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SECURITIES (Tables)
 9 Months Ended
Sep. 30, 2024
SECURITIES [Abstract]  
Amortized Cost and Fair Value of Securities Available-for-sale
The following table summarizes the amortized cost and fair value of securities AFS and securities HTM at September 30, 2024 and December 31, 2023, and the corresponding amounts of gross unrealized gains and losses recognized in accumulated other comprehensive income (loss) and gross unrecognized gains and losses:

Securities Available for Sale
  
Amortized
Cost
    
Gross Unrealized
Gains
    
Gross Unrealized
Losses
    
Estimated
Fair Value
  
September 30, 2024
                        
U.S. Government securities
  
$
168,753
    
$
1,103
    
$
(1,014
)
  
$
168,842
  
U.S. Government sponsored entity securities
    
6,406
      
—
      
(439
)
    
5,967
  
Agency mortgage-backed securities, residential
    
105,257
      
1
      
(8,880
)
    
96,378
  
Total securities
  
$
280,416
    
$
1,104
    
$
(10,333
)
  
$
271,187
  
                                 
December 31, 2023
                                
U.S. Government securities
  
$
52,174
    
$
—
    
$
(1,877
)
  
$
50,297
  
U.S. Government sponsored entity securities
    
6,527
      
—
      
(650
)
    
5,877
  
Agency mortgage-backed securities, residential
    
118,218
      
—
      
(12,134
)
    
106,084
  
Total securities
  
$
176,919
    
$
—
    
$
(14,661
)
  
$
162,258
  
Amortized Cost and Fair Value of Securities Held-to-maturity
Securities Held to Maturity
  
Amortized
Cost
    
Gross Unrecognized
Gains
    
Gross Unrecognized
Losses
    
Estimated
Fair Value
    
Allowance for Credit Losses
  
September 30, 2024
                              
Obligations of states and political subdivisions
  
$
7,913
    
$
5
    
$
(527
)
  
$
7,391
    
$
(2
)
Agency mortgage-backed securities, residential
    
1
      
—
      
—
      
1
      
—
  
Total securities
  
$
7,914
    
$
5
    
$
(527
)
  
$
7,392
    
$
(2
)
                                         
December 31, 2023
                                        
Obligations of states and political subdivisions
  
$
7,987
    
$
17
    
$
(615
)
  
$
7,389
    
$
(2
)
Agency mortgage-backed securities, residential
    
1
      
—
      
—
      
1
      
—
  
Total securities
  
$
7,988
    
$
17
    
$
(615
)
  
$
7,390
    
$
(2
)
Amortized Cost and Fair Value of Securities by Contractual Maturity
The amortized cost and estimated fair value of debt securities at September 30, 2024, by contractual maturity, are shown below. Actual maturities may differ from contractual maturities because certain issuers may have the right to call or prepay the debt obligations prior to their contractual maturities.  Securities not due at a single maturity are shown separately.

 
Available for Sale
    
Held to Maturity
  
 
Debt Securities:
  
Amortized
Cost
    
Estimated
Fair Value
    
Amortized
Cost
    
Estimated
Fair Value
  
                         
Due in one year or less
  
$
89,254
    
$
89,429
    
$
1,175
    
$
1,179
  
Due in over one to five years
    
85,905
      
85,380
      
3,343
      
3,207
  
Due in over five to ten years
    
—
      
—
      
1,269
      
1,085
  
Due after ten years
    
—
      
—
      
2,126
      
1,920
  
Agency mortgage-backed securities, residential
    
105,257
      
96,378
      
1
      
1
  
Total debt securities
  
$
280,416
    
$
271,187
    
$
7,914
    
$
7,392
  
Securities with Unrealized Losses in Continuous Unrealized Loss Position
The following table summarizes debt securities AFS in an unrealized loss position for which an ACL has not been recorded at September 30, 2024 and December 31, 2023, aggregated by major security type and length of time in a continuous unrealized loss position:

September 30, 2024
  
Less Than 12 Months
    
12 Months or More
    
Total
  
   
Fair Value
    
Unrealized Loss
    
Fair Value
    
Unrealized Loss
    
Fair Value
    
Unrealized Loss
  
Securities Available for Sale
                                    
U.S. Government securities
  
$
—
    
$
—
    
$
31,787
    
$
(1,014
)
  
$
31,787
    
$
(1,014
)
U.S. Government sponsored entity securities
    
—
      
—
      
5,967
      
(439
)
    
5,967
      
(439
)
Agency mortgage-backed securities,
                                                
   residential
    
—
      
—
      
96,337
      
(8,880
)
    
96,337
      
(8,880
)
Total available for sale
  
$
—
    
$
—
    
$
134,091
    
$
(10,333
)
  
$
134,091
    
$
(10,333
)

December 31, 2023
  
Less Than 12 Months
    
12 Months or More
    
Total
  
   
Fair Value
    
Unrealized Loss
    
Fair Value
    
Unrealized Loss
    
Fair Value
    
Unrealized Loss
  
Securities Available for Sale
                                    
U.S. Government securities
  
$
9,474
    
$
(52
)
  
$
40,823
    
$
(1,825
)
  
$
50,297
    
$
(1,877
)
U.S Government sponsored entity securities
    
—
      
—
      
5,877
      
(650
)
    
5,877
      
(650
)
Agency mortgage-backed securities,
                                                
   residential
    
—
      
—
      
106,084
      
(12,134
)
    
106,084
      
(12,134
)
Total available for sale
  
$
9,474
    
$
(52
)
  
$
152,784
    
$
(14,609
)
  
$
162,258
    
$
(14,661
)
Allowance for Credit Losses for Held to Maturity Debt Securities
The following table presents the activity in the ACL for HTM debt securities:

Held to Maturity Debt Securities
  
Nine months ended
September 30, 2024
    
Nine months ended
September 30, 2023
  
Allowance for credit losses:
            
    Beginning balance
  
$
2
    
$
3
  
    Provision for (recovery of) credit loss expense
    
—
      
(1
)
Allowance for credit losses ending balance
  
$
2
    
$
2