<SEC-DOCUMENT>0000919574-15-000935.txt : 20150204
<SEC-HEADER>0000919574-15-000935.hdr.sgml : 20150204
<ACCEPTANCE-DATETIME>20150204125203
ACCESSION NUMBER:		0000919574-15-000935
CONFORMED SUBMISSION TYPE:	SC 13G/A
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		20150204
DATE AS OF CHANGE:		20150204

SUBJECT COMPANY:	

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CONSUMER PORTFOLIO SERVICES INC
		CENTRAL INDEX KEY:			0000889609
		STANDARD INDUSTRIAL CLASSIFICATION:	FINANCE SERVICES [6199]
		IRS NUMBER:				330459135
		STATE OF INCORPORATION:			CA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		SC 13G/A
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	005-43172
		FILM NUMBER:		15574496

	BUSINESS ADDRESS:	
		STREET 1:		19500 JAMBOREE ROAD
		CITY:			IRVINE
		STATE:			CA
		ZIP:			92612
		BUSINESS PHONE:		9497536800

	MAIL ADDRESS:	
		STREET 1:		19500 JAMBOREE ROAD
		CITY:			IRVINE
		STATE:			CA
		ZIP:			92612

FILED BY:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			SECOND CURVE CAPITAL LLC
		CENTRAL INDEX KEY:			0001136704
		IRS NUMBER:				134096446
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		SC 13G/A

	BUSINESS ADDRESS:	
		STREET 1:		237 PARK AVENUE
		STREET 2:		9TH FLOOR
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10017
		BUSINESS PHONE:		646-563-7635

	MAIL ADDRESS:	
		STREET 1:		237 PARK AVENUE
		STREET 2:		9TH FLOOR
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10017
</SEC-HEADER>
<DOCUMENT>
<TYPE>SC 13G/A
<SEQUENCE>1
<FILENAME>d6341881_13g-a.htm
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<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-WEIGHT: bold; TEXT-ALIGN: center">UNITED STATES</div>

<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-WEIGHT: bold; TEXT-ALIGN: center">SECURITIES AND EXCHANGE COMMISSION</div>

<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: center">WASHINGTON, DC 20549</div>

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<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-WEIGHT: bold; TEXT-ALIGN: center">SCHEDULE 13G</div>

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<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: center">Under the Securities Exchange Act of 1934</div>

<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: center">(Amendment No. 1)*</div>

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<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: center">Consumer Portfolio Services, Inc.</div>
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<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: center">(Name of Issuer)</div>
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<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: center">Common Stock, no par value</div>
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<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: center">210502100</div>
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<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: center">December 31, 2014</div>
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<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: center">(Date of Event Which Requires Filing of this Statement)</div>
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<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left; TEXT-INDENT: 36pt">Check the appropriate box to designate the rule pursuant to which this Schedule is filed:</div>

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<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left; MARGIN-LEFT: 72pt">[x]&#160; Rule 13d-1(b)</div>

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<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left; MARGIN-LEFT: 72pt">[_]&#160; Rule 13d-1(c)</div>

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<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left; MARGIN-LEFT: 72pt">[_]&#160; Rule 13d-1(d)</div>

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<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">__________</div>

<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">*The remainder of this cover page shall be filled out for a reporting person's initial filing on this form with respect to the subject class of securities, and for any subsequent amendment containing information which would alter the disclosures provided in a prior cover page.</div>

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<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left; TEXT-INDENT: 36pt">The information required in the remainder of this cover page shall not be deemed to be "filed" for the purpose of Section 18 of the Securities Exchange Act of 1934 ("Act") or otherwise subject to the liabilities of that section of the Act but shall be subject to all other provisions of the Act (however, see the Notes).</div>

