/2020 37   1
2020/2019 0   9
Prior 23   15
Revolving Loans Amortized Cost Basis 0   0
Total ending loans balance 239   134
Consumer [Member] | Nonperforming [Member] | Home Equity [Member]      
Financing Receivable, before Allowance for Credit Loss, by Origination Year [Abstract]      
2024/2023 0   0
2023/2022 0   0
2022/2021 0   0
2021/2020 0   0
2020/2019 0   0
Prior 0   0
Revolving Loans Amortized Cost Basis 152   95
Total ending loans balance 152   95
Consumer [Member] | Nonperforming [Member] | Other [Member]      
Financing Receivable, before Allowance for Credit Loss, by Origination Year [Abstract]      
2024/2023 0   11
2023/2022 38   17
2022/2021 35   67
2021/2020 6   53
2020/2019 36   1
Prior 4   4
Revolving Loans Amortized Cost Basis 34   1
Total ending loans balance $ 153   $ 154