<SEC-DOCUMENT>0000894671-26-000036.txt : 20260515
<SEC-HEADER>0000894671-26-000036.hdr.sgml : 20260515
<ACCEPTANCE-DATETIME>20260515111005
ACCESSION NUMBER:		0000894671-26-000036
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		13
CONFORMED PERIOD OF REPORT:	20260513
ITEM INFORMATION:		Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers
ITEM INFORMATION:		Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year
ITEM INFORMATION:		Submission of Matters to a Vote of Security Holders
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20260515
DATE AS OF CHANGE:		20260515

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			OHIO VALLEY BANC CORP
		CENTRAL INDEX KEY:			0000894671
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		ORGANIZATION NAME:           	02 Finance
		EIN:				311359191
		STATE OF INCORPORATION:			OH
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-20914
		FILM NUMBER:		26984060

	BUSINESS ADDRESS:	
		STREET 1:		420 THIRD AVE
		CITY:			GALLIPOLIS
		STATE:			OH
		ZIP:			45631
		BUSINESS PHONE:		7404462631

	MAIL ADDRESS:	
		STREET 1:		420 THIRD AVENUE
		STREET 2:		PO BOX 240
		CITY:			GALLIPOLIS
		STATE:			OH
		ZIP:			45631
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>sec8kannmtgresults051326.htm
<DESCRIPTION>PROMOTIONS, AMENDMENTS TO CODE OF REGULATIONS AND VOTING RESULTS 05/13/26
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          <div style="text-align: center; font-size: 14pt; font-weight: bold;">UNITED STATES</div>

          <div style="text-align: center; font-size: 14pt; font-weight: bold;">SECURITIES AND EXCHANGE COMMISSION</div>

          <div style="text-align: center; font-size: 12pt;">Washington, D.C. 20549</div>

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            <hr style="height: 2px; width: 15%; color: #000000; background-color: #000000; text-align: center; border: none; margin-left: auto; margin-right: auto;"/></div>

          <div style="text-align: center; font-size: 18pt; font-weight: bold;">FORM <ix:nonNumeric name="dei:DocumentType" id="Fact_601b5f7bd89e4fbda11fd6224d5d1c5d" contextRef="c20260513to20260513">8-K</ix:nonNumeric></div>

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          <div style="text-align: center; font-size: 10pt;">Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934</div>

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          <div style="text-align: center; font-size: 10pt;">Date of Report (Date of Earliest Event Reported): <ix:nonNumeric name="dei:DocumentPeriodEndDate" id="Fact_47c27a3b7cb842cf99f6786fa403e668" contextRef="c20260513to20260513" format="ixt:date-monthname-day-year-en">May 13, 2026</ix:nonNumeric></div>

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          <div style="text-align: center; font-size: 24pt; font-weight: bold;"><ix:nonNumeric name="dei:EntityRegistrantName" id="Fact_9c5d4d4aa8474567b7a5d6d60c215d00" contextRef="c20260513to20260513">OHIO VALLEY BANC CORP</ix:nonNumeric>.<br/>
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          <div style="text-align: center; font-size: 10pt;">(Exact Name of Registrant as Specified in Its Charter)</div>

          <div style="text-align: center;">
            <hr style="height: 2px; width: 15%; color: #000000; background-color: #000000; text-align: center; border: none; margin-top: 12pt; margin-left: auto; margin-right: auto;"/></div>

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          <div style="text-align: center; font-size: 10pt; font-weight: bold;"><ix:nonNumeric name="dei:EntityFileNumber" id="Fact_3eb7b47f259d474b8b80e3e17b1b60f7" contextRef="c20260513to20260513">000-20914</ix:nonNumeric></div>

          <div style="text-align: center; font-size: 10pt;">(Commission File Number)</div>

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                  <div style="text-align: center; margin-left: 0.7pt; font-size: 10pt; font-weight: bold; "><ix:nonNumeric name="dei:EntityIncorporationStateCountryCode" id="Fact_a72e55ac3b5c45158fbac76e81ca1749" contextRef="c20260513to20260513" format="ixt-sec:stateprovnameen">Ohio</ix:nonNumeric><br/>
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                  <div style="text-align: center; margin-left: 0.7pt; font-size: 10pt; font-weight: bold; "><ix:nonNumeric name="dei:EntityTaxIdentificationNumber" id="Fact_f949d22486534cdcb6846b87e57fd5ae" contextRef="c20260513to20260513">31-1359191</ix:nonNumeric><br/>
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                </td>

    <td style="width: 50%; vertical-align: top;">
                  <div style="text-align: center; margin-left: 0.7pt; font-size: 10pt;">(I.R.S. Employer Identification No.)</div>
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          <div style="text-align: center; font-size: 10pt; font-weight: bold;"><ix:nonNumeric name="dei:EntityAddressAddressLine1" id="Fact_c7af098652654bde8d261772ba4ffc12" contextRef="c20260513to20260513">420 THIRD AVENUE</ix:nonNumeric>, <ix:nonNumeric name="dei:EntityAddressAddressLine2" id="Fact_6ab2308b7fc0495fa3c19a1f61ac0fdb" contextRef="c20260513to20260513">PO BOX 240</ix:nonNumeric></div>

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          <div style="text-align: center; font-size: 10pt;">(Address of principal executive offices, including zip code)</div>

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          <div style="text-align: center; font-size: 10pt; font-weight: bold;">(<ix:nonNumeric name="dei:CityAreaCode" id="Fact_7981caad5b0c4656a4baabbee4d64aae" contextRef="c20260513to20260513">740</ix:nonNumeric>) <ix:nonNumeric name="dei:LocalPhoneNumber" id="Fact_e078d5158c0c477294440421e0b382bd" contextRef="c20260513to20260513">446-2631</ix:nonNumeric></div>

          <div style="text-align: center; font-size: 10pt;">(Registrant&#8217;s telephone number, including area code)</div>

          <div><br/>
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          <div style="text-align: center; font-size: 10pt; font-weight: bold;">NOT APPLICABLE</div>

          <div style="text-align: center; font-size: 10pt;">(Former name or former address, if changed since last report)</div>

          <div><br/>
          </div>

          <div style="text-align: left; font-size: 10pt;"> Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: </div>

          <div><br/>
          </div>

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    <td style="text-align: left; vertical-align: top; width: auto;">
                      <div style="text-align: left; font-size: 10pt;">Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</div>
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                      <div style="text-align: left;"><ix:nonNumeric name="dei:SolicitingMaterial" id="Fact_84a17f1745fa4483a3a0b4e8a6a39761" contextRef="c20260513to20260513" format="ixt-sec:boolballotbox">&#9744;</ix:nonNumeric><br/>
                      </div>
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    <td style="text-align: left; vertical-align: top; width: auto;">
                      <div style="text-align: left; font-size: 10pt;">Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</div>
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                      <div style="text-align: left;"><ix:nonNumeric name="dei:PreCommencementTenderOffer" id="Fact_f2b0448d135b481c9abc33f39e556621" contextRef="c20260513to20260513" format="ixt-sec:boolballotbox">&#9744;</ix:nonNumeric><br/>
                      </div>
                    </td>

    <td style="text-align: left; vertical-align: top; width: auto;">
                      <div style="text-align: left; font-size: 10pt;">Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</div>
                    </td>

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                      <div style="text-align: left;"><ix:nonNumeric name="dei:PreCommencementIssuerTenderOffer" id="Fact_9c2e15a0d20f44d98c184f0a1161e94d" contextRef="c20260513to20260513" format="ixt-sec:boolballotbox">&#9744;</ix:nonNumeric><br/>
                      </div>
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    <td style="text-align: left; vertical-align: top; width: auto;">
                      <div style="text-align: left; font-size: 10pt;">Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</div>
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          </div>

          <div><br/>
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          <div>Securities registered pursuant to Section 12(b) of the Act:</div>

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                  <div style="font-weight: bold;">Title of each class</div>
                </td>

    <td style="width: 2%; vertical-align: bottom;">&#160;</td>

    <td style="width: 14%; vertical-align: bottom; font-size: 10pt; border-bottom: 2px solid #000000;">
                  <div style="font-weight: bold;">Trading</div>
                  <div style="font-weight: bold;">Symbol(s)</div>
                </td>

    <td style="width: 2%; vertical-align: bottom;">&#160;</td>

    <td style="width: 41%; vertical-align: bottom; border-bottom: 2px solid #000000;">
                  <div style="font-size: 10pt; font-weight: bold;">Name of each exchange on which registered</div>
                </td>

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    <td style="width: 41%; vertical-align: top; font-size: 10pt;"><ix:nonNumeric name="dei:Security12bTitle" id="Fact_699d0602b8474f09b713fafcab6d6c63" contextRef="c20260513to20260513">Common Shares, without par value</ix:nonNumeric><br/>
                </td>

    <td style="width: 2%; vertical-align: bottom; font-size: 10pt;"><br/>
                </td>

    <td style="width: 14%; vertical-align: bottom; font-size: 10pt;"><ix:nonNumeric name="dei:TradingSymbol" id="Fact_451004b943514e89ae913132c7af0421" contextRef="c20260513to20260513">OVBC</ix:nonNumeric><br/>
                </td>

    <td style="width: 2%; vertical-align: bottom; font-size: 10pt;"><br/>
                </td>

    <td style="width: 41%; vertical-align: bottom; font-size: 10pt;"><ix:nonNumeric name="dei:SecurityExchangeName" id="Fact_cac460ad94bf47e1824235bcc111d9a8" contextRef="c20260513to20260513">NASDAQ</ix:nonNumeric><br/>
                </td>

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          <div style="text-align: justify; font-size: 10pt;"> Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (&#167;230.405 of this chapter) or Rule 12b-2 of the Securities
            Exchange Act of 1934 (&#167;240.12b-2 of this chapter): </div>

