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UNAUDITED CONDENSED CONSOLIDATED BALANCE SHEETS (USD $)
In Thousands, unless otherwise specified
Sep. 30, 2014
Dec. 31, 2013
ASSETS    
Cash and cash equivalents $ 13,136 $ 22,112
Restricted cash and equivalents 174,634 132,284
Finance receivables 1,462,430 1,155,063
Less: Allowance for finance credit losses (54,621) (39,626)
Finance receivables, net 1,407,809 1,115,437
Finance receivables measured at fair value 3,202 14,476
Residual interest in securitizations 135 854
Furniture and equipment, net 1,066 766
Deferred financing costs 11,954 11,071
Deferred tax assets, net 46,587 59,215
Accrued interest receivable 21,600 18,670
Other assets 24,793 21,481
Total 1,704,916 1,396,366
LIABILITIES AND SHAREHOLDERS' EQUITY    
Accounts payable and accrued expenses 22,873 24,839
Warehouse lines of credit 59,442 9,452
Residual interest financing 12,767 19,096
Debt secured by receivables measured at fair value 3,170 13,117
Securitization trust debt 1,469,670 1,177,559
Senior secured debt, related party 0 38,559
Subordinated renewable notes 15,493 19,142
Total 1,583,415 1,301,764
COMMITMENTS AND CONTINGENCIES     
Shareholders' Equity    
Common stock, no par value; authorized 75,000,000 shares; 25,339,698 and 24,015,585 shares issued and outstanding at September 30, 2014 and December 31, 2013, respectively 78,815 73,422
Retained earnings 43,781 22,275
Accumulated other comprehensive loss (1,095) (1,095)
Total 121,501 94,602
Total 1,704,916 1,396,366
Series A Preferred Stock [Member]
    
Shareholders' Equity    
Preferred stock, $1 par value; authorized 4,998,130 shares; none issued Series A preferred stock, $1 par value; authorized 5,000,000 shares; none issued Series B preferred stock, $1 par value; authorized 1,870 shares; none issued 0 0
Series B Preferred Stock [Member]
    
Shareholders' Equity    
Preferred stock, $1 par value; authorized 4,998,130 shares; none issued Series A preferred stock, $1 par value; authorized 5,000,000 shares; none issued Series B preferred stock, $1 par value; authorized 1,870 shares; none issued $ 0 $ 0