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2. Finance Receivables (Tables)
9 Months Ended
Sep. 30, 2014
Finance Receivables  
Financial Receivables
   September 30,   December 31, 
   2014   2013 
Finance Receivables  (In thousands) 
         
Automobile finance receivables, net of unearned interest  $1,481,410   $1,182,950 
    Less: Unearned acquisition fees and originations costs   (18,980)   (27,887)
    Finance Receivables  $1,462,430   $1,155,063 
Delinquency status of finance receivables
   September 30,   December 31, 
   2014   2013 
   (In thousands) 
Deliquency Status          
Current  $1,412,427   $1,125,926 
31 - 60 days   38,800    21,421 
61 - 90 days   17,398    24,663 
91 + days   12,785    10,940 
   $1,481,410   $1,182,950 
Allowance for credit losses
   Three Months Ended   Nine Months Ended 
   September 30,   September 30, 
   2014   2013   2014   2013 
   (In thousands)   (In thousands) 
Balance at beginning of period  $53,326   $32,101   $39,626   $19,594 
Provision for credit losses on finance receivables   27,287    20,220    76,795    52,739 
Charge-offs   (29,988)   (20,952)   (80,514)   (47,229)
Recoveries   3,996    3,095    18,714    9,360 
Balance at end of period  $54,621  $34,464   $54,621   $34,464 
Allowance for losses on repossessed inventory
   September 30,   December 31, 
   2014   2013 
   (In thousands) 
Gross balance of repossessions in inventory  $31,276   $24,743 
Allowance for losses on repossessed inventory   (19,220)   (14,779)
Net repossessed inventory included in other assets  $12,056   $9,964