          <div><br/>
          </div>

          <div style="text-align: right; font-size: 10pt;">Emerging growth company <ix:nonNumeric name="dei:EntityEmergingGrowthCompany" id="Fact_6e7034c07d9542f0ac5364e5dce4a206" contextRef="c20260513to20260513" format="ixt-sec:boolballotbox">&#9744;</ix:nonNumeric></div>

          <div><br/>
          </div>

          <div style="text-align: left; font-size: 10pt;"> If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards
            provided pursuant to Section 13(a) of the Exchange Act. &#9744; </div>

          <div>
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                    <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Section 5 &#8211; Corporate Governance and Management</div>
                  </td>

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    <td style="width: 100%; vertical-align: top;">&#160;</td>

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    <td style="width: 100%; vertical-align: top;">
                    <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Item 5.02.&#160; Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers;
                      Compensatory Arrangements of Certain Officers.</div>
                  </td>

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    <td style="width: 100%; vertical-align: top;">&#160;</td>

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    <td style="width: 100%; vertical-align: top;">
                    <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">On May 13, 2026, the Board of Directors (the &#8220;Board&#8221;) of Ohio Valley Banc Corp. ("OVBC") and The Ohio Valley Bank Company (the "Bank")
                      appointed K. Ryan Smith as Chairman of the Board of OVBC and the Bank, a role previously held by Thomas E. Wiseman, who, as previously announced, retired as chairman effective as of&#160; OVBC&#8217;s 2026 annual meeting of shareholders (the
                      &#8220;2026 Annual Meeting&#8221;).</div>
                    <div>&#160;</div>
                    <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">At the same meeting, the Board elected Ryan J. Jones as President of OVBC and the Bank, a role previously held by Larry E. Miller, II, who
                      will continue to serve as the Chief Executive Officer of OVBC and the Bank. Also, upon the recommendation of the Board&#8217;s Nominating and Corporate Governance Committee, the Board appointed Mr. Jones as a director of OVBC and the Bank
                      to fill the vacancy created by the previously announced retirement of&#160; David W. Thomas as of the 2026 Annual Meeting. The appointment of Mr. Jones was effective immediately following the 2026 Annual Meeting, and Mr. Jones will serve
                      as a member of the class of directors whose terms expire at OVBC&#8217;s 2029 annual meeting of shareholders.&#160; [Mr. Jones has not been appointed to any committees of the Board at this time.]</div>
                    <div>&#160;</div>
                    <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">There are no arrangements or understandings between Mr. Jones and any person pursuant to which Mr. Jones was selected as a director, and no
                      family relationships exist between Mr. Jones and any director or executive officer of OVBC.&#160; OVBC has determined that neither Mr. Jones nor any of his immediate family members has had (or proposes to have) a direct or indirect
                      interest in any transaction in which OVBC or any of its subsidiaries was (or is proposed to be) a participant, that would be required to be disclosed under Item 404(a) of Regulation S-K.</div>
                    <div>&#160;</div>
                  </td>

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            <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;Mr. Jones, age 48, has been Chief Operating and Risk Officer of OVBC and the Bank since May 2022 and served as Vice President of OVBC from August
              2016 to May 2022. He served as Senior Vice President, Chief Risk Officer of the Bank from June 2017 to May 2022.&#160; Mr. Jones has been Chairman of the Board of OVBC&#8217;s subsidiary, Loan Central, Inc. since May 2022, serving as a Director since
              May 2018.</div>

            <div style="text-align: justify;"><br/>
            </div>

            <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;OVBC issued a press release on May 15, 2026 to discuss these new officer appointments.</div>

            <div><br/>
            </div>

            <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Item 5.03&#160;&#160; Amendments to Articles of Incorporation or Bylaws&#894; Change in Fiscal Year.</div>

            <div><br/>
            </div>

            <div style="text-align: justify; margin-bottom: 10pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">On May 13, 2026, the Board adopted and approved amendments to OVBC&#8217;s Code of Regulations as permitted by Section 6.01 thereof
              (the &#8220;Regulations&#8221;). The only amendments were to Sections 3.01 and 3.04 of the Regulations to clarify that the Chairman of the Board serves at the pleasure of the Board and will not automatically be deemed an officer of OVBC.</div>

            <div style="text-align: justify; margin-bottom: 10pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">The foregoing summary of the amendments to the&#160;Regulations does not purport to be a complete summary and is qualified in its
              entirety by reference to the full text of the Regulations,&#160;as amended, which are filed as Exhibit 3.1 to this Current Report on Form 8-K and incorporated herein by reference.</div>

            <div><br/>
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            </div>

            <div><br/>
            </div>

            <div><br/>
            </div>

            <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;<span style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Item 5.07&#160;&#160; Submission of Matters to a Vote of
                Security Holders.</span></div>

            <div style="text-align: left;"><br/>
            </div>

            <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">OVBC held its 2026 Annual Meeting on May 13, 2026.&#160; At the close of business on March 20, 2026, there were 4,711,001 common shares outstanding and
              entitled to vote. At the 2026 Annual Meeting, 3,221,388, or 68.38%, of the outstanding common shares entitled to vote were represented by proxy or in person. A summary of the proposals voted upon by the shareholders and the final voting
              results for each such matter are set forth below. The proposals are also described in detail in OVBC&#8217;s Proxy Statement filed with the SEC on April 2, 2026.</div>

            <div><br/>
            </div>

            <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;"><span style="text-decoration: underline;">Proposal 1</span></div>

            <div><br/>
            </div>

            <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">OVBC&#8217;s shareholders elected three individuals to the Board of Directors for a term expiring in 2029, as set forth below:</div>

            <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"> <br/>
            </div>

            <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%; text-align: left; color: #000000; border-spacing: 0;">


  <tr>

    <td style="width: 27.86%; vertical-align: top; border-bottom: 2px solid black;">
                    <div>&#160;</div>
                    <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Name</div>
                  </td>

    <td style="width: 16.43%; vertical-align: top; border-bottom: 2px solid black;">
                    <div>&#160;</div>
                    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Votes For</div>
                  </td>

    <td style="width: 18.17%; vertical-align: top; border-bottom: 2px solid black;">
                    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"> <br/>
                    </div>
                    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Votes Withheld</div>
                  </td>

    <td style="width: 20.64%; vertical-align: top; border-bottom: 2px solid black;">
                    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"> <br/>
                    </div>
                    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Broker Non-Votes</div>
                  </td>

    <td style="width: 16.89%; vertical-align: top;">&#160;</td>

  </tr>

  <tr>

    <td style="width: 27.86%; vertical-align: top;">
                    <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Kimberly A. Canady</div>
                  </td>

    <td style="width: 16.43%; vertical-align: top;">
                    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">2,847,766</div>
                  </td>

    <td style="width: 18.17%; vertical-align: top;">
                    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">29,190</div>
                  </td>

    <td style="width: 20.64%; vertical-align: top;">
                    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">344,432</div>
                  </td>

    <td style="width: 16.89%; vertical-align: top;">&#160;</td>

  </tr>

  <tr>

    <td style="width: 27.86%; vertical-align: top;">
                    <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Seth I. Michael</div>
                  </td>

    <td style="width: 16.43%; vertical-align: top;">
                    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">2,857,642</div>
                  </td>

    <td style="width: 18.17%; vertical-align: top;">
                    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">19,314</div>
                  </td>

    <td style="width: 20.64%; vertical-align: top;">
                    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">344,432</div>
                  </td>

    <td style="width: 16.89%; vertical-align: top;">&#160;</td>

  </tr>

  <tr>

    <td style="width: 27.86%; vertical-align: top;">
                    <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Brent A. Saunders</div>
                  </td>

    <td style="width: 16.43%; vertical-align: top;">
                    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">2,430,262</div>
                  </td>

    <td style="width: 18.17%; vertical-align: top;">
                    <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-size: 10pt;">446,694</div>
                  </td>

    <td style="width: 20.64%; vertical-align: top;">
                    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">344,432</div>
                  </td>

    <td style="width: 16.89%; vertical-align: top;">&#160;</td>

  </tr>


</table>
          </div>

        </div>

      </div>

      <div><br/></div>

      <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;"><span style="text-decoration: underline;">Proposal 2</span></div>

      <div><br/>
      </div>

      <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">OVBC&#8217;s shareholders approved, in a non-binding vote, the compensation of OVBC&#8217;s named executive officers, as set forth below:</div>

      <div><br/>
      </div>

      <div><br/>
      </div>

      <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%; text-align: left; color: #000000; border-spacing: 0;">


  <tr>

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    <td style="width: 15.07%; vertical-align: top; border-bottom: 2px solid black;">
              <div>&#160;</div>
              <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Votes For</div>
            </td>

    <td style="width: 17.5%; vertical-align: top; border-bottom: 2px solid black;">
              <div>&#160;</div>
              <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Votes Against</div>
            </td>

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              <div>&#160;</div>
              <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Abstentions</div>
            </td>

    <td style="width: 17.48%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"> <br/>
              </div>
              <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Broker Non-Votes</div>
            </td>

    <td style="width: 15.21%; vertical-align: top;">&#160;</td>

  </tr>

  <tr>

    <td style="width: 21.35%; vertical-align: top;">&#160;</td>

    <td style="width: 15.07%; vertical-align: top;">
              <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">2,685,243</div>
            </td>

    <td style="width: 17.5%; vertical-align: top;">
              <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">183,961</div>
            </td>

    <td style="width: 13.39%; vertical-align: top;">
              <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">7,752</div>
            </td>

    <td style="width: 17.48%; vertical-align: top;">
              <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">344,432</div>
            </td>

    <td style="width: 15.21%; vertical-align: top;">&#160;</td>

  </tr>


</table>
      <div><br/>
      </div>

      <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;"><span style="text-decoration: underline;">Proposal 3</span></div>

      <div><br/>
      </div>

      <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">OVBC&#8217;s shareholders ratified the selection of Plante &amp; Moran, PLLC as OVBC&#8217;s independent registered public accounting firm for the fiscal year ending
        December 31, 2026, as set forth below:</div>

      <div><br/>
      </div>

      <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%; text-align: left; color: #000000; border-spacing: 0;">


