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2. Finance Receivables (Tables)
6 Months Ended
Jun. 30, 2016
Finance Receivables  
Financial Receivables
   June 30,   December 31, 
   2016   2015 
  (In thousands) 
Finance Receivables        
         
Automobile finance receivables, net of unearned interest  $2,219,285   $1,990,913 
    Less: Unearned acquisition fees and originations costs  (896)  (5,820)
    Finance Receivables  $2,218,389   $1,985,093 
Delinquency status of finance receivables
   June 30,   December 31, 
   2016   2015 
   (In thousands) 
Deliquency Status          
Current  $2,059,318   $1,836,267 
31 - 60 days  87,824    70,036 
61 - 90 days  38,403    41,136 
91 + days  33,740    43,474 
   $2,219,285   $1,990,913 
Allowance for credit losses
   Three Months Ended   Six Months Ended 
   June 30,   June 30, 
   2016   2015   2016   2015 
   (In thousands)   (In thousands) 
Balance at beginning of period  $79,867  $68,142   $75,603   $61,460 
Provision for credit losses on finance receivables  44,423    35,683    88,619    69,122 
Charge-offs  (41,901)   (34,836)   (87,834)   (66,665)
Recoveries  7,779    5,552    13,780    10,624 
Balance at end of period  $90,168  $74,541   $90,168   $74,541 
Allowance for losses on repossessed inventory
   June 30,   December 31, 
   2016   2015 
   (In thousands) 
Gross balance of repossessions in inventory  $33,347   $39,728 
Allowance for losses on repossessed inventory  (22,765)   (26,954)
Net repossessed inventory included in other assets  $10,582   $12,774