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(6) Debt (Details - Debt outstanding) - USD ($) $ in Thousands | 12 Months Ended
--- | ---
Dec. 31, 2022 | Dec. 31, 2021
Line of Credit Facility [Line Items] |  |
Warehouse lines of credit | $ 285,328 | $ 105,610
Residual interest financing | 49,623 | 53,682
Subordinated renewable notes | 25,263 | 26,459
Total debt outstanding | $ 363,141 | $ 186,780
Subordinated renewable notes [Member] |  |
Line of Credit Facility [Line Items] |  |
Maturity date description | October 2024 | January 2024
Debt Instrument, Interest Rate Terms | 7.82 | 8.93
Warehouse Lines Of Credit 1 [Member] |  |
Line of Credit Facility [Line Items] |  |
Interest rate | 3.00% over CP yield rate (Minimum 3.75%) 7.48% and 3.75% | 3.00% over CP yield rate (Minimum 3.75%) 7.48% and 3.75%
Maturity date description | July 2024 |
Warehouse lines of credit | $ 150,293 | $ 70,590
Warehouse Lines Of Credit 2 [Member] |  |
Line of Credit Facility [Line Items] |  |
Interest rate | 4.15% over a commercial paper rate (Minimum 5.15%) 8.60% and 5.15% | 4.15% over a commercial paper rate (Minimum 5.15%) 8.60% and 5.15%
Maturity date description | January 2024 |
Warehouse lines of credit | $ 137,585 | $ 35,420
Residual interest financing [Member] |  |
Line of Credit Facility [Line Items] |  |
Maturity date description | January 2026 |
Interest rate | 8.60% |
Residual interest financing | $ 0 | 4,311
Residual Interest Financing 1 [Member] |  |
Line of Credit Facility [Line Items] |  |
Maturity date description | June 2026 |
Interest rate | 7.86% |
Residual interest financing | $ 50,000 | 50,000
Subordinated renewable notes [Member] |  |
Line of Credit Facility [Line Items] |  |
Subordinated renewable notes | $ 25,263 | $ 26,459

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