  <tr>

    <td style="width: 21.21%; vertical-align: top;">&#160;</td>

    <td style="width: 15.18%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Votes For</div>
            </td>

    <td style="width: 18.16%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Votes Against</div>
            </td>

    <td style="width: 13.1%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Abstentions</div>
            </td>

    <td style="width: 17.19%; vertical-align: top;">&#160;</td>

    <td style="width: 15.18%; vertical-align: top;">&#160;</td>

  </tr>

  <tr>

    <td style="width: 21.21%; vertical-align: top;">&#160;</td>

    <td style="width: 15.18%; vertical-align: top;">
              <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">3,207,450</div>
            </td>

    <td style="width: 18.16%; vertical-align: top;">
              <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">6,538</div>
            </td>

    <td style="width: 13.1%; vertical-align: top;">
              <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">7,400</div>
            </td>

    <td style="width: 17.19%; vertical-align: top;">&#160;</td>

    <td style="width: 15.18%; vertical-align: top;">&#160;</td>

  </tr>


</table>
      <div> <br/>
      </div>

      <div><br/>
      </div>

      <div> <br/>
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      <div>
        <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Item 9.01.&#160; Financial Statements and Exhibits</div>

      </div>

      <div> <br/>
      </div>

      <div>
        <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(a)&#160; Not applicable</div>

        <div><br/>
        </div>

        <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(b)&#160; Not applicable</div>

        <div><br/>
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        <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(c)&#160; Not applicable</div>

        <div><br/>
        </div>

        <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(d)&#160; Exhibits &#8211; The following exhibit is being filed with this Current Report on Form 8-K:</div>

        <div><br/>
        </div>

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                <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Exhibit Number</div>
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                <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Description</div>
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  </tr>

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    <td style="width: 60.03%; vertical-align: top;">&#160;</td>

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  <tr>

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                <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">99.1</div>
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    <td style="width: 6.55%; vertical-align: top;">&#160;</td>

    <td style="width: 60.03%; vertical-align: top;">
                <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Press release issued by Ohio Valley Banc Corp. on May 15, 2026.</div>
                <div>&#160;</div>
              </td>

  </tr>

  <tr>

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                <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">3.1</div>
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    <td style="width: 6.55%; vertical-align: top;">&#160;</td>

    <td style="width: 60.03%; vertical-align: top;">
                <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Amended and Restated Code of Regulations</div>
              </td>

  </tr>


</table>
        <div><br/>
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  <tr>

    <td style="width: 33.42%; vertical-align: top;">
                <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">104</div>
              </td>

    <td style="width: 6.55%; vertical-align: top;">&#160;</td>

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        <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;"><span style="text-decoration: underline;">SIGNATURES</span></div>

        <div><br/>
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        <div style="text-align: left;"><span class="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</span><span style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Pursuant to the
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        <div style="text-align: left;"><br/>
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                <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">OHIO VALLEY BANC CORP.</div>
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    <td style="width: 24.99%; vertical-align: top;">&#160;</td>

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                <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Date: May 15, 2026</div>
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                <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Larry E. Miller</div>
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  </tr>

