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(4) Debt (Details - Debt outstanding) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2022	Dec. 31, 2021
Line of Credit Facility [Line Items]
Warehouse lines of credit	$ 242,449	$ 105,610
Residual interest financing	49,560	53,682
Subordinated renewable notes	27,249	26,459
Total debt outstanding	$ 322,736	$ 186,780
Subordinated renewable notes [Member]
Line of Credit Facility [Line Items]
Maturity date description	July 2024	January 2024
Debt Instrument, Interest Rate Terms	7.67	8.93
Warehouse Lines Of Credit 1 [Member]
Line of Credit Facility [Line Items]
Interest rate	3.00% over one month Libor (Minimum 3.75%)
Maturity date description	July 2024
Warehouse lines of credit	$ 138,596	$ 70,590
Warehouse Lines Of Credit 2 [Member]
Line of Credit Facility [Line Items]
Interest rate	4.15% over a commercial paper rate (Minimum 5.15%)
Maturity date description	January 2024
Warehouse lines of credit	$ 106,891	35,420
Residual interest financing [Member]
Line of Credit Facility [Line Items]
Maturity date description	January 2026
Interest rate	8.60%
Residual interest financing		4,311
Residual Interest Financing 1 [Member]
Line of Credit Facility [Line Items]
Maturity date description	June 2026
Interest rate	7.86%
Residual interest financing	$ 50,000	50,000
Subordinated renewable notes [Member]
Line of Credit Facility [Line Items]
Subordinated renewable notes	$ 27,249	$ 26,459

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