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4. Debt (Details - Debt outstanding) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2019	Dec. 31, 2018
Warehouse lines of credit	$ 157,761	$ 136,847
Residual interest financing	39,385	39,106
Subordinated renewable notes	15,529	17,290
Total debt outstanding	214,525	195,373
Warehouse lines of credit [Member]
Warehouse lines of credit	$ 35,264	38,198
Interest rate	5.50% over one month Libor (Minimum 6.50%)
Maturity date	February 2021
Warehouse lines of credit (2) [Member]
Warehouse lines of credit	$ 96,154	99,885
Interest rate	3.00% over one month Libor (Minimum 3.75%)
Maturity date	September 2020
Warehouse lines of credit (3) [Member]
Warehouse lines of credit	$ 27,578	0
Interest rate	6.75% over a commercial paper rate (Minimum 7.75%)
Maturity date	November 2019
Residual interest financing [Member]
Residual interest financing	$ 40,000	40,000
Interest rate	8.60%
Maturity date	January 2026
Subordinated renewable notes [Member]
Subordinated renewable notes	$ 15,529	$ 17,290
Interest rate	Weighted average rate of 9.22% and 8.53% at September 30, 2019 and December 31, 2018, respectively
Maturity date	Weighted average maturity of December 2021 and January 2021 at September 30, 2019 and December 31, 2018, respectively

X

- Definition

Residual interest financing.

+ References

No definition available.

+ Details

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X

- Definition

The reference rate for the variable rate of the debt instrument, such as LIBOR or the US Treasury rate and the maturity of the reference rate used, such as three months or six months LIBOR.

+ References

No definition available.

+ Details

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X

- Definition

Description of the maturity date of the debt instrument including whether the debt matures serially and, if so, a brief description of the serial maturities.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 210
-SubTopic 10
-Section S99
-Paragraph 1
-Subparagraph (SX 210.5-02.22(a)(2))
-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682

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X

- Definition

Represents the aggregate of total long-term debt, including current maturities and short-term debt.

+ References

No definition available.

+ Details

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X

- Definition

Including the current and noncurrent portions, carrying value as of the balance sheet date of subordinated debt (with initial maturities beyond one year or beyond the operating cycle if longer). Subordinated debt places a lender in a lien position behind debt having a higher priority of repayment in liquidation of the entity's assets.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 210
-SubTopic 10
-Section S99
-Paragraph 1
-Subparagraph (SX 210.5-02(19))
-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682

Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 210
-Section S99
-Paragraph 1
-Subparagraph (SX 210.9-03(16))
-URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878

Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 944
-SubTopic 210
-Section S99
-Paragraph 1
-Subparagraph (SX 210.7-03(a)(16))
-URI http://asc.fasb.org/extlink&oid=119400593&loc=d3e572229-122910

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-Name Accounting Standards Codification
-Topic 210
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-Section S99
-Paragraph 1
-Subparagraph (SX 210.5-02(22))
-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682

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- Definition

Carrying value as of the balance sheet date of the outstanding short-term borrowings under a revolving line of credit used by mortgage bankers to finance the origination or purchase of loans.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 210
-Section S99
-Paragraph 1
-Subparagraph (SX 210.9-03(13))
-URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878

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- Details

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