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(4) Debt (Details - Debt outstanding) - USD ($) $ in Thousands | 9 Months Ended |
--- | --- | ---
Sep. 30, 2021 | Dec. 31, 2020
Line of Credit Facility [Line Items] |  |
Warehouse lines of credit | $ 97,768 | $ 118,999
Residual interest financing | 64,589 | 25,426
Subordinated renewable notes | 27,462 | 21,323
Total debt outstanding | $ 191,166 | 167,411
Warehouse Lines Of Credit 1 [Member] |  |
Line of Credit Facility [Line Items] |  |
Interest rate | 5.50% over one month Libor (Minimum 6.50%) |
Warehouse lines of credit | $ 0 | 42,558
Warehouse Lines Of Credit 2 [Member] |  |
Line of Credit Facility [Line Items] |  |
Interest rate | 3.00% over one month Libor (Minimum 3.75%) |
Warehouse lines of credit | $ 60,713 | 45,689
Maturity date description | December 2022 |
Warehouse Lines Of Credit 3 [Member] |  |
Line of Credit Facility [Line Items] |  |
Interest rate | 4.00% over a commercial paper rate (Minimum 5.00%) |
Warehouse lines of credit | $ 37,710 | 32,265
Maturity date description | December 2021 |
Residual interest financing [Member] |  |
Line of Credit Facility [Line Items] |  |
Maturity date description | January 2026 |
Interest rate | 8.60% |
Residual interest financing | $ 15,281 | 25,576
Residual Interest Financing 1 [Member] |  |
Line of Credit Facility [Line Items] |  |
Maturity date description | June 2026 |
Interest rate | 7.86% |
Residual interest financing | $ 50,000 | 0
Subordinated renewable notes [Member] |  |
Line of Credit Facility [Line Items] |  |
Interest rate | Weighted average rate of 9.35% and 10.09% at September 30, 2021 and December 31, 2020, respectively |
Maturity date description | Weighted average maturity of October 2023 and January 2023 at September 30, 2021 and December 31, 2020, respectively |
Subordinated renewable notes | $ 27,462 | $ 21,323

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