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3. Finance Receivables (Tables)

12 Months Ended

Dec. 31, 2013

Finance Receivables Tables

Financial Receivables

		December 31,
		2013				2012
Finance receivables		(In thousands)
Automobile finance receivables, net of unearned interest		$	1,182,950			$	795,786
Less: Unearned acquisition fees and discounts			(27,887	)			(31,443	)
Finance receivables		$	1,155,063			$	764,343

Delinquency status of finance receivables

			December 31,
			2013				2012
			(In thousands)
Delinquency Status
Current		$	1,125,926			$	764,741
31 - 60 days			21,421				16,925
61 - 90 days			4,663				9,019
91 + days			10,940				5,101
		$	1,182,950			$	795,786

Allowance for credit losses

		December 31,
		2013				2012
		(In thousands)
Balance at beginning of year		$	19,594			$	10,351
Provision for credit losses			76,869				33,495
Charge-offs			(69,455	)			(37,638	)
Recoveries			12,618				13,386
Balance at end of year		$	39,626			$	19,594

Allowance for losses on repossessed inventory

		December 31,
		2013				2012
		(In thousands)
Gross balance of repossessions in inventory		$	24,743			$	12,102
Allowance for losses on repossessed inventory			(14,779	)			(6,384	)
Net repossessed inventory included in other assets		$	9,964			$	5,718

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- Definition

Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 310

-SubTopic 10

-Section 50

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-Publisher FASB

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-Topic 310

-SubTopic 10

-Section 50

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