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CONSOLIDATED STATEMENTS OF OPERATIONS (USD $)
In Thousands, except Share data, unless otherwise specified
 12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Revenues:    
Interest income $ 231,330 $ 175,314
Servicing fees 3,093 2,305
Other income 10,405 9,589
Gain on cancellation of debt 10,947 0
Total 255,775 187,208
Expenses:    
Employee costs 42,960 35,573
General and administrative 16,345 15,429
Interest 58,179 79,422
Provision for credit losses 76,869 33,495
Provision for contingent liabilities 7,841 0
Marketing 13,363 10,665
Occupancy 2,608 2,894
Depreciation and amortization 437 543
Total expenses 218,602 178,021
Income before income tax expense 37,173 9,187
Income tax expense (benefit) 16,168 (60,221)
Net income $ 21,005 $ 69,408
Earnings per share:    
Basic $ 0.98 $ 3.56
Diluted $ 0.67 $ 2.72
Number of shares used in computing earnings per share:    
Basic 21,538 19,473
Diluted 31,574 25,478