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6. Debt (Details - Debt outstanding) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Warehouse lines of credit $ 134,791 $ 136,847
Residual interest financing 39,478 39,106
Subordinated renewable notes 17,534 17,290
Total debt outstanding 194,317 195,373
Warehouse Lines Of Credit [Member]    
Warehouse lines of credit $ 40,558 38,198
Interest rate 5.50% over one month Libor (Minimum 6.50%)  
Maturity date Feb-21  
Warehouse Lines Of Credit (2) [Member]    
Warehouse lines of credit $ 96,225 99,885
Interest rate 3.00% over one month Libor (Minimum 3.75%)  
Maturity date Sep-20  
Warehouse Lines Of Credit (3) [Member]    
Warehouse lines of credit $ 0 0
Interest rate 4.00% over a commercial paper rate (Minimum 5.00%)  
Maturity date Dec-21  
ResidualInterestFinancing [Member]    
Residual interest financing $ 40,000 40,000
Interest rate 8.60%  
Maturity date Jan-26  
Subordinated Renewable Notes [Member]    
Subordinated renewable notes $ 17,534 $ 17,290
Interest rate Weighted average rate of 9.75% and 8.53% at December 31, 2019 and December 31, 2018, respectively  
Maturity date Weighted average maturity of  April 2022 and January 2021 at December 31, 2019 and December 31, 2018, respectively