XML 67 R20.htm IDEA: XBRL DOCUMENT v2.4.0.8
2. Finance Receivables (Tables)
 3 Months Ended
Mar. 31, 2014
Finance Receivables  
Financial Receivables
   March 31,   December 31, 
   2014   2013 
Finance Receivables  (In thousands) 
         
Automobile finance receivables, net of unearned interest  $1,252,326   $1,182,950 
Less: Unearned acquisition fees and originations costs   (25,557)   (27,887)
Finance Receivables  $1,226,769   $1,155,063 
Delinquency status of finance receivables
   March 31,   December 31, 
   2014   2013 
   (In thousands) 
Delinquency Status          
Current  $1,199,747   $1,125,926 
31 - 60 days   26,781    21,421 
61 - 90 days   19,149    24,663 
91 + days   6,649    10,940 
   $1,252,326   $1,182,950 
Allowance for credit losses
   Three Months Ended 
   March 31, 
   2014   2013 
   (In thousands) 
Balance at beginning of period  $39,626   $19,594 
Provision for credit losses on finance receivables   23,880    15,147 
Charge-offs   (23,541)   (12,915)
Recoveries   4,687    3,055 
Balance at end of period  $44,652   $24,881 
Allowance for losses on repossessed inventory
   March 31,   December 31, 
   2014   2013 
   (In thousands) 
Gross balance of repossessions in inventory  $27,961   $24,743 
Allowance for losses on repossessed inventory   (16,197)   (14,779)
Net repossessed inventory included in other assets  $11,764   $9,964