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UNAUDITED CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS (USD $)
In Thousands, except Share data, unless otherwise specified
 3 Months Ended 9 Months Ended
Sep. 30, 2014
Sep. 30, 2013
Sep. 30, 2014
Sep. 30, 2013
Revenues:        
Interest income $ 73,865 $ 60,462 $ 207,082 $ 167,426
Servicing fees 278 700 1,158 2,484
Other income 2,907 2,904 8,550 8,284
Gain on cancellation of debt 0 0 0 10,947
Total 77,050 64,066 216,790 189,141
Expenses:        
Employee costs 12,733 11,199 35,397 31,675
General and administrative 5,804 4,074 14,482 12,346
Interest 12,239 13,853 37,562 44,800
Provision for credit losses 27,287 20,220 76,795 52,739
Provision for contingent liabilities 0 0 0 9,650
Marketing 4,167 3,378 11,826 10,032
Occupancy 898 695 2,493 1,921
Depreciation and amortization 118 88 339 345
Total 63,246 53,507 178,894 163,508
Income before income tax expense 13,804 10,559 37,896 25,633
Income tax expense 6,028 4,686 16,390 11,150
Net income $ 7,776 $ 5,873 $ 21,506 $ 14,483
Income per share:        
Basic $ 0.31 $ 0.27 $ 0.86 $ 0.69
Diluted $ 0.24 $ 0.19 $ 0.67 $ 0.46
Number of shares used in computing income per share:        
Basic 25,290,000 21,795,000 24,895,000 20,959,000
Diluted 32,040,000 31,217,000 32,021,000 31,550,000