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<DOCUMENT>
<TYPE>EX-99.1
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<FILENAME>sec8kannmtgexhibit99_1.htm
<DESCRIPTION>PRESS RELEASE 05/13/26
<TEXT>
<html>
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  <div>
    <div style="text-align: center;"><font style="font-weight: bold;"><u>Exhibit 99.1</u></font><br>
    </div>
    <div style="margin-bottom: 8pt;"><br>
    </div>
    <div style="text-align: left; margin-bottom: 8pt; font-family: 'Times New Roman', Times, serif; font-size: 14pt; font-weight: bold;">Promotions, Retirements and a New Loan Office for OVBC</div>
    <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">GALLIPOLIS, Ohio<font style="font-size: 10pt; font-family: Symbol, serif;">&#190;</font> Ohio Valley Banc Corp. (Nasdaq: <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; color: #0563C1;"><u>OVBC</u></font>) recognized Thomas E. Wiseman&#8217;s previously announced retirement as chairman of the board at OVBC&#8217;s shareholders meeting on May 13, 2026.</div>
    <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"> <br>
    </div>
    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Wiseman was a founding board member of Ohio Valley Banc Corp. in 1992. He joined the board of The Ohio Valley Bank Company (OVB) the same
      year. At the time, he was president of The Wiseman Agency, representing the third generation operating the multi-line independent insurance agency started by his grandfather in 1928. Over the next years, Wiseman&#8217;s role at OVB grew, leading him from
      the position of lead independent director to president and chief executive officer, and lastly chairman of the board.</div>
    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"> <br>
    </div>
    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Under his direction, OVBC surpassed one-billion dollars in assets. His anthem of putting &#8220;Community First&#8221; inspires bankers and customers
      alike. Though stepping down from his role as chairman, Wiseman will remain a member of the board of directors of both OVBC and OVB.</div>
    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"> <br>
    </div>
    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Reflecting upon the Board&#8217;s decision to appoint Mr. Smith, Wiseman stated, &#8220;At the company&#8217;s organizational meeting, the Board determined
      that it was time to move from a lead independent director governance structure to an independent chairman governance structure as many other publicly traded companies have.&#8221;</div>
    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"> <br>
    </div>
    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">K. Ryan Smith, a director of OVBC since 2021, was named OVBC&#8217;s first independent chairman of the board. Smith is president of the
      University of Rio Grande and Rio Grande Community College. He is a graduate of Gallia Academy High School and holds a bachelor&#8217;s degree in finance from The Ohio State University.</div>
    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"> <br>
    </div>
    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Smith, a native of Gallia County, Ohio, spent the first 23 years of his career working as vice president and partner of Smith Financial
      Advisors. The family-run business managed wealth for individuals throughout the region. His desire for public service led him to his election to the Ohio State House of Representatives, where he served as finance chairman and ultimately Speaker of
      the House before stepping down to serve in his current role at the university. He will continue in his role as president at the university and community college while also serving as OVBC chairman.</div>
    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"> <br>
    </div>
    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">He and his wife of 29 years, Vicki, are the proud parents of four children. Over the years, Smith has served his community well in
      leadership roles with the Gallia County Chamber of Commerce, Holzer Health System, and the National Association of Intercollegiate Athletics. He is currently a member of the Gallia County Community Improvement Corporation.</div>
    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"> <br>
    </div>
    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Wiseman further commented, &#8220;Teamed with a strong CEO as we have in Larry Miller, together, they will provide leadership and strategic
      vision ensuring your company&#8217;s continued success.&#8221;</div>
    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"> <br>
    </div>
    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">The position of lead director was eliminated upon the retirement of David W. Thomas, who earlier this year notified the board of his intent
      to retire at the 2026 annual meeting. Thomas, former chief examiner of the Ohio Department of Commerce, Division of Financial Institutions, has been a vital asset to the board with his wealth of knowledge and expertise in the field of banking. As a
      member of the board for more than 18 years, Thomas served on the executive, audit, enterprise risk and nominating committees. He also was the chair of the audit and enterprise risk committee.</div>
    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"> <br>
    </div>
    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">In addition, Thomas has been an active member of the community for many years. From coaching and umpiring youth baseball to being a member
      of the Heritage Christian Church, he has exemplified what it means to put &#8220;Community First.&#8221; He currently resides in Westerville, Ohio, with his wife, Peggy, and enjoys spending time with his four children and five grandchildren.</div>
    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"> <br>
    </div>
    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Larry E. Miller II, OVB chief executive officer, announced that Ryan J. Jones has been named as the company&#8217;s new president. Jones will
      also resume his responsibilities as chief operating officer. Jones began his career in banking in 1999 with Milton Bank. While there, he fulfilled many roles, including BSA officer, compliance officer, audit liaison, loan officer, security officer,
      operations officer, and chief operating officer. In 2008, Jones became a member of the Milton Banking Company Board of Directors, where he served as secretary. When Milton Bank merged with OVB in 2016, he served as the OVB chief risk officer before
      later accepting the role of chief operating officer and risk officer in 2022.</div>
    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"> <br>
    </div>
    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Jones, a lifelong Jackson, Ohio, resident, graduated from Jackson High School and obtained his degree in business management from the
      University or Rio Grande. He is also a graduate of the Ohio Bankers League Bank Leadership Institute. In addition, Jones has completed the Metavante Regulatory Services Advanced Compliance School, Advanced Deposit and Operations School and Advanced
      Loan School. He also completed the Community Bankers Association Consumer Lending Institute.</div>
    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"> <br>
    </div>
    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Outside of the financial world, Jones is a very active member of the community as he currently serves on the Jackson Area Festival Events
      (JAFE), Jackson Apple Festival, Jackson Bullpen Club, and is a Holzer Heritage Foundation Board Member. He enjoys spending time with his wife Aimee, and their two children.</div>
    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"> <br>
    </div>
    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">CEO Miller also announced that a new OVB Loan Office will be opening in Charleston, West Virginia, this summer. New locations in South
      Bloomfield and Ironton, Ohio, are also in the early planning stages.</div>
    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"> <br>
    </div>
    <div style="text-align: justify; margin-bottom: 8pt; font-family: 'Times New Roman',Times,serif; font-size: 10pt; text-indent: 36pt;">Ohio Valley Banc Corp. common stock is traded on the NASDAQ Global Market under the symbol OVBC. The holding
      company owns The Ohio Valley Bank Company, a $1.5 billion asset community bank with 18 offices in Ohio and West Virginia, and Loan Central, Inc. with six consumer finance offices in Ohio. Learn more about Ohio Valley Banc Corp. at <font style="font-size: 10pt; font-family: 'Times New Roman',Times,serif; color: rgb(5, 99, 193);"><u>www.ovbc.com.</u></font></div>
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<DESCRIPTION>AMENDED AND RESTATED CODE OF REGULATIONS
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    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;"> <u><font style="font-weight: bold;">Exhibit 3.1</font></u><br>
    </div>
    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;"> <br>
    </div>
    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">REGULATIONS</div>
    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">OF</div>
    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">OHIO VALLEY BANC CORP.</div>
    <div><br>
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    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">INDEX</div>
    <div><br>
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    <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;"><u>Section</u></font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 72pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;"><u>Caption</u></font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Page No.</u></font></font></div>
    <div><br>
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    <div style="text-align: left; text-indent: 108pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">ARTICLE ONE</div>
    <div style="text-align: left; text-indent: 108pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">MEETINGS OF SHAREHOLDERS</div>
    <div style="text-align: left; text-indent: 14.4pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">1.01</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 57.6pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Annual Meetings 1</font></div>
    <div style="text-align: left; text-indent: 14.4pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">1.02</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 57.6pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Calling of Meetings 1</font></div>
    <div style="text-align: left; text-indent: 14.4pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">1.03</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 57.6pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Place of Meetings 1</font></div>
    <div style="text-align: left; text-indent: 14.4pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">1.04</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 57.6pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Notice of Meetings 1</font></div>
    <div style="text-align: left; text-indent: 14.4pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">1.05</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 57.6pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Waiver of Notice 2</font></div>
    <div style="text-align: left; text-indent: 14.4pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">1.06</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 57.6pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Quorum 2</font></div>
    <div style="text-align: left; text-indent: 14.4pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">1.07</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 57.6pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Votes Required 2</font></div>
    <div style="text-align: left; text-indent: 14.4pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">1.08</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 57.6pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Order of Business 2</font></div>
    <div style="text-align: left; text-indent: 14.4pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">1.09</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 57.6pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Shareholders Entitled to Vote 3</font></div>
    <div style="text-align: left; text-indent: 14.4pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">1.10</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 57.6pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Proxies 3</font></div>
    <div style="text-align: left; text-indent: 14.4pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">1.11</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 57.6pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Inspectors of Election 3</font></div>
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    <div style="text-align: left; text-indent: 108pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">ARTICLE TWO</div>
    <div style="text-align: left; text-indent: 108pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">DIRECTORS</div>
    <div style="text-align: left; text-indent: 14.4pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">2.01</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 57.6pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Authority and Qualifications 3</font></div>
    <div style="text-align: left; text-indent: 14.4pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">2.02</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 57.6pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Number of Directors and Term of Office 3</font></div>
    <div style="text-align: left; text-indent: 14.4pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">2.03</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 57.6pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Nomination and Election 4</font></div>
    <div style="text-align: left; text-indent: 14.4pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">2.04</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 57.6pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Removal 6</font></div>
    <div style="text-align: left; text-indent: 14.4pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">2.05</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 57.6pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Vacancies 6</font></div>
    <div style="text-align: left; text-indent: 14.4pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">2.06</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 57.6pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Meetings 6</font></div>
    <div style="text-align: left; text-indent: 14.4pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">2.07</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 57.6pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Notice of Meetings 6</font></div>
    <div style="text-align: left; text-indent: 14.4pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">2.08</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 57.6pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Waiver of Notice 7</font></div>
    <div style="text-align: left; text-indent: 14.4pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">2.09</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 57.6pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Quorum 7</font></div>
    <div style="text-align: left; text-indent: 14.4pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">2.10</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 57.6pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Executive Committee 7</font></div>
    <div style="text-align: left; text-indent: 14.4pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">2.11</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 57.6pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Compensation 8</font></div>
    <div style="text-align: left; text-indent: 14.4pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">2.12</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 57.6pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">By-Laws 8</font></div>
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    <div style="text-align: left; text-indent: 108pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">ARTICLE THREE</div>
    <div style="text-align: left; text-indent: 108pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">OFFICERS</div>
    <div style="text-align: left; text-indent: 14.4pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">3.01</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 57.6pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Officers 8</font></div>
    <div style="text-align: left; text-indent: 14.4pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">3.02</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 57.6pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Tenure of Office 8</font></div>
    <div style="text-align: left; text-indent: 14.4pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">3.03</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 57.6pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Chief Executive Officer 9</font></div>
    <div style="text-align: left; text-indent: 14.4pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">3.04</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 57.6pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Duties of the Chairman of the Board 9</font></div>
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    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">-&#160; i -</div>
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    <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;"><u>Section</u></font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 72pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;"><u>Caption</u></font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Page No.</u></font></font></div>
