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CONSOLIDATED STATEMENTS OF OPERATIONS (USD $)
In Thousands, except Share data, unless otherwise specified
 12 Months Ended
Dec. 31, 2014
Dec. 31, 2013
Dec. 31, 2012
Revenues:      
Interest income $ 286,734us-gaap_InterestAndFeeIncomeLoansConsumer $ 231,330us-gaap_InterestAndFeeIncomeLoansConsumer $ 175,314us-gaap_InterestAndFeeIncomeLoansConsumer
Servicing fees 1,376us-gaap_ServicingFeesNet 3,093us-gaap_ServicingFeesNet 2,305us-gaap_ServicingFeesNet
Other income 12,146us-gaap_OtherOperatingIncome 10,405us-gaap_OtherOperatingIncome 9,589us-gaap_OtherOperatingIncome
Gain on cancellation of debt 0us-gaap_GainsLossesOnExtinguishmentOfDebt 10,947us-gaap_GainsLossesOnExtinguishmentOfDebt 0us-gaap_GainsLossesOnExtinguishmentOfDebt
Total 300,256us-gaap_Revenues 255,775us-gaap_Revenues 187,208us-gaap_Revenues
Expenses:      
Employee costs 50,129us-gaap_SalariesAndWages 42,960us-gaap_SalariesAndWages 35,573us-gaap_SalariesAndWages
General and administrative 19,254us-gaap_GeneralAndAdministrativeExpense 16,345us-gaap_GeneralAndAdministrativeExpense 15,429us-gaap_GeneralAndAdministrativeExpense
Interest 50,395us-gaap_InterestExpense 58,179us-gaap_InterestExpense 79,422us-gaap_InterestExpense
Provision for credit losses 108,228us-gaap_ProvisionForLoanAndLeaseLosses 76,869us-gaap_ProvisionForLoanAndLeaseLosses 33,495us-gaap_ProvisionForLoanAndLeaseLosses
Provision for contingent liabilities 0cpss_ProvisionForContingentLiabilities 7,841cpss_ProvisionForContingentLiabilities 0cpss_ProvisionForContingentLiabilities
Marketing 16,116us-gaap_SellingAndMarketingExpense 13,363us-gaap_SellingAndMarketingExpense 10,665us-gaap_SellingAndMarketingExpense
Occupancy 3,464us-gaap_OccupancyNet 2,608us-gaap_OccupancyNet 2,894us-gaap_OccupancyNet
Depreciation and amortization 428us-gaap_DepreciationAndAmortization 437us-gaap_DepreciationAndAmortization 543us-gaap_DepreciationAndAmortization
Total expenses 248,014us-gaap_DirectOperatingCosts 218,602us-gaap_DirectOperatingCosts 178,021us-gaap_DirectOperatingCosts
Income before income tax expense 52,242us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments 37,173us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments 9,187us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
Income tax expense (benefit) 22,726us-gaap_IncomeTaxExpenseBenefit 16,168us-gaap_IncomeTaxExpenseBenefit (60,221)us-gaap_IncomeTaxExpenseBenefit
Net income $ 29,516us-gaap_NetIncomeLoss $ 21,005us-gaap_NetIncomeLoss $ 69,408us-gaap_NetIncomeLoss
Earnings per share:      
Basic $ 1.18us-gaap_EarningsPerShareBasic $ 0.98us-gaap_EarningsPerShareBasic $ 3.56us-gaap_EarningsPerShareBasic
Diluted $ 0.92us-gaap_EarningsPerShareDiluted $ 0.67us-gaap_EarningsPerShareDiluted $ 2.72us-gaap_EarningsPerShareDiluted
Number of shares used in computing earnings per share:      
Basic 25,040,000us-gaap_WeightedAverageNumberOfSharesOutstandingBasic 21,538,000us-gaap_WeightedAverageNumberOfSharesOutstandingBasic 19,473,000us-gaap_WeightedAverageNumberOfSharesOutstandingBasic
Diluted 32,032,000us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding 31,574,000us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding 25,478,000us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding