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2. Finance Receivables (Tables) | 9 Months Ended
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Sep. 30, 2014
Finance Receivables |
Financial Receivables |
|  | September 30, |  |  | December 31, |
|  | 2014 |  |  | 2013 |
Finance Receivables |  | (In thousands) |
Automobile finance receivables, net of unearned interest |  | $ | 1,481,410 |  |  | $ | 1,182,950 |
Less: Unearned acquisition fees and originations costs |  |  | (18,980 | ) |  |  | (27,887 | )
Finance Receivables |  | $ | 1,462,430 |  |  | $ | 1,155,063 |
Delinquency status of finance receivables |
|  | September 30, |  |  | December 31, |
|  | 2014 |  |  | 2013 |
|  | (In thousands) |
Deliquency Status |  |  |  |  |  |  |  |
Current |  | $ | 1,412,427 |  |  | $ | 1,125,926 |
31 - 60 days |  |  | 38,800 |  |  |  | 21,421 |
61 - 90 days |  |  | 17,398 |  |  |  | 24,663 |
91 + days |  |  | 12,785 |  |  |  | 10,940 |
|  | $ | 1,481,410 |  |  | $ | 1,182,950 |
Allowance for credit losses |
|  | Three Months Ended |  |  | Nine Months Ended |
|  | September 30, |  |  | September 30, |
|  | 2014 |  |  | 2013 |  |  | 2014 |  |  | 2013 |
|  | (In thousands) |  |  | (In thousands) |
Balance at beginning of period |  | $ | 53,326 |  |  | $ | 32,101 |  |  | $ | 39,626 |  |  | $ | 19,594 |
Provision for credit losses on finance receivables |  |  | 27,287 |  |  |  | 20,220 |  |  |  | 76,795 |  |  |  | 52,739 |
Charge-offs |  |  | (29,988 | ) |  |  | (20,952 | ) |  |  | (80,514 | ) |  |  | (47,229 | )
Recoveries |  |  | 3,996 |  |  |  | 3,095 |  |  |  | 18,714 |  |  |  | 9,360 |
Balance at end of period |  | $ | 54,621 |  |  | $ | 34,464 |  |  | $ | 54,621 |  |  | $ | 34,464 |
Allowance for losses on repossessed inventory |
|  | September 30, |  |  | December 31, |
|  | 2014 |  |  | 2013 |
|  | (In thousands) |
Gross balance of repossessions in inventory |  | $ | 31,276 |  |  | $ | 24,743 |
Allowance for losses on repossessed inventory |  |  | (19,220 | ) |  |  | (14,779 | )
Net repossessed inventory included in other assets |  | $ | 12,056 |  |  | $ | 9,964 |

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- Definition Delinquency status of finance receivables + References No definition available. + Details
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- Definition Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -URI http://asc.fasb.org/extlink&oid=35738203&loc=SL6953423-111524 + Details
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- Definition Tabular disclosure of the annual minimum payments due from financing receivables, such as, but not limited to accounts, notes, loans, and other financing receivables. + References No definition available. + Details
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