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    <div style="text-align: left; text-indent: 14.4pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">3.05</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 57.6pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Duties of the President 9</font></div>
    <div style="text-align: left; text-indent: 14.4pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">3.06</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 57.6pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Duties of the Vice Presidents 9</font></div>
    <div style="text-align: left; text-indent: 14.4pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">3.07</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 57.6pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Duties of the Secretary 9</font></div>
    <div style="text-align: left; text-indent: 14.4pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">3.08</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 57.6pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Duties of the Treasurer 10</font></div>
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    <div style="text-align: left; text-indent: 108pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">ARTICLE FOUR</div>
    <div style="text-align: left; text-indent: 108pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">SHARES</div>
    <div style="text-align: left; text-indent: 14.4pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">4.01</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 57.6pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Certificates 10</font></div>
    <div style="text-align: left; text-indent: 14.4pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">4.02</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 57.6pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Transfers 10</font></div>
    <div style="text-align: left; text-indent: 14.4pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">4.03</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 57.6pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Transfer Agents and Registrars 11</font></div>
    <div style="text-align: left; text-indent: 14.4pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">4.04</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 57.6pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Lost, Wrongfully Taken or Destroyed Certificates 11</font></div>
    <div style="text-align: left; text-indent: 14.4pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">4.05</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 57.6pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Uncertificated Shares 11</font></div>
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    <div style="text-align: left; text-indent: 108pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">ARTICLE FIVE</div>
    <div style="text-align: left; text-indent: 108pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">INDEMNIFICATION AND INSURANCE</div>
    <div style="text-align: left; text-indent: 14.4pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">5.01</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 57.6pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Mandatory Indemnification 12</font></div>
    <div style="text-align: left; text-indent: 14.4pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">5.02</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 57.6pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Court-Approved Indemnification 12</font></div>
    <div style="text-align: left; text-indent: 14.4pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">5.03</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 57.6pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Indemnification for Expenses 13</font></div>
    <div style="text-align: left; text-indent: 14.4pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">5.04</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 57.6pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Determination Required 13</font></div>
    <div style="text-align: left; text-indent: 14.4pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">5.05</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 57.6pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Advances for Expenses 14</font></div>
    <div style="text-align: left; text-indent: 14.4pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">5.06</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 57.6pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Article Five Not Exclusive 14</font></div>
    <div style="text-align: left; text-indent: 14.4pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">5.07</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 57.6pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Insurance 15</font></div>
    <div style="text-align: left; text-indent: 14.4pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">5.08</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 57.6pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Certain Definitions 15</font></div>
    <div style="text-align: left; text-indent: 14.4pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">5.09</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 57.6pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Venue 16</font></div>
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    <div style="text-align: left; text-indent: 108pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">ARTICLE SIX</div>
    <div style="text-align: left; text-indent: 108pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">MISCELLANEOUS</div>
    <div style="text-align: left; text-indent: 14.4pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">6.01</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 57.6pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Amendments 16</font></div>
    <div style="text-align: left; text-indent: 14.4pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">6.02</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 57.6pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Action by Shareholders or Directors Without a Meeting16</font></div>
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    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">AMENDED AND RESTATED</div>
    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">CODE OF REGULATIONS</div>
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    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">OF</div>
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    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">OHIO VALLEY BANC CORP.</div>
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    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">ARTICLE ONE</div>
    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">MEETINGS OF SHAREHOLDERS</div>
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    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 1.01.&#160; Annual Meetings</u></font>.&#160; The annual
      meeting of the shareholders for the election of directors, for the consideration of reports to be laid before such meeting and for the transaction of such other business as may properly come before such meeting, shall be held on the first Wednesday
      of April in each year or on such other date as may be fixed from time to time by the directors.</div>
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    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 1.02.&#160; Calling of Meetings</u></font>.&#160; Meetings of
      the shareholders may be called only by the chairman of the board if designated the chief&#160; executive officer of the corporation, the president, or, in case of the president&#8217;s absence, death, or disability, the vice president authorized to exercise the
      authority of the president; the secretary; the directors by action at a meeting or a majority of the directors acting without a meeting; or the holders of at least twenty-five percent of all shares outstanding and entitled to vote thereat.</div>
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    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 1.03.&#160; Place of Meetings</u></font>.&#160; All meetings
      of shareholders shall be held at the principal office of the corporation, unless otherwise provided by action of the directors.&#160; Meetings of shareholders may be held at any place within or without the State of Ohio.</div>
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    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 1.04.&#160; Notice of Meetings</u></font>.&#160; (A)&#160; Written
      notice stating the time, place and purposes of a meeting of the shareholders shall be given either by personal delivery or by mail not less than seven nor more than sixty days before the date of the meeting, (1) to each shareholder of record entitled
      to notice of the meeting, (2) by or at the direction of the president or the secretary.&#160; If mailed, such notice shall be addressed to the shareholder at his address as it appears on the records of the corporation.&#160; Notice of adjournment of a meeting
      need not be given if the time and place to which it is adjourned are fixed and announced at such meeting.&#160; In the event of a transfer of shares after the record date for determining the shareholders who are entitled to receive notice of a meeting of
      shareholders, it shall not be necessary to give notice to the transferee.&#160; Nothing herein contained shall prevent the setting of a record date in the manner provided by law, the Articles or the Regulations for the determination of shareholders who
      are entitled to receive notice of or to vote at any meeting of shareholders or for any purpose required or permitted by law.</div>
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    <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(B)&#160; Following receipt by the president or the secretary of a request in writing, specifying the purpose or purposes for which the persons properly making
      such request have called a meeting of the shareholders, delivered either in person or by registered mail to such officer by any persons entitled to call a meeting of shareholders, such officer shall cause to be given to the shareholders entitled
      thereto notice of a meeting to be held on a date not less than seven nor more than sixty days after the receipt of such request, as such officer may fix.&#160; If such notice is not given within thirty days after the receipt of such request by the
      president or the secretary, then, and only then, the persons properly calling the meeting may fix the time of meeting and give notice thereof in accordance with the provisions of the Regulations.</div>
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    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 1.05.&#160; Waiver of Notice</u></font>.&#160; Notice of the
      time, place and purpose or purposes of any meeting of shareholders may be waived in writing, either before or after the holding of such meeting, by any shareholder, which writing shall be filed with or entered upon the records of such meeting.&#160; The
      attendance of any shareholder, in person or by proxy, at any such meeting without protesting the lack of proper notice, prior to or at the commencement of the meeting, shall be deemed to be a waiver by such shareholder of notice of such meeting.</div>
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    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 1.06.&#160; Quorum</u></font>.&#160; At any meeting of
      shareholders, the holders of a majority of the voting shares of the corporation then outstanding and entitled to vote thereat, present in person or by proxy, shall constitute a quorum for such meeting.&#160; The holders of a majority of the voting shares
      represented at a meeting, whether or not a quorum is present, or the chairman of the board, the president, or the officer of the corporation acting as chairman of the meeting, may adjourn such meeting from time to time.&#160; If a quorum is present at
      such adjourned meeting any business may be transacted as if the meeting had been held as originally called.</div>
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    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 1.07.&#160; Votes Required</u></font>.&#160; At all elections
      of directors the candidates receiving the greatest number of votes shall be elected.&#160; Any other matter submitted to the shareholders for their vote shall be decided by the vote of such proportion of the shares, or of any class of shares, or of each
      class, as is required by law, the Articles or the Regulations.</div>
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    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 1.08.&#160; Order of Business</u></font>.&#160; The order of
      business at any meeting of shareholders shall be determined by the officer of the corporation acting as chairman of such meeting unless otherwise determined by a vote of the holders of a majority of the voting shares of the corporation then
      outstanding, present in person or by proxy, and entitled to vote at such meeting.</div>
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    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 1.09.&#160; Shareholders Entitled to Vote</u></font>.&#160;
      Each shareholder of record on the books of the corporation on the record date for determining the shareholders who are entitled to vote at a meeting of shareholders shall be entitled at such meeting to one vote for each share of the corporation
      standing in his name on the books of the corporation on such record date.&#160; The directors may fix a record date for the determination of the shareholders who are entitled to receive notice of and to vote at a meeting of shareholders, which record date
      shall not be a date earlier than the date on which the record date is fixed and which record date may be a maximum of sixty days preceding the date of the meeting of shareholders.</div>
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    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 1.10.&#160; Proxies</u></font>.&#160; At meetings of the
      shareholders any shareholder of record entitled to vote thereat may be represented and may vote by a proxy or proxies appointed by an instrument in writing signed by such shareholders, but such instrument shall be filed with</div>
    <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">the secretary of the meeting before the person holding such proxy shall be allowed to vote thereunder.&#160; No proxy shall be valid after the expiration of eleven
      months after the date of its</div>
    <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">execution, unless the shareholder executing it shall have specified therein the length of time it is to continue in force.</div>
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    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 1.11.&#160; Inspectors of Election</u></font>.&#160; In
      advance of any meeting of shareholders, the directors may appoint inspectors of election to act at such meeting or any adjournment thereof.&#160; If inspectors are not so appointed, the officer of the corporation acting as chairman of any such meeting may
      make such appointment.&#160; In case any person appointed as inspector fails to appear or act, the vacancy may be filled only by appointment made by the directors in advance of such meeting or, if not so filled, at the meeting by the officer of the
      corporation acting as chairman of such meeting.&#160; No other person or persons may appoint or require the appointment of inspectors of election.</div>
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    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">DIRECTORS</div>
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    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 2.01.&#160; Authority and Qualifications</u></font>.&#160;
      Except where the law, the Articles or the Regulations otherwise provide, all authority of the corporation shall be vested in and exercised by its directors.&#160; Directors need not be shareholders of the corporation.</div>
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    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 2.02.&#160; Number of Directors and Term of Office</u></font>.</div>
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    <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(A)&#160; Until changed in accordance with the provisions of the Regulations, the number of directors of the corporation shall be nine.</div>
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    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(B)&#160; The number of directors may be fixed or changed at a meeting of the shareholders called for the purpose of electing directors at which
      a quorum is present, by the affirmative vote of the holders of the voting shares which are represented at the meeting, in person or by proxy, and entitled to vote on such proposal in accordance with the Articles, provided, however, that the
      shareholders may not increase the number of directors to more than twelve or reduce the number of directors to less than five.</div>
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    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(C)&#160; The directors may fix or change the number of directors and may fill any director&#8217;s office that is created by an increase in the
      number of directors; provided, however, that the directors may not increase the number of directors to more than twelve nor reduce the number of directors to less than five.</div>
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    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(D)&#160; The board of directors shall be divided into three classes as nearly equal in number as the then fixed number of directors permits,
      with the term of office of one class expiring each year.&#160; The election of each class of directors shall be a separate election.&#160; At the first meeting of shareholders, three directors of one class shall be elected to hold office for a term expiring at
      the 1993 annual meeting, three directors of another class shall be elected to hold office for a term expiring at the 1994 annual meeting, and three directors of another class shall be elected to hold office for a term expiring at the 1995 annual
      meeting.&#160; At the 1993 annual meeting of shareholders and each succeeding annual meeting, successors to the class of directors whose term then expires shall be elected to hold office for a three-year term.&#160; A director shall hold office until the
      annual meeting for the year in which his term expires and until his successor is duly elected and qualified, or until his earlier resignation, removal from office or death.&#160; In the event of any increase in the number of directors or the corporation,
      the additional directors shall be similarly classified in such a manner that each class of directors shall be as equal in number as possible.&#160; In the event of any decrease in the number of directors of the corporation, such decrease shall be effected
      in such a manner that each class of directors shall be as equal in number as possible.</div>
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    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(E)&#160; No reduction in the number of directors shall of itself have the effect of shortening the term of any incumbent director.</div>
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    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 2.03.&#160; Nomination and Election</u></font>.</div>
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    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(A)&#160; At each annual meeting of shareholders for the election of director, the successors to the directors whose term shall expire in that
      year shall be elected, but if the annual meeting is not held or if one or more of such directors are not elected thereat, they may be elected at a special meeting called for that purpose.</div>
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    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(B)&#160; Any nominee for election as a director of the corporation may be proposed only by or at the direction of the board of directors or by
      any shareholder entitled to vote for the election of directors.&#160; Nominations, other than those made by or at the direction of the board of directors, shall be made in writing and shall be delivered or mailed to the president of the corporation not
      less than fourteen days nor more than fifty days prior to any meeting of shareholders called for the election of directors; provided, however, that if less than twenty-one days&#8217; notice of the meeting is given to shareholders, such nomination shall be
      mailed or delivered to the president of the corporation not later than the close of business on the seventh day following the day on which the notice of meeting was mailed.&#160; Such notification shall contain the following information to the extent
      known to the notifying shareholder:</div>
    <div><br>
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    <div style="text-align: left; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(1)&#160; the name and address of each proposed nominee;</div>
    <div><br>
    </div>
    <div style="text-align: left; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(2)&#160; the principal occupation of each proposed nominee;</div>
    <div><br>
    </div>
    <div style="text-align: left; margin-left: 72pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(3)&#160; the total number of shares of capital stock of the corporation that will be</div>
    <div style="text-align: left; margin-left: 72pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;voted for each proposed nominee;</div>
    <div><br>
    </div>
    <div style="text-align: left; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(4)&#160; the name and residence address of the notifying shareholder; and</div>
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    <div style="text-align: left; margin-left: 72pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(5)&#160; the number of shares of capital stock of the corporation beneficially owned</div>
    <div style="text-align: left; margin-left: 72pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;by the notifying shareholder.</div>
    <div><br>
    </div>
    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(C)&#160; If a shareholder shall attempt to nominate one or more persons for election as a director at any meeting at which directors are to be
      elected without having identified each such person in a written notice given as contemplated by, and/or without having provided therein the information specified in, division (B) of this section, each such attempted nomination shall be invalid and
      shall be disregarded unless the person acting as chairman of the meeting determines that the facts warrant the acceptance of such nomination.</div>
    <div><br>
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    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(D)&#160; The election of directors shall be by ballot whenever requested by the presiding officer of the meeting or by the holders of a
      majority of the voting shares outstanding, entitled to vote at such meeting and present in person or by proxy, but unless such request is made, the election shall be viva voce.</div>
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    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><br>
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    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 2.04.&#160; Removal</u></font>.&#160; A director or directors
      may be removed from office in accordance with the Articles.&#160; In case of any such removal, a new director may be elected at the same meeting for the unexpired term of each director removed.&#160; Failure to elect a director to fill the unexpired term of
      any director removed shall be deemed to create a vacancy in the board.</div>
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    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 2.05.&#160; Vacancies</u></font>.&#160; The remaining
      directors, though less than a majority of the whole authorized number of directors, may, by the vote of a majority of their number, fill any vacancy in the board for the unexpired term.&#160; A vacancy in the board exists within the meaning of this
      Section 2.05 in case the shareholders increase the authorized number of directors but fail at the meeting at which such increase is authorized, or an adjournment thereof, to elect the additional directors provided for, or in case the shareholders
      fail at any time to elect the whole authorized number of directors.</div>
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    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 2.06.&#160; Meetings</u></font>.&#160; A meeting of the
      directors shall be held immediately following the adjournment of each annual meeting of shareholders at which directors are elected, and notice of such meeting need not be given.&#160; The directors shall hold such other meetings as may from time to time
      be called, and such other meetings of directors may be called only by the chairman of the board, the president, or any two directors.&#160; All meetings of directors shall be held at the principal office of the corporation in Gallipolis or at such other
      place from time to time determined by a resolution.&#160; Meetings of the directors may be held through any communications equipment if all persons participating can hear each other and participation in a meeting pursuant to this provision shall
      constitute presence at such meeting.</div>
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    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 2.07.&#160; Notice of Meetings</u></font>.&#160; Notice of
      the time and place of each meeting of directors for which such notice is required by law, the Articles, the Regulations or the By-Laws shall be given to each of the directors by at least one of the following methods:</div>
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              <div style="text-align: left; margin-left: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(A)</div>
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            <td style="width: auto; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;In a writing mailed not less than three days before such meeting and addressed to</div>
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    <div style="text-align: left; margin-left: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;the residence or usual place of business of a director, as such address appears on</div>
    <div style="text-align: left; margin-left: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;the records of the corporation; or</div>
    <div><br>
    </div>
    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(B)&#160; By telegraph, cable, radio, wireless, telephonic facsimile, or a writing sent or</div>
    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;delivered to the residence or usual place of business of a director as the same</div>
    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;appears on the records of the corporation, not later than the day before the date on</div>
    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;which such meeting is to be held; or</div>
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              <div style="text-align: left; margin-left: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(C)</div>
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            <td style="width: auto; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;Personally or by telephone not later than the day before the date on which such</div>
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    <div style="text-align: left; margin-left: 54pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">meeting is to be held.</div>
    <div><br>
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    <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Notice given to a director by any one of the methods specified in the Regulations shall be sufficient, and the method of giving notice to all directors need
      not be uniform.&#160; Notice of any meeting of directors may be given only by the chairman of the board, the president or the secretary of the corporation.&#160; Any such notice need not specify the purpose or purposes of the meeting.&#160; Notice of adjournment of
      a meeting of directors need not be given if the time and place to which it is adjourned are fixed and announced at such meeting.</div>
    <div><br>
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    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 2.08.&#160; Waiver of Notice</u></font>.&#160; Notice of any
      meeting of directors may be waived in writing, either before or after the holding of such meeting, by any director, which writing shall be filed with or entered upon the records of the meeting.&#160; The attendance of any director at any meeting of
      directors without protesting, prior to or at the commencement of the meeting, the lack of proper notice, shall be deemed to be a waiver by him of notice of such meeting.</div>
    <div><br>
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    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 2.09.&#160; Quorum</u></font>.&#160; A majority of the whole
      authorized number of directors shall be necessary to constitute a quorum for a meeting of directors, except that a majority of the directors in office shall constitute a quorum for filling a vacancy in the board.&#160; The act of a majority of the
      directors present at a meeting at which a quorum is present is the act of the board, except as otherwise provided by law, the Articles or the Regulations.</div>
    <div><br>
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    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 2.10.&#160; Executive Committee</u></font>.&#160; The
      directors may create an executive committee or any other committee of directors, to consist of not less than three directors, and may authorize the delegation to such executive committee or other committees of any of the authority of the directors,
      however conferred, other than that of filling vacancies among the directors or in the executive committee or in any other committee of the directors.</div>
    <div><br>
    </div>
    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Such executive committee or any other committee of directors shall serve at the pleasure of the directors, shall act only in the intervals
      between meetings of the directors, and shall be subject to the control and direction of the directors.&#160; Such executive committee or other committee of directors may act by a majority of its members at a meeting or by a writing or writings signed by
      all of its members.</div>
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    <div style="text-align: center; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><br>
    </div>
    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Any act or authorization of any act by the executive committee or any other committee within the authority delegated to it shall be as
      effective for all purposes as the act or authorization of the directors.&#160; No notice of a meeting of the executive committee or of any other committee of directors shall be required.&#160; A meeting of the executive committee or of any other committee of
      directors may be called only by the president or by a member of such executive or other committee of directors.&#160; Meetings of the executive committee or of any other committee of directors may be held through any communications equipment if all
      persons participating can hear each other and participation in such a meeting shall constitute presence thereat.</div>
    <div><br>
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    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 2.11.&#160; Compensation</u></font>.&#160; Directors shall be
      entitled to receive as compensation for services rendered and expenses incurred as directors, such amounts as the directors may determine.</div>
    <div><br>
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    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 2.12.&#160; By-Laws</u></font>.&#160; The directors may
      adopt, and amend from time to time, By-Laws for their own government, which By-Laws shall not be inconsistent with the law, the Articles or the Regulations.</div>
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    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">ARTICLE THREE</div>
    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">OFFICERS</div>
    <div><br>
    </div>
    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 3.01.&#160; Officers</u></font>.&#160; The officers of the
      corporation to be elected by the directors shall be a president, a secretary, a treasurer, and, if desired, one or more vice presidents and such other officers and assistant officers as the directors may from time to time elect.&#160; The directors shall
      elect a chairman of the board, who must be a director, to serve at the pleasure of the directors. Officers need not be shareholders of the corporation, and may be paid such compensation as the board of directors may determine.&#160; Any two or more
      offices may be held by the same person, but no officer shall execute, acknowledge, or verify any instrument in more than one capacity if such instrument is required by law, the Articles, the Regulations or by By-Laws to be executed, acknowledged, or
      verified by two or more officers.</div>
    <div><br>
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    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 3.02.&#160; Tenure of Office</u></font>.&#160; The officers
      of the corporation shall hold office at the pleasure of the directors.&#160; Any officer of the corporation may be removed, either with or without cause, at any time, by the affirmative vote of a majority of all the directors then in office.&#160; Such
      removal, however, shall be without prejudice to the contract rights, if any, of the person so removed.</div>
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    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 3.03.&#160; Chief Executive Officer</u></font>.&#160; The
      chief executive officer of the corporation, who shall be either the chairman of the board or the president (or if the officer designated as chief executive officer shall be absent or unable to act, the vice president authorized to perform the duties
      of the president), shall be such officer who from time to time is so designated by the directors.&#160; In the absence of any designation by the directors, the president shall be the chief executive officer.&#160; The chief executive officer shall have general
      and active management of the business of the corporation and shall see that all orders and regulations of the directors are carried into effect.&#160; The chief executive officer shall perform all duties incident to the office of chief executive officer
      and shall have and may exercise such other powers and duties as from time to time may be conferred upon or assigned to him by the directors.&#160; It shall be the duty of the chief executive officer to preside at all meetings of shareholders.</div>
    <div><br>
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    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 3.04.&#160; Duties of the Chairman of the Board</u></font>.&#160;

      The chairman of the board shall preside at all meetings of the directors.&#160; He shall have such other powers duties as the directors shall from time to time assign to him.</div>
    <div><br>
    </div>
    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 3.05.&#160; Duties of the President</u></font>.&#160; Among
      such powers and duties as the directors may from time to time assign to him, the president shall have the power and authority to sign all certificates evidencing shares of the corporation and all deeds, mortgages, bonds, contracts, notes and other
      instruments requiring the signature of the president of the corporation.</div>
    <div><br>
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    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 3.06.&#160; Duties of the Vice Presidents</u></font>.&#160;
      In the absence of the president or in the event of his inability or refusal to act, the vice president, if any (or in the event there be more than one vice president, the vice presidents in the order designated, or in the absence of any designation,
      then in the order of their election), shall perform the duties of the president, and when so acting, shall have all the powers of and be subject to all restrictions upon the president.&#160; The vice presidents shall perform such other duties and have
      such other powers as the directors may from time to time prescribe.</div>
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    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 3.07.&#160; Duties of the Secretary</u></font>.&#160; It
      shall be the duty of the secretary, or of an assistant secretary, if any, in case of the absence or inability to act of the secretary, to keep minutes of all the proceedings of the shareholders and the directors and to make a proper record of the
      same; to perform such other duties as may be required by law, the Articles or the Regulations; to perform such other and further duties as may from time to time be assigned to him by the directors or the president; and to deliver all books, paper and
      property of the corporation in his possession to his successor, or to the president.</div>
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    </div>
    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 3.08.&#160; Duties of the Treasurer</u></font>.&#160; The
      treasurer, or an assistant treasurer, if any, in case of the absence or inability to act of the treasurer, shall receive and safely keep in charge all money, bills, notes, choses in action, securities and similar property belonging to the
      corporation, and shall do with or disburse the same as directed by the president or the directors; shall keep an accurate account of the finances and business of the corporation, including accounts of its assets, liabilities, receipts, disbursements,
      gains, losses, stated capital and shares, together with such other accounts as may be required and hold the same open for inspection and examination by the directors; shall give bond in such sum with such security as the directors may require for the
      faithful performance of his duties; shall, upon the expiration of his term of office, deliver all money and other property of the corporation in his possession or custody to his successor or the president; and shall perform such other duties as from
      time to time may be assigned to him by the directors.</div>
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    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">ARTICLE FOUR</div>
    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">SHARES</div>
    <div><br>
    </div>
    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 4.01.&#160; Certificates</u></font>.&#160; Certificates
      evidencing ownership of shares of the corporation shall be issued to those entitled to them.&#160; Each certificate evidencing shares of the corporation shall bear a distinguishing number; the signatures of the chairman of the board, the president, or a
      vice president, and of the secretary, an assistant secretary, the treasurer or an assistant treasurer (except that, when any such certificate is countersigned by an incorporated transfer agent or registrar, such signatures may be facsimile, engraved,
      stamped or printed); and such recitals as may be required by law.&#160; Certificates evidencing shares of the corporation shall be of such tenor and design as the directors may from time to time adopt and may bear such recitals as are permitted by law.</div>
    <div><br>
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    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 4.02.&#160; Transfers</u></font>.&#160; Where a certificate
      evidencing a share or shares of the corporation is presented to the corporation or its proper agents with a request to register transfer, the transfer shall be registered as requested if:</div>
    <div><br>
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    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(1)&#160; An appropriate person signs on each certificate so presented or signs on a separate document an assignment or transfer of shares
      evidenced by each such certificate, or signs a power to assign or transfer such shares, or when the signature of an appropriate person is written without more on the back of each such certificate; and</div>
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    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(2)&#160; Reasonable assurance is given that the indorsement of each appropriate person is genuine and effective; the corporation or its agents
      may refuse to register a transfer of shares unless the signature of each appropriate person is guaranteed by a commercial bank or trust company or by a firm having membership in the New York Stock Exchange; and</div>
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    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(3)&#160; All applicable laws relating to the collection of transfer or other taxes have been complied with; and</div>
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    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(4)&#160; The corporation or its agents are not otherwise required or permitted to refuse to register such transfer.</div>
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    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 4.03.&#160; Transfer Agents and Registrars</u></font>.&#160;
      The directors may appoint one or more agents to transfer or to register shares of the corporation, or both.</div>
    <div><br>
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    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 4.04.&#160; Lost, Wrongfully Taken or Destroyed
          Certificates</u></font>.&#160; Except as otherwise provided by law, where the owner of a certificate evidencing shares of the corporation claims that such certificate has been lost, destroyed or wrongfully taken, the directors must cause the
      corporation to issue a new certificate in place of the original certificate if the owner:</div>
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    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(1)&#160; So requests before the corporation has notice that such original certificate has been acquired by a bona fide purchaser; and</div>
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    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(2)&#160; Files with the corporation, unless waived by the directors, an indemnity bond, with surety or sureties satisfactory to the
      corporation, in such sums as the directors may, in their discretion, deem reasonably sufficient as indemnity against any loss or liability that the corporation may incur by reason of the issuance of each such new certificate; and</div>
    <div><br>
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    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(3)&#160; Satisfies any other reasonable requirements which may be imposed by the directors, in their discretion.</div>
    <div><br>
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    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 4.05.&#160; Uncertificated Shares</u></font>.&#160; Anything
      contained in this Article Fourth to the contrary notwithstanding, the directors may provide by resolution that some or all of any or all classes and series of shares of the corporation shall be uncertificated shares, provided that such resolution
      shall not apply to (A) shares of the corporation represented by a certificate until such certificate is surrendered to the corporation in accordance with applicable provisions of Ohio law or (B) any certificated security of the corporation issued in
      exchange for an uncertificated security in accordance with applicable provisions of Ohio law.&#160; The rights and obligations of the holders of uncertificated shares and the rights and obligations of the holders of certificates representing shares of the
      same class and series shall be identical, except as otherwise expressly provided by law.</div>
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    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">ARTICLE FIVE<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><br>
      </font>INDEMNIFICATION AND INSURANCE</div>
    <div><br>
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    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 5.01.&#160; Mandatory Indemnification</u></font>.&#160; The
      corporation shall indemnify any officer or director of the corporation who was or is a party or is threatened to be made a party to any threatened, pending or completed action, suit or proceeding, whether civil, criminal, administrative or
      investigative (including, without limitation, any action threatened or instituted by or in the right of the corporation), by reason of the fact that he is or was a director, officer, employee or agent of the corporation, or is or was serving at the
      request of the corporation as a director, trustee, officer, employee or agent of another corporation (domestic or foreign, nonprofit or for profit), partnership, joint venture, trust or other enterprise, against expenses (including, without
      limitation, attorneys&#8217; fees, filing fees, court reporters&#8217; fees and transcript costs), judgments, fines and amounts paid in settlement actually and reasonably incurred by him in connection with such action, suit or proceeding if he acted in good
      faith and in a manner he reasonably believed to be in or not opposed to the best interests of the corporation, and with respect to any criminal action or proceeding, he had no reasonable cause to believe his conduct was unlawful.&#160; A person claiming
      indemnification under this Section 5.01 shall be presumed, in respect of any act or omission giving rise to such claim for indemnification, to have acted in good faith and in a manner he reasonably believed to be in or not opposed to the best
      interests of the corporation, and with respect to any criminal matter, to have had no reasonable cause to believe his conduct was unlawful, and the termination of any action, suit or proceeding by judgment, order, settlement or conviction, or upon a
      plea of nolo contendere or its equivalent, shall not, of itself, rebut such presumption.</div>
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    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 5.02.&#160; Court-Approved Indemnification</u></font>.&#160;
      Anything contained in the Regulations or elsewhere to the contrary notwithstanding:</div>
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    <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(A)&#160; the corporation shall not indemnify any officer or director of the of the corporation who was a party to any completed action or suit instituted by or in
      the right of the corporation to procure a judgment in its favor by reason of the fact that he is or was a director, officer, employee or agent of the corporation, or is or was serving at the request of the corporation as a director, trustee, officer,
      employee or agent of another corporation (domestic or foreign, nonprofit or for profit), partnership, joint venture, trust or other enterprise, in respect of any claim, issue or matter asserted in such action or suit as to which he shall have been
      adjudged to be liable for acting with reckless disregard for the best interests of the corporation or misconduct (other than negligence) in the performance of his duty to the corporation unless and only to the extent that the Court of Common Pleas of
      Gallia County, Ohio or the court in which such action or suit was brought shall determine upon application that, despite such adjudication of liability, and in view of all the circumstances of the case, he is fairly and reasonably entitled to such
      indemnity as such Court of Common Pleas of such other court shall deem proper; and</div>
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    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(B)&#160; the corporation shall promptly make any such unpaid indemnification as is determined by a court to be proper as contemplated by this
      Section 5.02.</div>
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    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 5.03.&#160; Indemnification for Expenses</u></font>.&#160;
      Anything contained in the Regulations or elsewhere to the contrary notwithstanding, to the extent that an officer or director of the corporation has been successful on the merits or otherwise in defense of any action, suit or proceeding referred to
      in Section 5.01, or in defense of any claim, issue or matter therein, he shall be promptly indemnified by the corporation against expenses (including, without limitation, attorneys&#8217; fees, filing fees, court reporters&#8217; fees, and transcript costs)
      actually and reasonably incurred by him in connection therewith.</div>
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    <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 5.04.&#160; Determination Required</u></font>.&#160; Any indemnification
      required under Section 5.01 and not precluded under Section 5.02 shall be made by the corporation only upon a determination that such indemnification of the officer or director is proper in the circumstances because he has met the applicable standard
      of conduct set forth in Section 5.01.&#160; Such determination may be made only (A) by a majority vote of a quorum consisting of directors of the corporation who were not and are not parties to, or threatened with, any such action, suit or proceeding, or
      (B) if such a quorum is not obtainable or if a majority of a quorum of disinterested directors so directs, in a written opinion by independent legal counsel other than an attorney, or a firm having associated with it an attorney, who has been
      retained by or who has performed services for the corporation, or any person to be indemnified, within the past five years, or (C) by the shareholders, or (D) by the Court of Common Pleas of Gallia County, Ohio or (if the corporation is a party
      thereto) the court in which such action, suit or proceeding was brought, if any; any such determination may be made by a court under division (D) of this Section 5.04 at any time [including, without limitation, any time before, during or after the
      time when any such determination may be requested of, be under consideration by or have been denied or disregarded by the disinterested directors under division (A) or by independent legal counsel under division (B) or by the shareholders under
      division (C) of this Section 5.04]; and no failure for any reason to make any such determination, and no decision for any reason to deny any such determination, by the disinterested directors under division (A) or by independent legal counsel under
      division (B) or by the shareholders under division (C) of this Section 5.04 shall be evidence in rebuttal of the presumption recited in Section 5.01.&#160; Any determination made by the disinterested directors under division (A) or by independent legal
      counsel under division (B) of this Section 5.04 to make indemnification in respect of any claim, issue or matter asserted in an action or suit threatened or brought by or in the right of the corporation shall be promptly communicated to the person
      who threatened or brought such action or suit, and within ten (10) days after receipt of such notification such person shall have the right to petition the Court of Common Pleas of Gallia County, Ohio or the court in which such action or suit was
      brought, if any, to review the reasonableness of such determination.</div>
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    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 5.05.&#160; Advances for Expenses</u></font>.&#160; Expenses
      (including, without limitation, attorneys&#8217; fees, filing fees, court reporters&#8217; fees and transcript costs) incurred in defending any action, suit or proceeding referred to in Section 5.01 shall be paid by the corporation in advance of the final
      disposition of such action, suit or proceeding to or on behalf of the officer or director promptly as such expenses are incurred by him, but only if such officer or director shall first agree, in writing, to repay all amounts so paid in respect of
      any claim, issue or other matter asserted in such action, suit or proceeding in defense of which he shall not have been successful on the merits or otherwise:</div>
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    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(A)&#160; if it shall ultimately be determined as provided in Section 5.04 that he is not entitled to be indemnified by the corporation as
      provided under Section 5.01; or</div>