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<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">CUSIP No</div>
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<td style="WIDTH: 28.27%; VERTICAL-ALIGN: top; BORDER-BOTTOM: #000000 2px solid">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">210502100</div>
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<td style="WIDTH: 49.47%; VERTICAL-ALIGN: top">&#160;</td>
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<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">1.</div>
</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">NAME OF REPORTING PERSONS</div>
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<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
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<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY)</div>
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<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
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<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">&#160;</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
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<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">Second Curve Capital, LLC</div>
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<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
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<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">&#160;</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
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<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">2.</div>
</td>
<td style="WIDTH: 91.87%; VERTICAL-ALIGN: top" colspan="4">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (SEE INSTRUCTIONS)</div>
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<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">&#160;</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">(a)&#160; [_]</div>
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<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">&#160;</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">(b)&#160; [x]</div>
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<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">&#160;</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
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<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">3.</div>
</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">SEC USE ONLY</div>
</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
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<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">&#160;</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">&#160;</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">&#160;</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">4.</div>
</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">CITIZENSHIP OR PLACE OF ORGANIZATION</div>
</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">&#160;</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">Delaware</div>
</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
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<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">&#160;</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 100%; VERTICAL-ALIGN: top" colspan="5">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">5.&#160; &#160; &#160; &#160; &#160; &#160; NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH</div>
</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">.</div>
</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">SOLE VOTING POWER</div>
</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">&#160;</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">0</div>
</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">&#160;</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">6.</div>
</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">SHARED VOTING POWER</div>
</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">&#160;</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">2,088,743</div>
</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">&#160;</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">7.</div>
</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">SOLE DISPOSITIVE POWER</div>
</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">&#160;</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">0</div>
</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">&#160;</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">8.</div>
</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">SHARED DISPOSITIVE POWER</div>
</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">&#160;</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">2,088,743</div>
</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">&#160;</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">9.</div>
</td>
<td style="WIDTH: 91.87%; VERTICAL-ALIGN: top" colspan="4">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON</div>
</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">&#160;</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">2,088,743</div>
</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">&#160;</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">10.</div>
</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES (SEE INSTRUCTIONS)</div>
</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">&#160;</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">[_]</div>
</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">&#160;</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">11.</div>
</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9)</div>
</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">&#160;</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">8.2%</div>
</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">&#160;</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">12.</div>
</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">TYPE OF REPORTING PERSON (SEE INSTRUCTIONS)</div>

<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">OO, IA</div>

<div>&#160;</div>
</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>
</table>

<div><br>
</div>

<div id="DSPFPageBreakArea" style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt">
<hr id="DSPFPageBreak" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; PAGE-BREAK-AFTER: always; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000" noshade="noshade">
</div>

<div><br>
</div>

<table id="a03efe4647ca49828932ab58b1c67d2d" style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; WIDTH: 100%" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 11.66%; VERTICAL-ALIGN: top" colspan="2">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">CUSIP No</div>
</td>
<td style="WIDTH: 28.27%; VERTICAL-ALIGN: top; BORDER-BOTTOM: #000000 2px solid">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">210502100</div>
</td>
<td style="WIDTH: 49.47%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">&#160;</div>
</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">&#160;</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">1.</div>
</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">NAME OF REPORTING PERSONS</div>
</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY)</div>
</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">&#160;</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">Thomas K. Brown</div>
</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">&#160;</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">2.</div>
</td>
<td style="WIDTH: 91.87%; VERTICAL-ALIGN: top" colspan="4">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (SEE INSTRUCTIONS)</div>
</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">&#160;</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">(a)&#160; [_]</div>
</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">&#160;</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">(b)&#160; [x]</div>
</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">&#160;</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">3.</div>
</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">SEC USE ONLY</div>
</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">&#160;</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">&#160;</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">&#160;</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">4.</div>
</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">CITIZENSHIP OR PLACE OF ORGANIZATION</div>
</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">&#160;</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">United States</div>
</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">&#160;</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 100%; VERTICAL-ALIGN: top" colspan="5">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH</div>
</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">&#160;</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">5.</div>
</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">SOLE VOTING POWER</div>
</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">&#160;</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">0</div>
</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">&#160;</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">6.</div>
</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">SHARED VOTING POWER</div>
</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">&#160;</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">2,088,743</div>
</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">&#160;</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">7.</div>
</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">SOLE DISPOSITIVE POWER</div>
</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">&#160;</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">0</div>
</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">&#160;</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">8.</div>
</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">SHARED DISPOSITIVE POWER</div>
</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">&#160;</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">2,088,743</div>
</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">&#160;</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">9.</div>
</td>
<td style="WIDTH: 91.87%; VERTICAL-ALIGN: top" colspan="4">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON</div>
</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">&#160;</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">2,088,743</div>
</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">&#160;</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">10.</div>
</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES (SEE INSTRUCTIONS)</div>
</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">&#160;</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">[_]</div>
</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">&#160;</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">11.</div>
</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9)</div>
</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">&#160;</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">8.2%</div>
</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">&#160;</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.13%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">12.</div>
</td>
<td style="WIDTH: 81.27%; VERTICAL-ALIGN: top" colspan="3">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">TYPE OF REPORTING PERSON (SEE INSTRUCTIONS)</div>

