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v3.23.1

Debt (Details - Debt outstanding) - USD ($) $ in Thousands | 3 Months Ended | 12 Months Ended
--- | --- | ---
Mar. 31, 2023 | Dec. 31, 2022
Line of Credit Facility [Line Items] |  |
Warehouse lines of credit | $ 285,809 | $ 285,328
Residual interest financing | 49,686 | 49,623
Subordinated renewable notes | 23,443 | 25,263
Total debt outstanding | $ 361,313 | $ 363,141
Subordinated renewable notes [Member] |  |
Line of Credit Facility [Line Items] |  |
Maturity date description | December 2024 | October 2024
Warehouse Lines Of Credit 1 [Member] |  |
Line of Credit Facility [Line Items] |  |
Interest rate | 3.00% over one month Libor (Minimum 3.75%) 7.99% and 7.48% at March 31, 2023 and December 31, 2022, respectively |
Maturity date description | July 2024 |
Warehouse lines of credit | $ 168,781 | $ 150,293
Warehouse Lines Of Credit 2 [Member] |  |
Line of Credit Facility [Line Items] |  |
Interest rate | 4.15% over a commercial paper rate (Minimum 5.15%) 9.09% and 8.60% at March 31, 2023, and December 31, 2022, respectively |
Maturity date description | January 2024 |
Warehouse lines of credit | $ 119,089 | 137,585
Residual interest financing [Member] |  |
Line of Credit Facility [Line Items] |  |
Maturity date description | June 2026 |
Interest rate | 7.86% |
Residual interest financing | $ 50,000 | 50,000
Subordinated renewable notes [Member] |  |
Line of Credit Facility [Line Items] |  |
Interest rate | Weighted average rate of 7.95% and 7.82% at March 31, 2023 and December 31, 2022, respectively |
Subordinated renewable notes | $ 23,443 | $ 25,263

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