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7. Debt (Tables)
 12 Months Ended
Dec. 31, 2014
Debt Disclosure [Abstract]  
Debt Outstanding

         Amount Outstanding at 
         December 31,   December 31, 
         2014   2013 
         (In thousands) 
Description  Interest Rate  Maturity        
               
Warehouse lines of credit  5.73% over one month Libor (Minimum 6.73%)  March 2017  $23,581   $9,452 
                 
   5.50% over one month Libor (Minimum 6.25%)  August 2017   33,258    – 
                 
Residual interest financing  11.75% over one month Libor  April 2018   12,327    19,096 
                 
Debt secured by receivables measured at fair value  n/a  Repayment is based on payments from underlying receivables. Final payment of the 8.00% loan was made in September 2013. Final residual payment was made in January 2015.   1,250    13,117 
                 
Senior secured debt, related party  13.00%  n/a   –    37,128 
                 
   5.00%  n/a   –    1,431 
                 
Subordinated renewable notes  Weighted average rate of 10.7% and 12.5% at December 31, 2014 and 2013, respectively  Weighted average maturity of October 2016 and July 2015 at December 31, 2014 and 2013, respectively   15,233    19,142 
                 
         $85,649   $99,366 

 
Contractual and expected maturity amounts of debt

Contractual maturity date  Residual interest financing (1)   Subordinated renewable  notes   Total 
   (In thousands) 
2015  $2,188   $8,171   $10,359 
2016  1,473    3,833    5,306 
2017  3,159    1,142    4,301 
2018  5,507    610    6,117 
2019  –    49    49 
Thereafter  –    1,428    1,428 
Total  $12,327   $15,233   $27,560