XML 37 R25.htm IDEA: XBRL DOCUMENT
v3.19.1

3. Finance Receivables (Tables) | 12 Months Ended
--- | ---
Dec. 31, 2018
Finance Receivables |
Schedule of finance receivables | The following table presents the components of finance receivables, net of unearned interest:
|  | December 31, |
|  | 2018 |  |  | 2017 |
Finance receivables |  | (In thousands) |
Automobile finance receivables, net of unearned interest |  | $ | 1,518,395 |  |  | $ | 2,298,608 |
Unearned acquisition fees, discounts and deferred origination costs, net |  |  | 3,690 |  |  |  | 6,376 |
Finance receivable |  | $ | 1,522,085 |  |  | $ | 2,304,984 |
Schedule of delinquency status of finance receivables | The following table summarizes the delinquency status of finance receivables as of December 31, 2018 and 2017:
|  | December 31, |
|  | 2018 |  |  | 2017 |
|  | (In thousands) |
Delinquency Status |  |  |  |  |  |  |  |
Current |  | $ | 1,262,730 |  |  | $ | 2,069,617 |
31 - 60 days |  |  | 157,688 |  |  |  | 138,395 |
61 - 90 days. |  |  | 66,134 |  |  |  | 63,081 |
91 + days |  |  | 31,843 |  |  |  | 27,515 |
|  | $ | 1,518,395 |  |  | $ | 2,298,608 |
Schedule of allowance for credit losses | The following table presents a summary of the activity for the allowance for finance credit losses, for the years ended December 31, 2018, 2017 and 2016:
|  | December 31, |
|  | 2018 |  |  | 2017 |  |  | 2016 |
|  |  |  |  | (In thousands) |  |  |  |
Balance at beginning of year |  | $ | 109,187 |  |  | $ | 95,578 |  |  | $ | 75,603 |
Provision for credit losses |  |  | 133,080 |  |  |  | 186,713 |  |  |  | 178,511 |
Charge-offs |  |  | (220,523 | ) |  |  | (211,948 | ) |  |  | (192,366 | )
Recoveries |  |  | 45,632 |  |  |  | 38,844 |  |  |  | 33,830 |
Balance at end of year |  | $ | 67,376 |  |  | $ | 109,187 |  |  | $ | 95,578 |
Schedule of allowance for losses on repossessed inventory | The following table presents a summary of such repossessed inventory together with the allowance for losses on repossessed inventory:
|  | December 31, |
|  | 2018 |  |  | 2017 |
|  | (In thousands) |
Gross balance of repossessions in inventory |  | $ | 33,462 |  |  | $ | 33,679 |
Allowance for losses on repossessed inventory |  |  | (24,564 | ) |  |  | (24,024 | )
Net repossessed inventory included in other assets |  | $ | 8,898 |  |  | $ | 9,655 |

X
- Definition Allowance for losses on repossessed inventory [Table Text Block] + References No definition available. + Details
Name: | cpss_AllowanceForLossesOnRepossessedInventoryTableTextBlock
Namespace Prefix: | cpss_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- References No definition available. + Details
Name: | cpss_FinanceReceivablesAbstract
Namespace Prefix: | cpss_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 + Details
Name: | us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of impaired financing receivables. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -URI http://asc.fasb.org/extlink&oid=84173941&loc=d3e5212-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of the annual minimum payments due from financing receivables, such as, but not limited to accounts, notes, loans, and other financing receivables. + References No definition available. + Details
Name: | us-gaap_ScheduleOfFinancingReceivablesMinimumPaymentsTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration