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2. Finance Receivables (Tables) | 6 Months Ended
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Jun. 30, 2014
Finance Receivables |
Financial Receivables |
|  | June 30, |  |  | December 31, |
|  | 2014 |  |  | 2013 |
Finance Receivables |  | (In thousands) |
Automobile finance receivables, net of unearned interest |  | $ | 1,334,938 |  |  | $ | 1,182,950 |
Less: Unearned acquisition fees and originations costs |  | $ | (22,193 | ) |  | $ | (27,887 | )
Finance Receivables |  | $ | 1,312,745 |  |  | $ | 1,155,063 |
Delinquency status of finance receivables |
|  | June 30, |  |  | December 31, |
|  | 2014 |  |  | 2013 |
|  | (In thousands) |
Deliquency Status |  |  |  |  |  |  |  |
Current |  | $ | 1,279,716 |  |  | $ | 1,125,926 |
31 - 60 days |  | $ | 30,946 |  |  |  | 21,421 |
61 - 90 days |  | $ | 17,040 |  |  |  | 24,663 |
91 + days |  | $ | 7,236 |  |  |  | 10,940 |
|  | $ | 1,334,938 |  |  | $ | 1,182,950 |
Allowance for credit losses |
|  | Three Months Ended |  |  | Six Months Ended |
|  | June 30, |  |  | June 30, |
|  | 2014 |  |  | 2013 |  |  | 2014 |  |  | 2013 |
|  | (In thousands) |  |  | (In thousands) |
Balance at beginning of period |  | $ | 44,652 |  |  | $ | 24,881 |  |  | $ | 39,626 |  |  | $ | 19,594 |
Provision for credit losses on finance receivables |  | $ | 25,627 |  |  |  | 17,371 |  |  |  | 49,508 |  |  |  | 32,519 |
Charge-offs |  | $ | (26,985 | ) |  |  | (13,361 | ) |  |  | (50,526 | ) |  |  | (26,277 | )
Recoveries |  | $ | 10,032 |  |  |  | 3,210 |  |  |  | 14,718 |  |  |  | 6,265 |
Balance at end of period |  | $ | 53,326 |  |  | $ | 32,101 |  |  | $ | 53,326 |  |  | $ | 32,101 |
Allowance for losses on repossessed inventory |
|  | June 30, |  |  | December 31, |
|  | 2014 |  |  | 2013 |
|  | (In thousands) |
Gross balance of repossessions in inventory |  | $ | 28,884 |  |  | $ | 24,743 |
Allowance for losses on repossessed inventory |  | $ | (16,291 | ) |  |  | (14,779 | )
Net repossessed inventory included in other assets |  | $ | 12,593 |  |  | $ | 9,964 |

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- Definition Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -URI http://asc.fasb.org/extlink&oid=28368275&loc=SL6953423-111524 + Details
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- Definition Tabular disclosure of impaired financing receivables. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -URI http://asc.fasb.org/extlink&oid=28368275&loc=d3e5212-111524 + Details
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