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1. Summary of Significant Accounting Policies (Tables)
 12 Months Ended
Dec. 31, 2019
Accounting Policies [Abstract]  
Schedule of other income

The following table presents the primary components of Other Income:

 

   Year Ended December 31, 
   2019   2018   2017 
   (In thousands) 
Direct mail revenues  $4,659   $5,829   $6,432 
Convenience fee revenue   2,440    1,700    1,900 
Recoveries on previously charged-off contracts   158    248    563 
Sales tax refunds   1,239    887    866 
Other   208    814    448 
Other income for the period  $8,704   $9,478   $10,209 
Schedule of computation of earnings per share

Earnings per share were calculated using the weighted average number of shares outstanding for the related period. The following table illustrates the computation of basic and diluted earnings per share:

 

   Year Ended December 31, 
   2019   2018   2017 
   (In thousands, except per share data) 
Numerator:            
Numerator for basic and diluted earnings per share  $5,406   $14,862   $3,765 
Denominator:               
Denominator for basic earnings per share - weighted average number of common shares outstanding during the year   22,416    21,989    22,687 
Incremental common shares attributable to exercise of outstanding options and warrants   1,648    2,999    4,527 
Denominator for diluted earnings per share   24,064    24,988    27,214 
Basic earnings per share  $0.24   $0.68   $0.17 
Diluted earnings per share  $0.22   $0.59   $0.14