<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">IN, HC</div>
</td>
<td style="WIDTH: 10.6%; VERTICAL-ALIGN: top">&#160;</td>
</tr>
</table>

<div id="DSPFPageBreakArea" style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt">
<hr id="DSPFPageBreak" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; PAGE-BREAK-AFTER: always; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000" noshade="noshade">
</div>

<div><br>
</div>

<table id="3f94fdf8f25a4b9d8f282ebdf88d7374" style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; WIDTH: 100%" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 8.85%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">Item 1.</div>
</td>
<td style="WIDTH: 6.19%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">(a).</div>
</td>
<td style="WIDTH: 74.34%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">Name of Issuer:</div>
</td>
<td style="WIDTH: 10.62%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.85%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 6.19%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 74.34%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 10.62%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.85%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 6.19%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 74.34%; VERTICAL-ALIGN: top; BORDER-BOTTOM: #000000 2px solid">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">CONSUMER PORTFOLIO SERVICES, INC.</div>
</td>
<td style="WIDTH: 10.62%; VERTICAL-ALIGN: top">&#160;</td>
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</table>

<div><br>
</div>

<table id="eb20e1a669244056b8af9f14dfd95527" style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; WIDTH: 100%" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 8.85%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 6.19%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: justify">(b).</div>
</td>
<td style="WIDTH: 74.34%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">Address of issuer's principal executive offices:</div>
</td>
<td style="WIDTH: 10.62%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.85%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">&#160;</div>
</td>
<td style="WIDTH: 6.19%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: justify">&#160;</div>
</td>
<td style="WIDTH: 74.34%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">&#160;</div>
</td>
<td style="WIDTH: 10.62%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">&#160;</div>
</td>
</tr>

<tr>
<td style="WIDTH: 8.85%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 6.19%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 74.34%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">3800 Howard Hughes Parkway, Suite 1400</div>
</td>
<td style="WIDTH: 10.62%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.85%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 6.19%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 74.34%; VERTICAL-ALIGN: top; BORDER-BOTTOM: #000000 2px solid">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">Las Vegas, Nevada 89169</div>
</td>
<td style="WIDTH: 10.62%; VERTICAL-ALIGN: top">&#160;</td>
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<div><br>
</div>

<table id="d3c1708b3d174e6d8927e5c2b28a2fbe" style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; WIDTH: 100%" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 8.85%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">Item 2.</div>
</td>
<td style="WIDTH: 6.19%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">(a).</div>
</td>
<td style="WIDTH: 74.34%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">Name of person filing:</div>
</td>
<td style="WIDTH: 10.62%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.85%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 6.19%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 74.34%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 10.62%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.85%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 6.19%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 74.34%; VERTICAL-ALIGN: top; BORDER-BOTTOM: #000000 2px solid">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">Second Curve Capital, LLC</div>

<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">Thomas K. Brown</div>
</td>
<td style="WIDTH: 10.62%; VERTICAL-ALIGN: top">&#160;</td>
</tr>
</table>

<div><br>
</div>

<table id="e85ba48210de43dbbf3d6343c5d987f9" style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; WIDTH: 100%" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 8.85%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 6.19%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">(b).</div>
</td>
<td style="WIDTH: 74.34%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">Address or principal business office or, if none, residence:</div>
</td>
<td style="WIDTH: 10.62%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.85%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 6.19%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 74.34%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 10.62%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.85%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 6.19%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 74.34%; VERTICAL-ALIGN: top; BORDER-BOTTOM: #000000 2px solid">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">Second Curve Capital, LLC</div>

<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">237 Park Avenue, 9<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup> Floor</div>

<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">New York, New York 10017</div>

<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">United States of America</div>

<div>&#160;</div>

<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">Thomas K. Brown</div>

<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">c/o Second Curve Capital, LLC</div>

