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UNAUDITED CONDENSED CONSOLIDATED BALANCE SHEETS (USD $)
In Thousands, unless otherwise specified
Mar. 31, 2014
Dec. 31, 2013
ASSETS    
Cash and cash equivalents $ 14,567 $ 22,112
Restricted cash and equivalents 147,596 132,284
Finance receivables 1,226,769 1,155,063
Less: Allowance for finance credit losses (44,652) (39,626)
Finance receivables, net 1,182,117 1,115,437
Finance receivables measured at fair value 9,058 14,476
Residual interest in securitizations 445 854
Furniture and equipment, net 837 766
Deferred financing costs 10,965 11,071
Deferred tax assets, net 54,156 59,215
Accrued interest receivable 17,562 18,670
Other assets 22,646 21,481
Total 1,459,949 1,396,366
LIABILITIES AND SHAREHOLDERS' EQUITY    
Accounts payable and accrued expenses 24,865 24,839
Warehouse lines of credit 41,527 9,452
Residual interest financing 15,582 19,096
Debt secured by receivables measured at fair value 8,576 13,117
Securitization trust debt 1,247,380 1,177,559
Senior secured debt, related party 0 38,559
Subordinated renewable notes 18,585 19,142
Total 1,356,515 1,301,764
COMMITMENTS AND CONTINGENCIES      
Shareholders' Equity    
Preferred stock, $1 par value; authorized 4,998,130 shares; none issued Series A preferred stock, $1 par value; authorized 5,000,000 shares; none issued Series B preferred stock, $1 par value; authorized 1,870 shares; none issued 0 0
Common stock, no par value; authorized 75,000,000 shares; 24,755,456 and 24,015,585 shares issued and outstanding at March 31, 2014 and December 31, 2013, respectively 75,549 73,422
Retained earnings 28,980 22,275
Accumulated other comprehensive loss (1,095) (1,095)
Total 103,434 94,602
Total 1,459,949 1,396,366
Series A Preferred Stock [Member]
    
Shareholders' Equity    
Preferred stock, $1 par value; authorized 4,998,130 shares; none issued Series A preferred stock, $1 par value; authorized 5,000,000 shares; none issued Series B preferred stock, $1 par value; authorized 1,870 shares; none issued 0 0
Series B Preferred Stock [Member]
    
Shareholders' Equity    
Preferred stock, $1 par value; authorized 4,998,130 shares; none issued Series A preferred stock, $1 par value; authorized 5,000,000 shares; none issued Series B preferred stock, $1 par value; authorized 1,870 shares; none issued $ 0 $ 0