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3. Finance Receivables (Details - Summary of activity) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2017
Dec. 31, 2016
Dec. 31, 2015
Finance Receivables      
Balance at beginning of year $ 95,578 $ 75,603 $ 61,460
Provision for credit losses 186,713 178,511 142,618
Charge-offs (211,948) (192,366) (156,553)
Recoveries 38,844 33,830 28,078
Balance at end of year $ 109,187 $ 95,578 $ 75,603