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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Cash flows from operating activities:    
Net income $ 10,999 $ 12,631
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for (recovery of) credit losses 2,469 2,090
Depreciation of premises and equipment 1,676 1,562
Accretion of building grant (3) (4)
Net amortization (accretion) of purchase accounting adjustments (8) (1)
Net amortization (accretion) of securities (1,427) (478)
Net realized loss on sale of securities 0 23
Proceeds from sale of loans in secondary market 590 125
Loans disbursed for sale in secondary market (588) (124)
Amortization of mortgage servicing rights 52 53
Gain on sale of loans (215) (228)
Amortization of intangible assets 8 21
Amortization of certificates of deposit premiums 0 7
Deferred tax (benefit) expense (1,180) (745)
Contribution of common stock to ESOP 500 125
Earnings on bank owned life insurance and annuity assets (929) (860)
Change in accrued interest receivable (1,199) (494)
Change in other liabilities 1,891 5,567
Change in other assets 461 1,477
Net cash provided by operating activities 13,097 20,747
Cash flows from investing activities:    
Proceeds from sales of securities available for sale 0 1,067
Proceeds from maturities and paydowns of securities available for sale 34,741 25,901
Purchases of securities available for sale (137,946) (586)
Proceeds from calls and maturities of securities held to maturity 919 1,217
Proceeds from maturities of certificates of deposit in financial institutions 0 2,100
Purchases of certificates of deposit in financial institutions 0 (245)
Purchases of restricted investments in bank stocks (80) (969)
Redemptions of restricted investments in bank stocks 110 1,885
Net change in loans (90,997) (87,481)
Purchases of premises and equipment (1,433) (2,689)
Disposals of premises and equipment 29 219
Reimbursement of building grant 0 (100)
Purchases of bank owned life insurance and annuity assets (772) (250)
Withdrawals from bank owned life insurance and annuity assets 246 144
Net cash (used in) investing activities (195,183) (59,787)
Cash flows from financing activities:    
Change in deposits 148,042 99,481
Cash dividends (4,177) (4,871)
Purchases of treasury stock (1,945) (82)
Proceeds from Federal Home Loan Bank borrowings 2 30,001
Repayment of Federal Home Loan Bank borrowings (4,962) (3,371)
Change in other short-term borrowings 107 18
Net cash provided by (used in) financing activities 137,067 121,176
Cash and cash equivalents:    
Change in cash and cash equivalents (45,019) 82,136
Cash and cash equivalents at beginning of year 128,126 45,990
Cash and cash equivalents at end of year 83,107 128,126
Supplemental disclosure:    
Cash paid for interest 28,322 9,674
Cash paid for income taxes 3,350 2,750
Transfers from loans to other real estate owned 0 129
Operating lease liability arising from obtaining right-of-use asset $ 0 $ 187