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(4) Debt (Details - Debt outstanding) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2020	Dec. 31, 2019
Line of Credit Facility [Line Items]
Warehouse lines of credit	$ 31,201	$ 134,791
Residual interest financing	32,000	39,478
Subordinated renewable notes	20,242	17,534
Total debt outstanding	$ 84,583	194,317
Warehouse lines of credit [Member]
Line of Credit Facility [Line Items]
Interest rate	5.50% over one month Libor (Minimum 6.50%)
Maturity date description	February 2021
Warehouse lines of credit	$ 11,539	40,558
Warehouse lines of credit (2) [Member]
Line of Credit Facility [Line Items]
Interest rate	3.00% over one month Libor (Minimum 3.75%)
Maturity date description	November 2020
Warehouse lines of credit	$ 20,559	96,225
Warehouse lines of credit (3) [Member]
Line of Credit Facility [Line Items]
Interest rate	4.00% over a commercial paper rate (Minimum 5.00%)
Maturity date description	December 2021
Warehouse lines of credit	$ 0	0
Residual interest financing [Member]
Line of Credit Facility [Line Items]
Maturity date description	January 2026
Interest rate	8.60%
Residual interest financing	$ 32,243	40,000
Subordinated renewable notes [Member]
Line of Credit Facility [Line Items]
Interest rate	Weighted average rate of 10.24% and 9.75% at September 30, 2020 and December 31, 2019 , respectively
Maturity date description	Weighted average maturity of December 2022 and April 2022 at September 30, 2020 and December 31, 2019, respectively
Subordinated renewable notes	$ 20,242	$ 17,534

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The reference rate for the variable rate of the debt instrument, such as LIBOR or the US Treasury rate and the maturity of the reference rate used, such as three months or six months LIBOR.

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The average effective interest rate during the reporting period.

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Description of the maturity date of the debt instrument including whether the debt matures serially and, if so, a brief description of the serial maturities.

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Represents the aggregate of total long-term debt, including current maturities and short-term debt.

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Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.

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Including the current and noncurrent portions, carrying value as of the balance sheet date of subordinated debt (with initial maturities beyond one year or beyond the operating cycle if longer). Subordinated debt places a lender in a lien position behind debt having a higher priority of repayment in liquidation of the entity's assets.

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Carrying value as of the balance sheet date of the outstanding short-term borrowings under a revolving line of credit used by mortgage bankers to finance the origination or purchase of loans.

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