<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">237 Park Avenue, 9<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup> Floor</div>

<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">New York, New York 10017</div>

<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">United States of America</div>
</td>
<td style="WIDTH: 10.62%; VERTICAL-ALIGN: top">&#160;</td>
</tr>
</table>

<div><br>
</div>

<table id="f2c08938484c45a6a4cf707d9bd8b8b1" style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; WIDTH: 100%" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 8.85%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 6.19%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">(c).</div>
</td>
<td style="WIDTH: 74.34%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">Citizenship:</div>
</td>
<td style="WIDTH: 10.62%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.85%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 6.19%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 74.34%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 10.62%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.85%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 6.19%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 74.34%; VERTICAL-ALIGN: top; BORDER-BOTTOM: #000000 2px solid">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">Second Curve Capital, LLC - Delaware</div>

<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">Thomas K. Brown &#8211; United States</div>
</td>
<td style="WIDTH: 10.62%; VERTICAL-ALIGN: top">&#160;</td>
</tr>
</table>

<div><br>
</div>

<table id="2a2ceaa537fe436a9c656422599f6f8e" style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; WIDTH: 100%" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 8.85%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 6.19%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">(d).</div>
</td>
<td style="WIDTH: 74.34%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">Title of class of securities:</div>
</td>
<td style="WIDTH: 10.62%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.85%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 6.19%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 74.34%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 10.62%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.85%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 6.19%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 74.34%; VERTICAL-ALIGN: top; BORDER-BOTTOM: #000000 2px solid">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">Common Stock, no par value</div>
</td>
<td style="WIDTH: 10.62%; VERTICAL-ALIGN: top">&#160;</td>
</tr>
</table>

<div><br>
</div>

<table id="5eb882703d7948da9ab1438cbc9d01e0" style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; WIDTH: 100%" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 8.85%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 6.19%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">(e).</div>
</td>
<td style="WIDTH: 74.34%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">CUSIP No.:</div>
</td>
<td style="WIDTH: 10.62%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.85%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 6.19%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 74.34%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">&#160;</div>
</td>
<td style="WIDTH: 10.62%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 8.85%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 6.19%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 74.34%; VERTICAL-ALIGN: top; BORDER-BOTTOM: #000000 2px solid">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">210502100</div>
</td>
<td style="WIDTH: 10.62%; VERTICAL-ALIGN: top">&#160;</td>
</tr>
</table>

<div><br>
</div>

<table id="bdcddeaec83b450c937b211227120f94" style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; WIDTH: 100%" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 8.85%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">Item 3.</div>
</td>
<td style="WIDTH: 6.19%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 84.96%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">If This Statement is filed pursuant to &#167;&#167;.240.13d-1(b) or 240.13d-2(b), or (c), check whether the person filing is a</div>
</td>
</tr>
</table>

<div><br>
</div>

<table id="351d0183987a4ca481fd60345d5be809" style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; WIDTH: 100%" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 8.85%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 6.19%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">(a)</div>
</td>
<td style="WIDTH: 5.31%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">[_]</div>
</td>
<td style="WIDTH: 79.65%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">Broker or dealer registered under section 15 of the Act (15 U.S.C. 78o).</div>
</td>
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</table>

<div><br>
</div>

<table id="b4d767893c564cefbeede475a69ea1a6" style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; WIDTH: 100%" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 8.85%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 6.19%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">(b)</div>
</td>
<td style="WIDTH: 5.31%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">[_]</div>
</td>
<td style="WIDTH: 79.65%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">Bank as defined in section 3(a)(6) of the Act (15 U.S.C. 78c).</div>
</td>
</tr>
</table>

<div><br>
</div>

<table id="c9ced7e5ecbb44039ff82ffbbc3ea9c5" style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; WIDTH: 100%" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 8.85%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 6.19%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">(c)</div>
</td>
<td style="WIDTH: 5.31%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">[_]</div>
</td>
<td style="WIDTH: 79.65%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">Insurance company as defined in section 3(a)(19) of the Act (15 U.S.C. 78c).</div>
</td>
</tr>
</table>

<div><br>
</div>

<table id="dbe473d298d14208841f84f7acc52796" style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; WIDTH: 100%" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 8.85%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 6.19%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">(d)</div>
</td>
<td style="WIDTH: 5.31%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">[_]</div>
</td>
<td style="WIDTH: 79.65%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">Investment company registered under section 8 of the Investment Company Act of 1940 (15 U.S.C. 80a-8).</div>
</td>
</tr>
</table>

<div><br>
</div>

<table id="67ea8d2917da491faa7d94538f787be1" style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; WIDTH: 100%" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 8.85%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 6.19%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">(e)</div>
</td>
<td style="WIDTH: 5.31%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">[X]</div>
</td>
<td style="WIDTH: 79.65%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">An investment adviser in accordance with &#167; 240.13d-1(b)(1)(ii)(E);</div>
</td>
</tr>
</table>

<div><br>
</div>

<table id="93508a6288f94bc391daeb571b381000" style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; WIDTH: 100%" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 8.85%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 6.19%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">(f)</div>
</td>
<td style="WIDTH: 5.31%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">[_]</div>
</td>
<td style="WIDTH: 79.65%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">An employee benefit plan or endowment fund in accordance with &#167; 240.13d-1(b)(1)(ii)(F);</div>
</td>
</tr>
</table>

<div><br>
</div>

<table id="1ae3529478dd4ae3ada8a8262271b7e4" style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; WIDTH: 100%" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 8.85%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 6.19%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">(g)</div>
</td>
<td style="WIDTH: 5.31%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">[X]</div>
</td>
<td style="WIDTH: 79.65%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">A parent holding company or control person in accordance with &#167;240.13d-1(b)(1)(ii)(G);</div>
</td>
</tr>
</table>

<div><br>
</div>

<table id="73de714ac3c246f8975eca63f2b8e0c0" style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; WIDTH: 100%" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 8.85%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 6.19%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">(h)</div>
</td>
<td style="WIDTH: 5.31%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">[_]</div>
</td>
<td style="WIDTH: 79.65%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">A savings association as defined in Section 3(b) of the Federal Deposit Insurance Act (12 U.S.C.1813);</div>
</td>
</tr>
</table>

<div><br>
</div>

<table id="6f2d4d120a654c149357ada156a706c6" style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; WIDTH: 100%" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 8.85%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 6.19%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">(i)</div>
</td>
<td style="WIDTH: 5.31%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">[_]</div>
</td>
<td style="WIDTH: 79.65%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">A church plan that is excluded from the definition of an investment company under section 3(c)(14) of the Investment Company Act of 1940 (15 U.S.C. 80a-3);</div>
</td>
</tr>
</table>

<div><br>
</div>

<table id="7595a5262ee9473186980c1e71f598ac" style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; WIDTH: 100%" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 8.85%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 6.19%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">(j)</div>
</td>
<td style="WIDTH: 5.31%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">[_]</div>
</td>
<td style="WIDTH: 79.65%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">A non-U.S. institution in accordance with &#167;240.13d-1(b)(1)(ii)(J);</div>
</td>
</tr>
</table>

<div><br>
</div>

<table id="758f00e9c1fc4747b4ab6568ab8050a6" style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; WIDTH: 100%" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 8.85%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 6.19%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">(k)</div>
</td>
<td style="WIDTH: 5.31%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">[_]</div>
</td>
<td style="WIDTH: 79.65%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">Group, in accordance with &#167;240.13d-1(b)(1)(ii)(K).&#160; If filing as a non-U.S. institution in accordance with &#167;240.13d-1(b)(1)(ii)(J), please specify the type of institution:</div>
</td>
</tr>
</table>

<div><br>
</div>

<table id="d27fd1129c46478493bb5f5ccf267ed5" style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; WIDTH: 100%" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 10.39%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 4.89%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 84.73%; VERTICAL-ALIGN: top; BORDER-BOTTOM: #000000 2px solid">&#160;</td>
</tr>
</table>

<div><br>
</div>

<table id="c1edb7e8567a481eba1dcb96651278e6" style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; WIDTH: 100%" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 9.96%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">Item 4.</div>
</td>
<td style="WIDTH: 90.04%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">Ownership.</div>
</td>
</tr>
</table>

