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1. Summary of Significant Accounting Policies (Tables)
 12 Months Ended
Dec. 31, 2013
Accounting Policies [Abstract]  
Other Income

 

   Year Ended December 31, 
   2013   2012 
   (In thousands) 
Direct mail revenues  $7,004   $5,949 
Convenience fees charged to obligors  2,965    2,907 
Recoveries on previously charged-off contracts   177    392 
Sales tax refunds   197    227 
Other   62    114 
   $10,405   $9,589 

 
Stock option activity

 

           Weighted
   Number of   Weighted   Average
   Shares   Average   Remaining
   (in thousands)   Exercise Price   Contractual Term
Options outstanding at the beginning of period   8,652   $1.58    N/A
Granted   3,040    7.43    N/A
Exercised   (1,413)   1.50    N/A
Forfeited/Expired   (151)   4.64    N/A
Options outstanding at the end of period   10,128   $3.30   6.40 years
              
Options exercisable at the end of period   5,777   $2.17   4.96 years

 
Earnings Per Share

 

   Year Ended December 31, 
   2013   2012 
   (In thousands, 
   except per share data) 
Numerator:          
Numerator for basic and diluted earnings per share  $21,005   $69,408 
Denominator:          
Denominator for basic earnings per share - weighted average number of common shares outstanding during the year  $21,538   $19,473 
Incremental common shares attributable to exercise of outstanding options and warrants   10,036    6,005 
Denominator for diluted earnings per share  $31,574   $25,478 
Basic earnings per share  $0.98   $3.56 
Diluted earnings per share  $0.67   $2.72