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UNAUDITED CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Thousands
Sep. 30, 2019
Dec. 31, 2018
ASSETS    
Cash and cash equivalents $ 8,799 $ 12,787
Restricted cash and equivalents 128,556 117,323
Finance receivables 1,022,391 1,522,085
Less: Allowance for finance credit losses (12,740) (67,376)
Finance receivables, net 1,009,651 1,454,709
Finance receivables measured at fair value 1,313,205 821,066
Furniture and equipment, net 1,702 1,837
Deferred tax assets, net 16,125 19,188
Accrued interest receivable 12,729 31,969
Other assets 46,695 26,801
Total 2,537,462 2,485,680
Liabilities    
Accounts payable and accrued expenses 55,431 31,692
Warehouse lines of credit 157,761 136,847
Residual interest financing 39,385 39,106
Securitization trust debt 2,066,458 2,063,627
Subordinated renewable notes 15,529 17,290
Total 2,334,564 2,288,562
Shareholders' Equity    
Preferred stock 0 0
Common stock, no par value; authorized 75,000,000 shares; 22,525,718 and 22,421,688 shares issued and outstanding at September 30, 2019 and December 31, 2018, respectively 70,676 70,273
Retained earnings 139,776 134,399
Accumulated other comprehensive loss (7,554) (7,554)
Total stockholders' equity 202,898 197,118
Total liabilities and stockholders' equity 2,537,462 2,485,680
Series A Preferred Stock [Member]    
Shareholders' Equity    
Preferred stock 0 0
Series B Preferred Stock [Member]    
Shareholders' Equity    
Preferred stock $ 0 $ 0