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    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(B)&#160; if, in respect of any claim, issue or other matter asserted by or in the right of the corporation in such action or suit, he shall
      have been adjudged to be liable for acting with reckless disregard for the best interests of the corporation or misconduct (other than negligence) in the performance of his duty to the corporation, unless and only to the extent that the Court of
      Common Pleas of Gallia County, Ohio or the court in which such action or suit was brought shall determine upon application that, despite such adjudication of liability, and in view of all the circumstances, he is fairly and reasonably entitled to all
      or part of such indemnification.</div>
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    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 5.06.&#160; Article Five Not Exclusive</u></font>.&#160; The
      indemnification provided by this Article Five shall not be exclusive of, and shall be in addition to, any other rights to which</div>
    <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">any person seeking indemnification may be entitled under the Articles or the Regulations or</div>
    <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">any agreement, vote of shareholders or disinterested directors, or otherwise, both as to action in his official capacity and as to action in another capacity
      while holding such office, and shall continue as to a person who has ceased to be an officer or director of the corporation and shall inure to the benefit of the heirs, executors, and administrators of such a person.</div>
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    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 5.07.&#160; Insurance</u></font>.&#160; The corporation may
      purchase and maintain insurance or furnish similar protection, including but not limited to trust funds, letters of credit, or self-insurance, on behalf of any person who is or was a director, officer, employee or agent of the corporation, or is or
      was serving at the request of the corporation as a director, trustee, officer, employee, or agent of another corporation (domestic or foreign, nonprofit or for profit), partnership, joint venture, trust or other enterprise, against any liability
      asserted against him and incurred by him in any such capacity, or arising out of his status as such, whether or not the corporation would have the obligation or the power to indemnify him against such liability under the provisions of this Article
      Five.&#160; Insurance may be purchased from or maintained with a person in which the corporation has a financial interest.</div>
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    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 5.08.&#160; Certain Definitions</u></font>.&#160; For
      purposes of this Article Five, and as examples and not by way of limitation:</div>
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    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(A)&#160; A person claiming indemnification under this Article 5 shall be deemed to have been successful on the merits or otherwise in defense
      of any action, suit or proceeding referred to in Section 5.01, or in defense of any claim, issue or other matter therein, if such action, suit or proceeding shall be terminated as to such person, with or without prejudice, without the entry of a
      judgment or order against him without a conviction of him without the imposition of a fine upon him and without his payment or agreement to pay any amount in settlement thereof (whether or not any such termination is based upon a judicial or other
      determination of the lack of merit of the claims made against him or otherwise results in a vindication of him); and</div>
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    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(B)&#160; References to an &#8220;other enterprise&#8221; shall include employee benefit plans; references to a &#8220;fine&#8221; shall include any excise taxes
      assessed on a person with respect to an employee benefit plan; and references to &#8220;serving at the request of the corporation&#8221; shall include any service as a director, officer, employee or agent of the corporation which imposes duties on, or involves
      services by, such director, officer, employee or agent with respect to an employee benefit plan, its participants or beneficiaries; and a person who acted in good faith and in a manner he reasonably believed to be in the best interests of the
      participants and beneficiaries of an employee benefit plan shall be deemed to have acted in a manner &#8220;not opposed to the best interests of the corporation&#8221; within the meaning of that term as used in this Article Five.</div>
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    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 5.09.&#160; Venue</u></font>.&#160; Any action, suit or
      proceeding to determine a claim for indemnification under this Article Five may be maintained by the person claiming such indemnification, or by the corporation, in the Court of Common Pleas of Gallia County, Ohio.</div>
    <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">The corporation and (by claiming such indemnification) each such person consent to the exercise of jurisdiction over its or his person by the Court of Common
      Pleas of Gallia County, Ohio in any such action, suit or proceeding.</div>
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    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">ARTICLE SIX</div>
    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">MISCELLANEOUS</div>
    <div><br>
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    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 6.01.&#160; Amendments</u></font>.&#160; Except as may be
      otherwise provided in the Articles, the shareholders may amend the Regulations, or adopt new Regulations, at a meeting of the shareholders by the affirmative vote of the holders of shares entitling them to exercise not less than a majority of the
      voting power of the corporation on such proposal.&#160; The Regulations may also be amended by the Board of Directors to the extent permitted by the Ohio General Corporation Law.</div>
    <div><br>
    </div>
    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Section 6.02.&#160; Action by Shareholders or Directors Without
          a Meeting</u></font>.&#160; Anything contained in the Regulations to the contrary notwithstanding, any action which may be authorized or taken at a meeting of the shareholders or of the directors or of a committee of the directors, as the case may be,
      may be authorized or taken without a meeting with the affirmative vote or approval of, and in a writing or writings signed by, all the shareholders who would be entitled to notice of a meeting of the shareholders held for such purpose, or all the
      directors, or all the members of such committee of the directors, respectively, which writings shall be filed with or entered upon the records of the corporation.</div>
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<TYPE>EX-101.SCH
<SEQUENCE>4
<FILENAME>ovbc-20260513.xsd
<DESCRIPTION>XBRL TAXONOMY EXTENSION SCHEMA
<TEXT>
<XBRL>
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<FILENAME>ovbc-20260513_lab.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION LABEL LINKBASE
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    <link:label xlink:type="resource" xlink:label="dei_SecurityExchangeName" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_SecurityExchangeName" xml:lang="en-US" id="dei_SecurityExchangeName">Security Exchange Name</link:label>
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  </link:labelLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>6
<FILENAME>ovbc-20260513_pre.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="us-ascii"?>
<!--Generated by Broadridge PROfile 26.3.2.5342 Broadridge-->
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    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="NoTradingSymbolFlag" xlink:title="presentation: CoverAbstract to NoTradingSymbolFlag" order="22.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_SecurityExchangeName" xlink:label="SecurityExchangeName" xlink:title="SecurityExchangeName" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="SecurityExchangeName" xlink:title="presentation: CoverAbstract to SecurityExchangeName" order="23.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityEmergingGrowthCompany" xlink:label="EntityEmergingGrowthCompany" xlink:title="EntityEmergingGrowthCompany" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="EntityEmergingGrowthCompany" xlink:title="presentation: CoverAbstract to EntityEmergingGrowthCompany" order="24.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_WrittenCommunications" xlink:label="WrittenCommunications" xlink:title="WrittenCommunications" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_SolicitingMaterial" xlink:label="SolicitingMaterial" xlink:title="SolicitingMaterial" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="SolicitingMaterial" xlink:title="presentation: CoverAbstract to SolicitingMaterial" order="26.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_PreCommencementTenderOffer" xlink:label="PreCommencementTenderOffer" xlink:title="PreCommencementTenderOffer" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="PreCommencementTenderOffer" xlink:title="presentation: CoverAbstract to PreCommencementTenderOffer" order="27.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_PreCommencementIssuerTenderOffer" xlink:label="PreCommencementIssuerTenderOffer" xlink:title="PreCommencementIssuerTenderOffer" />
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  </link:presentationLink>
</link:linkbase>
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</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>8
<FILENAME>R1.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
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</head>
<body>
<span style="display: none;">v3.26.1</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Document and Entity Information<br></strong></div></th>
<th class="th"><div>May 13, 2026</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CoverAbstract', window );"><strong>Cover [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">8-K<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">May 13,  2026<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CurrentFiscalYearEndDate', window );">Current Fiscal Year End Date</a></td>
<td class="text">--12-31<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityFileNumber', window );">Entity File Number</a></td>
<td class="text">000-20914<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">OHIO VALLEY BANC CORP<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0000894671<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityIncorporationStateCountryCode', window );">Entity Incorporation, State or Country Code</a></td>
<td class="text">OH<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityTaxIdentificationNumber', window );">Entity Tax Identification Number</a></td>
<td class="text">31-1359191<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity Address, Address Line One</a></td>
<td class="text">420 THIRD AVENUE<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressAddressLine2', window );">Entity Address, Address Line Two</a></td>
<td class="text">PO BOX 240<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity Address, City or Town</a></td>
<td class="text">GALLIPOLIS<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressStateOrProvince', window );">Entity Address, State or Province</a></td>
<td class="text">OH<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity Address, Postal Zip Code</a></td>
<td class="text">45631<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="text">740<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="text">446-2631<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Common Shares, without par value<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">OVBC<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NASDAQ<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Entity Emerging Growth Company</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_WrittenCommunications', window );">Written Communications</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SolicitingMaterial', window );">Soliciting Material</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementTenderOffer', window );">Pre-commencement Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementIssuerTenderOffer', window );">Pre-commencement Issuer Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CityAreaCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CoverAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Cover page.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CoverAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CurrentFiscalYearEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>End date of current fiscal year in the format --MM-DD.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CurrentFiscalYearEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:gMonthDayItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period. The format of the date is YYYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine2">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Address Line 2 such as Street or Suite number</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine2</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressStateOrProvince">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the state or province.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressStateOrProvince</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:stateOrProvinceItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFileNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityIncorporationStateCountryCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarStateCountryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityTaxIdentificationNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityTaxIdentificationNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:employerIdItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LocalPhoneNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Local phone number for entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LocalPhoneNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementIssuerTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 13e<br> -Subsection 4c<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementIssuerTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14d<br> -Subsection 2b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_Security12bTitle">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Title of a 12(b) registered security.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_Security12bTitle</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:securityTitleItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SecurityExchangeName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the Exchange on which a security is registered.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection d1-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SecurityExchangeName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarExchangeCodeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SolicitingMaterial">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14a<br> -Subsection 12<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SolicitingMaterial</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_TradingSymbol">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Trading symbol of an instrument as listed on an exchange.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_TradingSymbol</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:tradingSymbolItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
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end
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<FILENAME>sec8kannmtgresults051326_htm.xml
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<xbrl
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  xmlns:dei="http://xbrl.sec.gov/dei/2025"
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    <link:schemaRef xlink:href="ovbc-20260513.xsd" xlink:type="simple"/>
    <context id="c20260513to20260513">
        <entity>
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        </entity>
        <period>
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            <endDate>2026-05-13</endDate>
        </period>
    </context>
    <dei:AmendmentFlag
      contextRef="c20260513to20260513"
      id="Fact_942955eb0d4040efb7390ad415ab8d6d">false</dei:AmendmentFlag>
    <dei:CurrentFiscalYearEndDate
      contextRef="c20260513to20260513"
      id="Fact_6f9d7372fb714bcab3b5481d4571ad60">--12-31</dei:CurrentFiscalYearEndDate>
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      contextRef="c20260513to20260513"
      id="Fact_601b5f7bd89e4fbda11fd6224d5d1c5d">8-K</dei:DocumentType>
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    <dei:EntityRegistrantName
      contextRef="c20260513to20260513"
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      contextRef="c20260513to20260513"
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    <dei:EntityIncorporationStateCountryCode
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    <dei:EntityTaxIdentificationNumber
      contextRef="c20260513to20260513"
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    <dei:EntityAddressAddressLine1
      contextRef="c20260513to20260513"
      id="Fact_c7af098652654bde8d261772ba4ffc12">420 THIRD AVENUE</dei:EntityAddressAddressLine1>
    <dei:EntityAddressAddressLine2
      contextRef="c20260513to20260513"
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