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7. Debt (Details - Debt Outstanding) (USD $) In Thousands, unless otherwise specified | 12 Months Ended |
--- | --- | ---
Dec. 31, 2014 | Dec. 31, 2013
Fair Value, Option, Qualitative Disclosures Related to Election [Line Items] |  |
Debt outstanding | $ 85,649 us-gaap_NotesAndLoansPayable | $ 99,366 us-gaap_NotesAndLoansPayable
Warehouse lines of credit 1 |  |
Fair Value, Option, Qualitative Disclosures Related to Election [Line Items] |  |
Debt outstanding | 23,581 us-gaap_NotesAndLoansPayable / us-gaap_CreditFacilityAxis = us-gaap_LineOfCreditMember | 9,452 us-gaap_NotesAndLoansPayable / us-gaap_CreditFacilityAxis = us-gaap_LineOfCreditMember
Interest rate | 5.73% over one month Libor (Minimum 6.73%) |
Maturity date | March 2017 |
Warehouse lines of credit 2 |  |
Fair Value, Option, Qualitative Disclosures Related to Election [Line Items] |  |
Debt outstanding | 33,258 us-gaap_NotesAndLoansPayable / us-gaap_CreditFacilityAxis = cpss_WarehouseLineCredit2Member | 0 us-gaap_NotesAndLoansPayable / us-gaap_CreditFacilityAxis = cpss_WarehouseLineCredit2Member
Interest rate | 5.50% over one month Libor (Minimum 6.25%) |
Maturity date | August 2017 |
Residual interest financing |  |
Fair Value, Option, Qualitative Disclosures Related to Election [Line Items] |  |
Debt outstanding | 12,327 us-gaap_NotesAndLoansPayable / us-gaap_CreditFacilityAxis = cpss_ResidualInterestFinancingMember | 19,096 us-gaap_NotesAndLoansPayable / us-gaap_CreditFacilityAxis = cpss_ResidualInterestFinancingMember
Interest rate | 11.75% over one month Libor |
Maturity date | April 2018 |
Debt secured by receivables measured at fair value |  |
Fair Value, Option, Qualitative Disclosures Related to Election [Line Items] |  |
Debt outstanding | 1,250 us-gaap_NotesAndLoansPayable / us-gaap_CreditFacilityAxis = cpss_DebtSecuredByReceivablesMeasuredAtFairValueMember | 13,117 us-gaap_NotesAndLoansPayable / us-gaap_CreditFacilityAxis = cpss_DebtSecuredByReceivablesMeasuredAtFairValueMember
Interest rate | n/a |
Maturity date | Repayment is based on payments from underlying receivables. Final payment of the 8.00% loan was made in September 2013. Final residual payment was made in January 2015. |
Senior Secured Debt Related Party 1 |  |
Fair Value, Option, Qualitative Disclosures Related to Election [Line Items] |  |
Debt outstanding | 0 us-gaap_NotesAndLoansPayable / us-gaap_CreditFacilityAxis = cpss_SeniorSecuredDebtRelatedParty1Member | 37,128 us-gaap_NotesAndLoansPayable / us-gaap_CreditFacilityAxis = cpss_SeniorSecuredDebtRelatedParty1Member
Interest rate | 13.00% |
Maturity date | n/a |
Senior Secured Debt Related Party 2 |  |
Fair Value, Option, Qualitative Disclosures Related to Election [Line Items] |  |
Debt outstanding | 0 us-gaap_NotesAndLoansPayable / us-gaap_CreditFacilityAxis = cpss_SeniorSecuredDebtRelatedParty2Member | 1,431 us-gaap_NotesAndLoansPayable / us-gaap_CreditFacilityAxis = cpss_SeniorSecuredDebtRelatedParty2Member
Interest rate | 5.00% |
Maturity date | n/a |
Subordinated renewable notes |  |
Fair Value, Option, Qualitative Disclosures Related to Election [Line Items] |  |
Debt outstanding | $ 15,233 us-gaap_NotesAndLoansPayable / us-gaap_CreditFacilityAxis = cpss_SubordinatedRenewableNotesMember | $ 19,142 us-gaap_NotesAndLoansPayable / us-gaap_CreditFacilityAxis = cpss_SubordinatedRenewableNotesMember
Interest rate | Weighted average rate of 10.7% and 12.5% at December 31, 2014 and 2013, respectively |
Maturity date | Weighted average maturity of October 2016 and July 2015 at December 31, 2014 and 2013, respectively |

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- Definition Description of the interest rate as being fixed or variable, and, if variable, identification of the index or rate on which the interest rate is based and the number of points or percentage added to that index or rate to set the rate, and other pertinent information, such as frequency of rate resets. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 02 -Paragraph 22 -Article 5 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.22(a)(1)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 + Details
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- Definition Description of the maturity date of the debt instrument including whether the debt matures serially and, if so, a brief description of the serial maturities. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 02 -Paragraph 22 -Article 5 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.22(a)(2)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 + Details
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- Definition Including the current and noncurrent portions, carrying value as of the balance sheet date of all notes and loans payable (with maturities initially due after one year or beyond the operating cycle if longer). + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 03 -Paragraph 16 -Article 7 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 02 -Paragraph 19, 20, 22 -Article 5 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 944 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.7-03.16) -URI http://asc.fasb.org/extlink&oid=6879938&loc=d3e572229-122910 + Details
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