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(4) Debt (Details - Debt outstanding) - USD ($) $ in Thousands | 3 Months Ended | 12 Months Ended
--- | --- | ---
Mar. 31, 2022 | Dec. 31, 2021
Line of Credit Facility [Line Items] |  |
Warehouse lines of credit | $ 147,026 | $ 105,610
Residual interest financing | 49,434 | 53,682
Subordinated renewable notes | 26,756 | 26,459
Total debt outstanding | $ 224,936 | $ 186,780
Subordinated renewable notes [Member] |  |
Line of Credit Facility [Line Items] |  |
Maturity date description | March 2024 | January 2024
Debt Instrument, Interest Rate Terms | 8.65% | 8.93%
Warehouse Lines Of Credit 1 [Member] |  |
Line of Credit Facility [Line Items] |  |
Interest rate | 3.00% over one month Libor (Minimum 3.75%) |
Maturity date description | December 2022 |
Warehouse lines of credit | $ 69,430 | $ 70,590
Warehouse Lines Of Credit 2 [Member] |  |
Line of Credit Facility [Line Items] |  |
Interest rate | 3.50% over a commercial paper rate (Minimum 4.50%) |
Maturity date description | January 2024 |
Warehouse lines of credit | $ 78,750 | 35,420
Residual interest financing [Member] |  |
Line of Credit Facility [Line Items] |  |
Maturity date description | January 2026 |
Interest rate | 8.60% |
Residual interest financing | $ 0 | 4,311
Residual Interest Financing 1 [Member] |  |
Line of Credit Facility [Line Items] |  |
Maturity date description | June 2026 |
Interest rate | 7.86% |
Residual interest financing | $ 50,000 | 50,000
Subordinated renewable notes [Member] |  |
Line of Credit Facility [Line Items] |  |
Subordinated renewable notes | $ 26,756 | $ 26,459

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