<div><br>
</div>

<table id="d67098e3568a4c12947d8735aae56696" style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; WIDTH: 100%" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 10.06%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 89.94%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">Provide the following information regarding the aggregate number and percentage of the class of securities of the issuer identified in Item 1.</div>
</td>
</tr>
</table>

<div><br>
</div>

<table id="c70d23c464e049a0a0076c834577ee4c" style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; WIDTH: 100%" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 10.06%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.44%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">(a)</div>
</td>
<td style="WIDTH: 84.5%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">Amount beneficially owned:</div>
</td>
</tr>

<tr>
<td style="WIDTH: 10.06%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.44%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 84.5%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 10.06%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.44%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 84.5%; VERTICAL-ALIGN: top; BORDER-BOTTOM: #000000 2px solid">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">Second Curve Capital, LLC &#8211; 2,088,743</div>

<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">Thomas K. Brown - 2,088,743</div>
</td>
</tr>
</table>

<div><br>
</div>

<table id="3d6bcf21248246d6849ae35a1fcf0786" style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; WIDTH: 100%" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 10.06%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.39%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">(b)</div>
</td>
<td style="WIDTH: 84.55%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">Percent of class:</div>
</td>
</tr>

<tr>
<td style="WIDTH: 10.06%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.39%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 84.55%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 10.06%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.39%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 84.55%; VERTICAL-ALIGN: top; BORDER-BOTTOM: #000000 2px solid">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">Second Curve Capital, LLC &#8211; 8.2%</div>

<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">Thomas K. Brown &#8211; 8.2%</div>
</td>
</tr>
</table>

<div><br>
</div>

<table id="87b5bdf6ab454673bc0b5baa35af8cf3" style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; WIDTH: 100%" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 10.08%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.67%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">(c)</div>
</td>
<td style="WIDTH: 84.25%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">Number of shares as to which the person has:</div>
</td>
</tr>
</table>

<div><br>
</div>

<table id="add6cdf90de04f8aa2874500eab670bf" style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; WIDTH: 100%" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 10.06%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.39%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.4%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">(i)</div>
</td>
<td style="WIDTH: 55.58%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">Sole power to vote or to direct the vote</div>
</td>
<td style="WIDTH: 19.65%; VERTICAL-ALIGN: top; BORDER-BOTTOM: #000000 2px solid">&#160;</td>
<td style="WIDTH: 3.93%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 10.06%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.39%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.4%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 55.58%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">Second Curve Capital, LLC &#8211; 0</div>

<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">Thomas K. Brown &#8211; 0</div>
</td>
<td style="WIDTH: 23.58%; VERTICAL-ALIGN: top" colspan="2">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 10.06%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.39%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.4%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 55.58%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 23.58%; VERTICAL-ALIGN: top" colspan="2">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 10.06%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.39%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.4%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">(ii)</div>
</td>
<td style="WIDTH: 55.58%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">Shared power to vote or to direct the vote</div>
</td>
<td style="WIDTH: 19.65%; VERTICAL-ALIGN: top; BORDER-BOTTOM: #000000 2px solid">&#160;</td>
<td style="WIDTH: 3.93%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">,</div>
</td>
</tr>

<tr>
<td style="WIDTH: 10.06%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.39%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.4%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 55.58%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">Second Curve Capital, LLC &#8211; 2,088,743</div>

<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">Thomas K. Brown &#8211; 2,088,743</div>
</td>
<td style="WIDTH: 23.58%; VERTICAL-ALIGN: top" colspan="2">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 10.06%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">&#160;</div>
</td>
<td style="WIDTH: 5.39%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">&#160;</div>
</td>
<td style="WIDTH: 5.4%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">&#160;</div>
</td>
<td style="WIDTH: 55.58%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">&#160;</div>
</td>
<td style="WIDTH: 23.58%; VERTICAL-ALIGN: top" colspan="2">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">&#160;</div>
</td>
</tr>

<tr>
<td style="WIDTH: 10.06%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.39%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.4%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">(iii)</div>
</td>
<td style="WIDTH: 55.58%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">Sole power to dispose or to direct the disposition of</div>
</td>
<td style="WIDTH: 19.65%; VERTICAL-ALIGN: top; BORDER-BOTTOM: #000000 2px solid">&#160;</td>
<td style="WIDTH: 3.93%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">,</div>
</td>
</tr>

