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1. Summary of Significant Accounting Policies (Tables)
9 Months Ended
Sep. 30, 2018
Accounting Policies [Abstract]  
Schedule of other Income

The following table presents the primary components of Other Income for the three-month and nine-month periods ending September 30, 2018 and 2017:

 

    Three Months Ended     Nine Months Ended  
    September 30,     September 30,  
    2018     2017     2018     2017  
    (In thousands)     (In thousands)  
Direct mail revenues   $ 1,328     $ 1,628     $ 4,833     $ 5,261  
Convenience fee revenue     360       430       1,200       1,510  
Recoveries on previously charged-off contracts.     44       140       198       464  
Sales tax refunds     220       224       658       636  
Other     62       52       133       213  
Other income for the period   $ 2,014     $ 2,474     $ 7,022     $ 8,084  
Schedule of stock option activity

The following represents stock option activity for the nine months ended September 30, 2018:

 

    Number of
Shares
(in thousands)
    Weighted
Average
Exercise Price
    Weighted
Average
Remaining
Contractual Term
Options outstanding at the beginning of period     13,135     $ 4.66     N/A
Granted     1,700       3.49     N/A
Exercised     (315 )     1.53     N/A
Forfeited     (119 )     7.20     N/A
Options outstanding at the end of period     14,401     $ 4.57     4.05 years
                     
Options exercisable at the end of period     10,417     $ 4.79     3.60 years
Schedule of purchases of company stock

The table below describes the purchase of our common stock for the nine-month periods ended September 30, 2018 and 2017:

 

    Nine Months Ended  
    September 30, 2018     September 30, 2017  
    Shares     Avg. Price     Shares     Avg. Price  
Open market purchases     1,024,410     $ 3.79       2,292,070     $ 4.51  
Shares redeemed upon net exercise of stock options     33,604       4.37       44,942       4.65  
Other     90,000       4.13              
Total stock purchases     1,148,014     $ 3.84       2,337,012     $ 4.51