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(12) Fair Value Measurements (Tables) | 12 Months Ended
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Dec. 31, 2021
Fair Value Disclosures [Abstract] |
Schedule of reconciliation of the finance receivables measured at fair value on a recurring basis |
Schedule of reconciliation of the finance receivables measured at fair value on a recurring basis |  |  |  |  |  |  |  |
|  | Twelve Months Ended
|  | December 31,
|  |  | 2021 |  |  |  | 2020 |
|  |  | (In thousands) |
Balance at beginning of period |  | $ | 1,523,726 |  |  | $ | 1,444,038 |
Finance receivables at fair value acquired during period |  |  | 1,107,537 |  |  |  | 739,734 |
Payments received on finance receivables at fair value |  |  | (743,728 | ) |  |  | (496,747 | )
Net interest income accretion on fair value receivables |  |  | (134,020 | ) |  |  | (133,771 | )
Mark to fair value |  |  | (4,417 | ) |  |  | (29,528 | )
Balance at end of period |  | $ | 1,749,098 |  |  | $ | 1,523,726 |
Schedule of finance receivables to their contractual balances |
Schedule of finance receivables to their contractual balances |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  | December 31, 2021 |  | December 31, 2020
|  | Contractual |  | Fair |  | Contractual |  | Fair
|  | Balance |  | Value |  | Balance |  | Value
|  | (In thousands)
Finance receivables measured at fair value |  | $ | 1,972,699 |  |  | $ | 1,749,098 |  |  | $ | 1,668,076 |  |  | $ | 1,523,726 |
Schedule of level 3 fair value measurements |
Schedule of level 3 fair value measurements |  |  |  |  |  |  |  |  |  |  |  |
Financial Instrument |  | Fair Values as of |  |  |  |  | Inputs as of
|  | December 31, |  |  |  |  | December 31,
|  | 2021 |  |  | 2020 |  |  | Unobservable Inputs |  | 2021 |  | 2020
|  | (In thousands) |  |  |  |  |  |  |
Assets: |  |  |  |  |  |  |  |  |  |  |  |
Finance receivables measured at fair value |  | $ | 1,749,098 |  |  | $ | 1,523,726 |  |  | Discount rate |  | 10.6% - 11.3% |  | 10.4% - 11.1%
|  |  |  |  |  |  |  |  |  | Cumulative net losses |  | 10.0% - 18.4% |  | 15.3% - 18.4%
Schedule of delinquency status of finance receivables measured at fair value |
Schedule of delinquency status of finance receivables measured at fair value |  |  |  |  |  |  |  |
|  | December 31, |  | December 31,
|  | 2021 |  | 2020
|  | (In thousands)
Delinquency Status |  |  |  |  |  |  |  |
Current |  | $ | 1,787,641 |  |  | $ | 1,505,486 |
31 - 60 days |  |  | 115,924 |  |  |  | 96,296 |
61 - 90 days |  |  | 38,999 |  |  |  | 36,436 |
91 + days |  |  | 11,564 |  |  |  | 9,607 |
Repo |  |  | 18,571 |  |  |  | 20,251 |
|  | $ | 1,972,699 |  |  | $ | 1,668,076 |
Schedule of estimated fair values of financial assets and liabilities |
Schedule of estimated fair values of financial assets and liabilities |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  | As of December 31, 2021
Financial Instrument |  | (In thousands)
|  | Carrying |  | Fair Value Measurements Using: |  |
|  | Value |  | Level 1 |  | Level 2 |  | Level 3 |  | Total
Assets: |  |  |  |  |  |  |  |  |  |
Cash and cash equivalents |  | $ | 29,928 |  |  | $ | 29,928 |  |  | $ | – |  |  | $ | – |  |  | $ | 29,928 |
Restricted cash and equivalents |  |  | 146,620 |  |  |  | 146,620 |  |  |  | – |  |  |  | – |  |  |  | 146,620 |
Finance receivables, net |  |  | 176,184 |  |  |  | – |  |  |  | – |  |  |  | 178,795 |  |  |  | 178,795 |
Accrued interest receivable |  |  | 2,269 |  |  |  | – |  |  |  | – |  |  |  | 2,269 |  |  |  | 2,269 |
Liabilities: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Warehouse lines of credit |  | $ | 105,610 |  |  | $ | – |  |  | $ | – |  |  | $ | 105,610 |  |  | $ | 105,610 |
Accrued interest payable |  |  | 3,568 |  |  |  | – |  |  |  | – |  |  |  | 3,568 |  |  |  | 3,568 |
Securitization trust debt |  |  | 1,759,972 |  |  |  | – |  |  |  | – |  |  |  | 1,740,901 |  |  |  | 1,740,901 |
Subordinated renewable notes |  |  | 26,459 |  |  |  | – |  |  |  | – |  |  |  | 26,459 |  |  |  | 26,459 |
|  | As of December 31, 2020
Financial Instrument |  | (In thousands)
|  | Carrying |  | Fair Value Measurements Using: |  |
|  | Value |  | Level 1 |  | Level 2 |  | Level 3 |  | Total
Assets: |  |  |  |  |  |  |  |  |  |
Cash and cash equivalents |  | $ | 13,466 |  |  | $ | 13,466 |  |  | $ | – |  |  | $ | – |  |  | $ | 13,466 |
Restricted cash and equivalents |  |  | 130,686 |  |  |  | 130,686 |  |  |  | – |  |  |  | – |  |  |  | 130,686 |
Finance receivables, net |  |  | 411,343 |  |  |  | – |  |  |  | – |  |  |  | 429,972 |  |  |  | 429,972 |
Accrued interest receivable |  |  | 5,017 |  |  |  | – |  |  |  | – |  |  |  | 5,017 |  |  |  | 5,017 |
Liabilities: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Warehouse lines of credit |  | $ | 118,999 |  |  | $ | – |  |  | $ | – |  |  | $ | 118,999 |  |  | $ | 118,999 |
Accrued interest payable |  |  | 4,919 |  |  |  | – |  |  |  | – |  |  |  | 4,919 |  |  |  | 4,919 |
Securitization trust debt |  |  | 1,803,673 |  |  |  | – |  |  |  | – |  |  |  | 1,862,630 |  |  |  | 1,862,630 |
Subordinated renewable notes |  |  | 21,323 |  |  |  | – |  |  |  | – |  |  |  | 21,323 |  |  |  | 21,323 |

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