<tr>
<td style="WIDTH: 10.06%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.39%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.4%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 55.58%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">Second Curve Capital, LLC &#8211; 0</div>

<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">Thomas K. Brown &#8211; 0</div>
</td>
<td style="WIDTH: 23.58%; VERTICAL-ALIGN: top" colspan="2">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 10.06%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">&#160;</div>
</td>
<td style="WIDTH: 5.39%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">&#160;</div>
</td>
<td style="WIDTH: 5.4%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">&#160;</div>
</td>
<td style="WIDTH: 55.58%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">&#160;</div>
</td>
<td style="WIDTH: 23.58%; VERTICAL-ALIGN: top" colspan="2">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">&#160;</div>
</td>
</tr>

<tr>
<td style="WIDTH: 10.06%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.39%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.4%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">(iv)</div>
</td>
<td style="WIDTH: 55.58%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">Shared power to dispose or to direct the disposition of</div>
</td>
<td style="WIDTH: 19.65%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 3.93%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">.</div>
</td>
</tr>

<tr>
<td style="WIDTH: 10.06%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">&#160;</div>
</td>
<td style="WIDTH: 5.39%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">&#160;</div>
</td>
<td style="WIDTH: 5.4%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">&#160;</div>
</td>
<td style="WIDTH: 55.58%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">Second Curve Capital, LLC &#8211; 2,088,743</div>

<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">Thomas K. Brown &#8211; 2,088,743</div>
</td>
<td style="WIDTH: 19.65%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">&#160;</div>
</td>
<td style="WIDTH: 3.93%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">&#160;</div>
</td>
</tr>

<tr>
<td style="WIDTH: 10.06%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.39%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.4%; VERTICAL-ALIGN: top; BORDER-BOTTOM: #000000 2px solid">&#160;</td>
<td style="WIDTH: 55.58%; VERTICAL-ALIGN: top; BORDER-BOTTOM: #000000 2px solid">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">&#160;</div>
</td>
<td style="WIDTH: 23.58%; VERTICAL-ALIGN: top; BORDER-BOTTOM: #000000 2px solid" colspan="2">&#160;</td>
</tr>
</table>

<div><br>
</div>

<table id="c388f17e529c4660aec964140fcb0e46" style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; WIDTH: 100%" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 10.68%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 89.32%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">Instruction:&#160; For computations regarding securities which represent a right to acquire an underlying security see &#167;240.13d-3(d)(1).</div>
</td>
</tr>
</table>

<div>
<div><br>
</div>

<table id="133a98ca9b8e443bb646dfbfab26ce84" style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; WIDTH: 100%" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 10.7%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">Item 5.</div>
</td>
<td style="WIDTH: 89.3%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">Ownership of Five Percent or Less of a Class.</div>
</td>
</tr>
</table>

<div>&#160;</div>
</div>

<table id="b57a38927cf54a4fa866178246f1486e" style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; WIDTH: 100%" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 10.07%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 89.93%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">If this statement is being filed to report the fact that as of the date hereof the reporting person has ceased to be the beneficial owner of more than five percent of the class of securities, check the following [_].</div>
</td>
</tr>

<tr>
<td style="WIDTH: 100%; VERTICAL-ALIGN: top" colspan="2">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 10.07%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 89.93%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">Not applicable</div>
</td>
</tr>

<tr>
<td style="WIDTH: 10.07%; VERTICAL-ALIGN: top; PADDING-BOTTOM: 2px">&#160;</td>
<td style="WIDTH: 89.93%; VERTICAL-ALIGN: top; BORDER-BOTTOM: #000000 2px solid">&#160;</td>
</tr>
</table>

<div>&#160;</div>

<div>&#160;</div>

<table id="1b74dbb04545443b986d7c576c4f891b" style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; WIDTH: 100%" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 10.7%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">Item 6.</div>
</td>
<td style="WIDTH: 89.3%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">Ownership of More Than Five Percent on Behalf of Another Person.</div>
</td>
</tr>
</table>

<div><br>
</div>

<table id="46775049059f48ed98f2f71a341db794" style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; WIDTH: 100%" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 10.12%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 89.88%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: justify">If any other person is known to have the right to receive or the power to direct the receipt of dividends from, or the proceeds from the sale of, such securities, a statement to that effect should be included in response to this item and, if such interest relates to more than 5 percent of the class, such person should be identified.&#160; A listing of the shareholders of an investment company registered under the Investment Company Act of 1940 or the beneficiaries of employee benefit plan, pension fund or endowment fund is not required.</div>
</td>
</tr>

