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Summary of Significant Accounting Policies (Tables)
 3 Months Ended
Mar. 31, 2023
Accounting Policies [Abstract]  
Schedule of other income
          
   Three Months Ended 
   March 31, 
   2023   2022 
   (In thousands) 
Origination and servicing fees from third party receivables  $2,738   $844 
Direct mail revenues   –    774 
Sales tax refunds   260    144 
Other   40    144 
Other income for the period  $3,038   $1,906 
Supplemental balance sheet information related to leases
          
   March 31,   December 31, 
   2023   2022 
   (In thousands) 
         
Operating Leases          
Operating lease right-of-use assets  $28,397   $28,397 
Less: Accumulated amortization right-of-use assets   (23,611)   (22,613)
Operating lease right-of-use assets, net  $4,786   $5,784 
           
Operating lease liabilities  $(5,154)  $(6,234)
           
Finance Leases          
Property and equipment, at cost  $3,454   $3,407 
Less: Accumulated depreciation   (3,335)   (3,301)
Property and equipment, net  $119   $106 
           
Finance lease liabilities  $(125)  $(177)
           
Weighted Average Discount Rate          
Operating lease   5.0%    5.0% 
Finance lease   6.5%    6.5% 
Schedule of maturities of lease liabilities
          
Maturities of lease liabilities were as follows:        
(In thousands)  Operating   Finance 
Year Ending March 31,  Lease   Lease 
2023  $2,864   $55 
2024   1,493    37 
2025   747    20 
2026   455    11 
2027   452    11 
Thereafter   565    1 
Total undiscounted lease payments   6,576    135 
Less amounts representing interest   (1,422)   (260)
Lease Liability  $5,154   $(125)
Lease information
          
   Three Months Ended 
   March 31, 
   2023   2022 
   (In thousands) 
Operating lease cost  $1,360   $1,761 
Finance lease cost   101    298 
Total lease cost  $1,461   $2,059 
Supplemental cash flow information related to leases
          
   Three Months Ended 
   March 31, 
   2023   2022 
   (In thousands) 
Cash paid for amounts included in the measurement of lease liabilities:          
Operating cash flows from operating leases  $1,360   $1,788 
Operating cash flows from finance leases   99    282 
Financing cash flows from finance leases   2    16 
Schedule of option activity
               
           Weighted 
   Number of   Weighted   Average 
   Shares   Average   Remaining 
   (in thousands)   Exercise Price   Contractual Term 
Options outstanding at the beginning of period   11,167   $5.21     N/A  
Granted   –    –     N/A  
Exercised   (1,086)   6.41     N/A  
Forfeited   –    –     N/A  
Options outstanding at the end of period   10,081   $5.08    3.22 years  
                
Options exercisable at the end of period   6,871   $4.43    2.29 years  
Schedule of stock options outstanding and exercisable
                    
   Number of shares as of   Number of shares as of 
   March 31, 2023   December 31, 2022 
   Outstanding   Exercisable   Outstanding   Exercisable 
   (In thousands)   (In thousands) 
Range of exercise prices:                    
$2.00 - $2.99   1,440    770    1,445    775 
$3.00 - $3.99   3,646    3,356    3,785    3,495 
$4.00 - $4.99   2,677    1,740    2,739    1,802 
$5.00 - $5.99   –    –    –    – 
$6.00 - $6.99   –    –    740    740 
$7.00 - $7.99   608    608    748    748 
$10.00 - $10.99   1,710    397    1,710    210 
Total shares   10,081    6,871    11,167    7,770 
Schedule of purchases of company stock
                    
   Three Months Ended 
   March 31, 2023   March 31, 2022 
   Shares   Avg. Price   Shares   Avg. Price 
Open market purchases   263,185   $10.42    922,363   $11.19 
Shares redeemed upon net exercise of stock options   458,392    9.93    295,088    12.68 
Total stock purchases   721,577   $10.11    1,217,451   $11.55