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UNAUDITED CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS (USD $)
In Thousands, except Share data, unless otherwise specified
 3 Months Ended
Mar. 31, 2014
Mar. 31, 2013
Revenues:    
Interest income $ 64,996 $ 51,168
Servicing fees 513 909
Other income 2,637 2,517
Total 68,146 54,594
Expenses:    
Employee costs 10,890 8,949
General and administrative 3,603 3,755
Interest 13,381 16,346
Provision for credit losses 23,880 15,147
Marketing 3,846 3,182
Occupancy 688 544
Depreciation and amortization 94 143
Total 56,382 48,066
Income before income tax expense 11,764 6,528
Income tax expense 5,059 2,743
Net income $ 6,705 $ 3,785
Income per share:    
Basic $ 0.28 $ 0.19
Diluted $ 0.21 $ 0.12
Number of shares used in computing income per share:    
Basic 24,355,000 20,073,000
Diluted 32,011,000 31,624,000