<tr>
<td style="WIDTH: 10.12%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">&#160;</div>
</td>
<td style="WIDTH: 89.88%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">&#160;</div>
</td>
</tr>

<tr>
<td style="WIDTH: 10.12%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 89.88%; VERTICAL-ALIGN: top">
<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">The securities reported in this Schedule 13G, which are beneficially owned by Second Curve Capital, LLC and Thomas K. Brown, are owned by advisory clients of Second Curve Capital, LLC, none of which owns more than 5% of the class.</div>
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<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on by the Parent Holding Company or Control Person.</div>
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<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: justify">If a parent holding company or control person has filed this schedule, pursuant to Rule 13d-1(b)(1)(ii)(G), so indicate under Item 3(g) and attach an exhibit stating the identity and the Item 3 classification of the relevant subsidiary.&#160; If a parent holding company or control person has filed this schedule pursuant to Rule 13d-1(c) or Rule 13d-1(d), attach an exhibit stating the identification of the relevant subsidiary.</div>

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<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: justify">If a group has filed this schedule pursuant to &#167;240.13d-1(b)(1)(ii)(J), so indicate under Item 3(j) and attach an exhibit stating the identity and Item 3 classification of each member of the group.&#160; If a group has filed this schedule pursuant to Rule 13d-1(c) or Rule 13d-1(d), attach an exhibit stating the identity of each member of the group.</div>

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<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: justify">Notice of dissolution of a group may be furnished as an exhibit stating the date of the dissolution and that all further filings with respect to transactions in the security reported on will be filed, if required, by members of the group, in their individual capacity.&#160; See Item 5.</div>

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<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: justify">By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were acquired and are held in the ordinary course of business and were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect.</div>
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<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: center">SIGNATURE</div>

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<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: justify; TEXT-INDENT: 36pt">After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.</div>

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<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">SECOND CURVE CAPITAL, LLC</div>

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<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">By: /s/ Thomas K. Brown</div>

<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">----------------------------------------</div>

<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">Name: Thomas K. Brown</div>

<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">Title: Managing Member</div>

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<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">/s/ Thomas K. Brown*</div>

<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">-------------------</div>

<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">Thomas K. Brown</div>

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<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">Date:&#160; February 4, 2015</div>

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<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: justify">* The Reporting Person disclaims beneficial ownership in the common stock reported herein except to the extent of his pecuniary interest therein.</div>

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<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: justify">The original statement shall be signed by each person on whose behalf the statement is filed or his authorized representative.&#160; If the statement is signed on behalf of a person by his authorized representative other than an executive officer or general partner of the filing person, evidence of the representative's authority to sign on behalf of such person shall be filed with the statement, provided, however, that a power of attorney for this purpose which is already on file with the Commission may be incorporated by reference.&#160; The name and any title of each person who signs the statement shall be typed or printed beneath his signature.</div>

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<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: justify">Note.&#160; Schedules filed in paper format shall include a signed original and five copies of the schedule, including all exhibits. See s.240.13d-7 for other parties for whom copies are to be sent.</div>

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<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: justify">Attention.&#160; Intentional misstatements or omissions of fact constitute Federal criminal violations (see 18 U.S.C. 1001).</div>

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<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: right">EXHIBIT A</div>

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<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: center">AGREEMENT</div>

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<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: justify">The undersigned agree that this Schedule 13G Amendment dated February 4, 2015 relating to the Common Stock, no par value of CONSUMER PORTFOLIO SERVICES, INC. shall be filed on behalf of the undersigned.</div>

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<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">SECOND CURVE CAPITAL, LLC</div>

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<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">By: /s/ Thomas K. Brown</div>

<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">----------------------------------------</div>

<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">Name: Thomas K. Brown</div>

<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">Title: Managing Member</div>

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<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">/s/ Thomas K. Brown</div>

<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">-------------------</div>

<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">Thomas K. Brown</div>

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<div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', Times, serif; TEXT-ALIGN: left">SK 21989 0009 6341881</div>
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