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3. Finance Receivables (Details - Summary of activity) - USD ($) $ in Thousands | 12 Months Ended
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Dec. 31, 2018 | Dec. 31, 2017 | Dec. 31, 2016
Finance Receivables |  |  |
Balance at beginning of year | $ 109,187 | $ 95,578 | $ 75,603
Provision for credit losses | 133,080 | 186,713 | 178,511
Charge-offs | (220,523) | (211,948) | (192,366)
Recoveries | 45,632 | 38,844 | 33,830
Balance at end of year | $ 67,376 | $ 109,187 | $ 95,578

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- Definition Amount of recoveries of receivables doubtful of collection that were previously charged off. + References No definition available. + Details
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