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(6) Debt (Details - Debt outstanding) - USD ($) $ in Thousands | 12 Months Ended
--- | ---
Dec. 31, 2021 | Dec. 31, 2020
Line of Credit Facility [Line Items] |  |
Warehouse lines of credit | $ 105,610 | $ 118,999
Residual interest financing | 53,682 | 25,426
Subordinated renewable notes | 26,459 | 21,323
Total debt outstanding | $ 186,780 | $ 167,411
Subordinated renewable notes [Member] |  |
Line of Credit Facility [Line Items] |  |
Interest rate | 8.93% | 10.09%
Maturity date description | January 2024 | January 2023
Subordinated renewable notes | $ 26,459 | $ 21,323
Warehouse lines of credit [Member] |  |
Line of Credit Facility [Line Items] |  |
Interest rate | 5.50% over one month Libor (Minimum 6.50%) |
Warehouse lines of credit | $ 0 | 42,558
Warehouse lines of credit 2 [Member] |  |
Line of Credit Facility [Line Items] |  |
Interest rate | 3.00% over one month Libor (Minimum 3.75%) |
Warehouse lines of credit | $ 70,590 | 45,689
Maturity date description | December 2022 |
Warehouse lines of credit 3 [Member] |  |
Line of Credit Facility [Line Items] |  |
Interest rate | 3.50% over a commercial paper rate (Minimum 4.50%) |
Warehouse lines of credit | $ 35,420 | 32,265
Maturity date description | January 2024 |
Residual interest financing [Member] |  |
Line of Credit Facility [Line Items] |  |
Maturity date description | January 2026 |
Interest rate | 8.60% |
Residual interest financing | $ 4,311 | 25,576
Residual interest financing [Member] |  |
Line of Credit Facility [Line Items] |  |
Maturity date description | June 2026 |
Interest rate | 7.86% |
Residual interest financing | $ 50,000 | $ 0

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