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5. Residual Interest in Securitizations	12 Months Ended
Dec. 31, 2013
Residual Interest In Securitizations
Note 5 - Residual Interest in Securitizations	(5) Residual Interest in Securitizations In September 2008 we completed a structured loan sale in which we retained a residual interest. The remaining receivables from such transaction were re-securitized in September 2010. The residual interest from this transaction was $854,000 and $4.8 million as of December 31, 2013 and 2012, respectively, and was determined using a discounted cash flow model that included estimates for prepayments and losses. The discount rate utilized was 20%. The assumptions utilized were based on our historical performance adjusted for current market conditions.

5. Residual Interest in Securitizations

12 Months Ended

Dec. 31, 2013

Residual Interest In Securitizations

Note 5 - Residual Interest in Securitizations

(5) Residual Interest in Securitizations

In September 2008 we completed a structured loan sale in which we retained a residual interest. The remaining receivables from such transaction were re-securitized in September 2010. The residual interest from this transaction was $854,000 and $4.8 million as of December 31, 2013 and 2012, respectively, and was determined using a discounted cash flow model that included estimates for prepayments and losses. The discount rate utilized was 20%. The assumptions utilized were based on our historical performance adjusted for current market conditions.